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dsp banking & psu debt fund direct growth
DSP Banking & PSU Debt Fund Direct Growth

DSP Banking & PSU Debt Fund Direct Growth

  • Low to Moderate Risk
  • Fixed Income
  • Banking and PSU
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NAV as on Jul 22, 2025
i
Price per unit of the scheme.
₹ 25.15090.02%1 Day Change
0.78%
Minimum Investment₹100
Expense Ratio0.32%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.
4
Scheme Rating
*Morningstar Rating Methodologyi
i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions
 

bt_logoFUND PERFORMANCE

As On Jan 01, 2023
Compare fund’s performance against category average across different time periods


No Data Found.
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

bt_logoFUND COMPARISON

1M3M6M1Y3Y5Y
This Fund
DSP Banking & PSU Debt Fund Direct Growth
VS
Fixed Income: Banking and PSU Average NAV
    Topper in Fixed Income: Banking and PSU
    Edelweiss Banking and PSU Debt Fund Direct Plan Growth
    All Fund


    No Data Found.
    *For the other fund, rescaled NAVs are used
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    bt_logoRETURN CALCULATOR

    Check the return on your investment in the fund
    DSP Banking & PSU Debt Fund Direct Growth
    Investment Type
    Monthly Investment
    Time Period (yrs)
    Annual Return in %
    • Invested Amount
      ₹0
    • Return
      ₹0
    • Current Value
      ₹0

    bt_logoFUND SUMMARY

    Benchmark
    NIFTY Banking & PSU Debt TR INR
    Expense Ratio
    0.32%
    Category Avg Expense Ratio
    0.34%
    Minimum Investment (Lumpsum/SIP)
    ₹ 100 /₹ 100
    Lock In (Years)
    No Lock-in
    Fund Size
    ₹ 4,218.69 Cr(As on Jun, 2025)
    Inception Date
    Sep 14, 2013
    Turnover
    - %
    Exit Load
    Nil

    bt_logoABOUT THE FUND

    Objective: The investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings.

    DSP Banking & PSU Debt Fund Direct Growth is an Fixed Income - Banking and PSU fund. The fund was launched inSep 14, 2013. Its risk level is . The NAV of the fund as onJul 22, 2025 is ₹25.15. Its expense ratio is 0.32 %. The fund has an AUM of ₹4,218.69 Cr.The fund is managed byKaran Mundhra,Shantanu Godambe,Sandeep Yadav.
    The minimum initial investment is  ₹100 in Lumpsum mode.

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    bt_logoFUND MANAGER

    Shantanu Godambe
    Shantanu Godambe
    i
    Lead Fund Manager.
    Jun 1, 2023 - Present
    • Fund Manager Rank12Out of 22
      i
      Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
    • Schemes managed15
    • Total AUM₹ 36,632.37 Cr
    • Highest Return In 1 Yr10.66 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    DSP Floater Fund Direct Growth
    --
    ₹ 13.47
    0.59%
    0.68%
    Low to Moderate Risk
    ₹569.07Cr
    DSP Nifty SDL Plus G-Sec Sep 2027 50:50 Index Fund Direct Growth
    --
    ₹ 12.22
    0.52%
    -%
    Moderate Risk
    ₹85.91Cr
    DSP CRISIL SDL Plus G-Sec Apr 2033 50:50 Index Fund Direct Growth
    --
    ₹ 12.56
    0.65%
    -%
    Moderate Risk
    ₹402.29Cr
    DSP Floater Fund Direct Growth
    Low to Moderate Risk--
    • NAV₹ 13.47
    • Fund Size₹569.07Cr
    Fund Return0.59%
    Category Return0.68%
    DSP Nifty SDL Plus G-Sec Sep 2027 50:50 Index Fund Direct Growth
    Moderate Risk--
    • NAV₹ 12.22
    • Fund Size₹85.91Cr
    Fund Return0.52%
    Category Return--
    DSP CRISIL SDL Plus G-Sec Apr 2033 50:50 Index Fund Direct Growth
    Moderate Risk--
    • NAV₹ 12.56
    • Fund Size₹402.29Cr
    Fund Return0.65%
    Category Return--
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Karan Mundhra
    Karan Mundhra
    i
    Lead Fund Manager.
    Jul 1, 2023 - Present
    • Schemes managed9
    • Total AUM₹ 42,205.95 Cr
    • Highest Return In 1 Yr10.00 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    DSP Bond Fund Direct Plan Growth
    ₹ 87.75
    0.72%
    0.73%
    Moderate Risk
    ₹314.71Cr
    DSP Savings Fund Direct Plan Growth
    ₹ 54.58
    0.61%
    0.53%
    Low to Moderate Risk
    ₹4,623.02Cr
    DSP Banking & PSU Debt Fund Direct Growth
    ₹ 25.15
    0.78%
    0.61%
    Low to Moderate Risk
    ₹4,218.69Cr
    DSP Bond Fund Direct Plan Growth
    Moderate Risk
    • NAV₹ 87.75
    • Fund Size₹314.71Cr
    Fund Return0.72%
    Category Return0.73%
    DSP Savings Fund Direct Plan Growth
    Low to Moderate Risk
    • NAV₹ 54.58
    • Fund Size₹4,623.02Cr
    Fund Return0.61%
    Category Return0.53%
    DSP Banking & PSU Debt Fund Direct Growth
    Low to Moderate Risk
    • NAV₹ 25.15
    • Fund Size₹4,218.69Cr
    Fund Return0.78%
    Category Return0.61%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Sandeep Yadav
    Sandeep Yadav
    i
    Lead Fund Manager.
    Aug 1, 2024 - Present
    • Schemes managed4
    • Total AUM₹ 11,478.47 Cr
    • Highest Return In 1 Yr9.61 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    DSP Short Term Fund Direct Plan Growth
    ₹ 51.10
    0.71%
    0.70%
    Low to Moderate Risk
    ₹3,862.00Cr
    DSP Government Securities Fund Direct Plan Growth
    ₹ 103.08
    1.30%
    0.96%
    Low to Moderate Risk
    ₹1,852.40Cr
    DSP Banking & PSU Debt Fund Direct Growth
    ₹ 25.15
    0.78%
    0.61%
    Low to Moderate Risk
    ₹4,218.69Cr
    DSP Short Term Fund Direct Plan Growth
    Low to Moderate Risk
    • NAV₹ 51.10
    • Fund Size₹3,862.00Cr
    Fund Return0.71%
    Category Return0.70%
    DSP Government Securities Fund Direct Plan Growth
    Low to Moderate Risk
    • NAV₹ 103.08
    • Fund Size₹1,852.40Cr
    Fund Return1.30%
    Category Return0.96%
    DSP Banking & PSU Debt Fund Direct Growth
    Low to Moderate Risk
    • NAV₹ 25.15
    • Fund Size₹4,218.69Cr
    Fund Return0.78%
    Category Return0.61%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoDETAILED PORTFOLIO

    As on Jul, 2025
    EQUITY (-%)
    DEBT (88.12%)
    CASH (11.62%)
    Allocation by Market Cap
    Other Cap(0.26%)
    Industry Holdings
    No Data For Allocation
    Stock Holdings
    No Data For Allocation

    bt_logoPERFORMANCE MEASURES

    Fund evaluation across critical parameters for better decision making. Study period is 3 years.
    • Consistency
      i
      It represents the consistency of a fund in beating its benchmark.
    • Downside Risk
      i
      Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
    • Risk Adjusted Return
      i
      Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
    • Volatility
      i
      Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
    • Upside Capture Ratio
      i
      Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
    • Downside Capture Ratio
      i
      Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.

    bt_logoHISTORICAL RISK MEASURES

    Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.
    • Alpha: Excess return of the fund over benchmark
      i
      Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
      -0.41
      This Fund
      VS
      -0.65
      Category Avg
    • R-Squared: How well the fund tracks benchmark
      i
      R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
      59.32
      This Fund
      VS
      65.82
      Category Avg
    • Beta: Risk of the fund in relation to benchmark
      i
      Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
      1.43
      This Fund
      VS
      1.26
      Category Avg
    • Sharpe Ratio: Risk adjusted return of the fund
      i
      Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
      0.70
      This Fund
      VS
      0.51
      Category Avg
    • Sortino Ratio: Return per unit of bad risk
      i
      A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
      1.30
      This Fund
      VS
      1.06
      Category Avg
    • Standard Devation: Volatility of the fund
      i
      Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
      1.50
      This Fund
      VS
      1.42
      Category Avg
    Benchmark used in calculation : S&P BSE 500 India TR INR

    bt_logoPEER ANALYSIS

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoTOP FUNDS FROM THIS AMC

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)
    DSP Global Innovation Fund Of Fund Direct GrowthDSP Global Innovation Fund Of Fund Direct Growth
    --
    ₹ 17.16
    6.79%
    --
    Very High Risk
    ₹ 1,017.68 Cr
    DSP World Energy Fund Direct Plan GrowthDSP World Energy Fund Direct Plan Growth
    --
    ₹ 20.89
    6.78%
    --
    Very High Risk
    ₹ 88.38 Cr
    DSP World Mining Fund Direct Plan GrowthDSP World Mining Fund Direct Plan Growth
    --
    ₹ 19.69
    5.92%
    --
    Very High Risk
    ₹ 129.77 Cr
    DSP Healthcare Fund Direct GrowthDSP Healthcare Fund Direct Growth
    --
    ₹ 44.11
    5.68%
    4.08%
    Very High Risk
    ₹ 3,056.90 Cr
    DSP Small Cap Fund Direct Plan GrowthDSP Small Cap Fund Direct Plan Growth
    ₹ 222.93
    4.48%
    4.97%
    Very High Risk
    ₹ 17,125.76 Cr
    DSP US Flexible Equity Fund Direct Plan GrowthDSP US Flexible Equity Fund Direct Plan Growth
    --
    ₹ 69.96
    4.01%
    --
    Very High Risk
    ₹ 935.23 Cr
    DSP Global Innovation Fund Of Fund Direct Growth
    Very High Risk--
    • NAV₹ 17.16
    • Fund Size₹ 1,017.68 Cr
    1 Month Return6.79%
    Category Return--
    DSP World Energy Fund Direct Plan Growth
    Very High Risk--
    • NAV₹ 20.89
    • Fund Size₹ 88.38 Cr
    1 Month Return6.78%
    Category Return--
    DSP World Mining Fund Direct Plan Growth
    Very High Risk--
    • NAV₹ 19.69
    • Fund Size₹ 129.77 Cr
    1 Month Return5.92%
    Category Return--
    DSP Healthcare Fund Direct Growth
    Very High Risk--
    • NAV₹ 44.11
    • Fund Size₹ 3,056.90 Cr
    1 Month Return5.68%
    Category Return4.08%
    DSP Small Cap Fund Direct Plan Growth
    Very High Risk
    • NAV₹ 222.93
    • Fund Size₹ 17,125.76 Cr
    1 Month Return4.48%
    Category Return4.97%
    DSP US Flexible Equity Fund Direct Plan Growth
    Very High Risk--
    • NAV₹ 69.96
    • Fund Size₹ 935.23 Cr
    1 Month Return4.01%
    Category Return--
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoABOUT THE AMC

    company icon
    DSP Asset Managers Private Limited
    DSP Asset Managers Private Limited manages assets worth ₹ 14,149.41 crores. It’s current offering of mutual fund schemes includes 10 equity, 1 debt and schemes.
    phone icon
    Phone
    +91 18002084499
    mail icon
    Email
    aum
    AUM
    ₹ 14,149.41 Cr (
    As on Jun 30, 2025
    )
    location
    Address
    29, Senapati Bapat Marg Mumbai,400028

    bt_logoFAQ's

    What is the category of DSP Banking & PSU Debt Fund Direct Growth ?
    The category of DSP Banking & PSU Debt Fund Direct Growth is Fixed Income - Banking and PSU
    What is the current NAV of DSP Banking & PSU Debt Fund Direct Growth ?
    The current NAV of DSP Banking & PSU Debt Fund Direct Growth as on Jul 22, 2025 is ₹25.15
    How safe is DSP Banking & PSU Debt Fund Direct Growth ?
    The risk level of DSP Banking & PSU Debt Fund Direct Growth is Low to Moderate.
    What are short term returns given by DSP Banking & PSU Debt Fund Direct Growth ?
    The return given by DSP Banking & PSU Debt Fund Direct Growth in 1 month is 0.78%, 3 months is 1.38%, 6 months is 4.94%, and 1 year is 9.28%
    What are the long term returns given by DSP Banking & PSU Debt Fund Direct Growth ?
    The return given by DSP Banking & PSU Debt Fund Direct Growth in 3 years is 7.88% and 5 years is 6.19%.
    What is the expense ratio of DSP Banking & PSU Debt Fund Direct Growth ?
    The expense ratio of DSP Banking & PSU Debt Fund Direct Growth is 0.32%
    What is the AUM of DSP Banking & PSU Debt Fund Direct Growth ?
    The assets under Management (AUM) of DSP Banking & PSU Debt Fund Direct Growth is Rs 4,218.69 crores.
    What is the minimum investment in DSP Banking & PSU Debt Fund Direct Growth ?
    The minimum Lumpsum investment in DSP Banking & PSU Debt Fund Direct Growth is ₹100.00 and the minimum SIP investment in DSP Banking & PSU Debt Fund Direct Growth is ₹100.00
    What is the asset allocation of DSP Banking & PSU Debt Fund Direct Growth?
    DSP Banking & PSU Debt Fund Direct Growth has an exposure of 88.12% in Debt and 11.62% in Cash & Money Market Securities

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