Why does one peg hope to each new year? Why does the future seem to have the power to convert every loss into profit? Perhaps, it has something to do with our desire to win-to rake in the
best stocks and funds, snag the best realty deals, lap up commodities before their prices zoom out of reach. Much to our despair, not every circumstance can be customised to our wants. We can, however, rationalise the current situation to predict the financial future. It may or may not be to our liking, but at least we can strategise to deal with it. In this cover package, we shall attempt such an exercise.
Taking off from the changes that swept through personal finance in 2010, we shall sneak a peek into 2011. We'll try to answer the niggling questions every investor is brimming over with.
How will the indices move, given the volatility in the recent past? Should you wait for directional signals to emerge or continue to search for the right pick? How should you build your mutual fund portfolio with the right mix of
equity and
debt ? If you are planning to invest in unit-linked plans, what's in store for you? Does investing in debt instruments make sense? And should you invest in realty in the coming year? Go on, find the answers to these questions in the following pages. It's quite possible that your hopes for the new year will fructify into profits.