Amid the ongoing debate on investments in banking sector, Gaurang Shah, Sr. VP at Geojit Financial Services, simplifies the strategy for retail investors. He advises picking one large private sector bank and one public sector bank for a balanced portfolio. ICICI Bank, a strong performer in private banking, and State Bank of India, which he believes is attractively valued post-earnings. Shah highlights ICICI’s superior performance over peers like Axis and HDFC Bank, making it a solid choice for steady returns.