ICICI Prudential Banking and Financial Services Fund Direct Plan Growth

Very High Risk
Equity
Sector - Financial Services

NAV as on Jul 25, 2025

Price per unit of the scheme.

₹ 151.8200-0.34%1 Day Change

-0.03%

Minimum Investment₹5000

Expense Ratio1.07%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.

Scheme Rating

*Morningstar Rating Methodology i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions

FUND PERFORMANCE

As On Jan 01, 2023

Compare fund’s performance against category average across different time periods

No Data Found.

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

FUND COMPARISON

1M 3M 6M 1Y 3Y 5Y

This Fund

ICICI Prudential Banking and Financial Services Fund Direct Plan Growth

Equity: Sector - Financial Services Average NAV

Topper in Equity: Sector - Financial Services

All Fund

No Data Found.

*For the other fund, rescaled NAVs are used

RETURN CALCULATOR

Check the return on your investment in the fund

ICICI Prudential Banking and Financial Services Fund Direct Plan Growth

Investment Type

Monthly Investment

Time Period (yrs)

Annual Return in %

Invested Amount
₹0
Return
₹0

Current Value
₹0

FUND SUMMARY

Benchmark

IISL Nifty Financial Services TR INR

Expense Ratio

1.07%

Category Avg Expense Ratio

0.91%

Minimum Investment (Lumpsum/SIP)

₹ 5000 /₹ 100

Lock In (Years)

No Lock-in

Fund Size

₹ 10,087.50 Cr(As on Jun, 2025)

Inception Date

Jan 01, 2013

Turnover

42.00 %

Exit Load

1% of applicable Net Asset Value - If units purchased or switched in from another scheme of the Fund are redeemed or switched out within 15 days from the date of allotment. Nil - If units purchased or switched in from another scheme of the Fund are redeemed or switched out after 15 days from the date of allotment

ABOUT THE FUND

Objective: To generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.

ICICI Prudential Banking and Financial Services Fund Direct Plan Growth is an Equity - Sector - Financial Services fund. The fund was launched inJan 01, 2013. Its risk level is . The NAV of the fund as onJul 25, 2025 is ₹151.82. Its expense ratio is 1.07 %. The fund has an AUM of ₹10,087.50 Cr.The fund is managed byRoshan Chutkey,Sharmila D’mello.
The minimum initial investment is ₹5000 in Lumpsum mode.

SUBSCRIBE TO

BUSINESS TODAY MAGAZINE

Subscribe Now

Already a subscriber?Login

FUND MANAGER

Roshan Chutkey

Lead Fund Manager.

Jan 29, 2018 - Present

Fund Manager Rank12Out of 14
i
Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
Schemes managed5
Total AUM₹ 44,601.33 Cr
Highest Return In 1 Yr13.56 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

ICICI Prudential Quant Fund Direct Growth

₹ 23.40

-0.59%

Very High Risk

₹138.66Cr

ICICI Prudential Banking and Financial Services Fund Direct Plan Growth

₹ 151.82

-0.03%

-0.23%

Very High Risk

₹10,087.50Cr

ICICI Prudential India Opportunities Fund Direct Growth

₹ 38.52

-1.03%

Very High Risk

₹29,462.53Cr

ICICI Prudential Quant Fund Direct Growth

Very High Risk--

NAV₹ 23.40
Fund Size₹138.66Cr

Fund Return-0.59%

Category Return--

ICICI Prudential Banking and Financial Services Fund Direct Plan Growth

Very High Risk

NAV₹ 151.82
Fund Size₹10,087.50Cr

Fund Return-0.03%

Category Return-0.23%

ICICI Prudential India Opportunities Fund Direct Growth

Very High Risk--

NAV₹ 38.52
Fund Size₹29,462.53Cr

Fund Return-1.03%

Category Return--

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

Sharmila D’mello

Lead Fund Manager.

Jun 30, 2022 - Present

Schemes managed50
Total AUM₹ 5,90,169.23 Cr
Highest Return In 1 Yr28.08 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

ICICI Prudential Housing Opportunities Fund Direct Growth

₹ 18.11

0.89%

Very High Risk

₹2,396.38Cr

ICICI Prudential Equity Savings Fund Direct Growth

₹ 24.24

0.41%

0.18%

Low to Moderate Risk

₹14,168.06Cr

ICICI Prudential Business Cycle Fund Direct Growth

₹ 25.63

-0.16%

Very High Risk

₹13,469.81Cr

ICICI Prudential Housing Opportunities Fund Direct Growth

Very High Risk--

NAV₹ 18.11
Fund Size₹2,396.38Cr

Fund Return0.89%

Category Return--

ICICI Prudential Equity Savings Fund Direct Growth

Low to Moderate Risk

NAV₹ 24.24
Fund Size₹14,168.06Cr

Fund Return0.41%

Category Return0.18%

ICICI Prudential Business Cycle Fund Direct Growth

Very High Risk--

NAV₹ 25.63
Fund Size₹13,469.81Cr

Fund Return-0.16%

Category Return--

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

DETAILED PORTFOLIO

As on Jun, 2025

EQUITY (93.61%)

DEBT (-%)

CASH (6.39%)

Allocation by Market Cap

Large Cap(66.85%)

Mid Cap(14.29%)

Small Cap(11.59%)

Industry Holdings

Banks Regional69.11%
Insurance Life11.80%
Insurance Diversified5.23%
Credit Services4.89%
Specialty Finance2.17%
Asset Management2.16%

Stock Holdings

ICICI Bank Ltd20.19%
HDFC Bank Ltd17.22%
Axis Bank Ltd8.55%
State Bank of India7.72%
SBI Life Insurance Co Ltd5.00%
ICICI Lombard General Insurance Co Ltd3.44%

PERFORMANCE MEASURES

Fund evaluation across critical parameters for better decision making. Study period is 3 years.

Consistency
i
It represents the consistency of a fund in beating its benchmark.
Downside Risk
i
Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
Risk Adjusted Return
i
Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
Volatility
i
Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
Upside Capture Ratio
i
Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
Downside Capture Ratio
i
Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.

HISTORICAL RISK MEASURES

Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.

Alpha: Excess return of the fund over benchmark
i
Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
6.02
This Fund
VS
5.27
Category Avg
R-Squared: How well the fund tracks benchmark
i
R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
85.73
This Fund
VS
86.42
Category Avg

Beta: Risk of the fund in relation to benchmark
i
Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
0.80
This Fund
VS
0.95
Category Avg
Sharpe Ratio: Risk adjusted return of the fund
i
Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
1.24
This Fund
VS
1.08
Category Avg

Sortino Ratio: Return per unit of bad risk
i
A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
2.74
This Fund
VS
2.31
Category Avg
Standard Devation: Volatility of the fund
i
Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
12.32
This Fund
VS
15.01
Category Avg

Benchmark used in calculation : S&P BSE 500 India TR INR

PEER ANALYSIS

card
table

Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

TOP FUNDS FROM THIS AMC

card
table

Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

ABOUT THE AMC

ICICI Prudential Asset Management Company Limited

ICICI Prudential Asset Management Company Limited manages assets worth ₹ 10,23,773.30 crores. It’s current offering of mutual fund schemes includes 60 equity, 63 debt and 22 hybrid schemes.

Phone

+91 22 26428000

enquiry@icicipruamc.com

AUM

₹ 10,23,773.30 Cr (

As on Jun 30, 2025

)

Address

3rd Floor, Hallmark Business Plaza, Mumbai,400 051

FAQ's

What is the category of ICICI Prudential Banking and Financial Services Fund Direct Plan Growth ?

The category of ICICI Prudential Banking and Financial Services Fund Direct Plan Growth is Equity - Sector - Financial Services

What is the current NAV of ICICI Prudential Banking and Financial Services Fund Direct Plan Growth ?

The current NAV of ICICI Prudential Banking and Financial Services Fund Direct Plan Growth as on Jul 25, 2025 is ₹151.82

How safe is ICICI Prudential Banking and Financial Services Fund Direct Plan Growth ?

The risk level of ICICI Prudential Banking and Financial Services Fund Direct Plan Growth is Very High.

What are short term returns given by ICICI Prudential Banking and Financial Services Fund Direct Plan Growth ?

The return given by ICICI Prudential Banking and Financial Services Fund Direct Plan Growth in 1 month is -0.03%, 3 months is 4.96%, 6 months is 17.08%, and 1 year is 13.56%

What are the long term returns given by ICICI Prudential Banking and Financial Services Fund Direct Plan Growth ?

The return given by ICICI Prudential Banking and Financial Services Fund Direct Plan Growth in 3 years is 19.31% and 5 years is 22.29%.

What is the expense ratio of ICICI Prudential Banking and Financial Services Fund Direct Plan Growth ?

The expense ratio of ICICI Prudential Banking and Financial Services Fund Direct Plan Growth is 1.07%

What is the AUM of ICICI Prudential Banking and Financial Services Fund Direct Plan Growth ?

The assets under Management (AUM) of ICICI Prudential Banking and Financial Services Fund Direct Plan Growth is Rs 10,087.50 crores.

What is the minimum investment in ICICI Prudential Banking and Financial Services Fund Direct Plan Growth ?

The minimum Lumpsum investment in ICICI Prudential Banking and Financial Services Fund Direct Plan Growth is ₹5,000.00 and the minimum SIP investment in ICICI Prudential Banking and Financial Services Fund Direct Plan Growth is ₹100.00

What is the asset allocation of ICICI Prudential Banking and Financial Services Fund Direct Plan Growth?

ICICI Prudential Banking and Financial Services Fund Direct Plan Growth has an exposure of 93.61% in Equity and 6.39% in Cash & Money Market Securities