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uti - ultra short term fund - direct plan - growth option
UTI - Ultra Short Term Fund - Direct Plan - Growth Option

UTI - Ultra Short Term Fund - Direct Plan - Growth Option

  • Moderate Risk
  • Fixed Income
  • Ultra Short Duration
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NAV as on Jul 4, 2025
i
Price per unit of the scheme.
₹ 4,557.54230.01%1 Day Change
0.65%
Minimum Investment₹500
Expense Ratio0.42%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.
5
Scheme Rating
*Morningstar Rating Methodologyi
i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions
 

bt_logoFUND PERFORMANCE

As On Jan 01, 2023
Compare fund’s performance against category average across different time periods


No Data Found.
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

bt_logoFUND COMPARISON

1M3M6M1Y3Y5Y
This Fund
UTI - Ultra Short Term Fund - Direct Plan - Growth Option
VS
Fixed Income: Ultra Short Duration Average NAV
    Topper in Fixed Income: Ultra Short Duration
    All Fund


    No Data Found.
    *For the other fund, rescaled NAVs are used
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    bt_logoRETURN CALCULATOR

    Check the return on your investment in the fund
    UTI - Ultra Short Term Fund - Direct Plan - Growth Option
    Investment Type
    Monthly Investment
    Time Period (yrs)
    Annual Return in %
    • Invested Amount
      ₹0
    • Return
      ₹0
    • Current Value
      ₹0

    bt_logoFUND SUMMARY

    Benchmark
    CRISIL Ultra Short Duration Debt TR INR
    Expense Ratio
    0.42%
    Category Avg Expense Ratio
    0.33%
    Minimum Investment (Lumpsum/SIP)
    ₹ 500 /₹ 2500
    Lock In (Years)
    No Lock-in
    Fund Size
    ₹ 4,350.91 Cr(As on May, 2025)
    Inception Date
    Jan 01, 2013
    Turnover
    - %
    Exit Load
    Nil

    bt_logoABOUT THE FUND

    Objective: The investment objective of the scheme is to generate reasonable income with low volatility through investment in a portfolio comprising of debt & money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

    UTI - Ultra Short Term Fund - Direct Plan - Growth Option is an Fixed Income - Ultra Short Duration fund. The fund was launched inJan 01, 2013. Its risk level is . The NAV of the fund as onJul 04, 2025 is ₹4,557.54. Its expense ratio is 0.42 %. The fund has an AUM of ₹4,350.91 Cr.The fund is managed byRitesh Nambiar,Anurag Mittal.
    The minimum initial investment is  ₹500 in Lumpsum mode.

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    bt_logoFUND MANAGER

    Ritesh Nambiar
    Ritesh Nambiar
    i
    Lead Fund Manager.
    Jul 1, 2015 - Present
    • Fund Manager Rank11Out of 24
      i
      Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
    • Schemes managed9
    • Total AUM₹ 8,396.29 Cr
    • Highest Return In 1 Yr338.68 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    UTI Credit Risk Fund Direct Plan Growth Option
    ₹ 19.38
    0.56%
    0.40%
    Moderately High risk
    ₹284.60Cr
    UTI Credit Risk Fund (Segregated - 06032020) - Direct Plan - Growth Option
    --
    --
    -%
    -%
    Moderately High risk
    ₹0.00Cr
    UTI Medium Term Fund - Direct Plan - Growth Option
    ₹ 19.67
    0.09%
    0.13%
    Moderate Risk
    ₹40.71Cr
    UTI Credit Risk Fund Direct Plan Growth Option
    Moderately High risk
    • NAV₹ 19.38
    • Fund Size₹284.60Cr
    Fund Return0.56%
    Category Return0.40%
    UTI Credit Risk Fund (Segregated - 06032020) - Direct Plan - Growth Option
    Moderately High risk--
    • NAV--
    • Fund Size₹0.00Cr
    Fund Return--
    Category Return--
    UTI Medium Term Fund - Direct Plan - Growth Option
    Moderate Risk
    • NAV₹ 19.67
    • Fund Size₹40.71Cr
    Fund Return0.09%
    Category Return0.13%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Anurag Mittal
    Anurag Mittal
    i
    Lead Fund Manager.
    Jan 21, 2025 - Present
    • Fund Manager Rank11Out of 24
      i
      Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
    • Schemes managed8
    • Total AUM₹ 38,311.22 Cr
    • Highest Return In 1 Yr10.90 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    UTI Gilt Fund with 10 year Constant Duration Direct Growth
    --
    ₹ 12.88
    -0.30%
    -0.28%
    Moderate Risk
    ₹175.56Cr
    UTI - Treasury Advantage Fund - Direct Plan - Growth Option
    ₹ 3,617.83
    0.64%
    0.54%
    Low to Moderate Risk
    ₹3,344.76Cr
    UTI Banking & PSU Debt Fund Direct Plan Growth
    ₹ 22.43
    0.48%
    0.12%
    Moderate Risk
    ₹799.59Cr
    UTI Gilt Fund with 10 year Constant Duration Direct Growth
    Moderate Risk--
    • NAV₹ 12.88
    • Fund Size₹175.56Cr
    Fund Return-0.30%
    Category Return-0.28%
    UTI - Treasury Advantage Fund - Direct Plan - Growth Option
    Low to Moderate Risk
    • NAV₹ 3,617.83
    • Fund Size₹3,344.76Cr
    Fund Return0.64%
    Category Return0.54%
    UTI Banking & PSU Debt Fund Direct Plan Growth
    Moderate Risk
    • NAV₹ 22.43
    • Fund Size₹799.59Cr
    Fund Return0.48%
    Category Return0.12%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoDETAILED PORTFOLIO

    As on Jun, 2025
    EQUITY (-%)
    DEBT (36.88%)
    CASH (62.93%)
    Allocation by Market Cap
    Other Cap(0.19%)
    Industry Holdings
    No Data For Allocation
    Stock Holdings
    No Data For Allocation

    bt_logoPERFORMANCE MEASURES

    Fund evaluation across critical parameters for better decision making. Study period is 3 years.
    • Consistency
      i
      It represents the consistency of a fund in beating its benchmark.
    • Downside Risk
      i
      Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
      ----
    • Risk Adjusted Return
      i
      Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
    • Volatility
      i
      Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
    • Upside Capture Ratio
      i
      Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
    • Downside Capture Ratio
      i
      Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.
      ----

    bt_logoHISTORICAL RISK MEASURES

    Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.
    • Alpha: Excess return of the fund over benchmark
      i
      Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
      -0.13
      This Fund
      VS
      -0.62
      Category Avg
    • R-Squared: How well the fund tracks benchmark
      i
      R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
      67.00
      This Fund
      VS
      41.14
      Category Avg
    • Beta: Risk of the fund in relation to benchmark
      i
      Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
      2.88
      This Fund
      VS
      2.36
      Category Avg
    • Sharpe Ratio: Risk adjusted return of the fund
      i
      Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
      2.36
      This Fund
      VS
      0.30
      Category Avg
    • Sortino Ratio: Return per unit of bad risk
      i
      A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
      7.92
      This Fund
      VS
      2.17
      Category Avg
    • Standard Devation: Volatility of the fund
      i
      Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
      0.30
      This Fund
      VS
      0.50
      Category Avg
    Benchmark used in calculation : S&P BSE 500 India TR INR

    bt_logoPEER ANALYSIS

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoTOP FUNDS FROM THIS AMC

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoABOUT THE AMC

    company icon
    UTI Asset Management Co Ltd
    UTI Asset Management Co Ltd manages assets worth ₹ 3,32,771.40 crores. It’s current offering of mutual fund schemes includes 33 equity, 37 debt and 7 hybrid schemes.
    phone icon
    Phone
    +91-22-6678 6666
    mail icon
    Email
    aum
    AUM
    ₹ 3,32,771.40 Cr (
    As on May 31, 2025
    )
    location
    Address
    PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051 Mumbai,400051

    bt_logoFAQ's

    What is the category of UTI - Ultra Short Term Fund - Direct Plan - Growth Option ?
    The category of UTI - Ultra Short Term Fund - Direct Plan - Growth Option is Fixed Income - Ultra Short Duration
    What is the current NAV of UTI - Ultra Short Term Fund - Direct Plan - Growth Option ?
    The current NAV of UTI - Ultra Short Term Fund - Direct Plan - Growth Option as on Jul 04, 2025 is ₹4,557.54
    How safe is UTI - Ultra Short Term Fund - Direct Plan - Growth Option ?
    The risk level of UTI - Ultra Short Term Fund - Direct Plan - Growth Option is Moderate.
    What are short term returns given by UTI - Ultra Short Term Fund - Direct Plan - Growth Option ?
    The return given by UTI - Ultra Short Term Fund - Direct Plan - Growth Option in 1 month is 0.65%, 3 months is 1.94%, 6 months is 4.09%, and 1 year is 8.01%
    What are the long term returns given by UTI - Ultra Short Term Fund - Direct Plan - Growth Option ?
    The return given by UTI - Ultra Short Term Fund - Direct Plan - Growth Option in 3 years is 7.42% and 5 years is 6.66%.
    What is the expense ratio of UTI - Ultra Short Term Fund - Direct Plan - Growth Option ?
    The expense ratio of UTI - Ultra Short Term Fund - Direct Plan - Growth Option is 0.42%
    What is the AUM of UTI - Ultra Short Term Fund - Direct Plan - Growth Option ?
    The assets under Management (AUM) of UTI - Ultra Short Term Fund - Direct Plan - Growth Option is Rs 4,350.91 crores.
    What is the minimum investment in UTI - Ultra Short Term Fund - Direct Plan - Growth Option ?
    The minimum Lumpsum investment in UTI - Ultra Short Term Fund - Direct Plan - Growth Option is ₹500.00 and the minimum SIP investment in UTI - Ultra Short Term Fund - Direct Plan - Growth Option is ₹2,500.00
    What is the asset allocation of UTI - Ultra Short Term Fund - Direct Plan - Growth Option?
    UTI - Ultra Short Term Fund - Direct Plan - Growth Option has an exposure of 36.88% in Debt and 62.93% in Cash & Money Market Securities

    bt_logoCALCULATORS

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