HDFC Bank Regalia, Axis Bank Magnus: Facilities, benefits, lounge access on these 'devalued' credit cards

Produced by: Basudha Das Designed by: Mohsin Shaikh

HDFC Bank Regalia card

HDFC Bank this week tweaked the lounge access rules within India for its Regalia credit cards. The changes will be applicable from December 1, 2023

HDFC Bank Regalia card: Airport lounge access

From December 1, the lounge access program for Regalia Credit Card will be based on the cardholder's spending. Cardholders who spend Rs 1 lakh or more in a calendar quarter can avail of up to two complimentary lounge access vouchers

HDFC Bank Regalia card: Lounge access new terms

After spending Rs 1 lakh or more in a calendar quarter, card users can Regalia SmartBuy page and generate the complimentary voucher. A QR code will be shared via email, which can be scanned at the lounge terminal

HDFC Bank Regalia card:  Airport Lounge Access  outside India

Under the new rules, Regalia cardholders can apply for a Priority Pass and add on members once they complete a minimum of four retail transactions on their card. By Priority Pass, the users and add-on members can avail of up to six Complimentary Lounge Access per calendar year, outside India

HDFC Bank Regalia card: Other facilities

The credit card offers bonus 10,000 Reward Points on Rs 5 lakhs spends and additional 5,000 Reward Points on Rs 8 lakhs spends in an anniversary year

HDFC Bank Regalia card: Zero Lost card liability

If users lose their HDFC Bank Regalia Credit Card and report it immediately to the bank, he or she can get the zero liability on any fraudulent transactions made on the card

Axis Magnus Credit Card: New terms

Axis Bank revised the terms of its Magnus Credit Card, effective from September 1, 2023, and tweaked the annual fees to Rs 10,000 (+GST) to Rs 2,500 (+GST)

Axis Magnus Credit Card: Airport Lounge Access

The card also offers unlimited domestic and international airport lounge visits, VIP services at the airports

Axis Magnus Credit Card: Benefits

Customers can earn 12 EDGE reward points for every Rs 200 on cumulative monthly spends up to Rs 1.5 lakh. They can earn 60 EDGE reward points for every Rs 200 spent on the Travel Edge portal, up to cumulative transactions of Rs 2 lakh per month

Axis Magnus Credit Card: Facilities discontinued

Axis Bank discontinued the annual benefit of vouchers worth Rs 10,000. Monthly milestone benefits of 25,000 EDGE Reward Points on monthly spends of Rs 1 lakh was discontinued. The card also discontinued the Tata CLiQ voucher for the newly onboarded members. Utility services and government institution payments have been excluded from reward eligibility