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- We give you tips to choose mutual funds that have the best chance of giving decent returns next year.
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India's Best Banks
Indian banks are battling numerous challenges, including digitisation, deteriorating asset quality, disruption from new financial sector players and, now, demonetisation. The 21st edition of the BT-KPMG Best Banks study identifies banks that have flourished despite the odds and raises a toast to those that are the best in class. Start-ups go for drastic cost cuts as fund raising gets tougher.
Wholesome Returns
Barclays balance sheet is not in the league of the big four foreign banks - Citi, Standard Chartered, HSBC and Deutsche - but the bank surpasses competition in terms of CAGR on deposits, advances, fee income and operating profits. In the past three years, the bank's advances grew even faster at 27.85 per cent CAGR, while in 2015/16 it grew by 29.99 per cent, according to BT-KPMG study. Growth in deposits clocked 18.61 per cent CAGR in the three-year period, but picked up pace in 2015/16 to 22.53 per cent.Will 'Payment banks' fulfill PM Modi's digital dream
'Payments banks' is the latest buzzword in banking circles, the next big thing, something that has the potential of giving wings to the government's ambitious financial inclusion targets.Here are 7 tech trends that will dominate in 2017
Concepts such as merged reality, machine learning, and digital twins are set to become more mainstream this year. Here's what else is in store. The year 2016 was turbulent for the indian economy with hits and misses, surprises and disappointments galore. How Bandhan Bank has changed the lives of people.Towards De-Stressing Indian Banks
The RBI has taken several initiatives to tackle the mounting bad loan problem of banks but their implementation remains a challenge. While the book offers some insight into millennial businesses, it does not explore the world of millennial people. How shortage of money is crippling the economy. HDFC Bank is gradually raising the bar in the banking industry with expanding size, unmatched profitability and low delinquencies. Another old-generation private sector bank is making it to the top of the heap."India and China driving growth in mainline market"
Jean-Francois Beaudoin, Senior VP, Asia Pacific, Alstom, talks to Anilesh S. Mahajan about the scope India offers for the freight industry.
Axis Bank to strengthen digital system for safer online transactions
Axis Bank has emerged as best bank with best digital initiatives.Why RBI's strategic debt restructuring scheme has turned out to be a damp squib
Another issue is confusion due to the lack of a unified law/framework to deal with the problem.How Arundhati Bhattacharya got SBI ready for the future
Arundhati Bhattacharya, SBIs first woman chairman, has shown her mettle by taking challenges head on.
Voting For God's Sake
The Supreme Court ruled on January 5 that candidates can't ask people to vote in God's name. Do we take it that the court is trying to level the playing field between God and man? Let's take a trip down the judicial memory lane to contextualize the new rules of electoral engagement.
Is your retirement on track?
If you are worried that your retirement planning is taking you nowhere, these investment tips can help steer you in the right direction.
NEFT, RTGS, UPI: What should you use to transfer money?
We help you choose the best way to make online fund transfers
Financial Planning: Go for Growth
Lovaii Navlakhi, certified financial planner, says the early-bird advantage can give the couple, Suhas and Sheetal a headstart with higher equity allocations.
Invest in your child's future
With every passing year, the cost of education is going up by leaps and bounds. So, take control and invest right to give your child the very best. The thrust on cashless transactions has led to a rise in digital theft and frauds. Here's how you can stay safe.
peoplebusiness
The heads of India's two largest IT companies, Wipro and Infosys, respectively, warned employees about the challenging times ahead