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axis retirement savings fund - conservative plan direct growth
Axis Retirement Savings Fund - Conservative Plan Direct Growth

Axis Retirement Savings Fund - Conservative Plan Direct Growth

  • High Risk
  • Allocation
  • Retirement
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NAV as on Jul 4, 2025
i
Price per unit of the scheme.
17.54840.22%1 Day Change
0.60%
Minimum Investment₹5000
Expense Ratio0.51%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions
 

bt_logoFUND PERFORMANCE

As On Jan 01, 2023
Compare fund’s performance against category average across different time periods


No Data Found.
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

bt_logoFUND COMPARISON

This Fund
Axis Retirement Savings Fund - Conservative Plan Direct Growth
VS
Allocation: Retirement Average NAV
    Topper in Allocation: Retirement
    All Fund


    No Data Found.
    *For the other fund, rescaled NAVs are used
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    bt_logoRETURN CALCULATOR

    Check the return on your investment in the fund
    Axis Retirement Savings Fund - Conservative Plan Direct Growth
    Investment Type
    Monthly Investment
    Time Period (yrs)
    Annual Return in %
    • Invested Amount
      0
    • Return
      0
    • Current Value
      0

    bt_logoFUND MANAGER

    R Sivakumar
    R Sivakumar
    i
    Lead Fund Manager.
    Dec 20, 2019 - Present
    • Fund Manager Rank--Out of 0
      i
      Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
    • Schemes managed11
    • Total AUM11,834.03 Cr
    • Highest Return In 1 Yr9.83 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    --
    ₹ 20.47
    1.59%
    -%
    Very High Risk
    812.97Cr
    ₹ 32.69
    -0.31%
    -0.72%
    Moderate Risk
    1,308.92Cr
    Axis Retirement Savings Fund - Conservative Plan Direct Growth
    High Risk--
    • NAV₹ 17.55
    • Fund Size61.37Cr
    Fund Return0.60%
    Category Return--
    Axis Retirement Savings Fund - Aggressive Plan Direct Growth
    Very High Risk--
    • NAV₹ 20.47
    • Fund Size812.97Cr
    Fund Return1.59%
    Category Return--
    Axis Dynamic Bond Fund Direct Plan Growth Option
    Moderate Risk
    • NAV₹ 32.69
    • Fund Size1,308.92Cr
    Fund Return-0.31%
    Category Return-0.72%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Nitin Arora
    Nitin Arora
    i
    Lead Fund Manager.
    May 26, 2023 - Present
    • Schemes managed6
    • Total AUM40,410.90 Cr
    • Highest Return In 1 Yr7.46 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    --
    ₹ 20.47
    1.59%
    -%
    Very High Risk
    812.97Cr
    --
    ₹ 18.83
    2.95%
    3.45%
    Very High Risk
    7,781.71Cr
    Axis Retirement Savings Fund - Conservative Plan Direct Growth
    High Risk--
    • NAV₹ 17.55
    • Fund Size61.37Cr
    Fund Return0.60%
    Category Return--
    Axis Retirement Savings Fund - Aggressive Plan Direct Growth
    Very High Risk--
    • NAV₹ 20.47
    • Fund Size812.97Cr
    Fund Return1.59%
    Category Return--
    Axis Multicap Fund Direct Growth
    Very High Risk--
    • NAV₹ 18.83
    • Fund Size7,781.71Cr
    Fund Return2.95%
    Category Return3.45%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Vinayak Jayanath
    Vinayak Jayanath
    i
    Lead Fund Manager.
    Jan 17, 2023 - Present
    • Schemes managed19
    • Total AUM1,38,809.23 Cr
    • Highest Return In 1 Yr19.36 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    --
    ₹ 14.95
    5.06%
    -%
    Very High Risk
    518.62Cr
    --
    ₹ 17.14
    2.39%
    -%
    Very High Risk
    2,404.24Cr
    ₹ 36.21
    2.93%
    3.38%
    Very High Risk
    14,349.24Cr
    Axis Global Innovation Fund of Fund Direct Growth
    Very High Risk--
    • NAV₹ 14.95
    • Fund Size518.62Cr
    Fund Return5.06%
    Category Return--
    Axis Business Cycles Fund Direct Growth
    Very High Risk--
    • NAV₹ 17.14
    • Fund Size2,404.24Cr
    Fund Return2.39%
    Category Return--
    Axis Growth Opportunities Fund Direct Growth
    Very High Risk
    • NAV₹ 36.21
    • Fund Size14,349.24Cr
    Fund Return2.93%
    Category Return3.38%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Jayesh Sundar
    Jayesh Sundar
    i
    Lead Fund Manager.
    Jan 24, 2024 - Present
    • Schemes managed11
    • Total AUM43,837.68 Cr
    • Highest Return In 1 Yr8.59 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    ₹ 23.52
    1.55%
    2.04%
    Moderately High risk
    3,160.82Cr
    --
    ₹ 29.81
    1.71%
    -%
    Very High Risk
    908.42Cr
    ₹ 22.67
    2.16%
    2.46%
    Very High Risk
    1,575.64Cr
    Axis Balanced Advantage Fund Direct Growth
    Moderately High risk
    • NAV₹ 23.52
    • Fund Size3,160.82Cr
    Fund Return1.55%
    Category Return2.04%
    Axis Children's Gift Direct Lock in Growth
    Very High Risk--
    • NAV₹ 29.81
    • Fund Size908.42Cr
    Fund Return1.71%
    Category Return--
    Axis Equity Hybrid Fund Direct Growth
    Very High Risk
    • NAV₹ 22.67
    • Fund Size1,575.64Cr
    Fund Return2.16%
    Category Return2.46%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Krishnaa N
    Krishnaa N
    i
    Lead Fund Manager.
    Mar 1, 2024 - Present
    • Schemes managed22
    • Total AUM1,42,179.67 Cr
    • Highest Return In 1 Yr19.36 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    ₹ 36.21
    2.93%
    3.38%
    Very High Risk
    14,349.24Cr
    --
    ₹ 23.17
    3.30%
    3.24%
    Very High Risk
    1,245.58Cr
    ₹ 133.14
    3.07%
    3.42%
    Very High Risk
    30,501.51Cr
    Axis Growth Opportunities Fund Direct Growth
    Very High Risk
    • NAV₹ 36.21
    • Fund Size14,349.24Cr
    Fund Return2.93%
    Category Return3.38%
    Axis ESG Equity Fund Direct Growth
    Very High Risk--
    • NAV₹ 23.17
    • Fund Size1,245.58Cr
    Fund Return3.30%
    Category Return3.24%
    Axis Midcap Fund Direct Plan Growth
    Very High Risk
    • NAV₹ 133.14
    • Fund Size30,501.51Cr
    Fund Return3.07%
    Category Return3.42%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Devang Shah
    Devang Shah
    i
    Lead Fund Manager.
    Apr 5, 2024 - Present
    • Schemes managed23
    • Total AUM1,01,945.66 Cr
    • Highest Return In 1 Yr10.40 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    --
    ₹ 1,240.46
    -1.94%
    -1.68%
    Moderate Risk
    364.09Cr
    ₹ 35.25
    0.46%
    0.36%
    Moderately High risk
    282.74Cr
    ₹ 32.69
    -0.31%
    -0.72%
    Moderate Risk
    1,308.92Cr
    Axis Long Duration Fund Direct Growth
    Moderate Risk--
    • NAV₹ 1,240.46
    • Fund Size364.09Cr
    Fund Return-1.94%
    Category Return-1.68%
    Axis Regular Saver Fund Direct Plan Growth Option
    Moderately High risk
    • NAV₹ 35.25
    • Fund Size282.74Cr
    Fund Return0.46%
    Category Return0.36%
    Axis Dynamic Bond Fund Direct Plan Growth Option
    Moderate Risk
    • NAV₹ 32.69
    • Fund Size1,308.92Cr
    Fund Return-0.31%
    Category Return-0.72%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Hardik Shah
    Hardik Shah
    i
    Lead Fund Manager.
    Apr 5, 2024 - Present
    • Schemes managed20
    • Total AUM41,058.74 Cr
    • Highest Return In 1 Yr10.40 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    ₹ 132.08
    3.61%
    3.42%
    Very High Risk
    128.00Cr
    ₹ 74.51
    4.36%
    3.06%
    Very High Risk
    9.31Cr
    --
    ₹ 1,240.46
    -1.94%
    -1.68%
    Moderate Risk
    364.09Cr
    Taurus Discovery (Midcap) Fund - Direct Plan-Growth Option
    Very High Risk
    • NAV₹ 132.08
    • Fund Size128.00Cr
    Fund Return3.61%
    Category Return3.42%
    Taurus Infrastructure Fund-Direct Plan-Growth Option
    Very High Risk
    • NAV₹ 74.51
    • Fund Size9.31Cr
    Fund Return4.36%
    Category Return3.06%
    Axis Long Duration Fund Direct Growth
    Moderate Risk--
    • NAV₹ 1,240.46
    • Fund Size364.09Cr
    Fund Return-1.94%
    Category Return-1.68%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoDETAILED PORTFOLIO

    As on Jun, 2025
    EQUITY (40.53%)
    DEBT (57.39%)
    CASH (2.08%)
    Allocation by Market Cap
    Large Cap(35.08%)
    Mid Cap(3.49%)
    Small Cap(0.69%)
    Industry Holdings
    • Banks Regional16.67%
    • Information Technology Services13.83%
    • Oil Gas Refining Marketing11.32%
    • Auto Manufacturers10.11%
    • Drug Manufacturers Specialty Generic7.66%
    • Utilities Regulated Electric5.69%
    Stock Holdings
    • Reliance Industries Ltd4.04%
    • Infosys Ltd2.62%
    • Mahindra & Mahindra Ltd2.31%
    • Bharti Airtel Ltd2.28%
    • Apollo Hospitals Enterprise Ltd2.25%
    • HDFC Bank Ltd1.97%

    bt_logoPERFORMANCE MEASURES

    Fund evaluation across critical parameters for better decision making. Study period is 3 years.
    • Consistency
      i
      It represents the consistency of a fund in beating its benchmark.
      ----
    • Downside Risk
      i
      Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
    • Risk Adjusted Return
      i
      Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
    • Volatility
      i
      Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
    • Upside Capture Ratio
      i
      Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
      ----
    • Downside Capture Ratio
      i
      Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.
      ----

    bt_logoHISTORICAL RISK MEASURES

    Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.
    • Alpha: Excess return of the fund over benchmark
      i
      Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
      --
      This Fund
      VS
      --
      Category Avg
    • R-Squared: How well the fund tracks benchmark
      i
      R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
      --
      This Fund
      VS
      --
      Category Avg
    • Beta: Risk of the fund in relation to benchmark
      i
      Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
      --
      This Fund
      VS
      --
      Category Avg
    • Sharpe Ratio: Risk adjusted return of the fund
      i
      Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
      0.84
      This Fund
      VS
      --
      Category Avg
    • Sortino Ratio: Return per unit of bad risk
      i
      A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
      1.36
      This Fund
      VS
      --
      Category Avg
    • Standard Devation: Volatility of the fund
      i
      Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
      6.00
      This Fund
      VS
      --
      Category Avg
    Benchmark used in calculation : S&P BSE 500 India TR INR

    bt_logoPEER ANALYSIS

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size
    --
    ₹ 36.64
    6.20%
    --
    Very High Risk
    ₹ 1,214.21 Cr
    --
    ₹ 29.11
    5.62%
    --
    Very High Risk
    ₹ 831.23 Cr
    --
    ₹ 16.48
    4.11%
    --
    Very High Risk
    ₹ 160.70 Cr
    ₹ 32.71
    3.20%
    --
    Very High Risk
    ₹ 3,189.62 Cr
    --
    ₹ 22.16
    3.14%
    --
    Very High Risk
    ₹ 403.73 Cr
    --
    ₹ 21.55
    3.04%
    --
    Very High Risk
    ₹ 2,893.95 Cr
    ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth
    Very High Risk--
    • NAV₹ 36.64
    • Fund Size₹ 1,214.21 Cr
    Fund Return6.20%
    Category Return--
    ICICI Prudential Retirement Fund Hybrid Aggressive Plan Direct Growth
    Very High Risk--
    • NAV₹ 29.11
    • Fund Size₹ 831.23 Cr
    Fund Return5.62%
    Category Return--
    Union Retirement Fund Direct Growth
    Very High Risk--
    • NAV₹ 16.48
    • Fund Size₹ 160.70 Cr
    Fund Return4.11%
    Category Return--
    Nippon India Retirement Fund - Wealth Creation Scheme - Direct Growth
    Very High Risk
    • NAV₹ 32.71
    • Fund Size₹ 3,189.62 Cr
    Fund Return3.20%
    Category Return--
    Aditya Birla Sun Life Retirement Fund - The 30s Pln Direct Growth
    Very High Risk--
    • NAV₹ 22.16
    • Fund Size₹ 403.73 Cr
    Fund Return3.14%
    Category Return--
    SBI Retirement Benefit Fund - Aggressive Plan Direct Growth
    Very High Risk--
    • NAV₹ 21.55
    • Fund Size₹ 2,893.95 Cr
    Fund Return3.04%
    Category Return--
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoTOP FUNDS FROM THIS AMC

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoABOUT THE AMC

    company icon
    Axis Asset Management Company Limited
    Axis Asset Management Company Limited manages assets worth ₹ 3,36,158.60 crores. It’s current offering of mutual fund schemes includes 33 equity, 30 debt and 12 hybrid schemes.
    phone icon
    Phone
    +91 22 43255161
    mail icon
    Email
    customerservice@axismf.com
    aum
    AUM
    3,36,158.60 Cr (
    As on May 31, 2025
    )
    location
    Address
    Axis House, 1st Floor, C-2, Wadia International Centre, Mumbai,400 025

    bt_logoFAQ's

    What is the category of Axis Retirement Savings Fund - Conservative Plan Direct Growth ?
    The category of Axis Retirement Savings Fund - Conservative Plan Direct Growth is Allocation - Retirement
    What is the current NAV of Axis Retirement Savings Fund - Conservative Plan Direct Growth ?
    The current NAV of Axis Retirement Savings Fund - Conservative Plan Direct Growth as on Jul 04, 2025 is ₹17.55
    How safe is Axis Retirement Savings Fund - Conservative Plan Direct Growth ?
    The risk level of Axis Retirement Savings Fund - Conservative Plan Direct Growth is High.
    What are short term returns given by Axis Retirement Savings Fund - Conservative Plan Direct Growth ?
    The return given by Axis Retirement Savings Fund - Conservative Plan Direct Growth in 1 month is 0.60%, 3 months is 4.70%, 6 months is 3.59%, and 1 year is 7.46%
    What are the long term returns given by Axis Retirement Savings Fund - Conservative Plan Direct Growth ?
    The return given by Axis Retirement Savings Fund - Conservative Plan Direct Growth in 3 years is 12.06% and 5 years is 11.21%.
    What is the expense ratio of Axis Retirement Savings Fund - Conservative Plan Direct Growth ?
    The expense ratio of Axis Retirement Savings Fund - Conservative Plan Direct Growth is 0.51%
    What is the AUM of Axis Retirement Savings Fund - Conservative Plan Direct Growth ?
    The assets under Management (AUM) of Axis Retirement Savings Fund - Conservative Plan Direct Growth is Rs 61.37 crores.
    What is the minimum investment in Axis Retirement Savings Fund - Conservative Plan Direct Growth ?
    The minimum Lumpsum investment in Axis Retirement Savings Fund - Conservative Plan Direct Growth is ₹5,000.00 and the minimum SIP investment in Axis Retirement Savings Fund - Conservative Plan Direct Growth is ₹1,000.00
    What is the asset allocation of Axis Retirement Savings Fund - Conservative Plan Direct Growth?
    Axis Retirement Savings Fund - Conservative Plan Direct Growth has an exposure of 40.53% in Equity, 57.39% in Debt and 2.08% in Cash & Money Market Securities