How US banking
crisis will impact
India, tech start-ups,
IT firms: Key things
to know

Produced by: Sohini Mitter and Aakanksha Chaturvedi
Designed by: Mohsin

The Silicon Valley Bank crisis has rocked the global business ecosystem. The US regulators shut down SVB on 10 March. SVB Financial Group filed for Chapter 11 bankruptcy protection on 17 March

SVB Files for bankruptcy

Business Today spoke to a couple of ecosystem stakeholders to understand the impact of the crisis on the Indian start-up and IT ecosystem

Impact on start-ups & IT

Addressing a Twitter townhall, Minister of State for IT Minister Rajeev Chandrasekhar shared that over $1 billion worth of capital “attributable to Indian start-ups” was stuck in deposits at SVB when it went down

Over $1 bn capital stuck

“And this is a conservative estimate. Several hundred start-ups were directly impacted and funds that invested in them were also impacted,” the minister said

The impact could be more 

Chandrasekhar also shared that over $250 million has been transferred from SVB to GIFT City banks in the last few days

Gift of GIFT City

Earlier this week, Chandrasekhar also held a consultation with 460+ Indian start-ups to understand and assess the full impact of the SVB crisis

Govt supporting start-ups

“I’ve submitted a report on the consultations to the Finance Minister. We need to see how we can move Indian start-ups to the Indian banking system instead of relying on complex cross-border systems,” he explained

Rely on Indian banking

Start-ups apart, the collapse of SVB has added to the uncertainty faced by Indian IT companies, which were already facing headwinds due to the macroeconomic slowdown in the West

IT sector too in a fix

This collapse will slow down new builds, cause cost pressure, and further delay the onboarding of new employees in the IT sector, Vineet Nayar, former CEO of HCL Technologies told BT

Add to the existing woes

Several ecosystem stakeholders are comparing it to the 2008 financial crisis. Similar trends were observed in the aftermath of these crises

2008 financial crisis?

In 2008, 43% of Western companies had to cut back their IT spending due to the global financial meltdown as per a report by Forrester. This sector will face challenges in the immediate future

Increase market pressure

However, despite the short-term difficulties, experts are bullish on the sector in the medium term. The pain for start-ups and IT is only for short-term and it will surpass, they believe

Short term pain?