How to withdraw PF online: Steps, eligibility, documents and more
Produced by: BT Desk Designed by: Manoj Kumar
Documents needed
- Universal Account Number (UAN) - Bank account information of the EPF subscriber - Identity and address proof - Cancelled check with IFSC code and account number
How do I withdraw PF online with my UAN?
Access the UAN portal. Navigate to the official UAN portal to initiate the process. Use your UAN (Universal Account Number) and password for logging into the portal.
KYC verification
After successful login, select the ‘Manage’ tab and choose ‘KYC’ from the list. This step is crucial for verifying if your KYC details, including Aadhaar, PAN, and bank information, are up-to-date and verified.
Initiate claim
Post KYC verification, move to the ‘Online Services’ tab. Here, you will find the option ‘Claim (Form-31, 19, 10C, and 10D)’. Select this to begin the claim process.
Verify member details
The subsequent screen will present your member details, KYC information, and other service-related details. Key in your bank account number and select ‘Verify’ to confirm the accuracy of the provided details.
Add claim details
For claims like PF Advance (Form 31), indicate the purpose of the advance, the desired amount, and your current address.
When can we withdraw PF?
Individuals can opt for either a full or partial withdrawal from their Employee Provident Fund
Full Withdrawal
A complete withdrawal from EPF is permissible under two scenarios: Retirement or Unemployment
Note
Individuals cannot withdraw their entire EPF balance when transitioning between employers unless they are unemployed for at least two months.
Partial Withdrawal
Can be done for medical needs, marriage, education, home loan repayment, house renovation and before retirement, which withdrawal of up to 90% of the total balance with interest