In an exclusive interview with C.S. Setty, Chairman of the State Bank of India, he shares his insights on the evolving financial landscape and SBI's role in driving economic growth. The conversation spans key topics such as the importance of incentivizing long-term savings through fixed deposits, the rise of alternative investment options, and the significance of safety and stability in financial instruments. Setty delves into the dynamics of retail credit growth, highlighting the post-COVID surge, the critical role of home loans, and the regulatory focus on unsecured credit. He underscores SBI's commitment to enabling first-time homebuyers while maintaining low delinquency rates. Addressing India's economic outlook, Setty remains optimistic about the country’s growth potential, even in the face of global headwinds, projecting a 6.5% GDP growth rate driven by rural consumption and government spending. He also comments on the persistent calls for rate cuts, balancing inflation concerns with growth imperatives. As he reflects on his journey in the "corner office," Setty describes it as an enriching experience, balancing immense responsibility with the privilege of leading a bank that touches the lives of millions. Watch this exclusive conversation with Siddharth Zarabi, Editor, Business Today, as C.S. Setty shares his vision and thoughts on SBI's pivotal role in shaping India's financial future.