In a conversation with Riddhima Bhatnagar of business today, D.P Singh of Deputy MD & Joint CEO of SBI MF talks about the allocation of funds investors can keep at this time and advises new investors on SIPs. He also tells us the readjustments fund managers are doing at the current time in their portfolio to ensure minimal losses to the portfolios. Singh also discusses the pros and cons of direct investing for investors and the what it means for IFAs and NDs with emerging fintech platforms.