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union liquid fund direct plan fortnightly reinvestment of income distribution cum capital withdrawal
Union Liquid Fund Direct Plan Fortnightly Reinvestment of Income Distribution cum capital withdrawal

Union Liquid Fund Direct Plan Fortnightly Reinvestment of Income Distribution cum capital withdrawal

  • Moderate Risk
  • Money Market
  • Liquid
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NAV as on Jul 31, 2025
i
Price per unit of the scheme.
₹ 1,001.80370.02%1 Day Change
0.49%
Minimum Investment₹5000
Expense Ratio0.07%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.
*Morningstar Rating Methodologyi
i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions
 

bt_logoFUND PERFORMANCE

As On Jul 31, 2025
Compare fund’s performance against category average across different time periods
1M3M6M1Y3Y5Y
65Out of 190 funds in the category
Category Avg Return
0.39%
Fund Return 0.49%
Low0.39%High
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

bt_logoFUND COMPARISON

1M3M6M1Y3Y5Y
This Fund
Union Liquid Fund Direct Plan Fortnightly Reinvestment of Income Distribution cum capital withdrawal
VS
Money Market: Liquid Average NAV
    Topper in Money Market: Liquid
    Canara Robeco Liquid Unclaimed Redemption and Dividend Plan Direct Growth Option
    All Fund
    *For the other fund, rescaled NAVs are used
    Share
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    bt_logoRETURN CALCULATOR

    Check the return on your investment in the fund
    Union Liquid Fund Direct Plan Fortnightly Reinvestment of Income Distribution cum capital withdrawal
    Investment Type
    Monthly Investment
    Time Period (yrs)
    Annual Return in %
    • Invested Amount
      ₹3,60,000
    • Return
      ₹114
    • Current Value
      ₹3,60,114

    bt_logoFUND SUMMARY

    Benchmark
    CRISIL Liquid Debt B-I TR INR
    Expense Ratio
    0.07%
    Category Avg Expense Ratio
    0.18%
    Minimum Investment (Lumpsum/SIP)
    ₹ 5000 /₹ 100
    Lock In (Years)
    No Lock-in
    Fund Size
    ₹ 3,359.47 Cr(As on Jun, 2025)
    Inception Date
    Jan 01, 2013
    Turnover
    - %
    Exit Load
    For Exits within 1 day from date of allotment of units: 0.0070%; Exits within 2 days from date of allotment of units: 0.0065%; Exits within 3 days from date of allotment of units: 0.0060%; Exits within 4 days from date of allotment of units: 0.0055%; Exits within 5 days from date of allotment of units: 0.0050%; Exits within 6 days from date of allotment of units: 0.0045%; Exits beyond 7 days from date of allotment of units: NIL.

    bt_logoABOUT THE FUND

    Objective: To provide reasonable returns commensurate with lower risk and high level of liquidity through a portfolio of money market and debt securities. However, there can be no assurance that the investment objective of the scheme will be achieved.

    Union Liquid Fund Direct Plan Fortnightly Reinvestment of Income Distribution cum capital withdrawal is an Money Market - Liquid fund. The fund was launched inJan 01, 2013. Its risk level is . The NAV of the fund as onJul 31, 2025 is ₹1,001.80. Its expense ratio is 0.07 %. The fund has an AUM of ₹3,359.47 Cr.The fund is managed byParijat Agrawal,Devesh Thacker.
    The minimum initial investment is  ₹5000 in Lumpsum mode.

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    bt_logoFUND MANAGER

    Devesh Thacker
    Devesh Thacker
    i
    Lead Fund Manager.
    Sep 2, 2010 - Present
    • Fund Manager Rank14Out of 176
      i
      Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
    • Schemes managed5
    • Total AUM₹ 4,419.42 Cr
    • Highest Return In 1 Yr7.82 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Union Dynamic Bond Fund Direct Growth Option
    ₹ 24.70
    0.43%
    0.36%
    Moderate Risk
    ₹107.75Cr
    Union Liquid Fund Direct Plan Growth Option
    --
    ₹ 2,555.81
    0.49%
    0.38%
    Moderate Risk
    ₹3,359.47Cr
    Union Arbitrage Fund Direct Growth
    --
    ₹ 14.61
    0.57%
    0.44%
    Low Risk
    ₹334.66Cr
    Union Dynamic Bond Fund Direct Growth Option
    Moderate Risk
    • NAV₹ 24.70
    • Fund Size₹107.75Cr
    Fund Return0.43%
    Category Return0.36%
    Union Liquid Fund Direct Plan Growth Option
    Moderate Risk--
    • NAV₹ 2,555.81
    • Fund Size₹3,359.47Cr
    Fund Return0.49%
    Category Return0.38%
    Union Arbitrage Fund Direct Growth
    Low Risk--
    • NAV₹ 14.61
    • Fund Size₹334.66Cr
    Fund Return0.57%
    Category Return0.44%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Parijat Agrawal
    Parijat Agrawal
    i
    Lead Fund Manager.
    Jun 18, 2021 - Present
    • Schemes managed9
    • Total AUM₹ 6,501.87 Cr
    • Highest Return In 1 Yr9.56 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Union Dynamic Bond Fund Direct Growth Option
    ₹ 24.70
    0.43%
    0.36%
    Moderate Risk
    ₹107.75Cr
    Union Corporate Bond Fund Direct Growth
    ₹ 15.80
    0.65%
    0.54%
    Moderate Risk
    ₹426.27Cr
    Union Liquid Fund Direct Plan Growth Option
    --
    ₹ 2,555.81
    0.49%
    0.38%
    Moderate Risk
    ₹3,359.47Cr
    Union Dynamic Bond Fund Direct Growth Option
    Moderate Risk
    • NAV₹ 24.70
    • Fund Size₹107.75Cr
    Fund Return0.43%
    Category Return0.36%
    Union Corporate Bond Fund Direct Growth
    Moderate Risk
    • NAV₹ 15.80
    • Fund Size₹426.27Cr
    Fund Return0.65%
    Category Return0.54%
    Union Liquid Fund Direct Plan Growth Option
    Moderate Risk--
    • NAV₹ 2,555.81
    • Fund Size₹3,359.47Cr
    Fund Return0.49%
    Category Return0.38%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoDETAILED PORTFOLIO

    As on Jul, 2025
    EQUITY (-%)
    DEBT (-%)
    CASH (99.79%)
    Allocation by Market Cap
    Other Cap(0.21%)
    Industry Holdings
    No Data For Allocation
    Stock Holdings
    No Data For Allocation

    bt_logoPERFORMANCE MEASURES

    Fund evaluation across critical parameters for better decision making. Study period is 3 years.
    • Consistency
      i
      It represents the consistency of a fund in beating its benchmark.
      ----
    • Downside Risk
      i
      Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
      ----
    • Risk Adjusted Return
      i
      Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
      ----
    • Volatility
      i
      Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
      ----
    • Upside Capture Ratio
      i
      Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
      ----
    • Downside Capture Ratio
      i
      Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.
      ----

    bt_logoHISTORICAL RISK MEASURES

    Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.
    • Alpha: Excess return of the fund over benchmark
      i
      Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
      -0.02
      This Fund
      VS
      -0.35
      Category Avg
    • R-Squared: How well the fund tracks benchmark
      i
      R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
      79.42
      This Fund
      VS
      38.90
      Category Avg
    • Beta: Risk of the fund in relation to benchmark
      i
      Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
      1.33
      This Fund
      VS
      1.32
      Category Avg
    • Sharpe Ratio: Risk adjusted return of the fund
      i
      Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
      2.94
      This Fund
      VS
      -1.21
      Category Avg
    • Sortino Ratio: Return per unit of bad risk
      i
      A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
      11.38
      This Fund
      VS
      5.04
      Category Avg
    • Standard Devation: Volatility of the fund
      i
      Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
      0.20
      This Fund
      VS
      0.42
      Category Avg
    Benchmark used in calculation : S&P BSE 500 India TR INR

    bt_logoPEER ANALYSIS

    1M
    3M
    6M
    1Y
    3Y
    5Y
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    • table
    Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size
    IDBI Liquid Fund Direct Daily Reinvestment of Income Distribution cum Cap WdrlIDBI Liquid Fund Direct Daily Reinvestment of Income Distribution cum Cap Wdrl
    --
    ₹ 1,002.35
    4.82%
    4.75%
    Low to Moderate Risk
    ₹ 526.83 Cr
    ICICI Prudential Liquid Fund Direct Plan BonusICICI Prudential Liquid Fund Direct Plan Bonus
    --
    ₹ 149.19
    0.90%
    0.38%
    Low to Moderate Risk
    ₹ 49,517.31 Cr
    Invesco India Liquid Fund Direct Plan Weekly Reinvestment of Income Dist cum Capital WtdrlInvesco India Liquid Fund Direct Plan Weekly Reinvestment of Income Dist cum Capital Wtdrl
    --
    ₹ 1,096.93
    0.81%
    0.38%
    Low to Moderate Risk
    ₹ 12,320.15 Cr
    PGIM India Liquid Fund Direct Plan Annual Bonus OptionPGIM India Liquid Fund Direct Plan Annual Bonus Option
    --
    ₹ 149.00
    0.64%
    0.38%
    Low to Moderate Risk
    ₹ 356.65 Cr
    Baroda BNP Paribas Liquid Fund Direct BonusBaroda BNP Paribas Liquid Fund Direct Bonus
    --
    ₹ 2,027.29
    0.62%
    0.38%
    Low to Moderate Risk
    ₹ 9,252.18 Cr
    JM Liquid Fund (Direct) - Bonus Option - Principal UnitsJM Liquid Fund (Direct) - Bonus Option - Principal Units
    --
    ₹ 22.49
    0.61%
    0.38%
    Low to Moderate Risk
    ₹ 1,908.97 Cr
    IDBI Liquid Fund Direct Daily Reinvestment of Income Distribution cum Cap Wdrl
    Low to Moderate Risk--
    • NAV₹ 1,002.35
    • Fund Size₹ 526.83 Cr
    Fund Return4.82%
    Category Return4.75%
    ICICI Prudential Liquid Fund Direct Plan Bonus
    Low to Moderate Risk--
    • NAV₹ 149.19
    • Fund Size₹ 49,517.31 Cr
    Fund Return0.90%
    Category Return0.38%
    Invesco India Liquid Fund Direct Plan Weekly Reinvestment of Income Dist cum Capital Wtdrl
    Low to Moderate Risk--
    • NAV₹ 1,096.93
    • Fund Size₹ 12,320.15 Cr
    Fund Return0.81%
    Category Return0.38%
    PGIM India Liquid Fund Direct Plan Annual Bonus Option
    Low to Moderate Risk--
    • NAV₹ 149.00
    • Fund Size₹ 356.65 Cr
    Fund Return0.64%
    Category Return0.38%
    Baroda BNP Paribas Liquid Fund Direct Bonus
    Low to Moderate Risk--
    • NAV₹ 2,027.29
    • Fund Size₹ 9,252.18 Cr
    Fund Return0.62%
    Category Return0.38%
    JM Liquid Fund (Direct) - Bonus Option - Principal Units
    Low to Moderate Risk--
    • NAV₹ 22.49
    • Fund Size₹ 1,908.97 Cr
    Fund Return0.61%
    Category Return0.38%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoTOP FUNDS FROM THIS AMC

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)
    Union Medium Duration Fund Direct GrowthUnion Medium Duration Fund Direct Growth
    --
    ₹ 12.59
    0.99%
    0.71%
    Moderate Risk
    ₹ 80.36 Cr
    Union Corporate Bond Fund Direct GrowthUnion Corporate Bond Fund Direct Growth
    ₹ 15.80
    0.65%
    0.54%
    Moderate Risk
    ₹ 426.27 Cr
    Union Gilt Fund Direct GrowthUnion Gilt Fund Direct Growth
    --
    ₹ 12.41
    0.58%
    0.43%
    Moderate Risk
    ₹ 141.40 Cr
    Union Arbitrage Fund Direct GrowthUnion Arbitrage Fund Direct Growth
    --
    ₹ 14.61
    0.57%
    0.44%
    Low Risk
    ₹ 334.66 Cr
    Union Money Market Fund Direct GrowthUnion Money Market Fund Direct Growth
    --
    ₹ 1,275.20
    0.56%
    0.45%
    Low to Moderate Risk
    ₹ 182.37 Cr
    Union Liquid Fund Direct Plan Growth OptionUnion Liquid Fund Direct Plan Growth Option
    --
    ₹ 2,555.81
    0.49%
    0.38%
    Moderate Risk
    ₹ 3,359.47 Cr
    Union Medium Duration Fund Direct Growth
    Moderate Risk--
    • NAV₹ 12.59
    • Fund Size₹ 80.36 Cr
    1 Month Return0.99%
    Category Return0.71%
    Union Corporate Bond Fund Direct Growth
    Moderate Risk
    • NAV₹ 15.80
    • Fund Size₹ 426.27 Cr
    1 Month Return0.65%
    Category Return0.54%
    Union Gilt Fund Direct Growth
    Moderate Risk--
    • NAV₹ 12.41
    • Fund Size₹ 141.40 Cr
    1 Month Return0.58%
    Category Return0.43%
    Union Arbitrage Fund Direct Growth
    Low Risk--
    • NAV₹ 14.61
    • Fund Size₹ 334.66 Cr
    1 Month Return0.57%
    Category Return0.44%
    Union Money Market Fund Direct Growth
    Low to Moderate Risk--
    • NAV₹ 1,275.20
    • Fund Size₹ 182.37 Cr
    1 Month Return0.56%
    Category Return0.45%
    Union Liquid Fund Direct Plan Growth Option
    Moderate Risk--
    • NAV₹ 2,555.81
    • Fund Size₹ 3,359.47 Cr
    1 Month Return0.49%
    Category Return0.38%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoABOUT THE AMC

    company icon
    Union Asset Management Co. Pvt. Ltd.
    Union Asset Management Co. Pvt. Ltd. manages assets worth ₹ 21,041.16 crores. It’s current offering of mutual fund schemes includes 12 equity, 8 debt and 9 hybrid schemes.
    phone icon
    Phone
    +91 022 67483333
    mail icon
    Email
    investorcare@unionmf.com
    aum
    AUM
    ₹ 21,041.16 Cr (
    As on Jun 30, 2025
    )
    location
    Address
    Unit 802, 8th Floor, Tower ‘A’, Mumbai,400013

    bt_logoFAQ's

    What is the category of Union Liquid Fund Direct Plan Fortnightly Reinvestment of Income Distribution cum capital withdrawal ?
    The category of Union Liquid Fund Direct Plan Fortnightly Reinvestment of Income Distribution cum capital withdrawal is Money Market - Liquid
    What is the current NAV of Union Liquid Fund Direct Plan Fortnightly Reinvestment of Income Distribution cum capital withdrawal ?
    The current NAV of Union Liquid Fund Direct Plan Fortnightly Reinvestment of Income Distribution cum capital withdrawal as on Jul 31, 2025 is ₹1,001.80
    How safe is Union Liquid Fund Direct Plan Fortnightly Reinvestment of Income Distribution cum capital withdrawal ?
    The risk level of Union Liquid Fund Direct Plan Fortnightly Reinvestment of Income Distribution cum capital withdrawal is Moderate.
    What are short term returns given by Union Liquid Fund Direct Plan Fortnightly Reinvestment of Income Distribution cum capital withdrawal ?
    The return given by Union Liquid Fund Direct Plan Fortnightly Reinvestment of Income Distribution cum capital withdrawal in 1 month is 0.49%, 3 months is 1.57%, 6 months is 3.43%, and 1 year is 7.16%
    What are the long term returns given by Union Liquid Fund Direct Plan Fortnightly Reinvestment of Income Distribution cum capital withdrawal ?
    The return given by Union Liquid Fund Direct Plan Fortnightly Reinvestment of Income Distribution cum capital withdrawal in 3 years is 7.11% and 5 years is 5.67%.
    What is the expense ratio of Union Liquid Fund Direct Plan Fortnightly Reinvestment of Income Distribution cum capital withdrawal ?
    The expense ratio of Union Liquid Fund Direct Plan Fortnightly Reinvestment of Income Distribution cum capital withdrawal is 0.07%
    What is the AUM of Union Liquid Fund Direct Plan Fortnightly Reinvestment of Income Distribution cum capital withdrawal ?
    The assets under Management (AUM) of Union Liquid Fund Direct Plan Fortnightly Reinvestment of Income Distribution cum capital withdrawal is Rs 3,359.47 crores.
    What is the minimum investment in Union Liquid Fund Direct Plan Fortnightly Reinvestment of Income Distribution cum capital withdrawal ?
    The minimum Lumpsum investment in Union Liquid Fund Direct Plan Fortnightly Reinvestment of Income Distribution cum capital withdrawal is ₹5,000.00 and the minimum SIP investment in Union Liquid Fund Direct Plan Fortnightly Reinvestment of Income Distribution cum capital withdrawal is ₹100.00
    What is the asset allocation of Union Liquid Fund Direct Plan Fortnightly Reinvestment of Income Distribution cum capital withdrawal?
    Union Liquid Fund Direct Plan Fortnightly Reinvestment of Income Distribution cum capital withdrawal has an exposure of 99.79% in Cash & Money Market Securities

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