Check out 8 banks offering 9% or higher interest rates to senior citizens on fixed deposits (FDs)

Produced by: Teena Jain Kaushal
Designed by: Mohsin Shaikh

Source: BankBazaar data as of Sept 15

Senior citizens can earn a 9.50% interest rate on their FDs with a tenure of 1001 days. It offers a 0.5% premium to senior citizens

Unity Small Finance Bank

Source: BankBazaar data as of Sept 15

North East Small Finance Bank is offering senior citizens a 9.25% interest rate on FDs with a tenure of 555 to 1111 days, with a premium of 0.75%

North East Small
Finance Bank

Source: BankBazaar data as of Sept 15

Fincare SFB offers senior citizens a 9.11% interest rate on FDs with a tenure of 750 days, providing a premium of 0.60%

Fincare Small Finance Bank

Source: BankBazaar data as of Sept 15

Utkarsh Small Finance Bank offers a 9.10% interest rate to senior citizens for FDs with a tenure of 2 to 3 years, along with a 0.60% premium

Utkarsh Small Finance Bank

Source: BankBazaar data as of Sept 15

Suryoday SFB offers senior citizens a 9.10% interest rate on FDs with a tenure of more than 2 to 3 years, while others receive an 8.60% interest rate

Suryoday Small Finance Bank

Source: BankBazaar data as of Sept 15

ESAF SFB offers 9% interest on FDs with a tenure of 2 to less than 3 years for senior citizens, with an interest rate of 8.5% for others

ESAF Small Finance Bank

Source: BankBazaar data as of Sept 15

Jana SFB provides senior citizens with a 9% interest rate on FDs with a tenure of more than 2 to 3 years

Jana Small Finance Bank

Source: BankBazaar data as of Sept 15

Equitas SFB offers a 9% interest rate on FDs with a tenure of 444 days, with a 0.50% premium for senior citizens

Equitas Small Finance Bank

Small Finance Banks (SFBs) offer lucrative interest rates compared to commercial banks to boost their deposits

SFB vs Commercial Banks

Similar to traditional banks, SFBs also offer insurance coverage of up to Rs 5 lakh on bank deposits to their customers

Deposit Insurance

With a high interest rate of 9%, FDs remain one of the safest investment options for senior citizens to earn a regular income

Fixed return