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How Indian Banks are Witnessing A Great Reset

The government and the Reserve Bank of India have opened the gates to global banking giants and relaxed rules to accelerate credit growth and encourage risk-taking. Will this push the banking sector towards another round of consolidation after a year of record profits?
How Indian Banks are Witnessing A Great Reset
On the 30-year milestone of the BT Best Banks Awards, Business Today’s special magazine edition chronicles a watershed phase for India’s banking system, as resilience shaped over a decade of repair confronts the demands of accelerated expansion. With policymakers recalibrating frameworks to accelerate credit growth, deepen capital access, and align the sector with the country’s long-term economic aspirations, banking is entering a new era shaped by scale, governance, and global integration. This issue examines how regulatory evolution, capital strength, and disciplined execution are converging to redefine the contours of Indian banking and non-banking finance sectors. At a time when profitability, asset quality, and capital buffers are at multi-year highs, the central question is not resilience—but readiness for the next growth cycle. Alongside this macro reset, the 30th edition of the BT–KPMG Best Banks and NBFCs survey evaluates institutions and leaders that exemplify operational excellence, innovation, and sustainable performance in a rapidly transforming landscape. All this and more in BT Magazine's 30th Edition of BT Best Banks. Now on stands!
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Business Today’s latest issue examines a pivotal inflection point in India’s economic trajectory, marked by two major trade pacts in quick succession and a growth-oriented Union Budget that together could redefine the country’s economic prospects. With landmark agreements spanning the US and the EU alongside a calibrated fiscal blueprint, India is attempting a strategic reset—lowering tariff barriers, expanding market access and repositioning itself within rapidly shifting global supply chains amid rising protectionism and technological disruption. Experts share their sharp sector-level view of potential spillovers across exports, energy security, supply chains and strategic autonomy, weighing opportunity against risk for businesses operating in a more transactional world economy. Also, gain access to in-depth insights from the recently held World Governments Summit in Dubai. All this and more in the latest issue. Now on stands!
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The latest issue of Business Today examines a pivotal transition underway in India’s economy and technology landscape, with artificial intelligence emerging as both a stress test and a strategic opportunity for long-standing business models. How is AI reshaping India’s globally significant IT services sector and how will this reinvention open new pathways to growth? Find out how Indian enterprises are recalibrating for an era where productivity, outcomes, and intelligence matter more than scale alone. It highlights the shift from cost arbitrage to expertise-driven services, the reconfiguration of jobs and skills, and the need for sustained investment in AI infrastructure, talent, and governance. The issue also situates this transformation within a broader national context, tracing how policy, public digital infrastructure, start-ups, and global partnerships are converging to shape India’s AI trajectory. Together, these strands present a clear theme: India stands at an inflection point where adaptation, not legacy advantage, will determine competitiveness. All this and more in the latest issue of BT Magazine. On stands now!
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Business Today Magazine’s 34th Anniversary Issue was unveiled at BT Davos Brainstorm, amid the world’s most influential conversations at the World Economic Forum 2026. This special edition turns its lens on one of the most decisive forces shaping India’s economic future: Gen Z, the country’s youngest adults, and the shifts they are driving across consumption, work, and enterprise strategy. The issue brings together deep research and sharp editorial analysis to move beyond stereotypes about Gen Z and surface how a large, digitally native cohort is reshaping demand, redefining value, and altering the assumptions businesses have long relied on. Rather than viewing youth through the prism of hype or disruption alone, the magazine explores how aspiration and caution coexist, how technology influences behaviour without dictating it, and why traditional models of loyalty, credit, and linear growth are being quietly reworked. The insights highlight the strategic implications for brands, financial services, employers, and institutions seeking relevance over the next decade. All this and more in the 34th Anniversary Issue of Business Today Magazine. Out on stands now.
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The extraordinary surge in gold and silver reshaped global markets through 2025 and now sets the tone for the strategic and economic outlook for precious metals in 2026. Business Today's latest issue examines the historic rally in gold, and the even sharper rise in silver, driven by geopolitical uncertainty, central bank hoarding, industrial demand from EVs and clean-energy sectors, and a shift toward alternative reserve assets. The historic rally in gold echoes the 1970s, highlighting how volatility, tariffs, supply shocks, and economic realignment have revived gold’s role as a safe-haven store of value. At the same time, the issue explores the economic implications for India — from import pressures and currency risks to rising household exposure — while asking whether policy focus must pivot toward future-facing strategic resources. Also, take a deep dive into how Ola Electric and Ather Energy represent two contrasting paths to scale and sustainability in India’s emerging EV sector. All this and more in the latest issue of Business Today Magazine. Out on stands now.
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