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dsp credit risk fund direct plan monthly payout of income dist cum cap wdrl
DSP Credit Risk Fund Direct Plan Monthly Payout of Income Dist cum Cap Wdrl

DSP Credit Risk Fund Direct Plan Monthly Payout of Income Dist cum Cap Wdrl

  • Moderately High risk
  • Fixed Income
  • Credit Risk
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NAV as on Jul 10, 2025
i
Price per unit of the scheme.
₹ 11.2147-0.01%1 Day Change
0.48%
Minimum Investment₹100
Expense Ratio0.40%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.
3
Scheme Rating
*Morningstar Rating Methodologyi
i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions
 

bt_logoFUND PERFORMANCE

As On Jan 01, 2023
Compare fund’s performance against category average across different time periods


No Data Found.
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

bt_logoFUND COMPARISON

1M3M6M1Y3Y5Y
This Fund
DSP Credit Risk Fund Direct Plan Monthly Payout of Income Dist cum Cap Wdrl
VS
Fixed Income: Credit Risk Average NAV
    Topper in Fixed Income: Credit Risk
    DSP Credit Risk Fund Direct Plan Growth
    All Fund


    No Data Found.
    *For the other fund, rescaled NAVs are used
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    bt_logoRETURN CALCULATOR

    Check the return on your investment in the fund
    DSP Credit Risk Fund Direct Plan Monthly Payout of Income Dist cum Cap Wdrl
    Investment Type
    Monthly Investment
    Time Period (yrs)
    Annual Return in %
    • Invested Amount
      ₹0
    • Return
      ₹0
    • Current Value
      ₹0

    bt_logoFUND SUMMARY

    Benchmark
    CRISIL Credit Risk Fund TR INR
    Expense Ratio
    0.40%
    Category Avg Expense Ratio
    0.89%
    Minimum Investment (Lumpsum/SIP)
    ₹ 100 /₹ 100
    Lock In (Years)
    No Lock-in
    Fund Size
    ₹ 209.55 Cr(As on May, 2025)
    Inception Date
    Jan 01, 2013
    Turnover
    - %
    Exit Load
    Holding period: If the units redeemed or switched out are upto 10% of the units (the limit) purchased or switched-in within 12 months from the date of allotment: Nil. If units redeemed or switched out are in excess of the limit within 12 months from the date of allotment: 1%. If units are redeemed or switched out on or after 12 months from the date of allotment: NIL.

    bt_logoABOUT THE FUND

    Objective: An Open ended income Scheme, seeking to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities.

    DSP Credit Risk Fund Direct Plan Monthly Payout of Income Dist cum Cap Wdrl is an Fixed Income - Credit Risk fund. The fund was launched inJan 01, 2013. Its risk level is . The NAV of the fund as onJul 10, 2025 is ₹11.21. Its expense ratio is 0.40 %. The fund has an AUM of ₹209.55 Cr.The fund is managed byLaukik Bagwe,Vivek Ramakrishnan,Shalini Vasanta.
    The minimum initial investment is  ₹100 in Lumpsum mode.

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    bt_logoFUND MANAGER

    Vivek Ramakrishnan
    Vivek Ramakrishnan
    i
    Lead Fund Manager.
    Jul 17, 2021 - Present
    • Fund Manager Rank24Out of 64
      i
      Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
    • Schemes managed3
    • Total AUM₹ 3,169.06 Cr
    • Highest Return In 1 Yr23.93 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    DSP Bond Fund Direct Plan Growth
    ₹ 87.51
    0.19%
    0.43%
    Moderate Risk
    ₹312.37Cr
    DSP Credit Risk Fund Direct Plan Growth
    ₹ 54.37
    0.48%
    0.42%
    Moderately High risk
    ₹209.55Cr
    DSP Corporate Bond Direct Growth
    ₹ 16.33
    0.40%
    0.19%
    Moderate Risk
    ₹2,647.14Cr
    DSP Bond Fund Direct Plan Growth
    Moderate Risk
    • NAV₹ 87.51
    • Fund Size₹312.37Cr
    Fund Return0.19%
    Category Return0.43%
    DSP Credit Risk Fund Direct Plan Growth
    Moderately High risk
    • NAV₹ 54.37
    • Fund Size₹209.55Cr
    Fund Return0.48%
    Category Return0.42%
    DSP Corporate Bond Direct Growth
    Moderate Risk
    • NAV₹ 16.33
    • Fund Size₹2,647.14Cr
    Fund Return0.40%
    Category Return0.19%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Laukik Bagwe
    Laukik Bagwe
    i
    Lead Fund Manager.
    Jul 17, 2016 - Present
    • Schemes managed19
    • Total AUM₹ 36,503.59 Cr
    • Highest Return In 1 Yr23.93 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    DSP Short Term Fund Direct Plan Growth
    ₹ 50.96
    0.41%
    0.35%
    Low to Moderate Risk
    ₹3,417.96Cr
    DSP Credit Risk Fund Direct Plan Growth
    ₹ 54.37
    0.48%
    0.42%
    Moderately High risk
    ₹209.55Cr
    DSP Nifty SDL Plus G-Sec Sep 2027 50:50 Index Fund Direct Growth
    --
    ₹ 12.19
    0.35%
    -%
    Moderate Risk
    ₹85.90Cr
    DSP Short Term Fund Direct Plan Growth
    Low to Moderate Risk
    • NAV₹ 50.96
    • Fund Size₹3,417.96Cr
    Fund Return0.41%
    Category Return0.35%
    DSP Credit Risk Fund Direct Plan Growth
    Moderately High risk
    • NAV₹ 54.37
    • Fund Size₹209.55Cr
    Fund Return0.48%
    Category Return0.42%
    DSP Nifty SDL Plus G-Sec Sep 2027 50:50 Index Fund Direct Growth
    Moderate Risk--
    • NAV₹ 12.19
    • Fund Size₹85.90Cr
    Fund Return0.35%
    Category Return--
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Shalini Vasanta
    Shalini Vasanta
    i
    Lead Fund Manager.
    Jan 1, 2025 - Present
    • Schemes managed6
    • Total AUM₹ 33,160.82 Cr
    • Highest Return In 1 Yr23.93 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    DSP Low Duration Fund Direct Plan Growth
    ₹ 20.57
    0.49%
    0.42%
    Low to Moderate Risk
    ₹5,229.96Cr
    DSP Liquidity Fund Direct Plan Growth
    --
    ₹ 3,777.19
    0.49%
    0.41%
    Low to Moderate Risk
    ₹17,751.61Cr
    DSP Savings Fund Direct Plan Growth
    ₹ 54.47
    0.54%
    0.46%
    Low to Moderate Risk
    ₹4,517.13Cr
    DSP Low Duration Fund Direct Plan Growth
    Low to Moderate Risk
    • NAV₹ 20.57
    • Fund Size₹5,229.96Cr
    Fund Return0.49%
    Category Return0.42%
    DSP Liquidity Fund Direct Plan Growth
    Low to Moderate Risk--
    • NAV₹ 3,777.19
    • Fund Size₹17,751.61Cr
    Fund Return0.49%
    Category Return0.41%
    DSP Savings Fund Direct Plan Growth
    Low to Moderate Risk
    • NAV₹ 54.47
    • Fund Size₹4,517.13Cr
    Fund Return0.54%
    Category Return0.46%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoDETAILED PORTFOLIO

    As on Jun, 2025
    EQUITY (-%)
    DEBT (79.96%)
    CASH (10.73%)
    Allocation by Market Cap
    Other Cap(9.31%)
    Industry Holdings
    No Data For Allocation
    Stock Holdings
    No Data For Allocation

    bt_logoPERFORMANCE MEASURES

    Fund evaluation across critical parameters for better decision making. Study period is 3 years.
    • Consistency
      i
      It represents the consistency of a fund in beating its benchmark.
      ----
    • Downside Risk
      i
      Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
      ----
    • Risk Adjusted Return
      i
      Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
      ----
    • Volatility
      i
      Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
      ----
    • Upside Capture Ratio
      i
      Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
      ----
    • Downside Capture Ratio
      i
      Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.
      ----

    bt_logoHISTORICAL RISK MEASURES

    Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.
    • Alpha: Excess return of the fund over benchmark
      i
      Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
      9.34
      This Fund
      VS
      0.89
      Category Avg
    • R-Squared: How well the fund tracks benchmark
      i
      R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
      0.44
      This Fund
      VS
      44.61
      Category Avg
    • Beta: Risk of the fund in relation to benchmark
      i
      Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
      -0.76
      This Fund
      VS
      1.17
      Category Avg
    • Sharpe Ratio: Risk adjusted return of the fund
      i
      Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
      0.94
      This Fund
      VS
      1.01
      Category Avg
    • Sortino Ratio: Return per unit of bad risk
      i
      A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
      2.90
      This Fund
      VS
      4.91
      Category Avg
    • Standard Devation: Volatility of the fund
      i
      Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
      9.14
      This Fund
      VS
      2.61
      Category Avg
    Benchmark used in calculation : S&P BSE 500 India TR INR

    bt_logoPEER ANALYSIS

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size
    Kotak Credit Risk Fund Direct Monthly Payout of Inc Dis cum Cap WdrlKotak Credit Risk Fund Direct Monthly Payout of Inc Dis cum Cap Wdrl
    ₹ 10.57
    0.93%
    0.42%
    High Risk
    ₹ 704.00 Cr
    Kotak Credit Risk Fund Direct Quarterly Direct Payout of Inc Dis cum Cap WdrlKotak Credit Risk Fund Direct Quarterly Direct Payout of Inc Dis cum Cap Wdrl
    ₹ 10.60
    0.93%
    0.42%
    High Risk
    ₹ 704.00 Cr
    Kotak Credit Risk Fund Direct Weekly Reinvestment of Inc Dis cum Cap WdrlKotak Credit Risk Fund Direct Weekly Reinvestment of Inc Dis cum Cap Wdrl
    ₹ 10.45
    0.93%
    0.42%
    High Risk
    ₹ 704.00 Cr
    Kotak Credit Risk Fund Direct Monthly Reinvestment of Inc Dis cum Cap WdrlKotak Credit Risk Fund Direct Monthly Reinvestment of Inc Dis cum Cap Wdrl
    ₹ 10.57
    0.93%
    0.42%
    High Risk
    ₹ 704.00 Cr
    Kotak Credit Risk Fund Direct Quarterly Direct Reinvestment of Inc Dis cum Cap WdrlKotak Credit Risk Fund Direct Quarterly Direct Reinvestment of Inc Dis cum Cap Wdrl
    ₹ 10.60
    0.93%
    0.42%
    High Risk
    ₹ 704.00 Cr
    Kotak Credit Risk Fund Direct Weekly Payout of Inc Dis cum Cap WdrlKotak Credit Risk Fund Direct Weekly Payout of Inc Dis cum Cap Wdrl
    ₹ 10.45
    0.93%
    0.42%
    High Risk
    ₹ 704.00 Cr
    Kotak Credit Risk Fund Direct Monthly Payout of Inc Dis cum Cap Wdrl
    High Risk
    • NAV₹ 10.57
    • Fund Size₹ 704.00 Cr
    Fund Return0.93%
    Category Return0.42%
    Kotak Credit Risk Fund Direct Quarterly Direct Payout of Inc Dis cum Cap Wdrl
    High Risk
    • NAV₹ 10.60
    • Fund Size₹ 704.00 Cr
    Fund Return0.93%
    Category Return0.42%
    Kotak Credit Risk Fund Direct Weekly Reinvestment of Inc Dis cum Cap Wdrl
    High Risk
    • NAV₹ 10.45
    • Fund Size₹ 704.00 Cr
    Fund Return0.93%
    Category Return0.42%
    Kotak Credit Risk Fund Direct Monthly Reinvestment of Inc Dis cum Cap Wdrl
    High Risk
    • NAV₹ 10.57
    • Fund Size₹ 704.00 Cr
    Fund Return0.93%
    Category Return0.42%
    Kotak Credit Risk Fund Direct Quarterly Direct Reinvestment of Inc Dis cum Cap Wdrl
    High Risk
    • NAV₹ 10.60
    • Fund Size₹ 704.00 Cr
    Fund Return0.93%
    Category Return0.42%
    Kotak Credit Risk Fund Direct Weekly Payout of Inc Dis cum Cap Wdrl
    High Risk
    • NAV₹ 10.45
    • Fund Size₹ 704.00 Cr
    Fund Return0.93%
    Category Return0.42%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoTOP FUNDS FROM THIS AMC

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)
    DSP World Energy Fund Direct Plan GrowthDSP World Energy Fund Direct Plan Growth
    --
    ₹ 20.45
    4.89%
    --
    Very High Risk
    ₹ 84.88 Cr
    DSP US Flexible Equity Fund Direct Plan GrowthDSP US Flexible Equity Fund Direct Plan Growth
    --
    ₹ 69.19
    4.45%
    --
    Very High Risk
    ₹ 866.46 Cr
    DSP Global Innovation Fund Of Fund Direct GrowthDSP Global Innovation Fund Of Fund Direct Growth
    --
    ₹ 16.74
    4.41%
    --
    Very High Risk
    ₹ 953.32 Cr
    DSP Healthcare Fund Direct GrowthDSP Healthcare Fund Direct Growth
    --
    ₹ 43.49
    2.37%
    1.52%
    Very High Risk
    ₹ 2,961.36 Cr
    DSP India T.I.G.E.R. Fund - Direct Plan - GrowthDSP India T.I.G.E.R. Fund - Direct Plan - Growth
    ₹ 348.78
    2.20%
    0.97%
    Very High Risk
    ₹ 5,319.48 Cr
    DSP World Mining Fund Direct Plan GrowthDSP World Mining Fund Direct Plan Growth
    --
    ₹ 18.90
    1.77%
    --
    Very High Risk
    ₹ 126.67 Cr
    DSP World Energy Fund Direct Plan Growth
    Very High Risk--
    • NAV₹ 20.45
    • Fund Size₹ 84.88 Cr
    1 Month Return4.89%
    Category Return--
    DSP US Flexible Equity Fund Direct Plan Growth
    Very High Risk--
    • NAV₹ 69.19
    • Fund Size₹ 866.46 Cr
    1 Month Return4.45%
    Category Return--
    DSP Global Innovation Fund Of Fund Direct Growth
    Very High Risk--
    • NAV₹ 16.74
    • Fund Size₹ 953.32 Cr
    1 Month Return4.41%
    Category Return--
    DSP Healthcare Fund Direct Growth
    Very High Risk--
    • NAV₹ 43.49
    • Fund Size₹ 2,961.36 Cr
    1 Month Return2.37%
    Category Return1.52%
    DSP India T.I.G.E.R. Fund - Direct Plan - Growth
    Very High Risk
    • NAV₹ 348.78
    • Fund Size₹ 5,319.48 Cr
    1 Month Return2.20%
    Category Return0.97%
    DSP World Mining Fund Direct Plan Growth
    Very High Risk--
    • NAV₹ 18.90
    • Fund Size₹ 126.67 Cr
    1 Month Return1.77%
    Category Return--
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoABOUT THE AMC

    company icon
    DSP Asset Managers Private Limited
    DSP Asset Managers Private Limited manages assets worth ₹ 13,613.60 crores. It’s current offering of mutual fund schemes includes 10 equity, 1 debt and schemes.
    phone icon
    Phone
    +91 18002084499
    mail icon
    Email
    aum
    AUM
    ₹ 13,613.60 Cr (
    As on May 31, 2025
    )
    location
    Address
    29, Senapati Bapat Marg Mumbai,400028

    bt_logoFAQ's

    What is the category of DSP Credit Risk Fund Direct Plan Monthly Payout of Income Dist cum Cap Wdrl ?
    The category of DSP Credit Risk Fund Direct Plan Monthly Payout of Income Dist cum Cap Wdrl is Fixed Income - Credit Risk
    What is the current NAV of DSP Credit Risk Fund Direct Plan Monthly Payout of Income Dist cum Cap Wdrl ?
    The current NAV of DSP Credit Risk Fund Direct Plan Monthly Payout of Income Dist cum Cap Wdrl as on Jul 10, 2025 is ₹11.21
    How safe is DSP Credit Risk Fund Direct Plan Monthly Payout of Income Dist cum Cap Wdrl ?
    The risk level of DSP Credit Risk Fund Direct Plan Monthly Payout of Income Dist cum Cap Wdrl is Moderately High.
    What are short term returns given by DSP Credit Risk Fund Direct Plan Monthly Payout of Income Dist cum Cap Wdrl ?
    The return given by DSP Credit Risk Fund Direct Plan Monthly Payout of Income Dist cum Cap Wdrl in 1 month is 0.48%, 3 months is 2.84%, 6 months is 18.27%, and 1 year is 24.12%
    What are the long term returns given by DSP Credit Risk Fund Direct Plan Monthly Payout of Income Dist cum Cap Wdrl ?
    The return given by DSP Credit Risk Fund Direct Plan Monthly Payout of Income Dist cum Cap Wdrl in 3 years is 15.71% and 5 years is 12.41%.
    What is the expense ratio of DSP Credit Risk Fund Direct Plan Monthly Payout of Income Dist cum Cap Wdrl ?
    The expense ratio of DSP Credit Risk Fund Direct Plan Monthly Payout of Income Dist cum Cap Wdrl is 0.40%
    What is the AUM of DSP Credit Risk Fund Direct Plan Monthly Payout of Income Dist cum Cap Wdrl ?
    The assets under Management (AUM) of DSP Credit Risk Fund Direct Plan Monthly Payout of Income Dist cum Cap Wdrl is Rs 209.55 crores.
    What is the minimum investment in DSP Credit Risk Fund Direct Plan Monthly Payout of Income Dist cum Cap Wdrl ?
    The minimum Lumpsum investment in DSP Credit Risk Fund Direct Plan Monthly Payout of Income Dist cum Cap Wdrl is ₹100.00 and the minimum SIP investment in DSP Credit Risk Fund Direct Plan Monthly Payout of Income Dist cum Cap Wdrl is ₹100.00
    What is the asset allocation of DSP Credit Risk Fund Direct Plan Monthly Payout of Income Dist cum Cap Wdrl?
    DSP Credit Risk Fund Direct Plan Monthly Payout of Income Dist cum Cap Wdrl has an exposure of 79.96% in Debt and 10.73% in Cash & Money Market Securities

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