HDFC Credit Risk Debt Fund Direct Plan Growth Option

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HDFC Credit Risk Debt Fund Direct Plan Growth Option

Moderately High risk
Fixed Income
Credit Risk

NAV as on Mar 28, 2025

Price per unit of the scheme.

₹ 25.3723 0.08% 1 Day Change

1.03%

Minimum Investment ₹100

Expense Ratio 0.95%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.

Scheme Rating

*Morningstar Rating Methodology i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions

FUND PERFORMANCE

(As On --)

Compare fund’s performance against category average across different time periods

1M 3M 6M 1Y 3Y 5Y

-- Out of -- funds in the category

Category Avg Return
--

Fund Return

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

FUND COMPARISON

1M 3M 6M 1Y 3Y 5Y

This Fund

HDFC Credit Risk Debt Fund Direct Plan Growth Option

Fixed Income: Credit Risk Average NAV

Topper in Fixed Income: Credit Risk

DSP Credit Risk Fund Direct Plan Growth

All Fund

*For the other fund, rescaled NAVs are used

RETURN CALCULATOR

Check the return on your investment in the fund

HDFC Credit Risk Debt Fund Direct Plan Growth Option

Investment Type

MONTHLY SIP ONE -TIME

Monthly Investment

Time Period (yrs)

Annual Return in %

Invested Amount

₹0
Return

₹0

Current Value

₹0

FUND SUMMARY

Benchmark

IISL NIFTY Credit Risk Bond Index TR INR

Expense Ratio

0.95 %

Category Avg Expense Ratio

0.89%

Minimum Investment (Lumpsum/SIP)

₹100/₹100

Lock In (Years)

No Lock-in

Fund Size

₹ 7,252.42 Cr(As on Feb, 2025)

Inception Date

Mar 25, 2014

Turnover

0.00 %

Exit Load

In respect of each purchase/switch in of Units, 15% of the units (the limit) may be redeemed without any exit Load from the date of allotment. However, please note that the Units will be redeemed on First In First Out (FIFO) basis. Any redemption in excess of the above limit shall be subject to the following exit load. In respect of each purchase/switch in of Units, an Exit Load of 1% is payable if Units are redeemed/switched out within 12 months from the date of allotment. In respect of each purchase/switch in of Units, an Exit Load of 0.50% is payable if Units are redeemed/switched out after 12 months but within 18 months from the date of allotment. No Exit Load is payable if Units are redeemed/ switched out after 18 months from the date of allotment.

ABOUT THE FUND

Objective: To generate income/capital appreciation by investing predominantly in AA and below rated corporate debt. There is no assurance that the investment objective of the Scheme will be realized.

HDFC Credit Risk Debt Fund Direct Plan Growth Option is an Fixed Income - Credit Risk fund. The fund was launched in Mar 25, 2014. Its risk level is Moderately High. The NAV of the fund as on Mar 28, 2025 is ₹25.37. Its expense ratio is 0.95 %. The fund has an AUM of ₹7,252.42 Cr.The fund is managed by Shobhit Mehrotra, Priya Ranjan, Dhruv Muchhal. The minimum initial investment is ₹100 in Lumpsum mode.

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FUND MANAGER

Shobhit Mehrotra

Lead Fund Manager.

Mar 25, 2014- Present

Fund Manager Rank 7 Out of 14
i
Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
Schemes managed 10
Total AUM ₹ 43,237.55 Cr
Highest Return In 1 Yr 9.51 %

Other Funds

table
card

1M 3M 6M 1Y 3Y 5Y

Fund Name Morningstar Rating NAV Fund Return Category Return Risk Fund Size (Cr)

HDFC Retirement Savings Fund - Equity Plan - Direct Plan

₹53.18

6.29%

Very High Risk

₹5,571.31Cr

HDFC Income Fund -Direct Plan - Growth Option

₹63.22

1.90%

1.24%

Moderate Risk

₹869.96Cr

HDFC Medium Term Debt Fund Direct Plan Growth Option

₹59.67

1.30%

0.44%

Moderately High risk

₹3,945.02Cr

Fund Name Morningstar Rating NAV Fund Return Category Return Risk Fund Size (Cr)

HDFC Retirement Savings Fund - Equity Plan - Direct Plan

₹53.18

-4.41%

Very High Risk

₹5,571.31Cr

HDFC Income Fund -Direct Plan - Growth Option

₹63.22

2.98%

2.14%

Moderate Risk

₹869.96Cr

HDFC Medium Term Debt Fund Direct Plan Growth Option

₹59.67

2.53%

1.64%

Moderately High risk

₹3,945.02Cr

Fund Name Morningstar Rating NAV Fund Return Category Return Risk Fund Size (Cr)

HDFC Retirement Savings Fund - Equity Plan - Direct Plan

₹53.18

-10.44%

Very High Risk

₹5,571.31Cr

HDFC Income Fund -Direct Plan - Growth Option

₹63.22

3.90%

2.82%

Moderate Risk

₹869.96Cr

HDFC Medium Term Debt Fund Direct Plan Growth Option

₹59.67

4.03%

3.04%

Moderately High risk

₹3,945.02Cr

Fund Name Morningstar Rating NAV Fund Return Category Return Risk Fund Size (Cr)

HDFC Retirement Savings Fund - Equity Plan - Direct Plan

₹53.18

8.39%

Very High Risk

₹5,571.31Cr

HDFC Income Fund -Direct Plan - Growth Option

₹63.22

9.17%

7.51%

Moderate Risk

₹869.96Cr

HDFC Medium Term Debt Fund Direct Plan Growth Option

₹59.67

8.92%

7.15%

Moderately High risk

₹3,945.02Cr

Fund Name Morningstar Rating NAV Fund Return Category Return Risk Fund Size (Cr)

HDFC Retirement Savings Fund - Equity Plan - Direct Plan

₹53.18

20.21%

Very High Risk

₹5,571.31Cr

HDFC Income Fund -Direct Plan - Growth Option

₹63.22

7.28%

6.53%

Moderate Risk

₹869.96Cr

HDFC Medium Term Debt Fund Direct Plan Growth Option

₹59.67

7.15%

6.43%

Moderately High risk

₹3,945.02Cr

Fund Name Morningstar Rating NAV Fund Return Category Return Risk Fund Size (Cr)

HDFC Retirement Savings Fund - Equity Plan - Direct Plan

₹53.18

31.55%

Very High Risk

₹5,571.31Cr

HDFC Income Fund -Direct Plan - Growth Option

₹63.22

6.41%

6.10%

Moderate Risk

₹869.96Cr

HDFC Medium Term Debt Fund Direct Plan Growth Option

₹59.67

7.29%

6.71%

Moderately High risk

₹3,945.02Cr

1M 3M 6M 1Y 3Y 5Y

HDFC Retirement Savings Fund - Equity Plan - Direct Plan

Very High Risk --

NAV ₹53.18
Fund Size ₹5,571.31Cr

Fund Return 6.29%

Category Return --

HDFC Income Fund -Direct Plan - Growth Option

Moderate Risk

NAV ₹63.22
Fund Size ₹869.96Cr

Fund Return 1.90%

Category Return 1.24%

HDFC Medium Term Debt Fund Direct Plan Growth Option

Moderately High risk

NAV ₹59.67
Fund Size ₹3,945.02Cr

Fund Return 1.30%

Category Return 0.44%

HDFC Retirement Savings Fund - Equity Plan - Direct Plan

Very High Risk --

NAV ₹53.18
Fund Size ₹5,571.31Cr

Fund Return -4.41%

Category Return --

HDFC Income Fund -Direct Plan - Growth Option

Moderate Risk

NAV ₹63.22
Fund Size ₹869.96Cr

Fund Return 2.98%

Category Return 2.14%

HDFC Medium Term Debt Fund Direct Plan Growth Option

Moderately High risk

NAV ₹59.67
Fund Size ₹3,945.02Cr

Fund Return 2.53%

Category Return 1.64%

HDFC Retirement Savings Fund - Equity Plan - Direct Plan

Very High Risk --

NAV ₹53.18
Fund Size ₹5,571.31Cr

Fund Return -10.44%

Category Return --

HDFC Income Fund -Direct Plan - Growth Option

Moderate Risk

NAV ₹63.22
Fund Size ₹869.96Cr

Fund Return 3.90%

Category Return 2.82%

HDFC Medium Term Debt Fund Direct Plan Growth Option

Moderately High risk

NAV ₹59.67
Fund Size ₹3,945.02Cr

Fund Return 4.03%

Category Return 3.04%

HDFC Retirement Savings Fund - Equity Plan - Direct Plan

Very High Risk --

NAV ₹53.18
Fund Size ₹5,571.31Cr

Fund Return 8.39%

Category Return --

HDFC Income Fund -Direct Plan - Growth Option

Moderate Risk

NAV ₹63.22
Fund Size ₹869.96Cr

Fund Return 9.17%

Category Return 7.51%

HDFC Medium Term Debt Fund Direct Plan Growth Option

Moderately High risk

NAV ₹59.67
Fund Size ₹3,945.02Cr

Fund Return 8.92%

Category Return 7.15%

HDFC Retirement Savings Fund - Equity Plan - Direct Plan

Very High Risk --

NAV ₹53.18
Fund Size ₹5,571.31Cr

Fund Return 20.21%

Category Return --

HDFC Income Fund -Direct Plan - Growth Option

Moderate Risk

NAV ₹63.22
Fund Size ₹869.96Cr

Fund Return 7.28%

Category Return 6.53%

HDFC Medium Term Debt Fund Direct Plan Growth Option

Moderately High risk

NAV ₹59.67
Fund Size ₹3,945.02Cr

Fund Return 7.15%

Category Return 6.43%

HDFC Retirement Savings Fund - Equity Plan - Direct Plan

Very High Risk --

NAV ₹53.18
Fund Size ₹5,571.31Cr

Fund Return 31.55%

Category Return --

HDFC Income Fund -Direct Plan - Growth Option

Moderate Risk

NAV ₹63.22
Fund Size ₹869.96Cr

Fund Return 6.41%

Category Return 6.10%

HDFC Medium Term Debt Fund Direct Plan Growth Option

Moderately High risk

NAV ₹59.67
Fund Size ₹3,945.02Cr

Fund Return 7.29%

Category Return 6.71%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

Priya Ranjan

May 1, 2022- Present

Schemes managed 39
Total AUM ₹ 6,01,037.63 Cr
Highest Return In 1 Yr 21.63 %

Other Funds

table
card

1M 3M 6M 1Y 3Y 5Y

Fund Name Morningstar Rating NAV Fund Return Category Return Risk Fund Size (Cr)

HDFC Retirement Savings Fund - Equity Plan - Direct Plan

₹53.18

6.29%

Very High Risk

₹5,571.31Cr

HDFC Income Fund -Direct Plan - Growth Option

₹63.22

1.90%

1.24%

Moderate Risk

₹869.96Cr

HDFC Dynamic Debt Plan - Direct Plan - Growth Option

₹97.33

1.90%

1.33%

Moderate Risk

₹803.63Cr

Fund Name Morningstar Rating NAV Fund Return Category Return Risk Fund Size (Cr)

HDFC Retirement Savings Fund - Equity Plan - Direct Plan

₹53.18

-4.41%

Very High Risk

₹5,571.31Cr

HDFC Income Fund -Direct Plan - Growth Option

₹63.22

2.98%

2.14%

Moderate Risk

₹869.96Cr

HDFC Dynamic Debt Plan - Direct Plan - Growth Option

₹97.33

2.79%

1.91%

Moderate Risk

₹803.63Cr

Fund Name Morningstar Rating NAV Fund Return Category Return Risk Fund Size (Cr)

HDFC Retirement Savings Fund - Equity Plan - Direct Plan

₹53.18

-10.44%

Very High Risk

₹5,571.31Cr

HDFC Income Fund -Direct Plan - Growth Option

₹63.22

3.90%

2.82%

Moderate Risk

₹869.96Cr

HDFC Dynamic Debt Plan - Direct Plan - Growth Option

₹97.33

3.60%

2.48%

Moderate Risk

₹803.63Cr

Fund Name Morningstar Rating NAV Fund Return Category Return Risk Fund Size (Cr)

HDFC Retirement Savings Fund - Equity Plan - Direct Plan

₹53.18

8.39%

Very High Risk

₹5,571.31Cr

HDFC Income Fund -Direct Plan - Growth Option

₹63.22

9.17%

7.51%

Moderate Risk

₹869.96Cr

HDFC Dynamic Debt Plan - Direct Plan - Growth Option

₹97.33

9.23%

7.62%

Moderate Risk

₹803.63Cr

Fund Name Morningstar Rating NAV Fund Return Category Return Risk Fund Size (Cr)

HDFC Retirement Savings Fund - Equity Plan - Direct Plan

₹53.18

20.21%

Very High Risk

₹5,571.31Cr

HDFC Income Fund -Direct Plan - Growth Option

₹63.22

7.28%

6.53%

Moderate Risk

₹869.96Cr

HDFC Dynamic Debt Plan - Direct Plan - Growth Option

₹97.33

7.60%

6.72%

Moderate Risk

₹803.63Cr

Fund Name Morningstar Rating NAV Fund Return Category Return Risk Fund Size (Cr)

HDFC Retirement Savings Fund - Equity Plan - Direct Plan

₹53.18

31.55%

Very High Risk

₹5,571.31Cr

HDFC Income Fund -Direct Plan - Growth Option

₹63.22

6.41%

6.10%

Moderate Risk

₹869.96Cr

HDFC Dynamic Debt Plan - Direct Plan - Growth Option

₹97.33

7.76%

6.28%

Moderate Risk

₹803.63Cr

1M 3M 6M 1Y 3Y 5Y

HDFC Retirement Savings Fund - Equity Plan - Direct Plan

Very High Risk --

NAV ₹53.18
Fund Size ₹5,571.31Cr

Fund Return 6.29%

Category Return --

HDFC Income Fund -Direct Plan - Growth Option

Moderate Risk

NAV ₹63.22
Fund Size ₹869.96Cr

Fund Return 1.90%

Category Return 1.24%

HDFC Dynamic Debt Plan - Direct Plan - Growth Option

Moderate Risk

NAV ₹97.33
Fund Size ₹803.63Cr

Fund Return 1.90%

Category Return 1.33%

HDFC Retirement Savings Fund - Equity Plan - Direct Plan

Very High Risk --

NAV ₹53.18
Fund Size ₹5,571.31Cr

Fund Return -4.41%

Category Return --

HDFC Income Fund -Direct Plan - Growth Option

Moderate Risk

NAV ₹63.22
Fund Size ₹869.96Cr

Fund Return 2.98%

Category Return 2.14%

HDFC Dynamic Debt Plan - Direct Plan - Growth Option

Moderate Risk

NAV ₹97.33
Fund Size ₹803.63Cr

Fund Return 2.79%

Category Return 1.91%

HDFC Retirement Savings Fund - Equity Plan - Direct Plan

Very High Risk --

NAV ₹53.18
Fund Size ₹5,571.31Cr

Fund Return -10.44%

Category Return --

HDFC Income Fund -Direct Plan - Growth Option

Moderate Risk

NAV ₹63.22
Fund Size ₹869.96Cr

Fund Return 3.90%

Category Return 2.82%

HDFC Dynamic Debt Plan - Direct Plan - Growth Option

Moderate Risk

NAV ₹97.33
Fund Size ₹803.63Cr

Fund Return 3.60%

Category Return 2.48%

HDFC Retirement Savings Fund - Equity Plan - Direct Plan

Very High Risk --

NAV ₹53.18
Fund Size ₹5,571.31Cr

Fund Return 8.39%

Category Return --

HDFC Income Fund -Direct Plan - Growth Option

Moderate Risk

NAV ₹63.22
Fund Size ₹869.96Cr

Fund Return 9.17%

Category Return 7.51%

HDFC Dynamic Debt Plan - Direct Plan - Growth Option

Moderate Risk

NAV ₹97.33
Fund Size ₹803.63Cr

Fund Return 9.23%

Category Return 7.62%

HDFC Retirement Savings Fund - Equity Plan - Direct Plan

Very High Risk --

NAV ₹53.18
Fund Size ₹5,571.31Cr

Fund Return 20.21%

Category Return --

HDFC Income Fund -Direct Plan - Growth Option

Moderate Risk

NAV ₹63.22
Fund Size ₹869.96Cr

Fund Return 7.28%

Category Return 6.53%

HDFC Dynamic Debt Plan - Direct Plan - Growth Option

Moderate Risk

NAV ₹97.33
Fund Size ₹803.63Cr

Fund Return 7.60%

Category Return 6.72%

HDFC Retirement Savings Fund - Equity Plan - Direct Plan

Very High Risk --

NAV ₹53.18
Fund Size ₹5,571.31Cr

Fund Return 31.55%

Category Return --

HDFC Income Fund -Direct Plan - Growth Option

Moderate Risk

NAV ₹63.22
Fund Size ₹869.96Cr

Fund Return 6.41%

Category Return 6.10%

HDFC Dynamic Debt Plan - Direct Plan - Growth Option

Moderate Risk

NAV ₹97.33
Fund Size ₹803.63Cr

Fund Return 7.76%

Category Return 6.28%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

Dhruv Muchhal

Jun 22, 2023- Present

Schemes managed 41
Total AUM ₹ 6,74,089.89 Cr
Highest Return In 1 Yr 21.63 %

Other Funds

table
card

1M 3M 6M 1Y 3Y 5Y

Fund Name Morningstar Rating NAV Fund Return Category Return Risk Fund Size (Cr)

HDFC Defence Fund Direct Growth

₹20.16

22.21%

Very High Risk

₹3,880.46Cr

HDFC Balanced Advantage Fund Direct Plan Growth Option

₹528.95

4.87%

3.63%

Very High Risk

₹90,374.53Cr

HDFC Credit Risk Debt Fund Direct Plan Growth Option

₹25.37

1.03%

0.70%

Moderately High risk

₹7,252.42Cr

Fund Name Morningstar Rating NAV Fund Return Category Return Risk Fund Size (Cr)

HDFC Defence Fund Direct Growth

₹20.16

-7.97%

Very High Risk

₹3,880.46Cr

HDFC Balanced Advantage Fund Direct Plan Growth Option

₹528.95

-1.74%

-3.24%

Very High Risk

₹90,374.53Cr

HDFC Credit Risk Debt Fund Direct Plan Growth Option

₹25.37

2.27%

2.46%

Moderately High risk

₹7,252.42Cr

Fund Name Morningstar Rating NAV Fund Return Category Return Risk Fund Size (Cr)

HDFC Defence Fund Direct Growth

₹20.16

-9.09%

Very High Risk

₹3,880.46Cr

HDFC Balanced Advantage Fund Direct Plan Growth Option

₹528.95

-4.91%

-6.80%

Very High Risk

₹90,374.53Cr

HDFC Credit Risk Debt Fund Direct Plan Growth Option

₹25.37

3.96%

3.98%

Moderately High risk

₹7,252.42Cr

Fund Name Morningstar Rating NAV Fund Return Category Return Risk Fund Size (Cr)

HDFC Defence Fund Direct Growth

₹20.16

21.63%

Very High Risk

₹3,880.46Cr

HDFC Balanced Advantage Fund Direct Plan Growth Option

₹528.95

9.27%

5.25%

Very High Risk

₹90,374.53Cr

HDFC Credit Risk Debt Fund Direct Plan Growth Option

₹25.37

8.64%

8.12%

Moderately High risk

₹7,252.42Cr

Fund Name Morningstar Rating NAV Fund Return Category Return Risk Fund Size (Cr)

HDFC Defence Fund Direct Growth

₹20.16

Very High Risk

₹3,880.46Cr

HDFC Balanced Advantage Fund Direct Plan Growth Option

₹528.95

20.61%

11.03%

Very High Risk

₹90,374.53Cr

HDFC Credit Risk Debt Fund Direct Plan Growth Option

₹25.37

7.18%

9.46%

Moderately High risk

₹7,252.42Cr

Fund Name Morningstar Rating NAV Fund Return Category Return Risk Fund Size (Cr)

HDFC Defence Fund Direct Growth

₹20.16

Very High Risk

₹3,880.46Cr

HDFC Balanced Advantage Fund Direct Plan Growth Option

₹528.95

27.82%

15.55%

Very High Risk

₹90,374.53Cr

HDFC Credit Risk Debt Fund Direct Plan Growth Option

₹25.37

7.84%

7.51%

Moderately High risk

₹7,252.42Cr

1M 3M 6M 1Y 3Y 5Y

HDFC Defence Fund Direct Growth

Very High Risk --

NAV ₹20.16
Fund Size ₹3,880.46Cr

Fund Return 22.21%

Category Return --

HDFC Balanced Advantage Fund Direct Plan Growth Option

Very High Risk

NAV ₹528.95
Fund Size ₹90,374.53Cr

Fund Return 4.87%

Category Return 3.63%

HDFC Credit Risk Debt Fund Direct Plan Growth Option

Moderately High risk

NAV ₹25.37
Fund Size ₹7,252.42Cr

Fund Return 1.03%

Category Return 0.70%

HDFC Defence Fund Direct Growth

Very High Risk --

NAV ₹20.16
Fund Size ₹3,880.46Cr

Fund Return -7.97%

Category Return --

HDFC Balanced Advantage Fund Direct Plan Growth Option

Very High Risk

NAV ₹528.95
Fund Size ₹90,374.53Cr

Fund Return -1.74%

Category Return -3.24%

HDFC Credit Risk Debt Fund Direct Plan Growth Option

Moderately High risk

NAV ₹25.37
Fund Size ₹7,252.42Cr

Fund Return 2.27%

Category Return 2.46%

HDFC Defence Fund Direct Growth

Very High Risk --

NAV ₹20.16
Fund Size ₹3,880.46Cr

Fund Return -9.09%

Category Return --

HDFC Balanced Advantage Fund Direct Plan Growth Option

Very High Risk

NAV ₹528.95
Fund Size ₹90,374.53Cr

Fund Return -4.91%

Category Return -6.80%

HDFC Credit Risk Debt Fund Direct Plan Growth Option

Moderately High risk

NAV ₹25.37
Fund Size ₹7,252.42Cr

Fund Return 3.96%

Category Return 3.98%

HDFC Defence Fund Direct Growth

Very High Risk --

NAV ₹20.16
Fund Size ₹3,880.46Cr

Fund Return 21.63%

Category Return --

HDFC Balanced Advantage Fund Direct Plan Growth Option

Very High Risk

NAV ₹528.95
Fund Size ₹90,374.53Cr

Fund Return 9.27%

Category Return 5.25%

HDFC Credit Risk Debt Fund Direct Plan Growth Option

Moderately High risk

NAV ₹25.37
Fund Size ₹7,252.42Cr

Fund Return 8.64%

Category Return 8.12%

HDFC Defence Fund Direct Growth

Very High Risk --

NAV ₹20.16
Fund Size ₹3,880.46Cr

Fund Return --

Category Return --

HDFC Balanced Advantage Fund Direct Plan Growth Option

Very High Risk

NAV ₹528.95
Fund Size ₹90,374.53Cr

Fund Return 20.61%

Category Return 11.03%

HDFC Credit Risk Debt Fund Direct Plan Growth Option

Moderately High risk

NAV ₹25.37
Fund Size ₹7,252.42Cr

Fund Return 7.18%

Category Return 9.46%

HDFC Defence Fund Direct Growth

Very High Risk --

NAV ₹20.16
Fund Size ₹3,880.46Cr

Fund Return --

Category Return --

HDFC Balanced Advantage Fund Direct Plan Growth Option

Very High Risk

NAV ₹528.95
Fund Size ₹90,374.53Cr

Fund Return 27.82%

Category Return 15.55%

HDFC Credit Risk Debt Fund Direct Plan Growth Option

Moderately High risk

NAV ₹25.37
Fund Size ₹7,252.42Cr

Fund Return 7.84%

Category Return 7.51%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

DETAILED PORTFOLIO

As on Mar 2025

EQUITY (2.80%)

DEBT (90.53%)

CASH (6.34%)

OTHERS (0.32%)

Allocation by Market Cap

PERFORMANCE MEASURES

Fund evaluation across critical parameters for better decision making. Study period is 3 years.

Consistency
i
It represents the consistency of a fund in beating its benchmark.
Downside Risk
i
Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
Risk Adjusted Return
i
Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
Volatility
i
Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
Upside Capture Ratio
i
Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
Downside Capture Ratio
i
Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.

HISTORICAL RISK MEASURES

Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.

Alpha: Excess return of the fund over benchmark
i
Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.

0.50

This Fund

VS

3.56

Category Avg
Beta: Risk of the fund in relation to benchmark
i
Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.

0.97

This Fund

VS

1.09

Category Avg
Sortino Ratio: Return per unit of bad risk
i
A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.

0.58

This Fund

VS

5.35

Category Avg
R-Squared: How well the fund tracks benchmark
i
R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.

84.84

This Fund

VS

43.10

Category Avg
Sharpe Ratio: Risk adjusted return of the fund
i
Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.

0.42

This Fund

VS

0.20

Category Avg
Standard Devation: Volatility of the fund
i
Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.

1.17

This Fund

VS

7.01

Category Avg

Benchmark used in calculation : CRISIL Short Term Bond TR INR

PEER ANALYSIS

1M 3M 6M 1Y 3Y 5Y

table
card

Fund Name Morningstar Rating NAV Fund Return Category Return Risk Fund Size (Cr)

DSP Credit Risk Fund Direct Plan Growth

₹52.56

8.66%

0.70%

Moderately High risk

₹191.61 Cr

Invesco India Credit Risk Fund Direct Growth

₹2,098.03

2.70%

0.70%

Moderately High risk

₹140.32 Cr

HSBC Credit Risk Fund Direct Plan Growth

₹30.81

2.19%

0.70%

Moderate Risk

₹581.61 Cr

SBI Credit Risk Fund Direct Plan Growth

₹48.09

1.17%

0.70%

Moderately High risk

₹2,255.00 Cr

Bandhan Credit Risk Fund Direct Growth

₹17.44

1.13%

0.70%

Moderately High risk

₹289.46 Cr

Aditya Birla Sun Life Credit Risk Fund Direct Plan Growth

₹23.74

1.07%

0.70%

Moderately High risk

₹963.57 Cr

DSP Credit Risk Fund Direct Plan Growth

MODERATELY HIGH RISK

NAV ₹52.56
Fund Size ₹191.61 Cr

Fund Return 8.66%

Category Return 0.70%

Invesco India Credit Risk Fund Direct Growth

MODERATELY HIGH RISK

NAV ₹2,098.03
Fund Size ₹140.32 Cr

Fund Return 2.70%

Category Return 0.70%

HSBC Credit Risk Fund Direct Plan Growth

MODERATE RISK

NAV ₹30.81
Fund Size ₹581.61 Cr

Fund Return 2.19%

Category Return 0.70%

SBI Credit Risk Fund Direct Plan Growth

MODERATELY HIGH RISK

NAV ₹48.09
Fund Size ₹2,255.00 Cr

Fund Return 1.17%

Category Return 0.70%

Bandhan Credit Risk Fund Direct Growth

MODERATELY HIGH RISK

NAV ₹17.44
Fund Size ₹289.46 Cr

Fund Return 1.13%

Category Return 0.70%

Aditya Birla Sun Life Credit Risk Fund Direct Plan Growth

MODERATELY HIGH RISK

NAV ₹23.74
Fund Size ₹963.57 Cr

Fund Return 1.07%

Category Return 0.70%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

Top funds from this amc

1M 3M 6M 1Y 3Y 5Y

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Fund Name Morningstar Rating NAV Fund Return Category Return Risk Fund Size (Cr)

HDFC Defence Fund Direct Growth

₹20.16

22.21%

Very High Risk

₹3,880.46 Cr

HDFC NIFTY Next 50 Index Fund Direct Growth

₹14.80

10.48%

Very High Risk

₹1,563.62 Cr

HDFC Housing Opportunities Fund Direct Growth

₹22.28

9.46%

Very High Risk

₹1,165.41 Cr

HDFC Infrastructure Fund -Direct Plan - Growth Option

₹47.69

9.37%

9.98%

Very High Risk

₹2,104.89 Cr

HDFC Nifty Smallcap 250 Index Fund Direct Growth

₹16.43

9.02%

Very High Risk

₹349.89 Cr

HDFC Nifty 100 Equal Weight Index Fund Direct Growth

₹15.28

8.29%

Very High Risk

₹302.31 Cr

HDFC Defence Fund Direct Growth

VERY HIGH RISK --

NAV ₹20.16
Fund Size ₹3,880.46 Cr

Fund Return 22.21%

Category Return --

HDFC NIFTY Next 50 Index Fund Direct Growth

VERY HIGH RISK --

NAV ₹14.80
Fund Size ₹1,563.62 Cr

Fund Return 10.48%

Category Return --

HDFC Housing Opportunities Fund Direct Growth

VERY HIGH RISK --

NAV ₹22.28
Fund Size ₹1,165.41 Cr

Fund Return 9.46%

Category Return --

HDFC Infrastructure Fund -Direct Plan - Growth Option

VERY HIGH RISK

NAV ₹47.69
Fund Size ₹2,104.89 Cr

Fund Return 9.37%

Category Return 9.98%

HDFC Nifty Smallcap 250 Index Fund Direct Growth

VERY HIGH RISK --

NAV ₹16.43
Fund Size ₹349.89 Cr

Fund Return 9.02%

Category Return --

HDFC Nifty 100 Equal Weight Index Fund Direct Growth

VERY HIGH RISK --

NAV ₹15.28
Fund Size ₹302.31 Cr

Fund Return 8.29%

Category Return --

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

ABOUT THE AMC

HDFC Asset Management Co Ltd

HDFC Asset Management Co Ltd manages assets worth ₹ 7,63,496.85 crores. It’s current offering of mutual fund schemes includes 39 equity, 32 debt and 11 hybrid schemes.

Phone

+91 22 66316333

cliser@hdfcfund.com

AUM

₹ 7,63,496.85 Cr (

As on Feb 2025

)

Address

“HUL House”, 2nd Floor, ,Mumbai ,400 020

FAQ’S

What is the category of HDFC Credit Risk Debt Fund Direct Plan Growth Option ?

The category of HDFC Credit Risk Debt Fund Direct Plan Growth Option is Fixed Income - Credit Risk

What is the current NAV of HDFC Credit Risk Debt Fund Direct Plan Growth Option ?

The current NAV of HDFC Credit Risk Debt Fund Direct Plan Growth Option (as on Mar 28, 2025) is ₹ 25.37

How safe is HDFC Credit Risk Debt Fund Direct Plan Growth Option?

The risk level of HDFC Credit Risk Debt Fund Direct Plan Growth Option is Moderately High .

What are short term returns given by HDFC Credit Risk Debt Fund Direct Plan Growth Option?

The return given by HDFC Credit Risk Debt Fund Direct Plan Growth Option in 1 month is 1.03%, 3 months is 2.27%, 6 months is 3.96%, and 1 year is 8.64%.

What are the long term returns given by HDFC Credit Risk Debt Fund Direct Plan Growth Option?

The return given by HDFC Credit Risk Debt Fund Direct Plan Growth Option in 3 years is 7.18% and 5 years is 7.84%.

What is the expense ratio of HDFC Credit Risk Debt Fund Direct Plan Growth Option?

The expense ratio of HDFC Credit Risk Debt Fund Direct Plan Growth Option is 0.95 %

What is the AUM of HDFC Credit Risk Debt Fund Direct Plan Growth Option

The assets under Management (AUM) of HDFC Credit Risk Debt Fund Direct Plan Growth Option is Rs 7,252.42 crores.

What is the minimum investment in HDFC Credit Risk Debt Fund Direct Plan Growth Option?

The minimum Lumpsum investment in HDFC Credit Risk Debt Fund Direct Plan Growth Option is ₹100 and the minimum SIP investment in HDFC Credit Risk Debt Fund Direct Plan Growth Option is ₹100

What is the asset allocation of HDFC Credit Risk Debt Fund Direct Plan Growth Option?

The HDFC Credit Risk Debt Fund Direct Plan Growth Option has an exposure of 2.80% in Equity, 90.53% in Debt and 6.34% in Cash & Money Market Securities

COMPANIES

INDICES ANALYSIS

AMCs

MUTUAL FUNDS

NEWS

HDFC Credit Risk Debt Fund Direct Plan Growth Option

FUND RATING

RISK-O-METER

FUND PERFORMANCE

FUND COMPARISON

RETURN CALCULATOR

FUND SUMMARY

ABOUT THE FUND

FUND MANAGER

DETAILED PORTFOLIO

PERFORMANCE MEASURES

HISTORICAL RISK MEASURES

PEER ANALYSIS

Top funds from this amc

ABOUT THE AMC

FAQ’S

CALCULATORS

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