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bandhan regular savings fund direct plan growth
Bandhan Regular Savings Fund Direct Plan Growth

Bandhan Regular Savings Fund Direct Plan Growth

  • Moderately High risk
  • Allocation
  • Conservative Allocation
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NAV as on Jul 4, 2025
i
Price per unit of the scheme.
₹ 35.95640.09%1 Day Change
0.34%
Minimum Investment₹1000
Expense Ratio1.16%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.
3
Scheme Rating
*Morningstar Rating Methodologyi
i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions
 

bt_logoFUND PERFORMANCE

As On Jan 01, 2023
Compare fund’s performance against category average across different time periods


No Data Found.
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

bt_logoFUND COMPARISON

1M3M6M1Y3Y5Y
This Fund
Bandhan Regular Savings Fund Direct Plan Growth
VS
Allocation: Conservative Allocation Average NAV
    Topper in Allocation: Conservative Allocation
    All Fund


    No Data Found.
    *For the other fund, rescaled NAVs are used
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    bt_logoRETURN CALCULATOR

    Check the return on your investment in the fund
    Bandhan Regular Savings Fund Direct Plan Growth
    Investment Type
    Monthly Investment
    Time Period (yrs)
    Annual Return in %
    • Invested Amount
      ₹0
    • Return
      ₹0
    • Current Value
      ₹0

    bt_logoFUND SUMMARY

    Benchmark
    CRISIL Hybrid 85+15 - ConservativeTR INR
    Expense Ratio
    1.16%
    Category Avg Expense Ratio
    0.76%
    Minimum Investment (Lumpsum/SIP)
    ₹ 1000 /₹ 100
    Lock In (Years)
    No Lock-in
    Fund Size
    ₹ 116.61 Cr(As on May, 2025)
    Inception Date
    Jan 01, 2013
    Turnover
    - %
    Exit Load
    If redeemed/switched out within 7 days from the date of allotment Upto 10% of investment : NilFor remaining investment: 0.25% of applicable NAV If redeemed/switched out after 7 days from the date of allotment Nil

    bt_logoABOUT THE FUND

    Objective: The primary objective of the Scheme is to generate regular returns through investment predominantly in debt instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme's total assets in equity securities.

    Bandhan Regular Savings Fund Direct Plan Growth is an Allocation - Conservative Allocation fund. The fund was launched inJan 01, 2013. Its risk level is . The NAV of the fund as onJul 04, 2025 is ₹35.96. Its expense ratio is 1.16 %. The fund has an AUM of ₹116.61 Cr.The fund is managed bySumit Agrawal,Viraj Kulkarni,Harshal Joshi,Nishita Shah,Sreejith Balasubramanian,Ritika Behera,Gaurav Satra,Brijesh Shah.
    The minimum initial investment is  ₹1000 in Lumpsum mode.

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    bt_logoFUND MANAGER

    Sumit Agrawal
    Sumit Agrawal
    i
    Lead Fund Manager.
    Oct 20, 2016 - Present
    • Fund Manager Rank14Out of 19
      i
      Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
    • Schemes managed5
    • Total AUM₹ 7,120.21 Cr
    • Highest Return In 1 Yr13.86 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Bandhan Regular Savings Fund Direct Plan Growth
    ₹ 35.96
    0.34%
    0.36%
    Moderately High risk
    ₹116.61Cr
    Bandhan Focused Equity Fund - Direct Plan - Growth
    ₹ 103.67
    3.14%
    3.17%
    Very High Risk
    ₹1,838.84Cr
    Bandhan Balanced Advantage Direct Growth
    ₹ 28.13
    1.92%
    2.04%
    Very High Risk
    ₹2,263.27Cr
    Bandhan Regular Savings Fund Direct Plan Growth
    Moderately High risk
    • NAV₹ 35.96
    • Fund Size₹116.61Cr
    Fund Return0.34%
    Category Return0.36%
    Bandhan Focused Equity Fund - Direct Plan - Growth
    Very High Risk
    • NAV₹ 103.67
    • Fund Size₹1,838.84Cr
    Fund Return3.14%
    Category Return3.17%
    Bandhan Balanced Advantage Direct Growth
    Very High Risk
    • NAV₹ 28.13
    • Fund Size₹2,263.27Cr
    Fund Return1.92%
    Category Return2.04%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Viraj Kulkarni
    Viraj Kulkarni
    i
    Lead Fund Manager.
    Jul 1, 2022 - Present
    • Schemes managed7
    • Total AUM₹ 8,725.18 Cr
    • Highest Return In 1 Yr11.62 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Bandhan Equity Savings Fund Direct Plan Growth
    ₹ 34.62
    0.85%
    1.21%
    Low to Moderate Risk
    ₹303.48Cr
    Bandhan Asset Allocation Fund Of Fund - Aggressive Plan - Direct Plan - Growth
    ₹ 49.36
    2.28%
    -%
    High Risk
    ₹19.21Cr
    Bandhan Regular Savings Fund Direct Plan Growth
    ₹ 35.96
    0.34%
    0.36%
    Moderately High risk
    ₹116.61Cr
    Bandhan Equity Savings Fund Direct Plan Growth
    Low to Moderate Risk
    • NAV₹ 34.62
    • Fund Size₹303.48Cr
    Fund Return0.85%
    Category Return1.21%
    Bandhan Asset Allocation Fund Of Fund - Aggressive Plan - Direct Plan - Growth
    High Risk
    • NAV₹ 49.36
    • Fund Size₹19.21Cr
    Fund Return2.28%
    Category Return--
    Bandhan Regular Savings Fund Direct Plan Growth
    Moderately High risk
    • NAV₹ 35.96
    • Fund Size₹116.61Cr
    Fund Return0.34%
    Category Return0.36%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Harshal Joshi
    Harshal Joshi
    i
    Lead Fund Manager.
    Jul 28, 2021 - Present
    • Schemes managed18
    • Total AUM₹ 49,567.77 Cr
    • Highest Return In 1 Yr14.39 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Bandhan Crisil IBX 90:10 SDL Plus Glit April 2032 Index Fund Direct Growth
    --
    ₹ 12.60
    -0.52%
    -%
    Moderate Risk
    ₹544.17Cr
    Bandhan Equity Savings Fund Direct Plan Growth
    ₹ 34.62
    0.85%
    1.21%
    Low to Moderate Risk
    ₹303.48Cr
    Bandhan Government Securities Fund - Constant Maturity Direct - Growth
    ₹ 46.87
    -0.47%
    -0.28%
    Moderate Risk
    ₹371.62Cr
    Bandhan Crisil IBX 90:10 SDL Plus Glit April 2032 Index Fund Direct Growth
    Moderate Risk--
    • NAV₹ 12.60
    • Fund Size₹544.17Cr
    Fund Return-0.52%
    Category Return--
    Bandhan Equity Savings Fund Direct Plan Growth
    Low to Moderate Risk
    • NAV₹ 34.62
    • Fund Size₹303.48Cr
    Fund Return0.85%
    Category Return1.21%
    Bandhan Government Securities Fund - Constant Maturity Direct - Growth
    Moderate Risk
    • NAV₹ 46.87
    • Fund Size₹371.62Cr
    Fund Return-0.47%
    Category Return-0.28%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Nishita Shah
    Nishita Shah
    i
    Lead Fund Manager.
    May 24, 2023 - Present
    • Schemes managed17
    • Total AUM₹ 68,314.13 Cr
    • Highest Return In 1 Yr14.39 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Bandhan Regular Savings Fund Direct Plan Growth
    ₹ 35.96
    0.34%
    0.36%
    Moderately High risk
    ₹116.61Cr
    Bandhan Transportation and Logistics Fund Direct Growth
    --
    ₹ 18.23
    4.02%
    -%
    Very High Risk
    ₹547.88Cr
    Bandhan Midcap Fund Direct Growth
    --
    ₹ 18.18
    2.64%
    3.42%
    Very High Risk
    ₹1,679.78Cr
    Bandhan Regular Savings Fund Direct Plan Growth
    Moderately High risk
    • NAV₹ 35.96
    • Fund Size₹116.61Cr
    Fund Return0.34%
    Category Return0.36%
    Bandhan Transportation and Logistics Fund Direct Growth
    Very High Risk--
    • NAV₹ 18.23
    • Fund Size₹547.88Cr
    Fund Return4.02%
    Category Return--
    Bandhan Midcap Fund Direct Growth
    Very High Risk--
    • NAV₹ 18.18
    • Fund Size₹1,679.78Cr
    Fund Return2.64%
    Category Return3.42%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Sreejith Balasubramanian
    Sreejith Balasubramanian
    i
    Lead Fund Manager.
    Aug 31, 2023 - Present
    • Schemes managed21
    • Total AUM₹ 97,459.61 Cr
    • Highest Return In 1 Yr11.62 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Bandhan US Treasury Bond 0-1 year Fund of Fund Direct Growth
    --
    ₹ 11.52
    -0.33%
    -%
    Very High Risk
    ₹132.79Cr
    Bandhan Bond Fund - Short Term Plan Direct Plan Growth
    ₹ 61.58
    0.37%
    0.34%
    Moderate Risk
    ₹10,116.37Cr
    Bandhan Credit Risk Fund Direct Growth
    ₹ 17.88
    0.25%
    0.40%
    Moderately High risk
    ₹282.69Cr
    Bandhan US Treasury Bond 0-1 year Fund of Fund Direct Growth
    Very High Risk--
    • NAV₹ 11.52
    • Fund Size₹132.79Cr
    Fund Return-0.33%
    Category Return--
    Bandhan Bond Fund - Short Term Plan Direct Plan Growth
    Moderate Risk
    • NAV₹ 61.58
    • Fund Size₹10,116.37Cr
    Fund Return0.37%
    Category Return0.34%
    Bandhan Credit Risk Fund Direct Growth
    Moderately High risk
    • NAV₹ 17.88
    • Fund Size₹282.69Cr
    Fund Return0.25%
    Category Return0.40%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Ritika Behera
    Ritika Behera
    i
    Lead Fund Manager.
    Oct 7, 2023 - Present
    • Schemes managed18
    • Total AUM₹ 69,353.42 Cr
    • Highest Return In 1 Yr14.39 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Bandhan Tax Advantage (ELSS) Fund - Direct Plan - Growth
    ₹ 177.36
    3.82%
    3.20%
    Very High Risk
    ₹6,954.94Cr
    Bandhan Sterling Value Fund Direct Plan Growth
    ₹ 169.52
    3.32%
    3.42%
    Very High Risk
    ₹9,961.02Cr
    Bandhan Emerging Businesses Fund Direct Growth
    ₹ 51.53
    3.29%
    3.87%
    Very High Risk
    ₹11,743.70Cr
    Bandhan Tax Advantage (ELSS) Fund - Direct Plan - Growth
    Very High Risk
    • NAV₹ 177.36
    • Fund Size₹6,954.94Cr
    Fund Return3.82%
    Category Return3.20%
    Bandhan Sterling Value Fund Direct Plan Growth
    Very High Risk
    • NAV₹ 169.52
    • Fund Size₹9,961.02Cr
    Fund Return3.32%
    Category Return3.42%
    Bandhan Emerging Businesses Fund Direct Growth
    Very High Risk
    • NAV₹ 51.53
    • Fund Size₹11,743.70Cr
    Fund Return3.29%
    Category Return3.87%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Gaurav Satra
    Gaurav Satra
    i
    Lead Fund Manager.
    Jun 10, 2024 - Present
    • Schemes managed18
    • Total AUM₹ 69,353.42 Cr
    • Highest Return In 1 Yr14.39 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Bandhan Regular Savings Fund Direct Plan Growth
    ₹ 35.96
    0.34%
    0.36%
    Moderately High risk
    ₹116.61Cr
    Bandhan Hybrid Equity Fund Direct Plan Growth
    ₹ 29.18
    2.58%
    2.46%
    Very High Risk
    ₹903.65Cr
    Bandhan US Equity Fund of Fund Direct Growth
    --
    ₹ 16.83
    5.26%
    -%
    Very High Risk
    ₹315.53Cr
    Bandhan Regular Savings Fund Direct Plan Growth
    Moderately High risk
    • NAV₹ 35.96
    • Fund Size₹116.61Cr
    Fund Return0.34%
    Category Return0.36%
    Bandhan Hybrid Equity Fund Direct Plan Growth
    Very High Risk
    • NAV₹ 29.18
    • Fund Size₹903.65Cr
    Fund Return2.58%
    Category Return2.46%
    Bandhan US Equity Fund of Fund Direct Growth
    Very High Risk--
    • NAV₹ 16.83
    • Fund Size₹315.53Cr
    Fund Return5.26%
    Category Return--
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Brijesh Shah
    Brijesh Shah
    i
    Lead Fund Manager.
    Jun 10, 2024 - Present
    • Schemes managed21
    • Total AUM₹ 97,459.61 Cr
    • Highest Return In 1 Yr11.62 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Bandhan US Treasury Bond 0-1 year Fund of Fund Direct Growth
    --
    ₹ 11.52
    -0.33%
    -%
    Very High Risk
    ₹132.79Cr
    Bandhan Money Manager Fund Direct Plan Growth
    ₹ 43.82
    0.67%
    0.58%
    Low to Moderate Risk
    ₹10,885.31Cr
    Bandhan Liquid Fund - Direct Plan - Growth
    --
    ₹ 3,188.37
    0.48%
    0.47%
    Low to Moderate Risk
    ₹13,625.91Cr
    Bandhan US Treasury Bond 0-1 year Fund of Fund Direct Growth
    Very High Risk--
    • NAV₹ 11.52
    • Fund Size₹132.79Cr
    Fund Return-0.33%
    Category Return--
    Bandhan Money Manager Fund Direct Plan Growth
    Low to Moderate Risk
    • NAV₹ 43.82
    • Fund Size₹10,885.31Cr
    Fund Return0.67%
    Category Return0.58%
    Bandhan Liquid Fund - Direct Plan - Growth
    Low to Moderate Risk--
    • NAV₹ 3,188.37
    • Fund Size₹13,625.91Cr
    Fund Return0.48%
    Category Return0.47%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoDETAILED PORTFOLIO

    As on May, 2025
    EQUITY (24.80%)
    DEBT (65.25%)
    CASH (9.59%)
    Allocation by Market Cap
    Large Cap(23.35%)
    Mid Cap(1.45%)
    Other Cap(0.35%)
    Industry Holdings
    • Banks Regional23.57%
    • Information Technology Services15.17%
    • Auto Manufacturers10.88%
    • Luxury Goods9.75%
    • Credit Services5.66%
    • Oil Gas Refining Marketing5.07%
    Stock Holdings
    • Titan Co Ltd2.23%
    • Tata Consultancy Services Ltd2.12%
    • TVS Motor Co Ltd1.65%
    • UNO Minda Ltd1.13%
    • Cholamandalam Investment and Finance Co Ltd0.97%
    • Godrej Consumer Products Ltd0.81%

    bt_logoPERFORMANCE MEASURES

    Fund evaluation across critical parameters for better decision making. Study period is 3 years.
    • Consistency
      i
      It represents the consistency of a fund in beating its benchmark.
    • Downside Risk
      i
      Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
    • Risk Adjusted Return
      i
      Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
    • Volatility
      i
      Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
    • Upside Capture Ratio
      i
      Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
    • Downside Capture Ratio
      i
      Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.

    bt_logoHISTORICAL RISK MEASURES

    Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.
    • Alpha: Excess return of the fund over benchmark
      i
      Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
      -1.28
      This Fund
      VS
      -0.06
      Category Avg
    • R-Squared: How well the fund tracks benchmark
      i
      R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
      86.06
      This Fund
      VS
      74.73
      Category Avg
    • Beta: Risk of the fund in relation to benchmark
      i
      Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
      1.14
      This Fund
      VS
      1.06
      Category Avg
    • Sharpe Ratio: Risk adjusted return of the fund
      i
      Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
      0.67
      This Fund
      VS
      0.94
      Category Avg
    • Sortino Ratio: Return per unit of bad risk
      i
      A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
      1.13
      This Fund
      VS
      1.73
      Category Avg
    • Standard Devation: Volatility of the fund
      i
      Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
      3.84
      This Fund
      VS
      3.85
      Category Avg
    Benchmark used in calculation : S&P BSE 500 India TR INR

    bt_logoPEER ANALYSIS

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoTOP FUNDS FROM THIS AMC

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoABOUT THE AMC

    company icon
    Bandhan Asset Management Company Limited
    Bandhan Asset Management Company Limited manages assets worth ₹ 1,78,476.74 crores. It’s current offering of mutual fund schemes includes 31 equity, 28 debt and 10 hybrid schemes.
    phone icon
    Phone
    022-66289999
    mail icon
    Email
    investormf@bandhanamc.com
    aum
    AUM
    ₹ 1,78,476.74 Cr (
    As on May 31, 2025
    )
    location
    Address
    6th Floor, 841, One World Center Mumbai,400013

    bt_logoFAQ's

    What is the category of Bandhan Regular Savings Fund Direct Plan Growth ?
    The category of Bandhan Regular Savings Fund Direct Plan Growth is Allocation - Conservative Allocation
    What is the current NAV of Bandhan Regular Savings Fund Direct Plan Growth ?
    The current NAV of Bandhan Regular Savings Fund Direct Plan Growth as on Jul 04, 2025 is ₹35.96
    How safe is Bandhan Regular Savings Fund Direct Plan Growth ?
    The risk level of Bandhan Regular Savings Fund Direct Plan Growth is Moderately High.
    What are short term returns given by Bandhan Regular Savings Fund Direct Plan Growth ?
    The return given by Bandhan Regular Savings Fund Direct Plan Growth in 1 month is 0.34%, 3 months is 3.73%, 6 months is 4.68%, and 1 year is 7.04%
    What are the long term returns given by Bandhan Regular Savings Fund Direct Plan Growth ?
    The return given by Bandhan Regular Savings Fund Direct Plan Growth in 3 years is 9.30% and 5 years is 8.17%.
    What is the expense ratio of Bandhan Regular Savings Fund Direct Plan Growth ?
    The expense ratio of Bandhan Regular Savings Fund Direct Plan Growth is 1.16%
    What is the AUM of Bandhan Regular Savings Fund Direct Plan Growth ?
    The assets under Management (AUM) of Bandhan Regular Savings Fund Direct Plan Growth is Rs 116.61 crores.
    What is the minimum investment in Bandhan Regular Savings Fund Direct Plan Growth ?
    The minimum Lumpsum investment in Bandhan Regular Savings Fund Direct Plan Growth is ₹1,000.00 and the minimum SIP investment in Bandhan Regular Savings Fund Direct Plan Growth is ₹100.00
    What is the asset allocation of Bandhan Regular Savings Fund Direct Plan Growth?
    Bandhan Regular Savings Fund Direct Plan Growth has an exposure of 24.80% in Equity, 65.25% in Debt and 9.59% in Cash & Money Market Securities

    bt_logoCALCULATORS

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