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idbi equity savings growth option direct
IDBI Equity Savings Growth Option Direct

IDBI Equity Savings Growth Option Direct

  • Moderately High risk
  • Allocation
  • Equity Savings
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NAV as on Apr 23, 2025
i
Price per unit of the scheme.
₹ 30.43200.32%1 Day Change
3.54%
Minimum Investment₹5000
Expense Ratio1.15%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.
3
Scheme Rating
*Morningstar Rating Methodologyi
i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions
 

bt_logoFUND PERFORMANCE

As On Jan 01, 2023
Compare fund’s performance against category average across different time periods


No Data Found.
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

bt_logoFUND COMPARISON

1M3M6M1Y3Y5Y
This Fund
IDBI Equity Savings Growth Option Direct
VS
Allocation: Equity Savings Average NAV
    Topper in Allocation: Equity Savings
    All Fund


    No Data Found.
    *For the other fund, rescaled NAVs are used
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    bt_logoRETURN CALCULATOR

    Check the return on your investment in the fund
    IDBI Equity Savings Growth Option Direct
    Investment Type
    Monthly Investment
    Time Period (yrs)
    Annual Return in %
    • Invested Amount
      ₹0
    • Return
      ₹0
    • Current Value
      ₹0

    bt_logoFUND SUMMARY

    Benchmark
    NIFTY Equity Savings TR INR
    Expense Ratio
    1.15%
    Category Avg Expense Ratio
    0.74%
    Minimum Investment (Lumpsum/SIP)
    ₹ 5000 /₹ 1000
    Lock In (Years)
    No Lock-in
    Fund Size
    ₹ 19.12 Cr(As on Mar, 2025)
    Inception Date
    Jan 01, 2013
    Turnover
    397.00 %
    Exit Load
    Nil, If units of the Scheme are redeemed or switched out up to 12% of the units (the limit) within 3 months from the date of allotment. 1% of the applicable NAV, If units of the scheme are redeemed or switched out in excess of the limit within 3 months from the date of allotment. Nil, If units of scheme are redeemed or switched out after 3 months from the date of allotment.

    bt_logoABOUT THE FUND

    Objective: The investment objective of the Scheme is to generate regular income by investing in Debt and money market instruments and using arbitrage and other derivative strategies. The Scheme also intends to generate long capital appreciation through unhedged exposure to equity and equity related instruments. However, there can be no assurance or guarantee that the investment objective of the scheme will be achieved.

    IDBI Equity Savings Growth Option Direct is an Allocation - Equity Savings fund. The fund was launched inJan 01, 2013. Its risk level is . The NAV of the fund as onApr 23, 2025 is ₹30.43. Its expense ratio is 1.15 %. The fund has an AUM of ₹19.12 Cr.The fund is managed byRaju Sharma,Alok Ranjan,Jaiprakash Toshniwal,Marzban Irani,Pratik Shroff,Sumit Bhatnagar.
    The minimum initial investment is  ₹5000 in Lumpsum mode.

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    bt_logoFUND MANAGER

    Raju Sharma
    Raju Sharma
    i
    Lead Fund Manager.
    May 3, 2017 - Present
    • Schemes managed1
    • Total AUM₹ 19.12 Cr
    • Highest Return In 1 Yr10.52 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    IDBI Equity Savings Growth Option Direct
    ₹ 30.43
    3.54%
    1.57%
    Moderately High risk
    ₹19.12Cr
    IDBI Equity Savings Growth Option Direct
    Moderately High risk
    • NAV₹ 30.43
    • Fund Size₹19.12Cr
    Fund Return3.54%
    Category Return1.57%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Alok Ranjan
    Alok Ranjan
    i
    Lead Fund Manager.
    Aug 6, 2021 - Present
    • Schemes managed11
    • Total AUM₹ 2,576.33 Cr
    • Highest Return In 1 Yr22.27 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    IDBI Focused 30 Equity Fund Direct Growth
    ₹ 22.84
    6.46%
    3.54%
    Very High Risk
    ₹127.19Cr
    IDBI Equity Savings Growth Option Direct
    ₹ 30.43
    3.54%
    1.57%
    Moderately High risk
    ₹19.12Cr
    IDBI Midcap Fund Direct Growth
    ₹ 30.36
    1.96%
    4.00%
    Very High Risk
    ₹301.59Cr
    IDBI Focused 30 Equity Fund Direct Growth
    Very High Risk
    • NAV₹ 22.84
    • Fund Size₹127.19Cr
    Fund Return6.46%
    Category Return3.54%
    IDBI Equity Savings Growth Option Direct
    Moderately High risk
    • NAV₹ 30.43
    • Fund Size₹19.12Cr
    Fund Return3.54%
    Category Return1.57%
    IDBI Midcap Fund Direct Growth
    Very High Risk
    • NAV₹ 30.36
    • Fund Size₹301.59Cr
    Fund Return1.96%
    Category Return4.00%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Jaiprakash Toshniwal
    Jaiprakash Toshniwal
    i
    Lead Fund Manager.
    Jul 31, 2023 - Present
    • Schemes managed11
    • Total AUM₹ 4,888.26 Cr
    • Highest Return In 1 Yr12.92 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    LIC MF Balanced Advantage Fund Direct Growth
    --
    ₹ 14.25
    2.78%
    2.24%
    Very High Risk
    ₹756.75Cr
    LIC MF Banking & Financial Services Fund Direct Growth
    ₹ 22.77
    8.14%
    8.35%
    Very High Risk
    ₹253.87Cr
    LIC MF Arbitrage Direct Plan Growth
    --
    ₹ 14.28
    0.85%
    0.46%
    Low Risk
    ₹329.15Cr
    LIC MF Balanced Advantage Fund Direct Growth
    Very High Risk--
    • NAV₹ 14.25
    • Fund Size₹756.75Cr
    Fund Return2.78%
    Category Return2.24%
    LIC MF Banking & Financial Services Fund Direct Growth
    Very High Risk
    • NAV₹ 22.77
    • Fund Size₹253.87Cr
    Fund Return8.14%
    Category Return8.35%
    LIC MF Arbitrage Direct Plan Growth
    Low Risk--
    • NAV₹ 14.28
    • Fund Size₹329.15Cr
    Fund Return0.85%
    Category Return0.46%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Marzban Irani
    Marzban Irani
    i
    Lead Fund Manager.
    Jul 31, 2023 - Present
    • Schemes managed5
    • Total AUM₹ 2,112.17 Cr
    • Highest Return In 1 Yr12.31 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    LIC MF Short Term Debt Fund Direct Growth
    ₹ 15.40
    1.88%
    1.49%
    Low to Moderate Risk
    ₹110.64Cr
    LIC MF Bond Fund-Direct Plan Growth Option
    ₹ 77.73
    2.70%
    2.25%
    Moderate Risk
    ₹190.83Cr
    LIC MF Banking & PSU Debt Fund Direct Plan Growth Option
    ₹ 37.23
    2.23%
    1.63%
    Moderate Risk
    ₹1,701.81Cr
    LIC MF Short Term Debt Fund Direct Growth
    Low to Moderate Risk
    • NAV₹ 15.40
    • Fund Size₹110.64Cr
    Fund Return1.88%
    Category Return1.49%
    LIC MF Bond Fund-Direct Plan Growth Option
    Moderate Risk
    • NAV₹ 77.73
    • Fund Size₹190.83Cr
    Fund Return2.70%
    Category Return2.25%
    LIC MF Banking & PSU Debt Fund Direct Plan Growth Option
    Moderate Risk
    • NAV₹ 37.23
    • Fund Size₹1,701.81Cr
    Fund Return2.23%
    Category Return1.63%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Pratik Shroff
    Pratik Shroff
    i
    Lead Fund Manager.
    Sep 26, 2023 - Present
    • Schemes managed10
    • Total AUM₹ 3,473.37 Cr
    • Highest Return In 1 Yr12.31 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    LIC MF Childrens Gift Fund Direct Plan
    ₹ 35.01
    1.74%
    -%
    Very High Risk
    ₹14.85Cr
    IDBI Equity Savings Growth Option Direct
    ₹ 30.43
    3.54%
    1.57%
    Moderately High risk
    ₹19.12Cr
    LIC MF Debt Hybrid Fund Direct Plan Growth Option
    ₹ 89.44
    1.90%
    2.02%
    Moderately High risk
    ₹50.24Cr
    LIC MF Childrens Gift Fund Direct Plan
    Very High Risk
    • NAV₹ 35.01
    • Fund Size₹14.85Cr
    Fund Return1.74%
    Category Return--
    IDBI Equity Savings Growth Option Direct
    Moderately High risk
    • NAV₹ 30.43
    • Fund Size₹19.12Cr
    Fund Return3.54%
    Category Return1.57%
    LIC MF Debt Hybrid Fund Direct Plan Growth Option
    Moderately High risk
    • NAV₹ 89.44
    • Fund Size₹50.24Cr
    Fund Return1.90%
    Category Return2.02%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Sumit Bhatnagar
    Sumit Bhatnagar
    i
    Lead Fund Manager.
    Oct 3, 2023 - Present
    • Schemes managed9
    • Total AUM₹ 2,946.38 Cr
    • Highest Return In 1 Yr33.05 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    LIC MF S & P BSE Sensex Index Direct Plan Growth option
    ₹ 159.94
    4.13%
    -%
    Very High Risk
    ₹84.12Cr
    LIC MF Nifty 50 Index Fund Direct Plan Growth Option
    ₹ 144.15
    4.16%
    -%
    Very High Risk
    ₹315.65Cr
    IDBI Equity Savings Growth Option Direct
    ₹ 30.43
    3.54%
    1.57%
    Moderately High risk
    ₹19.12Cr
    LIC MF S & P BSE Sensex Index Direct Plan Growth option
    Very High Risk
    • NAV₹ 159.94
    • Fund Size₹84.12Cr
    Fund Return4.13%
    Category Return--
    LIC MF Nifty 50 Index Fund Direct Plan Growth Option
    Very High Risk
    • NAV₹ 144.15
    • Fund Size₹315.65Cr
    Fund Return4.16%
    Category Return--
    IDBI Equity Savings Growth Option Direct
    Moderately High risk
    • NAV₹ 30.43
    • Fund Size₹19.12Cr
    Fund Return3.54%
    Category Return1.57%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoDETAILED PORTFOLIO

    As on Mar, 2025
    EQUITY (42.46%)
    DEBT (-%)
    CASH (57.51%)
    Allocation by Market Cap
    Large Cap(19.60%)
    Mid Cap(4.78%)
    Small Cap(19.24%)
    Other Cap(0.03%)
    Industry Holdings
    • Banks Regional12.30%
    • Information Technology Services10.00%
    • Steel7.51%
    • Packaged Foods5.65%
    • Drug Manufacturers Specialty Generic5.41%
    • Diversified Industrials5.09%
    Stock Holdings
    • Future on Tata Steel Ltd.4.01%
    • Tata Steel Ltd3.99%
    • Future on Tata Consultancy Services Ltd3.97%
    • Tata Consultancy Services Ltd3.96%
    • Future on Bank of Baroda3.51%
    • Bank of Baroda3.50%

    bt_logoPERFORMANCE MEASURES

    Fund evaluation across critical parameters for better decision making. Study period is 3 years.
    • Consistency
      i
      It represents the consistency of a fund in beating its benchmark.
      ----
    • Downside Risk
      i
      Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
    • Risk Adjusted Return
      i
      Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
    • Volatility
      i
      Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
    • Upside Capture Ratio
      i
      Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
      ----
    • Downside Capture Ratio
      i
      Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.
      ----

    bt_logoHISTORICAL RISK MEASURES

    Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.
    • Alpha: Excess return of the fund over benchmark
      i
      Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
      --
      This Fund
      VS
      --
      Category Avg
    • R-Squared: How well the fund tracks benchmark
      i
      R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
      --
      This Fund
      VS
      --
      Category Avg
    • Beta: Risk of the fund in relation to benchmark
      i
      Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
      --
      This Fund
      VS
      --
      Category Avg
    • Sharpe Ratio: Risk adjusted return of the fund
      i
      Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
      0.33
      This Fund
      VS
      0.40
      Category Avg
    • Sortino Ratio: Return per unit of bad risk
      i
      A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
      0.51
      This Fund
      VS
      0.67
      Category Avg
    • Standard Devation: Volatility of the fund
      i
      Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
      7.00
      This Fund
      VS
      5.04
      Category Avg
    Benchmark used in calculation : S&P BSE 500 India TR INR

    bt_logoPEER ANALYSIS

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoTOP FUNDS FROM THIS AMC

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoABOUT THE AMC

    company icon
    LIC Mutual Fund Asset Management Limited
    LIC Mutual Fund Asset Management Limited manages assets worth ₹ 35,551.15 crores. It’s current offering of mutual fund schemes includes 10 equity, 7 debt and 6 hybrid schemes.
    phone icon
    Phone
    +91 022-66016000
    mail icon
    Email
    cs.co@licmf.com
    aum
    AUM
    ₹ 35,551.15 Cr (
    As on Mar 31, 2025
    )
    location
    Address
    4th Floor, Industrial Assurance Building, Mumbai,400 020

    bt_logoFAQ's

    What is the category of IDBI Equity Savings Growth Option Direct ?
    The category of IDBI Equity Savings Growth Option Direct is Allocation - Equity Savings
    What is the current NAV of IDBI Equity Savings Growth Option Direct ?
    The current NAV of IDBI Equity Savings Growth Option Direct as on Apr 23, 2025 is ₹30.43
    How safe is IDBI Equity Savings Growth Option Direct ?
    The risk level of IDBI Equity Savings Growth Option Direct is Moderately High.
    What are short term returns given by IDBI Equity Savings Growth Option Direct ?
    The return given by IDBI Equity Savings Growth Option Direct in 1 month is 3.54%, 3 months is 3.28%, 6 months is 5.10%, and 1 year is 10.52%
    What are the long term returns given by IDBI Equity Savings Growth Option Direct ?
    The return given by IDBI Equity Savings Growth Option Direct in 3 years is 10.03% and 5 years is 12.07%.
    What is the expense ratio of IDBI Equity Savings Growth Option Direct ?
    The expense ratio of IDBI Equity Savings Growth Option Direct is 1.15%
    What is the AUM of IDBI Equity Savings Growth Option Direct ?
    The assets under Management (AUM) of IDBI Equity Savings Growth Option Direct is Rs 19.12 crores.
    What is the minimum investment in IDBI Equity Savings Growth Option Direct ?
    The minimum Lumpsum investment in IDBI Equity Savings Growth Option Direct is ₹5,000.00 and the minimum SIP investment in IDBI Equity Savings Growth Option Direct is ₹1,000.00
    What is the asset allocation of IDBI Equity Savings Growth Option Direct?
    IDBI Equity Savings Growth Option Direct has an exposure of 42.46% in Equity and 57.51% in Cash & Money Market Securities

    bt_logoCALCULATORS

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