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mutual funds
dsp regular saving fund direct plan growth
DSP Regular Saving Fund Direct Plan Growth

DSP Regular Saving Fund Direct Plan Growth

  • Moderately High risk
  • Allocation
  • Conservative Allocation
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NAV as on Jun 23, 2025
i
Price per unit of the scheme.
₹ 65.9895-0.00%1 Day Change
0.16%
Minimum Investment₹100
Expense Ratio0.51%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.
4
Scheme Rating
*Morningstar Rating Methodologyi
i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions
 

bt_logoFUND PERFORMANCE

As On Jan 01, 2023
Compare fund’s performance against category average across different time periods


No Data Found.
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

bt_logoFUND COMPARISON

1M3M6M1Y3Y5Y
This Fund
DSP Regular Saving Fund Direct Plan Growth
VS
Allocation: Conservative Allocation Average NAV
    Topper in Allocation: Conservative Allocation
    All Fund


    No Data Found.
    *For the other fund, rescaled NAVs are used
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    bt_logoRETURN CALCULATOR

    Check the return on your investment in the fund
    DSP Regular Saving Fund Direct Plan Growth
    Investment Type
    Monthly Investment
    Time Period (yrs)
    Annual Return in %
    • Invested Amount
      ₹0
    • Return
      ₹0
    • Current Value
      ₹0

    bt_logoFUND SUMMARY

    Benchmark
    CRISIL Hybrid 85+15 - ConservativeTR INR
    Expense Ratio
    0.51%
    Category Avg Expense Ratio
    0.76%
    Minimum Investment (Lumpsum/SIP)
    ₹ 100 /₹ 100
    Lock In (Years)
    No Lock-in
    Fund Size
    ₹ 173.25 Cr(As on May, 2025)
    Inception Date
    Jan 01, 2013
    Turnover
    - %
    Exit Load
    Nil

    bt_logoABOUT THE FUND

    Objective: An Open Ended Income Scheme, seeking to generate income, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of issuers domiciled in India.

    DSP Regular Saving Fund Direct Plan Growth is an Allocation - Conservative Allocation fund. The fund was launched inJan 01, 2013. Its risk level is . The NAV of the fund as onJun 23, 2025 is ₹65.99. Its expense ratio is 0.51 %. The fund has an AUM of ₹173.25 Cr.The fund is managed byKedar Karnik,Jay Kothari,Abhishek Singh,Shantanu Godambe.
    The minimum initial investment is  ₹100 in Lumpsum mode.

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    bt_logoFUND MANAGER

    Abhishek Singh
    Abhishek Singh
    i
    Lead Fund Manager.
    May 31, 2021 - Present
    • Fund Manager Rank9Out of 19
      i
      Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
    • Schemes managed5
    • Total AUM₹ 26,783.04 Cr
    • Highest Return In 1 Yr11.72 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    DSP Regular Saving Fund Direct Plan Growth
    ₹ 65.99
    0.16%
    -0.15%
    Moderately High risk
    ₹173.25Cr
    DSP Equity Savings Fund Direct Plan Growth
    ₹ 24.35
    0.16%
    0.48%
    Moderately High risk
    ₹2,995.31Cr
    DSP Arbitrage Fund Direct Growth
    --
    ₹ 15.62
    0.57%
    0.48%
    Low Risk
    ₹6,473.70Cr
    DSP Regular Saving Fund Direct Plan Growth
    Moderately High risk
    • NAV₹ 65.99
    • Fund Size₹173.25Cr
    Fund Return0.16%
    Category Return-0.15%
    DSP Equity Savings Fund Direct Plan Growth
    Moderately High risk
    • NAV₹ 24.35
    • Fund Size₹2,995.31Cr
    Fund Return0.16%
    Category Return0.48%
    DSP Arbitrage Fund Direct Growth
    Low Risk--
    • NAV₹ 15.62
    • Fund Size₹6,473.70Cr
    Fund Return0.57%
    Category Return0.48%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Kedar Karnik
    Kedar Karnik
    i
    Lead Fund Manager.
    Jul 1, 2023 - Present
    • Schemes managed12
    • Total AUM₹ 51,551.65 Cr
    • Highest Return In 1 Yr14.24 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    DSP Regular Saving Fund Direct Plan Growth
    ₹ 65.99
    0.16%
    -0.15%
    Moderately High risk
    ₹173.25Cr
    DSP Equity Savings Fund Direct Plan Growth
    ₹ 24.35
    0.16%
    0.48%
    Moderately High risk
    ₹2,995.31Cr
    DSP Floater Fund Direct Growth
    --
    ₹ 13.39
    0.10%
    0.24%
    Low to Moderate Risk
    ₹580.00Cr
    DSP Regular Saving Fund Direct Plan Growth
    Moderately High risk
    • NAV₹ 65.99
    • Fund Size₹173.25Cr
    Fund Return0.16%
    Category Return-0.15%
    DSP Equity Savings Fund Direct Plan Growth
    Moderately High risk
    • NAV₹ 24.35
    • Fund Size₹2,995.31Cr
    Fund Return0.16%
    Category Return0.48%
    DSP Floater Fund Direct Growth
    Low to Moderate Risk--
    • NAV₹ 13.39
    • Fund Size₹580.00Cr
    Fund Return0.10%
    Category Return0.24%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Jay Kothari
    Jay Kothari
    i
    Lead Fund Manager.
    Mar 16, 2018 - Present
    • Schemes managed18
    • Total AUM₹ 76,308.13 Cr
    • Highest Return In 1 Yr66.78 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    DSP Regular Saving Fund Direct Plan Growth
    ₹ 65.99
    0.16%
    -0.15%
    Moderately High risk
    ₹173.25Cr
    DSP World Mining Fund Direct Plan Growth
    --
    ₹ 18.59
    6.58%
    -%
    Very High Risk
    ₹126.67Cr
    DSP Equity Savings Fund Direct Plan Growth
    ₹ 24.35
    0.16%
    0.48%
    Moderately High risk
    ₹2,995.31Cr
    DSP Regular Saving Fund Direct Plan Growth
    Moderately High risk
    • NAV₹ 65.99
    • Fund Size₹173.25Cr
    Fund Return0.16%
    Category Return-0.15%
    DSP World Mining Fund Direct Plan Growth
    Very High Risk--
    • NAV₹ 18.59
    • Fund Size₹126.67Cr
    Fund Return6.58%
    Category Return--
    DSP Equity Savings Fund Direct Plan Growth
    Moderately High risk
    • NAV₹ 24.35
    • Fund Size₹2,995.31Cr
    Fund Return0.16%
    Category Return0.48%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Shantanu Godambe
    Shantanu Godambe
    i
    Lead Fund Manager.
    Aug 1, 2024 - Present
    • Schemes managed15
    • Total AUM₹ 35,332.13 Cr
    • Highest Return In 1 Yr11.72 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    DSP Floater Fund Direct Growth
    --
    ₹ 13.39
    0.10%
    0.24%
    Low to Moderate Risk
    ₹580.00Cr
    DSP Nifty SDL Plus G-Sec Sep 2027 50:50 Index Fund Direct Growth
    --
    ₹ 12.15
    0.43%
    -%
    Moderate Risk
    ₹85.90Cr
    DSP CRISIL SDL Plus G-Sec Apr 2033 50:50 Index Fund Direct Growth
    --
    ₹ 12.48
    -0.67%
    -%
    Moderate Risk
    ₹405.66Cr
    DSP Floater Fund Direct Growth
    Low to Moderate Risk--
    • NAV₹ 13.39
    • Fund Size₹580.00Cr
    Fund Return0.10%
    Category Return0.24%
    DSP Nifty SDL Plus G-Sec Sep 2027 50:50 Index Fund Direct Growth
    Moderate Risk--
    • NAV₹ 12.15
    • Fund Size₹85.90Cr
    Fund Return0.43%
    Category Return--
    DSP CRISIL SDL Plus G-Sec Apr 2033 50:50 Index Fund Direct Growth
    Moderate Risk--
    • NAV₹ 12.48
    • Fund Size₹405.66Cr
    Fund Return-0.67%
    Category Return--
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoDETAILED PORTFOLIO

    As on Jun, 2025
    EQUITY (13.63%)
    DEBT (67.19%)
    CASH (18.02%)
    Allocation by Market Cap
    Large Cap(10.41%)
    Mid Cap(1.09%)
    Small Cap(2.13%)
    Other Cap(1.16%)
    Industry Holdings
    • Banks Regional31.64%
    • Drug Manufacturers Specialty Generic11.66%
    • Auto Manufacturers9.41%
    • Insurance Life5.03%
    • Tobacco4.41%
    • Specialty Chemicals4.30%
    Stock Holdings
    • HDFC Bank Ltd1.71%
    • ICICI Bank Ltd1.23%
    • Kotak Mahindra Bank Ltd0.92%
    • SBI Life Insurance Co Ltd0.69%
    • Cipla Ltd0.67%
    • Mahindra & Mahindra Ltd0.65%

    bt_logoPERFORMANCE MEASURES

    Fund evaluation across critical parameters for better decision making. Study period is 3 years.
    • Consistency
      i
      It represents the consistency of a fund in beating its benchmark.
    • Downside Risk
      i
      Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
    • Risk Adjusted Return
      i
      Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
    • Volatility
      i
      Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
    • Upside Capture Ratio
      i
      Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
    • Downside Capture Ratio
      i
      Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.

    bt_logoHISTORICAL RISK MEASURES

    Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.
    • Alpha: Excess return of the fund over benchmark
      i
      Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
      1.09
      This Fund
      VS
      -0.16
      Category Avg
    • R-Squared: How well the fund tracks benchmark
      i
      R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
      78.54
      This Fund
      VS
      76.25
      Category Avg
    • Beta: Risk of the fund in relation to benchmark
      i
      Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
      1.00
      This Fund
      VS
      1.07
      Category Avg
    • Sharpe Ratio: Risk adjusted return of the fund
      i
      Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
      1.20
      This Fund
      VS
      0.86
      Category Avg
    • Sortino Ratio: Return per unit of bad risk
      i
      A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
      2.38
      This Fund
      VS
      1.54
      Category Avg
    • Standard Devation: Volatility of the fund
      i
      Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
      3.62
      This Fund
      VS
      3.91
      Category Avg
    Benchmark used in calculation : S&P BSE 500 India TR INR

    bt_logoPEER ANALYSIS

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoTOP FUNDS FROM THIS AMC

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoABOUT THE AMC

    company icon
    DSP Asset Managers Private Limited
    DSP Asset Managers Private Limited manages assets worth ₹ 13,613.60 crores. It’s current offering of mutual fund schemes includes 10 equity, 1 debt and schemes.
    phone icon
    Phone
    +91 18002084499
    mail icon
    Email
    aum
    AUM
    ₹ 13,613.60 Cr (
    As on May 31, 2025
    )
    location
    Address
    29, Senapati Bapat Marg Mumbai,400028

    bt_logoFAQ's

    What is the category of DSP Regular Saving Fund Direct Plan Growth ?
    The category of DSP Regular Saving Fund Direct Plan Growth is Allocation - Conservative Allocation
    What is the current NAV of DSP Regular Saving Fund Direct Plan Growth ?
    The current NAV of DSP Regular Saving Fund Direct Plan Growth as on Jun 23, 2025 is ₹65.99
    How safe is DSP Regular Saving Fund Direct Plan Growth ?
    The risk level of DSP Regular Saving Fund Direct Plan Growth is Moderately High.
    What are short term returns given by DSP Regular Saving Fund Direct Plan Growth ?
    The return given by DSP Regular Saving Fund Direct Plan Growth in 1 month is 0.16%, 3 months is 2.93%, 6 months is 5.10%, and 1 year is 10.50%
    What are the long term returns given by DSP Regular Saving Fund Direct Plan Growth ?
    The return given by DSP Regular Saving Fund Direct Plan Growth in 3 years is 11.90% and 5 years is 10.72%.
    What is the expense ratio of DSP Regular Saving Fund Direct Plan Growth ?
    The expense ratio of DSP Regular Saving Fund Direct Plan Growth is 0.51%
    What is the AUM of DSP Regular Saving Fund Direct Plan Growth ?
    The assets under Management (AUM) of DSP Regular Saving Fund Direct Plan Growth is Rs 173.25 crores.
    What is the minimum investment in DSP Regular Saving Fund Direct Plan Growth ?
    The minimum Lumpsum investment in DSP Regular Saving Fund Direct Plan Growth is ₹100.00 and the minimum SIP investment in DSP Regular Saving Fund Direct Plan Growth is ₹100.00
    What is the asset allocation of DSP Regular Saving Fund Direct Plan Growth?
    DSP Regular Saving Fund Direct Plan Growth has an exposure of 13.63% in Equity, 67.19% in Debt and 18.02% in Cash & Money Market Securities

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