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uti credit risk fund direct plan growth option
UTI Credit Risk Fund Direct Plan Growth Option

UTI Credit Risk Fund Direct Plan Growth Option

  • Moderately High risk
  • Fixed Income
  • Credit Risk
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NAV as on Jul 18, 2025
i
Price per unit of the scheme.
19.42170.04%1 Day Change
0.67%
Minimum Investment₹500
Expense Ratio0.83%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.
2
Scheme Rating

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions
 

bt_logoFUND PERFORMANCE

As On Jan 01, 2023
Compare fund’s performance against category average across different time periods


No Data Found.
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

bt_logoFUND COMPARISON



No Data Found.
*For the other fund, rescaled NAVs are used
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bt_logoRETURN CALCULATOR

Check the return on your investment in the fund
UTI Credit Risk Fund Direct Plan Growth Option
Investment Type
Monthly Investment
Time Period (yrs)
Annual Return in %
  • Invested Amount
    0
  • Return
    0
  • Current Value
    0

bt_logoFUND MANAGER

Ritesh Nambiar
Ritesh Nambiar
i
Lead Fund Manager.
Nov 9, 2012 - Present
  • Fund Manager Rank10Out of 14
    i
    Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
  • Schemes managed9
  • Total AUM8,396.29 Cr
  • Highest Return In 1 Yr338.68 %
Other Funds
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  • card
1M
3M
6M
1Y
3Y
5Y
Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
₹ 19.42
0.67%
0.57%
Moderately High risk
284.60Cr
₹ 19.71
0.44%
0.52%
Moderate Risk
40.71Cr
UTI Credit Risk Fund Direct Plan Growth Option
Moderately High risk
  • NAV₹ 19.42
  • Fund Size284.60Cr
Fund Return0.67%
Category Return0.57%
UTI Credit Risk Fund (Segregated - 06032020) - Direct Plan - Growth Option
Moderately High risk--
  • NAV--
  • Fund Size0.00Cr
Fund Return--
Category Return--
UTI Medium Term Fund - Direct Plan - Growth Option
Moderate Risk
  • NAV₹ 19.71
  • Fund Size40.71Cr
Fund Return0.44%
Category Return0.52%
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
Sunil Patil
Sunil Patil
i
Lead Fund Manager.
Jan 21, 2025 - Present
  • Fund Manager Rank10Out of 14
    i
    Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
  • Schemes managed11
  • Total AUM14,060.41 Cr
  • Highest Return In 1 Yr10.10 %
Other Funds
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1M
3M
6M
1Y
3Y
5Y
Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
--
₹ 12.51
-0.18%
-%
Moderate Risk
351.52Cr
₹ 438.59
1.65%
1.34%
Very High Risk
6,254.02Cr
--
₹ 12.00
0.49%
-%
Low to Moderate Risk
175.25Cr
UTI CRISIL SDL Maturity April 2033 Index Fund Direct Growth
Moderate Risk--
  • NAV₹ 12.51
  • Fund Size351.52Cr
Fund Return-0.18%
Category Return--
UTI Hybrid Equity Fund-Growth - Direct
Very High Risk
  • NAV₹ 438.59
  • Fund Size6,254.02Cr
Fund Return1.65%
Category Return1.34%
UTI Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund Direct Growth
Low to Moderate Risk--
  • NAV₹ 12.00
  • Fund Size175.25Cr
Fund Return0.49%
Category Return--
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

bt_logoDETAILED PORTFOLIO

As on Jun, 2025
EQUITY (1.58%)
DEBT (80.31%)
CASH (17.66%)
Allocation by Market Cap
Other Cap(0.45%)
Industry Holdings
  • Asset Management100.00%
Stock Holdings
  • Indus Infra Trust Unit1.58%

bt_logoPERFORMANCE MEASURES

Fund evaluation across critical parameters for better decision making. Study period is 3 years.
  • Consistency
    i
    It represents the consistency of a fund in beating its benchmark.
  • Downside Risk
    i
    Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
    ----
  • Risk Adjusted Return
    i
    Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
  • Volatility
    i
    Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
  • Upside Capture Ratio
    i
    Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
  • Downside Capture Ratio
    i
    Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.

bt_logoHISTORICAL RISK MEASURES

Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.
  • Alpha: Excess return of the fund over benchmark
    i
    Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
    0.47
    This Fund
    VS
    0.89
    Category Avg
  • R-Squared: How well the fund tracks benchmark
    i
    R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
    73.37
    This Fund
    VS
    44.61
    Category Avg
  • Beta: Risk of the fund in relation to benchmark
    i
    Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
    0.86
    This Fund
    VS
    1.17
    Category Avg
  • Sharpe Ratio: Risk adjusted return of the fund
    i
    Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
    1.68
    This Fund
    VS
    1.01
    Category Avg
  • Sortino Ratio: Return per unit of bad risk
    i
    A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
    4.62
    This Fund
    VS
    4.91
    Category Avg
  • Standard Devation: Volatility of the fund
    i
    Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
    0.80
    This Fund
    VS
    2.61
    Category Avg
Benchmark used in calculation : S&P BSE 500 India TR INR

bt_logoPEER ANALYSIS

1M
3M
6M
1Y
3Y
5Y
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Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size
₹ 24.70
1.10%
0.57%
Moderately High risk
₹ 993.40 Cr
₹ 38.89
1.08%
0.57%
High Risk
₹ 1,017.30 Cr
₹ 33.39
0.90%
0.57%
High Risk
₹ 704.00 Cr
₹ 26.18
0.80%
0.57%
Moderately High risk
₹ 7,083.44 Cr
₹ 35.31
0.76%
0.57%
High Risk
₹ 6,135.44 Cr
₹ 49.65
0.76%
0.57%
Moderately High risk
₹ 2,244.78 Cr
Aditya Birla Sun Life Credit Risk Fund Direct Plan Growth
Moderately High risk
  • NAV₹ 24.70
  • Fund Size₹ 993.40 Cr
Fund Return1.10%
Category Return0.57%
Nippon India Credit Risk Fund Direct Plan Growth Option
High Risk
  • NAV₹ 38.89
  • Fund Size₹ 1,017.30 Cr
Fund Return1.08%
Category Return0.57%
Kotak Credit Risk Fund Direct Growth
High Risk
  • NAV₹ 33.39
  • Fund Size₹ 704.00 Cr
Fund Return0.90%
Category Return0.57%
HDFC Credit Risk Debt Fund Direct Plan Growth Option
Moderately High risk
  • NAV₹ 26.18
  • Fund Size₹ 7,083.44 Cr
Fund Return0.80%
Category Return0.57%
ICICI Prudential Credit Risk Fund Direct Plan Growth
High Risk
  • NAV₹ 35.31
  • Fund Size₹ 6,135.44 Cr
Fund Return0.76%
Category Return0.57%
SBI Credit Risk Fund Direct Plan Growth
Moderately High risk
  • NAV₹ 49.65
  • Fund Size₹ 2,244.78 Cr
Fund Return0.76%
Category Return0.57%
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

bt_logoTOP FUNDS FROM THIS AMC

1M
3M
6M
1Y
3Y
5Y
  • card
  • table
Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)
UTI Credit Risk Fund (Segregated - 17022020) - Direct Plan - Growth Option
Moderately High risk--
  • NAV₹ 2.69
  • Fund Size₹ 47.82 Cr
1 Month Return297.43%
Category Return--
UTI Regular Savings Fund (Segregated - 17022020) - Direct Plan - Growth Option
High Risk--
  • NAV₹ 4.08
  • Fund Size₹ 46.38 Cr
1 Month Return297.23%
Category Return--
UTI Dynamic Bond Fund (Segregated - 17022020) - Direct Plan - Growth Option
Low to Moderate Risk--
  • NAV₹ 1.35
  • Fund Size₹ 6.82 Cr
1 Month Return297.20%
Category Return--
UTI Medium Term Fund (Segregated - 17022020) - Direct Plan - Growth Option
Moderate Risk--
  • NAV₹ 0.37
  • Fund Size₹ 1.36 Cr
1 Month Return296.86%
Category Return--
UTI Bond Fund (Segregated - 17022020) - Direct Plan - Growth Option
Moderate Risk--
  • NAV₹ 7.35
  • Fund Size₹ 16.78 Cr
1 Month Return296.85%
Category Return--
UTI Credit Risk Fund (Segregated - 13092019) - Direct Plan - Growth Option
Moderately High risk--
  • NAV₹ 0.58
  • Fund Size₹ 30.86 Cr
1 Month Return264.19%
Category Return--
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

bt_logoABOUT THE AMC

company icon
UTI Asset Management Co Ltd
UTI Asset Management Co Ltd manages assets worth ₹ 3,32,771.40 crores. It’s current offering of mutual fund schemes includes 33 equity, 37 debt and 7 hybrid schemes.
phone icon
Phone
+91-22-6678 6666
mail icon
Email
pms_care@uti.co.in
aum
AUM
3,32,771.40 Cr (
As on May 31, 2025
)
location
Address
PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051 Mumbai,400051

bt_logoFAQ's

What is the category of UTI Credit Risk Fund Direct Plan Growth Option ?
The category of UTI Credit Risk Fund Direct Plan Growth Option is Fixed Income - Credit Risk
What is the current NAV of UTI Credit Risk Fund Direct Plan Growth Option ?
The current NAV of UTI Credit Risk Fund Direct Plan Growth Option as on Jul 18, 2025 is ₹19.42
How safe is UTI Credit Risk Fund Direct Plan Growth Option ?
The risk level of UTI Credit Risk Fund Direct Plan Growth Option is Moderately High.
What are short term returns given by UTI Credit Risk Fund Direct Plan Growth Option ?
The return given by UTI Credit Risk Fund Direct Plan Growth Option in 1 month is 0.67%, 3 months is 2.09%, 6 months is 4.83%, and 1 year is 9.55%
What are the long term returns given by UTI Credit Risk Fund Direct Plan Growth Option ?
The return given by UTI Credit Risk Fund Direct Plan Growth Option in 3 years is 8.17% and 5 years is 10.15%.
What is the expense ratio of UTI Credit Risk Fund Direct Plan Growth Option ?
The expense ratio of UTI Credit Risk Fund Direct Plan Growth Option is 0.83%
What is the AUM of UTI Credit Risk Fund Direct Plan Growth Option ?
The assets under Management (AUM) of UTI Credit Risk Fund Direct Plan Growth Option is Rs 284.60 crores.
What is the minimum investment in UTI Credit Risk Fund Direct Plan Growth Option ?
The minimum Lumpsum investment in UTI Credit Risk Fund Direct Plan Growth Option is ₹500.00 and the minimum SIP investment in UTI Credit Risk Fund Direct Plan Growth Option is ₹1,500.00
What is the asset allocation of UTI Credit Risk Fund Direct Plan Growth Option?
UTI Credit Risk Fund Direct Plan Growth Option has an exposure of 1.58% in Equity, 80.31% in Debt and 17.66% in Cash & Money Market Securities