Union Finance Minister Nirmala Sitharaman, addressing 'Viksit Bharat Ambassador' at GITAM in Visakhapatnam, highlights the remarkable surge in digital transactions, with India witnessing 131 billion transactions and 200 lakh crores of rupees transacted through UPI in 2023-24. Sitharaman counters skepticism about digital transactions, affirming that even rural areas with power and internet limitations witness significant UPI usage, underscoring the inclusive nature of digital finance.