Business Today
Subscribe
PMS TodayUS NewsIndiaUPSTARTWeatherBT ShortsNRIEducationElection
BT GolfBT MindrushBT Best Banks
News
mutual funds
franklin india pension plan direct growth
Franklin India Pension Plan Direct Growth

Franklin India Pension Plan Direct Growth

  • High Risk
  • Allocation
  • Retirement
Share
  • Whatsapp
  • Twitter
  • Facebook
NAV as on Jul 4, 2025
i
Price per unit of the scheme.
₹ 241.49140.17%1 Day Change
1.39%
Minimum Investment₹500
Expense Ratio1.49%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.
5
Scheme Rating
*Morningstar Rating Methodologyi
i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions
 

bt_logoFUND PERFORMANCE

As On Jan 01, 2023
Compare fund’s performance against category average across different time periods


No Data Found.
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

bt_logoFUND COMPARISON

1M3M6M1Y3Y5Y
This Fund
Franklin India Pension Plan Direct Growth
VS
Allocation: Retirement Average NAV
    Topper in Allocation: Retirement
    All Fund


    No Data Found.
    *For the other fund, rescaled NAVs are used
    Share
    • Whatsapp
    • Twitter
    • Facebook

    bt_logoRETURN CALCULATOR

    Check the return on your investment in the fund
    Franklin India Pension Plan Direct Growth
    Investment Type
    Monthly Investment
    Time Period (yrs)
    Annual Return in %
    • Invested Amount
      ₹0
    • Return
      ₹0
    • Current Value
      ₹0

    bt_logoFUND SUMMARY

    Benchmark
    CRISIL Composite Bond TR INR
    Expense Ratio
    1.49%
    Category Avg Expense Ratio
    0.88%
    Minimum Investment (Lumpsum/SIP)
    ₹ 500 /₹ 1000
    Lock In (Years)
    5
    Fund Size
    ₹ 521.25 Cr(As on May, 2025)
    Inception Date
    Jan 01, 2013
    Turnover
    - %
    Exit Load
    3% If redeemed before the age of 58 years; Nil if redeemed after the age of 58 years

    bt_logoABOUT THE FUND

    Objective: The Fund seeks to provide investors regular income under the Dividend Plan and capital appreciation under the Growth Plan.

    Franklin India Pension Plan Direct Growth is an Allocation - Retirement fund. The fund was launched inJan 01, 2013. Its risk level is . The NAV of the fund as onJul 04, 2025 is ₹241.49. Its expense ratio is 1.49 %. The fund has an AUM of ₹521.25 Cr.The fund is managed bySachin Padwal-Desai,Rajasa Kakulavarapu,Umesh Sharma,Anand Radhakrishnan,Varun Sharma,Pallab Roy,Anuj Tagra,Ajay Argal.
    The minimum initial investment is  ₹500 in Lumpsum mode.

    SUBSCRIBE TO
    BUSINESS TODAY MAGAZINE
    Subscribe Now
    Already a subscriber?Login

    bt_logoFUND MANAGER

    Sachin Padwal-Desai
    Sachin Padwal-Desai
    i
    Lead Fund Manager.
    Feb 1, 2011 - Present
    • Fund Manager Rank--Out of 0
      i
      Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
    • Schemes managed12
    • Total AUM₹ 7,838.46 Cr
    • Highest Return In 1 Yr308.96 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Franklin India Equity Hybrid Fund Direct Growth
    ₹ 312.96
    2.12%
    2.46%
    Very High Risk
    ₹2,187.18Cr
    Franklin India Banking & PSU Debt Fund Direct Growth
    ₹ 23.54
    0.24%
    0.12%
    Moderate Risk
    ₹549.55Cr
    Franklin India Dynamic Accrual Fund Segregated Portfolio 2 Direct Growth
    --
    ₹ 3.21
    258.95%
    -%
    Low Risk
    ₹29.52Cr
    Franklin India Equity Hybrid Fund Direct Growth
    Very High Risk
    • NAV₹ 312.96
    • Fund Size₹2,187.18Cr
    Fund Return2.12%
    Category Return2.46%
    Franklin India Banking & PSU Debt Fund Direct Growth
    Moderate Risk
    • NAV₹ 23.54
    • Fund Size₹549.55Cr
    Fund Return0.24%
    Category Return0.12%
    Franklin India Dynamic Accrual Fund Segregated Portfolio 2 Direct Growth
    Low Risk--
    • NAV₹ 3.21
    • Fund Size₹29.52Cr
    Fund Return258.95%
    Category Return--
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Rajasa Kakulavarapu
    Rajasa Kakulavarapu
    i
    Lead Fund Manager.
    Sep 6, 2021 - Present
    • Schemes managed12
    • Total AUM₹ 37,640.97 Cr
    • Highest Return In 1 Yr14.14 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Franklin India Equity Hybrid Fund Direct Growth
    ₹ 312.96
    2.12%
    2.46%
    Very High Risk
    ₹2,187.18Cr
    Franklin India Equity Savings Fund Direct Growth
    ₹ 17.91
    1.05%
    1.21%
    Moderately High risk
    ₹677.63Cr
    Franklin India Debt Hybrid Fund Direct Growth
    ₹ 100.34
    1.01%
    0.36%
    Moderately High risk
    ₹203.91Cr
    Franklin India Equity Hybrid Fund Direct Growth
    Very High Risk
    • NAV₹ 312.96
    • Fund Size₹2,187.18Cr
    Fund Return2.12%
    Category Return2.46%
    Franklin India Equity Savings Fund Direct Growth
    Moderately High risk
    • NAV₹ 17.91
    • Fund Size₹677.63Cr
    Fund Return1.05%
    Category Return1.21%
    Franklin India Debt Hybrid Fund Direct Growth
    Moderately High risk
    • NAV₹ 100.34
    • Fund Size₹203.91Cr
    Fund Return1.01%
    Category Return0.36%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Umesh Sharma
    Umesh Sharma
    i
    Lead Fund Manager.
    Feb 1, 2011 - Present
    • Schemes managed14
    • Total AUM₹ 14,825.75 Cr
    • Highest Return In 1 Yr308.96 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Franklin India Equity Hybrid Fund Direct Growth
    ₹ 312.96
    2.12%
    2.46%
    Very High Risk
    ₹2,187.18Cr
    Franklin India Dynamic Accrual Fund Segregated Portfolio 2 Direct Growth
    --
    ₹ 3.21
    258.95%
    -%
    Low Risk
    ₹29.52Cr
    Franklin India Banking & PSU Debt Fund Direct Growth
    ₹ 23.54
    0.24%
    0.12%
    Moderate Risk
    ₹549.55Cr
    Franklin India Equity Hybrid Fund Direct Growth
    Very High Risk
    • NAV₹ 312.96
    • Fund Size₹2,187.18Cr
    Fund Return2.12%
    Category Return2.46%
    Franklin India Dynamic Accrual Fund Segregated Portfolio 2 Direct Growth
    Low Risk--
    • NAV₹ 3.21
    • Fund Size₹29.52Cr
    Fund Return258.95%
    Category Return--
    Franklin India Banking & PSU Debt Fund Direct Growth
    Moderate Risk
    • NAV₹ 23.54
    • Fund Size₹549.55Cr
    Fund Return0.24%
    Category Return0.12%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Anand Radhakrishnan
    Anand Radhakrishnan
    i
    Lead Fund Manager.
    Sep 6, 2021 - Present
    • Schemes managed11
    • Total AUM₹ 43,140.08 Cr
    • Highest Return In 1 Yr9.01 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Franklin India Flexi Cap Fund Direct Growth
    ₹ 1,851.55
    2.67%
    3.41%
    Very High Risk
    ₹18,679.30Cr
    Franklin India Equity Hybrid Fund Direct Growth
    ₹ 312.96
    2.12%
    2.46%
    Very High Risk
    ₹2,187.18Cr
    Franklin India Taxshield Direct Growth
    ₹ 1,676.37
    2.78%
    3.20%
    Very High Risk
    ₹6,718.66Cr
    Franklin India Flexi Cap Fund Direct Growth
    Very High Risk
    • NAV₹ 1,851.55
    • Fund Size₹18,679.30Cr
    Fund Return2.67%
    Category Return3.41%
    Franklin India Equity Hybrid Fund Direct Growth
    Very High Risk
    • NAV₹ 312.96
    • Fund Size₹2,187.18Cr
    Fund Return2.12%
    Category Return2.46%
    Franklin India Taxshield Direct Growth
    Very High Risk
    • NAV₹ 1,676.37
    • Fund Size₹6,718.66Cr
    Fund Return2.78%
    Category Return3.20%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Varun Sharma
    Varun Sharma
    i
    Lead Fund Manager.
    Sep 1, 2023 - Present
    • Schemes managed12
    • Total AUM₹ 22,640.43 Cr
    • Highest Return In 1 Yr14.14 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Franklin India Focused Equity Fund Direct Growth
    ₹ 122.21
    2.94%
    3.17%
    Very High Risk
    ₹12,146.55Cr
    Franklin Asian Equity Fund Direct Growth
    --
    ₹ 33.52
    3.58%
    -%
    Very High Risk
    ₹249.25Cr
    Franklin India Technology Fund Direct Growth
    --
    ₹ 578.54
    4.24%
    4.81%
    Very High Risk
    ₹1,862.37Cr
    Franklin India Focused Equity Fund Direct Growth
    Very High Risk
    • NAV₹ 122.21
    • Fund Size₹12,146.55Cr
    Fund Return2.94%
    Category Return3.17%
    Franklin Asian Equity Fund Direct Growth
    Very High Risk--
    • NAV₹ 33.52
    • Fund Size₹249.25Cr
    Fund Return3.58%
    Category Return--
    Franklin India Technology Fund Direct Growth
    Very High Risk--
    • NAV₹ 578.54
    • Fund Size₹1,862.37Cr
    Fund Return4.24%
    Category Return4.81%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Pallab Roy
    Pallab Roy
    i
    Lead Fund Manager.
    Mar 7, 2024 - Present
    • Schemes managed8
    • Total AUM₹ 8,664.79 Cr
    • Highest Return In 1 Yr14.14 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Franklin India Floating Rate Direct Growth
    ₹ 44.81
    0.68%
    0.40%
    Low to Moderate Risk
    ₹336.98Cr
    Franklin India Liquid Super Institutional Plan Direct Growth
    --
    ₹ 3,967.81
    0.49%
    0.47%
    Low to Moderate Risk
    ₹2,866.03Cr
    Franklin India Money Market Fund Direct Growth
    ₹ 52.05
    0.65%
    0.58%
    Low to Moderate Risk
    ₹3,472.40Cr
    Franklin India Floating Rate Direct Growth
    Low to Moderate Risk
    • NAV₹ 44.81
    • Fund Size₹336.98Cr
    Fund Return0.68%
    Category Return0.40%
    Franklin India Liquid Super Institutional Plan Direct Growth
    Low to Moderate Risk--
    • NAV₹ 3,967.81
    • Fund Size₹2,866.03Cr
    Fund Return0.49%
    Category Return0.47%
    Franklin India Money Market Fund Direct Growth
    Low to Moderate Risk
    • NAV₹ 52.05
    • Fund Size₹3,472.40Cr
    Fund Return0.65%
    Category Return0.58%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Anuj Tagra
    Anuj Tagra
    i
    Lead Fund Manager.
    Apr 30, 2024 - Present
    • Schemes managed14
    • Total AUM₹ 1,25,644.23 Cr
    • Highest Return In 1 Yr11.73 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    ICICI Prudential Constant Maturity Gilt Direct Growth
    ₹ 25.49
    -0.19%
    -0.28%
    Moderate Risk
    ₹2,550.77Cr
    ICICI Prudential Gilt Fund Direct Plan Growth
    ₹ 111.41
    -0.11%
    -0.87%
    Moderate Risk
    ₹7,347.01Cr
    ICICI Prudential Long Term Bond Fund Direct Plan Growth
    --
    ₹ 98.81
    -0.89%
    -1.68%
    Moderate Risk
    ₹1,229.87Cr
    ICICI Prudential Constant Maturity Gilt Direct Growth
    Moderate Risk
    • NAV₹ 25.49
    • Fund Size₹2,550.77Cr
    Fund Return-0.19%
    Category Return-0.28%
    ICICI Prudential Gilt Fund Direct Plan Growth
    Moderate Risk
    • NAV₹ 111.41
    • Fund Size₹7,347.01Cr
    Fund Return-0.11%
    Category Return-0.87%
    ICICI Prudential Long Term Bond Fund Direct Plan Growth
    Moderate Risk--
    • NAV₹ 98.81
    • Fund Size₹1,229.87Cr
    Fund Return-0.89%
    Category Return-1.68%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Ajay Argal
    Ajay Argal
    i
    Lead Fund Manager.
    Oct 4, 2024 - Present
    • Schemes managed7
    • Total AUM₹ 30,001.84 Cr
    • Highest Return In 1 Yr7.80 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Franklin India Focused Equity Fund Direct Growth
    ₹ 122.21
    2.94%
    3.17%
    Very High Risk
    ₹12,146.55Cr
    Franklin Build India Fund Direct Growth
    ₹ 164.80
    3.31%
    3.06%
    Very High Risk
    ₹2,857.07Cr
    Templeton India Equity Income Fund Direct Growth
    ₹ 153.22
    2.65%
    3.20%
    Very High Risk
    ₹2,372.54Cr
    Franklin India Focused Equity Fund Direct Growth
    Very High Risk
    • NAV₹ 122.21
    • Fund Size₹12,146.55Cr
    Fund Return2.94%
    Category Return3.17%
    Franklin Build India Fund Direct Growth
    Very High Risk
    • NAV₹ 164.80
    • Fund Size₹2,857.07Cr
    Fund Return3.31%
    Category Return3.06%
    Templeton India Equity Income Fund Direct Growth
    Very High Risk
    • NAV₹ 153.22
    • Fund Size₹2,372.54Cr
    Fund Return2.65%
    Category Return3.20%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoDETAILED PORTFOLIO

    As on Jun, 2025
    EQUITY (38.15%)
    DEBT (56.34%)
    CASH (5.51%)
    Allocation by Market Cap
    Large Cap(27.72%)
    Mid Cap(3.86%)
    Small Cap(6.57%)
    Industry Holdings
    • Banks Regional24.91%
    • Information Technology Services8.52%
    • Telecom Services5.40%
    • Engineering Construction4.89%
    • Oil Gas Refining Marketing4.31%
    • Drug Manufacturers Specialty Generic3.93%
    Stock Holdings
    • HDFC Bank Ltd4.05%
    • ICICI Bank Ltd3.06%
    • Larsen & Toubro Ltd1.87%
    • Bharti Airtel Ltd1.70%
    • Infosys Ltd1.65%
    • Reliance Industries Ltd1.65%

    bt_logoPERFORMANCE MEASURES

    Fund evaluation across critical parameters for better decision making. Study period is 3 years.
    • Consistency
      i
      It represents the consistency of a fund in beating its benchmark.
      ----
    • Downside Risk
      i
      Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
    • Risk Adjusted Return
      i
      Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
    • Volatility
      i
      Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
    • Upside Capture Ratio
      i
      Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
      ----
    • Downside Capture Ratio
      i
      Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.
      ----

    bt_logoHISTORICAL RISK MEASURES

    Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.
    • Alpha: Excess return of the fund over benchmark
      i
      Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
      --
      This Fund
      VS
      --
      Category Avg
    • R-Squared: How well the fund tracks benchmark
      i
      R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
      --
      This Fund
      VS
      --
      Category Avg
    • Beta: Risk of the fund in relation to benchmark
      i
      Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
      --
      This Fund
      VS
      --
      Category Avg
    • Sharpe Ratio: Risk adjusted return of the fund
      i
      Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
      1.23
      This Fund
      VS
      --
      Category Avg
    • Sortino Ratio: Return per unit of bad risk
      i
      A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
      2.17
      This Fund
      VS
      --
      Category Avg
    • Standard Devation: Volatility of the fund
      i
      Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
      5.45
      This Fund
      VS
      --
      Category Avg
    Benchmark used in calculation : S&P BSE 500 India TR INR

    bt_logoPEER ANALYSIS

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoTOP FUNDS FROM THIS AMC

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoABOUT THE AMC

    company icon
    Franklin Templeton Asst Mgmt(IND)Pvt Ltd
    Franklin Templeton Asst Mgmt(IND)Pvt Ltd manages assets worth ₹ 1,12,860.65 crores. It’s current offering of mutual fund schemes includes 16 equity, 19 debt and 7 hybrid schemes.
    phone icon
    Phone
    +91 22 - 67519100
    mail icon
    Email
    services@franklintempleton.com
    aum
    AUM
    ₹ 1,12,860.65 Cr (
    As on May 31, 2025
    )
    location
    Address
    Senapati Bapat Marg, Elphinstone Road (West), Mumbai Mumbai,400 013

    bt_logoFAQ's

    What is the category of Franklin India Pension Plan Direct Growth ?
    The category of Franklin India Pension Plan Direct Growth is Allocation - Retirement
    What is the current NAV of Franklin India Pension Plan Direct Growth ?
    The current NAV of Franklin India Pension Plan Direct Growth as on Jul 04, 2025 is ₹241.49
    How safe is Franklin India Pension Plan Direct Growth ?
    The risk level of Franklin India Pension Plan Direct Growth is High.
    What are short term returns given by Franklin India Pension Plan Direct Growth ?
    The return given by Franklin India Pension Plan Direct Growth in 1 month is 1.39%, 3 months is 6.10%, 6 months is 3.68%, and 1 year is 7.80%
    What are the long term returns given by Franklin India Pension Plan Direct Growth ?
    The return given by Franklin India Pension Plan Direct Growth in 3 years is 13.74% and 5 years is 11.65%.
    What is the expense ratio of Franklin India Pension Plan Direct Growth ?
    The expense ratio of Franklin India Pension Plan Direct Growth is 1.49%
    What is the AUM of Franklin India Pension Plan Direct Growth ?
    The assets under Management (AUM) of Franklin India Pension Plan Direct Growth is Rs 521.25 crores.
    What is the minimum investment in Franklin India Pension Plan Direct Growth ?
    The minimum Lumpsum investment in Franklin India Pension Plan Direct Growth is ₹500.00 and the minimum SIP investment in Franklin India Pension Plan Direct Growth is ₹1,000.00
    What is the asset allocation of Franklin India Pension Plan Direct Growth?
    Franklin India Pension Plan Direct Growth has an exposure of 38.15% in Equity, 56.34% in Debt and 5.51% in Cash & Money Market Securities

    bt_logoCALCULATORS

    calculatorIncome Tax Calculatorsip calculatorSIP Calculatorfd calculatorFD Calculatordividend yield calculatorDividend Yield Calculatorlump sum calculatorLump-Sum Calculatorcagr calculator CAGR Calculatortop up sip calculatorTop-Up Calculatorlatter factor calculatorLatte Factor Calculator

    bt_logoTop Stories