Plan your shopping
Big cities offer a lot of high-end shopping choices, but if you partake, they will destroy your budget. Don't go shopping for fun, unless you are trolling your favorite thrift store for steals. With all the shopping temptations surrounding you, it's wise to make a list of items you absolutely need. Also try shopping from the plethora of retail markets online that are sure to offer great discounts, especially during festive seasons.