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'Rs 1 lakh startup': How to make ₹60,000 a month tax-free income from your terrace

Produced by: Manoj Kumar

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Urban Bounty

With just 500–1,000 sq. ft., you can grow tomatoes, spinach, brinjals, strawberries, and even saffron — right above your head, no farmland needed.

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Budget Farming

Starting costs can be as low as ₹5,000, with a full-fledged setup under ₹1 lakh covering pots, grow bags, soil, seeds, compost bins, and drip lines.

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Vertical Magic

Vertical gardening racks and trellises turn tiny spaces into crop powerhouses, letting you double or triple yields without expanding sideways.

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Compost Savings

Turning kitchen waste into compost saves thousands yearly on fertilizers, cuts waste disposal needs, and strengthens soil naturally for richer harvests.

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Smart Watering

Low-cost drip irrigation and simple rainwater harvesting maximize water use, keeping your terrace farm lush without ballooning your utility bills.

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Tax-Free Earnings

Selling homegrown, pesticide-free produce locally can earn ₹5,000–₹60,000 a month — and as long as it’s small-scale and unregistered, this income stays tax-free.

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Organic Demand

Cities crave clean food: selling to neighbors, boutique markets, or via social media means faster sales and better margins for urban farmers.

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Guaranteed Savings

Even if you don’t sell a single leaf, you save ₹2,000–₹5,000 monthly by growing your own herbs, fruits, and veggies — cutting grocery bills naturally.

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Scale-Up Secrets

Once you master it, you can expand into seedlings, compost sales, workshops, and online kits, turning a simple hobby into a full-fledged income stream.