Best fixed deposit schemes: 6 banks that have recently revised their FD rates

Produced by: Basudha Das
Designed by: Mohsin Shaikh

The fixed deposit (FD) interest rates have been rising since May 2022. Not only salaried class, or senior citizens, even millennials are investing in term deposits

Rising deposit rates

Kotak Mahindra Bank offers an interest rate between 2.75% to 7.2% to general citizens and 3.25% to 7.7% for senior citizens. The bank has increased interest rate by 50 bps on tenure of 180 days from 6.5% to 7% for regular citizens

Bank FD rates: Kotak
Mahindra Bank

BoB has increased the interest rates on its FDs of up to Rs 2 crore. It is offering an interest rate between 3% to 7.25% to general citizens and 3.5% to 7.75% for senior citizens

Bank FD rates:
Bank of Baroda

Suryoday Small Finance Bank has revised interest rates on fixed deposits below Rs 2 crore. The general public can get an interest rate of 4% to 9.1% on their FD schemes, while senior citizens can earn 4.5% to 9.6% for their deposits

FD rates: Suryoday Small
Finance Bank

For regular consumers, Unity Small Finance Bank is offering interest rates between 4.5% and 9%. Senior citizen customers can earm up to 9.5% per annum on fixed deposits

Unity Small Finance Bank
Latest FD interest rates

Dhanlaxmi Bank has also revised its interest rates on fixed deposits under Rs 2 crore. The bank is now offering interest rates in the range of 3.25% to 7.25% for general customers. Senior citizens can get an additional interest rate of 0.5% per annum

Dhanlaxmi Bank Latest
FD interest rates

Yes Bank has revised fixed deposit interest rates for deposits below Rs 2 crore. After the revision, the bank is offering interest rates between 3.25% and 7.75% to general citizens. For senior citizens, the bank is offering 3.75% to 8.25%

Yes Bank FD interest rates

SBI, HDFC Bank, and ICICI Bank are offering an interest rate ranging between 3% and 7.1% per annum on FDs maturing in 7 days to 10 years. Senior citizens are provided an additional interest rate of 3.5% and 7.6%

SBI, HDFC Bank, ICICI Bank:
Latest FD interest rates