UPI in Sri Lanka after France, Nepal, UAE and Singapore; Steps to use Paytm, PhonePe other UPI apps in other countries for NRIs with international numbers or Indians travelling abroad

Produced by: Bhoomika
Designed by: Mohsin Shaikh

Prime Minister Narendra Modi and Sri Lanka President Ranil Wickremesinghe have signed an agreement to bring Unified Payments Interface (UPI) to Sri Lanka. "The agreement signed to launch UPI in Sri Lanka, will increase fintech connectivity," PM Modi said

UPI in Sri Lanka

Earlier PM Modi launched the UPI service in France as he stood atop the Eiffel Tower and said that Indian tourists will soon be able to make rupee payments using UPI

UPI in France

PM Modi has been keen on expanding the UPI technology, which has been behind India’s digital payments revolution, to ensure seamless international digital transactions

PM Modi launches UPI services in other countries

Countries which have adopted the UPI technology so far are France, UAE, Bhutan, Singapore, Nepal, Oman, Malaysia, Thailand, UK and Japan. Now Sri Lanka has been added to this list

Countries which have adopted UPI

Further, UPI QR-based payments are accepted in 10 markets across North Asia and Southeast Asia, including Malaysia, Thailand, Philippines, Vietnam, Singapore, Cambodia, Hong Kong, Taiwan and South Korea

List of countries to accept 
UPI QR-based payments 

UPI can also be used by NRI mobile numbers having country codes of Singapore, Australia, Canada, Hong Kong, Oman, Qatar, USA, Saudi Arabia, United Arab Emirates, and the United Kingdom. The phone number must be linked to NRE or NRO bank accounts

UPI services for other countries

- Link the mobile number with an NRO or NRE (non-resident ordinary or non-resident external) account
- Get KYC done in accordance with FEMA laws
- Download one of the UPI apps such as Paytm, BHIM app or Phonepe.

Steps for NRIs to use
UPI services

- Scan the Quick Response Code such as Singapore Quick Response Code with the country-specific UPI app
- Enter the amount in that country’s currency
- UPI app will automatically convert it into INR depending on the current exchange rate
- Click on the 'pay' option, enter the UPI PIN, and the payment will be completed.

Steps to use UPI in a
foreign country

PhonePe was the first UPI app to launch its services outside India. Apart from this PayTm, BHIM app and some other UPI apps are available abroad

UPI apps available in other countries