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mutual funds
dsp regular saving fund direct plan growth
DSP Regular Saving Fund Direct Plan Growth

DSP Regular Saving Fund Direct Plan Growth

  • Moderately High risk
  • Allocation
  • Conservative Allocation
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NAV as on Jun 9, 2025
i
Price per unit of the scheme.
₹ 66.1254-0.00%1 Day Change
1.59%
Minimum Investment₹100
Expense Ratio0.51%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.
4
Scheme Rating
*Morningstar Rating Methodologyi
i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions
 

bt_logoFUND PERFORMANCE

As On Jan 01, 2023
Compare fund’s performance against category average across different time periods


No Data Found.
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

bt_logoFUND COMPARISON

1M3M6M1Y3Y5Y
This Fund
DSP Regular Saving Fund Direct Plan Growth
VS
Allocation: Conservative Allocation Average NAV
    Topper in Allocation: Conservative Allocation
    DSP Regular Saving Fund Direct Plan Growth
    All Fund


    No Data Found.
    *For the other fund, rescaled NAVs are used
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    bt_logoRETURN CALCULATOR

    Check the return on your investment in the fund
    DSP Regular Saving Fund Direct Plan Growth
    Investment Type
    Monthly Investment
    Time Period (yrs)
    Annual Return in %
    • Invested Amount
      ₹0
    • Return
      ₹0
    • Current Value
      ₹0

    bt_logoFUND SUMMARY

    Benchmark
    CRISIL Hybrid 85+15 - ConservativeTR INR
    Expense Ratio
    0.51%
    Category Avg Expense Ratio
    0.76%
    Minimum Investment (Lumpsum/SIP)
    ₹ 100 /₹ 100
    Lock In (Years)
    No Lock-in
    Fund Size
    ₹ 166.71 Cr(As on Apr, 2025)
    Inception Date
    Jan 01, 2013
    Turnover
    - %
    Exit Load
    Nil

    bt_logoABOUT THE FUND

    Objective: An Open Ended Income Scheme, seeking to generate income, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of issuers domiciled in India.

    DSP Regular Saving Fund Direct Plan Growth is an Allocation - Conservative Allocation fund. The fund was launched inJan 01, 2013. Its risk level is . The NAV of the fund as onJun 09, 2025 is ₹66.13. Its expense ratio is 0.51 %. The fund has an AUM of ₹166.71 Cr.The fund is managed byKedar Karnik,Jay Kothari,Abhishek Singh,Shantanu Godambe.
    The minimum initial investment is  ₹100 in Lumpsum mode.

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    bt_logoFUND MANAGER

    Abhishek Singh
    Abhishek Singh
    i
    Lead Fund Manager.
    May 31, 2021 - Present
    • Fund Manager Rank9Out of 19
      i
      Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
    • Schemes managed5
    • Total AUM₹ 25,463.95 Cr
    • Highest Return In 1 Yr15.87 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    DSP Regular Saving Fund Direct Plan Growth
    ₹ 66.13
    1.59%
    1.61%
    Moderately High risk
    ₹166.71Cr
    DSP Equity Savings Fund Direct Plan Growth
    ₹ 24.38
    1.33%
    1.91%
    Moderately High risk
    ₹2,704.02Cr
    DSP Arbitrage Fund Direct Growth
    --
    ₹ 15.58
    0.52%
    0.42%
    Low Risk
    ₹6,152.89Cr
    DSP Regular Saving Fund Direct Plan Growth
    Moderately High risk
    • NAV₹ 66.13
    • Fund Size₹166.71Cr
    Fund Return1.59%
    Category Return1.61%
    DSP Equity Savings Fund Direct Plan Growth
    Moderately High risk
    • NAV₹ 24.38
    • Fund Size₹2,704.02Cr
    Fund Return1.33%
    Category Return1.91%
    DSP Arbitrage Fund Direct Growth
    Low Risk--
    • NAV₹ 15.58
    • Fund Size₹6,152.89Cr
    Fund Return0.52%
    Category Return0.42%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Kedar Karnik
    Kedar Karnik
    i
    Lead Fund Manager.
    Jul 1, 2023 - Present
    • Schemes managed12
    • Total AUM₹ 49,816.48 Cr
    • Highest Return In 1 Yr15.87 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    DSP Regular Saving Fund Direct Plan Growth
    ₹ 66.13
    1.59%
    1.61%
    Moderately High risk
    ₹166.71Cr
    DSP Equity Savings Fund Direct Plan Growth
    ₹ 24.38
    1.33%
    1.91%
    Moderately High risk
    ₹2,704.02Cr
    DSP Floater Fund Direct Growth
    --
    ₹ 13.38
    0.78%
    1.04%
    Low to Moderate Risk
    ₹576.50Cr
    DSP Regular Saving Fund Direct Plan Growth
    Moderately High risk
    • NAV₹ 66.13
    • Fund Size₹166.71Cr
    Fund Return1.59%
    Category Return1.61%
    DSP Equity Savings Fund Direct Plan Growth
    Moderately High risk
    • NAV₹ 24.38
    • Fund Size₹2,704.02Cr
    Fund Return1.33%
    Category Return1.91%
    DSP Floater Fund Direct Growth
    Low to Moderate Risk--
    • NAV₹ 13.38
    • Fund Size₹576.50Cr
    Fund Return0.78%
    Category Return1.04%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Jay Kothari
    Jay Kothari
    i
    Lead Fund Manager.
    Mar 16, 2018 - Present
    • Schemes managed18
    • Total AUM₹ 70,755.56 Cr
    • Highest Return In 1 Yr60.20 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    DSP Regular Saving Fund Direct Plan Growth
    ₹ 66.13
    1.59%
    1.61%
    Moderately High risk
    ₹166.71Cr
    DSP World Mining Fund Direct Plan Growth
    --
    ₹ 18.55
    6.86%
    -%
    Very High Risk
    ₹123.47Cr
    DSP Equity Savings Fund Direct Plan Growth
    ₹ 24.38
    1.33%
    1.91%
    Moderately High risk
    ₹2,704.02Cr
    DSP Regular Saving Fund Direct Plan Growth
    Moderately High risk
    • NAV₹ 66.13
    • Fund Size₹166.71Cr
    Fund Return1.59%
    Category Return1.61%
    DSP World Mining Fund Direct Plan Growth
    Very High Risk--
    • NAV₹ 18.55
    • Fund Size₹123.47Cr
    Fund Return6.86%
    Category Return--
    DSP Equity Savings Fund Direct Plan Growth
    Moderately High risk
    • NAV₹ 24.38
    • Fund Size₹2,704.02Cr
    Fund Return1.33%
    Category Return1.91%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Shantanu Godambe
    Shantanu Godambe
    i
    Lead Fund Manager.
    Aug 1, 2024 - Present
    • Schemes managed15
    • Total AUM₹ 33,524.24 Cr
    • Highest Return In 1 Yr15.87 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    DSP Floater Fund Direct Growth
    --
    ₹ 13.38
    0.78%
    1.04%
    Low to Moderate Risk
    ₹576.50Cr
    DSP Nifty SDL Plus G-Sec Sep 2027 50:50 Index Fund Direct Growth
    --
    ₹ 12.15
    1.25%
    -%
    Moderate Risk
    ₹84.85Cr
    DSP CRISIL SDL Plus G-Sec Apr 2033 50:50 Index Fund Direct Growth
    --
    ₹ 12.53
    1.04%
    -%
    Moderate Risk
    ₹399.66Cr
    DSP Floater Fund Direct Growth
    Low to Moderate Risk--
    • NAV₹ 13.38
    • Fund Size₹576.50Cr
    Fund Return0.78%
    Category Return1.04%
    DSP Nifty SDL Plus G-Sec Sep 2027 50:50 Index Fund Direct Growth
    Moderate Risk--
    • NAV₹ 12.15
    • Fund Size₹84.85Cr
    Fund Return1.25%
    Category Return--
    DSP CRISIL SDL Plus G-Sec Apr 2033 50:50 Index Fund Direct Growth
    Moderate Risk--
    • NAV₹ 12.53
    • Fund Size₹399.66Cr
    Fund Return1.04%
    Category Return--
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoDETAILED PORTFOLIO

    As on May, 2025
    EQUITY (14.24%)
    DEBT (63.83%)
    CASH (20.68%)
    Allocation by Market Cap
    Large Cap(11.01%)
    Mid Cap(1.12%)
    Small Cap(2.11%)
    Other Cap(1.24%)
    Industry Holdings
    • Banks Regional32.40%
    • Drug Manufacturers Specialty Generic10.97%
    • Auto Manufacturers9.61%
    • Insurance Life5.11%
    • Tobacco4.60%
    • Utilities Regulated Electric4.24%
    Stock Holdings
    • HDFC Bank Ltd1.80%
    • ICICI Bank Ltd1.32%
    • Kotak Mahindra Bank Ltd0.96%
    • SBI Life Insurance Co Ltd0.73%
    • Mahindra & Mahindra Ltd0.71%
    • Cipla Ltd0.70%

    bt_logoPERFORMANCE MEASURES

    Fund evaluation across critical parameters for better decision making. Study period is 3 years.
    • Consistency
      i
      It represents the consistency of a fund in beating its benchmark.
    • Downside Risk
      i
      Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
    • Risk Adjusted Return
      i
      Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
    • Volatility
      i
      Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
    • Upside Capture Ratio
      i
      Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
    • Downside Capture Ratio
      i
      Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.

    bt_logoHISTORICAL RISK MEASURES

    Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.
    • Alpha: Excess return of the fund over benchmark
      i
      Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
      1.09
      This Fund
      VS
      -0.16
      Category Avg
    • R-Squared: How well the fund tracks benchmark
      i
      R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
      78.54
      This Fund
      VS
      76.25
      Category Avg
    • Beta: Risk of the fund in relation to benchmark
      i
      Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
      1.00
      This Fund
      VS
      1.07
      Category Avg
    • Sharpe Ratio: Risk adjusted return of the fund
      i
      Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
      1.20
      This Fund
      VS
      0.86
      Category Avg
    • Sortino Ratio: Return per unit of bad risk
      i
      A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
      2.38
      This Fund
      VS
      1.54
      Category Avg
    • Standard Devation: Volatility of the fund
      i
      Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
      3.62
      This Fund
      VS
      3.91
      Category Avg
    Benchmark used in calculation : S&P BSE 500 India TR INR

    bt_logoPEER ANALYSIS

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size
    Bank of India Conservative Hybrid Fund Direct GrowthBank of India Conservative Hybrid Fund Direct Growth
    ₹ 36.72
    3.29%
    1.61%
    Moderately High risk
    ₹ 68.13 Cr
    HSBC Conservative Hybrid Fund Growth Direct PlanHSBC Conservative Hybrid Fund Growth Direct Plan
    ₹ 68.71
    3.10%
    1.61%
    Moderately High risk
    ₹ 143.48 Cr
    SBI Conservative Hybrid Fund Direct Plan GrowthSBI Conservative Hybrid Fund Direct Plan Growth
    ₹ 79.25
    2.80%
    1.61%
    Moderately High risk
    ₹ 9,612.10 Cr
    LIC MF Debt Hybrid Fund Direct Plan Growth OptionLIC MF Debt Hybrid Fund Direct Plan Growth Option
    ₹ 91.29
    2.73%
    1.61%
    Moderately High risk
    ₹ 50.62 Cr
    Canara Robeco Conservative Hybrid Fund Direct Plan Growth OptionCanara Robeco Conservative Hybrid Fund Direct Plan Growth Option
    ₹ 111.24
    2.62%
    1.61%
    Moderately High risk
    ₹ 944.01 Cr
    Franklin India Debt Hybrid Fund Direct GrowthFranklin India Debt Hybrid Fund Direct Growth
    ₹ 99.94
    2.55%
    1.61%
    Moderately High risk
    ₹ 201.04 Cr
    Bank of India Conservative Hybrid Fund Direct Growth
    Moderately High risk
    • NAV₹ 36.72
    • Fund Size₹ 68.13 Cr
    Fund Return3.29%
    Category Return1.61%
    HSBC Conservative Hybrid Fund Growth Direct Plan
    Moderately High risk
    • NAV₹ 68.71
    • Fund Size₹ 143.48 Cr
    Fund Return3.10%
    Category Return1.61%
    SBI Conservative Hybrid Fund Direct Plan Growth
    Moderately High risk
    • NAV₹ 79.25
    • Fund Size₹ 9,612.10 Cr
    Fund Return2.80%
    Category Return1.61%
    LIC MF Debt Hybrid Fund Direct Plan Growth Option
    Moderately High risk
    • NAV₹ 91.29
    • Fund Size₹ 50.62 Cr
    Fund Return2.73%
    Category Return1.61%
    Canara Robeco Conservative Hybrid Fund Direct Plan Growth Option
    Moderately High risk
    • NAV₹ 111.24
    • Fund Size₹ 944.01 Cr
    Fund Return2.62%
    Category Return1.61%
    Franklin India Debt Hybrid Fund Direct Growth
    Moderately High risk
    • NAV₹ 99.94
    • Fund Size₹ 201.04 Cr
    Fund Return2.55%
    Category Return1.61%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoTOP FUNDS FROM THIS AMC

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)
    DSP Small Cap Fund Direct Plan GrowthDSP Small Cap Fund Direct Plan Growth
    ₹ 218.37
    16.97%
    11.49%
    Very High Risk
    ₹ 14,258.03 Cr
    DSP US Flexible Equity Fund Direct Plan GrowthDSP US Flexible Equity Fund Direct Plan Growth
    --
    ₹ 66.58
    12.45%
    --
    Very High Risk
    ₹ 764.76 Cr
    DSP World Energy Fund Direct Plan GrowthDSP World Energy Fund Direct Plan Growth
    --
    ₹ 19.35
    12.07%
    --
    Very High Risk
    ₹ 76.79 Cr
    DSP India T.I.G.E.R. Fund - Direct Plan - GrowthDSP India T.I.G.E.R. Fund - Direct Plan - Growth
    ₹ 342.10
    11.18%
    9.39%
    Very High Risk
    ₹ 4,950.08 Cr
    DSP Midcap Fund Direct Plan GrowthDSP Midcap Fund Direct Plan Growth
    ₹ 162.94
    10.20%
    9.64%
    Very High Risk
    ₹ 17,657.92 Cr
    DSP Nifty Next 50 Index Fund Direct GrowthDSP Nifty Next 50 Index Fund Direct Growth
    --
    ₹ 27.04
    10.14%
    --
    Very High Risk
    ₹ 948.83 Cr
    DSP Small Cap Fund Direct Plan Growth
    Very High Risk
    • NAV₹ 218.37
    • Fund Size₹ 14,258.03 Cr
    1 Month Return16.97%
    Category Return11.49%
    DSP US Flexible Equity Fund Direct Plan Growth
    Very High Risk--
    • NAV₹ 66.58
    • Fund Size₹ 764.76 Cr
    1 Month Return12.45%
    Category Return--
    DSP World Energy Fund Direct Plan Growth
    Very High Risk--
    • NAV₹ 19.35
    • Fund Size₹ 76.79 Cr
    1 Month Return12.07%
    Category Return--
    DSP India T.I.G.E.R. Fund - Direct Plan - Growth
    Very High Risk
    • NAV₹ 342.10
    • Fund Size₹ 4,950.08 Cr
    1 Month Return11.18%
    Category Return9.39%
    DSP Midcap Fund Direct Plan Growth
    Very High Risk
    • NAV₹ 162.94
    • Fund Size₹ 17,657.92 Cr
    1 Month Return10.20%
    Category Return9.64%
    DSP Nifty Next 50 Index Fund Direct Growth
    Very High Risk--
    • NAV₹ 27.04
    • Fund Size₹ 948.83 Cr
    1 Month Return10.14%
    Category Return--
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoABOUT THE AMC

    company icon
    DSP Asset Managers Private Limited
    DSP Asset Managers Private Limited manages assets worth ₹ 13,084.52 crores. It’s current offering of mutual fund schemes includes 10 equity, 1 debt and schemes.
    phone icon
    Phone
    +91 18002084499
    mail icon
    Email
    aum
    AUM
    ₹ 13,084.52 Cr (
    As on Apr 30, 2025
    )
    location
    Address
    29, Senapati Bapat Marg Mumbai,400028

    bt_logoFAQ's

    What is the category of DSP Regular Saving Fund Direct Plan Growth ?
    The category of DSP Regular Saving Fund Direct Plan Growth is Allocation - Conservative Allocation
    What is the current NAV of DSP Regular Saving Fund Direct Plan Growth ?
    The current NAV of DSP Regular Saving Fund Direct Plan Growth as on Jun 09, 2025 is ₹66.13
    How safe is DSP Regular Saving Fund Direct Plan Growth ?
    The risk level of DSP Regular Saving Fund Direct Plan Growth is Moderately High.
    What are short term returns given by DSP Regular Saving Fund Direct Plan Growth ?
    The return given by DSP Regular Saving Fund Direct Plan Growth in 1 month is 1.59%, 3 months is 4.61%, 6 months is 4.67%, and 1 year is 11.56%
    What are the long term returns given by DSP Regular Saving Fund Direct Plan Growth ?
    The return given by DSP Regular Saving Fund Direct Plan Growth in 3 years is 11.61% and 5 years is 11.15%.
    What is the expense ratio of DSP Regular Saving Fund Direct Plan Growth ?
    The expense ratio of DSP Regular Saving Fund Direct Plan Growth is 0.51%
    What is the AUM of DSP Regular Saving Fund Direct Plan Growth ?
    The assets under Management (AUM) of DSP Regular Saving Fund Direct Plan Growth is Rs 166.71 crores.
    What is the minimum investment in DSP Regular Saving Fund Direct Plan Growth ?
    The minimum Lumpsum investment in DSP Regular Saving Fund Direct Plan Growth is ₹100.00 and the minimum SIP investment in DSP Regular Saving Fund Direct Plan Growth is ₹100.00
    What is the asset allocation of DSP Regular Saving Fund Direct Plan Growth?
    DSP Regular Saving Fund Direct Plan Growth has an exposure of 14.24% in Equity, 63.83% in Debt and 20.68% in Cash & Money Market Securities

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