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iti banking & psu debt fund regular payout inc dist cum cap wdrl
ITI Banking & PSU Debt Fund Regular Payout Inc Dist cum Cap Wdrl

ITI Banking & PSU Debt Fund Regular Payout Inc Dist cum Cap Wdrl

  • Low to Moderate Risk
  • Fixed Income
  • Banking and PSU
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NAV as on Jul 10, 2025
i
Price per unit of the scheme.
₹ 13.0871-0.02%1 Day Change
0.36%
Minimum Investment₹5000
Expense Ratio0.70%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.
*Morningstar Rating Methodologyi
i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions
 

bt_logoFUND PERFORMANCE

As On Jan 01, 2023
Compare fund’s performance against category average across different time periods


No Data Found.
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

bt_logoFUND COMPARISON

1M3M6M1Y3Y5Y
This Fund
ITI Banking & PSU Debt Fund Regular Payout Inc Dist cum Cap Wdrl
VS
Fixed Income: Banking and PSU Average NAV
    Topper in Fixed Income: Banking and PSU
    Edelweiss Banking and PSU Debt Fund Direct Plan Growth
    All Fund


    No Data Found.
    *For the other fund, rescaled NAVs are used
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    bt_logoRETURN CALCULATOR

    Check the return on your investment in the fund
    ITI Banking & PSU Debt Fund Regular Payout Inc Dist cum Cap Wdrl
    Investment Type
    Monthly Investment
    Time Period (yrs)
    Annual Return in %
    • Invested Amount
      ₹0
    • Return
      ₹0
    • Current Value
      ₹0

    bt_logoFUND SUMMARY

    Benchmark
    CRISIL Banking and PSU Debt TR INR
    Expense Ratio
    0.70%
    Category Avg Expense Ratio
    0.34%
    Minimum Investment (Lumpsum/SIP)
    ₹ 5000 /₹ 1000
    Lock In (Years)
    No Lock-in
    Fund Size
    ₹ 35.98 Cr(As on May, 2025)
    Inception Date
    Oct 22, 2020
    Turnover
    - %
    Exit Load
    Nil

    bt_logoABOUT THE FUND

    Objective: The investment objective of the Scheme is to generate income / capital appreciation through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks(SCBs), Public Sector undertakings(PSUs), Public Financial Institutions(PFIs) and Municipal Bonds. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.

    ITI Banking & PSU Debt Fund Regular Payout Inc Dist cum Cap Wdrl is an Fixed Income - Banking and PSU fund. The fund was launched inOct 22, 2020. Its risk level is . The NAV of the fund as onJul 10, 2025 is ₹13.09. Its expense ratio is 0.70 %. The fund has an AUM of ₹35.98 Cr.The fund is managed byVikrant Mehta,Rajesh Bhatia,Laukik Bagwe.
    The minimum initial investment is  ₹5000 in Lumpsum mode.

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    bt_logoFUND MANAGER

    Vikrant Mehta
    Vikrant Mehta
    i
    Lead Fund Manager.
    Jan 18, 2021 - Present
    • Fund Manager Rank39Out of 102
      i
      Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
    • Schemes managed9
    • Total AUM₹ 810.22 Cr
    • Highest Return In 1 Yr9.20 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    ITI Balanced Advantage Fund Direct Growth
    ₹ 16.24
    0.58%
    0.74%
    Very High Risk
    ₹395.22Cr
    Groww Multi Cap Fund Direct Growth
    --
    --
    -%
    2.68%
    Moderately High risk
    ₹0.00Cr
    ITI Dynamic Bond Fund Direct Growth
    --
    ₹ 13.16
    0.24%
    0.00%
    Low to Moderate Risk
    ₹39.60Cr
    ITI Balanced Advantage Fund Direct Growth
    Very High Risk
    • NAV₹ 16.24
    • Fund Size₹395.22Cr
    Fund Return0.58%
    Category Return0.74%
    Groww Multi Cap Fund Direct Growth
    Moderately High risk--
    • NAV--
    • Fund Size₹0.00Cr
    Fund Return--
    Category Return2.68%
    ITI Dynamic Bond Fund Direct Growth
    Low to Moderate Risk--
    • NAV₹ 13.16
    • Fund Size₹39.60Cr
    Fund Return0.24%
    Category Return0.00%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Rajesh Bhatia
    Rajesh Bhatia
    i
    Lead Fund Manager.
    Nov 14, 2024 - Present
    • Fund Manager Rank39Out of 102
      i
      Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
    • Schemes managed8
    • Total AUM₹ 1,334.36 Cr
    • Highest Return In 1 Yr9.20 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    ITI Balanced Advantage Fund Direct Growth
    ₹ 16.24
    0.58%
    0.74%
    Very High Risk
    ₹395.22Cr
    ITI Large Cap Fund Direct Growth
    --
    ₹ 19.71
    0.52%
    0.86%
    Very High Risk
    ₹538.94Cr
    ITI Dynamic Bond Fund Direct Growth
    --
    ₹ 13.16
    0.24%
    0.00%
    Low to Moderate Risk
    ₹39.60Cr
    ITI Balanced Advantage Fund Direct Growth
    Very High Risk
    • NAV₹ 16.24
    • Fund Size₹395.22Cr
    Fund Return0.58%
    Category Return0.74%
    ITI Large Cap Fund Direct Growth
    Very High Risk--
    • NAV₹ 19.71
    • Fund Size₹538.94Cr
    Fund Return0.52%
    Category Return0.86%
    ITI Dynamic Bond Fund Direct Growth
    Low to Moderate Risk--
    • NAV₹ 13.16
    • Fund Size₹39.60Cr
    Fund Return0.24%
    Category Return0.00%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Laukik Bagwe
    Laukik Bagwe
    i
    Lead Fund Manager.
    Feb 1, 2025 - Present
    • Fund Manager Rank39Out of 102
      i
      Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
    • Schemes managed19
    • Total AUM₹ 36,503.59 Cr
    • Highest Return In 1 Yr23.93 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    DSP Short Term Fund Direct Plan Growth
    ₹ 50.96
    0.41%
    0.35%
    Low to Moderate Risk
    ₹3,417.96Cr
    DSP Credit Risk Fund Direct Plan Growth
    ₹ 54.37
    0.48%
    0.42%
    Moderately High risk
    ₹209.55Cr
    DSP Nifty SDL Plus G-Sec Sep 2027 50:50 Index Fund Direct Growth
    --
    ₹ 12.19
    0.35%
    -%
    Moderate Risk
    ₹85.90Cr
    DSP Short Term Fund Direct Plan Growth
    Low to Moderate Risk
    • NAV₹ 50.96
    • Fund Size₹3,417.96Cr
    Fund Return0.41%
    Category Return0.35%
    DSP Credit Risk Fund Direct Plan Growth
    Moderately High risk
    • NAV₹ 54.37
    • Fund Size₹209.55Cr
    Fund Return0.48%
    Category Return0.42%
    DSP Nifty SDL Plus G-Sec Sep 2027 50:50 Index Fund Direct Growth
    Moderate Risk--
    • NAV₹ 12.19
    • Fund Size₹85.90Cr
    Fund Return0.35%
    Category Return--
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoDETAILED PORTFOLIO

    As on Jun, 2025
    EQUITY (-%)
    DEBT (73.96%)
    CASH (25.79%)
    Allocation by Market Cap
    Other Cap(0.25%)
    Industry Holdings
    No Data For Allocation
    Stock Holdings
    No Data For Allocation

    bt_logoPERFORMANCE MEASURES

    Fund evaluation across critical parameters for better decision making. Study period is 3 years.
    • Consistency
      i
      It represents the consistency of a fund in beating its benchmark.
      ----
    • Downside Risk
      i
      Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
      ----
    • Risk Adjusted Return
      i
      Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
      ----
    • Volatility
      i
      Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
      ----
    • Upside Capture Ratio
      i
      Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
      ----
    • Downside Capture Ratio
      i
      Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.
      ----

    bt_logoHISTORICAL RISK MEASURES

    Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.
    • Alpha: Excess return of the fund over benchmark
      i
      Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
      -0.42
      This Fund
      VS
      -0.65
      Category Avg
    • R-Squared: How well the fund tracks benchmark
      i
      R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
      60.29
      This Fund
      VS
      65.82
      Category Avg
    • Beta: Risk of the fund in relation to benchmark
      i
      Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
      0.75
      This Fund
      VS
      1.26
      Category Avg
    • Sharpe Ratio: Risk adjusted return of the fund
      i
      Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
      0.44
      This Fund
      VS
      0.51
      Category Avg
    • Sortino Ratio: Return per unit of bad risk
      i
      A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
      0.79
      This Fund
      VS
      1.06
      Category Avg
    • Standard Devation: Volatility of the fund
      i
      Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
      0.78
      This Fund
      VS
      1.42
      Category Avg
    Benchmark used in calculation : S&P BSE 500 India TR INR

    bt_logoPEER ANALYSIS

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size
    ICICI Prudential Banking and PSU Debt Fund BonusICICI Prudential Banking and PSU Debt Fund Bonus
    ₹ 15.89
    2.46%
    0.22%
    Low to Moderate Risk
    ₹ 10,485.23 Cr
    ICICI Prudential Banking and PSU Debt Fund Retail Plan Daily Payout of Inc Dist cum Cap WdrlICICI Prudential Banking and PSU Debt Fund Retail Plan Daily Payout of Inc Dist cum Cap Wdrl
    ₹ 10.01
    2.28%
    0.22%
    Low to Moderate Risk
    ₹ 10,485.23 Cr
    ICICI Prudential Banking and PSU Debt Fund Retail Plan Daily Rnvstmnt of Inc Dist cum Cap WdrlICICI Prudential Banking and PSU Debt Fund Retail Plan Daily Rnvstmnt of Inc Dist cum Cap Wdrl
    ₹ 10.01
    2.28%
    0.22%
    Low to Moderate Risk
    ₹ 10,485.23 Cr
    PGIM India Banking and PSU Debt Fund Weekly Payout of Inc Dist cum cap wdrlPGIM India Banking and PSU Debt Fund Weekly Payout of Inc Dist cum cap wdrl
    ₹ 10.27
    0.85%
    0.07%
    Low to Moderate Risk
    ₹ 45.38 Cr
    PGIM India Banking and PSU Debt Fund Weekly Reinvestment of Inc Dist cum cap wdrlPGIM India Banking and PSU Debt Fund Weekly Reinvestment of Inc Dist cum cap wdrl
    ₹ 10.27
    0.85%
    0.07%
    Low to Moderate Risk
    ₹ 45.38 Cr
    Tata Banking & PSU Debt Fund Regular Payout of Income Distribution cum Capital WithdrawalTata Banking & PSU Debt Fund Regular Payout of Income Distribution cum Capital Withdrawal
    ₹ 13.18
    0.66%
    0.41%
    Moderate Risk
    ₹ 213.01 Cr
    ICICI Prudential Banking and PSU Debt Fund Bonus
    Low to Moderate Risk
    • NAV₹ 15.89
    • Fund Size₹ 10,485.23 Cr
    Fund Return2.46%
    Category Return0.22%
    ICICI Prudential Banking and PSU Debt Fund Retail Plan Daily Payout of Inc Dist cum Cap Wdrl
    Low to Moderate Risk
    • NAV₹ 10.01
    • Fund Size₹ 10,485.23 Cr
    Fund Return2.28%
    Category Return0.22%
    ICICI Prudential Banking and PSU Debt Fund Retail Plan Daily Rnvstmnt of Inc Dist cum Cap Wdrl
    Low to Moderate Risk
    • NAV₹ 10.01
    • Fund Size₹ 10,485.23 Cr
    Fund Return2.28%
    Category Return0.22%
    PGIM India Banking and PSU Debt Fund Weekly Payout of Inc Dist cum cap wdrl
    Low to Moderate Risk
    • NAV₹ 10.27
    • Fund Size₹ 45.38 Cr
    Fund Return0.85%
    Category Return0.07%
    PGIM India Banking and PSU Debt Fund Weekly Reinvestment of Inc Dist cum cap wdrl
    Low to Moderate Risk
    • NAV₹ 10.27
    • Fund Size₹ 45.38 Cr
    Fund Return0.85%
    Category Return0.07%
    Tata Banking & PSU Debt Fund Regular Payout of Income Distribution cum Capital Withdrawal
    Moderate Risk
    • NAV₹ 13.18
    • Fund Size₹ 213.01 Cr
    Fund Return0.66%
    Category Return0.41%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoTOP FUNDS FROM THIS AMC

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)
    ITI Conservative Hybrid Fund Direct GrowthITI Conservative Hybrid Fund Direct Growth
    --
    ₹ 11.34
    1.93%
    1.61%
    Moderate Risk
    ₹ 14.80 Cr
    ITI Focused Equity Fund Direct GrowthITI Focused Equity Fund Direct Growth
    --
    ₹ 15.93
    1.36%
    0.70%
    Very High Risk
    ₹ 510.76 Cr
    ITI Pharma and Healthcare Fund Direct GrowthITI Pharma and Healthcare Fund Direct Growth
    --
    ₹ 17.66
    1.32%
    1.52%
    Very High Risk
    ₹ 220.85 Cr
    ITI Value Fund Direct GrowthITI Value Fund Direct Growth
    --
    ₹ 18.29
    1.20%
    0.70%
    Very High Risk
    ₹ 323.27 Cr
    ITI Arbitrage Fund Direct GrowthITI Arbitrage Fund Direct Growth
    --
    ₹ 13.56
    0.67%
    0.52%
    Low Risk
    ₹ 47.66 Cr
    ITI Balanced Advantage Fund Direct GrowthITI Balanced Advantage Fund Direct Growth
    ₹ 16.24
    0.58%
    0.74%
    Very High Risk
    ₹ 395.22 Cr
    ITI Conservative Hybrid Fund Direct Growth
    Moderate Risk--
    • NAV₹ 11.34
    • Fund Size₹ 14.80 Cr
    1 Month Return1.93%
    Category Return1.61%
    ITI Focused Equity Fund Direct Growth
    Very High Risk--
    • NAV₹ 15.93
    • Fund Size₹ 510.76 Cr
    1 Month Return1.36%
    Category Return0.70%
    ITI Pharma and Healthcare Fund Direct Growth
    Very High Risk--
    • NAV₹ 17.66
    • Fund Size₹ 220.85 Cr
    1 Month Return1.32%
    Category Return1.52%
    ITI Value Fund Direct Growth
    Very High Risk--
    • NAV₹ 18.29
    • Fund Size₹ 323.27 Cr
    1 Month Return1.20%
    Category Return0.70%
    ITI Arbitrage Fund Direct Growth
    Low Risk--
    • NAV₹ 13.56
    • Fund Size₹ 47.66 Cr
    1 Month Return0.67%
    Category Return0.52%
    ITI Balanced Advantage Fund Direct Growth
    Very High Risk
    • NAV₹ 16.24
    • Fund Size₹ 395.22 Cr
    1 Month Return0.58%
    Category Return0.74%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoABOUT THE AMC

    company icon
    ITI Asset Management Limited
    ITI Asset Management Limited manages assets worth ₹ 10,241.50 crores. It’s current offering of mutual fund schemes includes 12 equity, 3 debt and 2 hybrid schemes.
    phone icon
    Phone
    022-66214999
    mail icon
    Email
    mfassist@itiorg.com
    aum
    AUM
    ₹ 10,241.50 Cr (
    As on May 31, 2025
    )
    location
    Address
    Naman Midtown “A” Wing, 21st Floor, Senapati Bapat Marg, Elphinstone Road Mumbai,400013

    bt_logoFAQ's

    What is the category of ITI Banking & PSU Debt Fund Regular Payout Inc Dist cum Cap Wdrl ?
    The category of ITI Banking & PSU Debt Fund Regular Payout Inc Dist cum Cap Wdrl is Fixed Income - Banking and PSU
    What is the current NAV of ITI Banking & PSU Debt Fund Regular Payout Inc Dist cum Cap Wdrl ?
    The current NAV of ITI Banking & PSU Debt Fund Regular Payout Inc Dist cum Cap Wdrl as on Jul 10, 2025 is ₹13.09
    How safe is ITI Banking & PSU Debt Fund Regular Payout Inc Dist cum Cap Wdrl ?
    The risk level of ITI Banking & PSU Debt Fund Regular Payout Inc Dist cum Cap Wdrl is Low to Moderate.
    What are short term returns given by ITI Banking & PSU Debt Fund Regular Payout Inc Dist cum Cap Wdrl ?
    The return given by ITI Banking & PSU Debt Fund Regular Payout Inc Dist cum Cap Wdrl in 1 month is 0.36%, 3 months is 1.94%, 6 months is 4.50%, and 1 year is 8.22%
    What are the long term returns given by ITI Banking & PSU Debt Fund Regular Payout Inc Dist cum Cap Wdrl ?
    The return given by ITI Banking & PSU Debt Fund Regular Payout Inc Dist cum Cap Wdrl in 3 years is 7.09% and 5 years is --.
    What is the expense ratio of ITI Banking & PSU Debt Fund Regular Payout Inc Dist cum Cap Wdrl ?
    The expense ratio of ITI Banking & PSU Debt Fund Regular Payout Inc Dist cum Cap Wdrl is 0.70%
    What is the AUM of ITI Banking & PSU Debt Fund Regular Payout Inc Dist cum Cap Wdrl ?
    The assets under Management (AUM) of ITI Banking & PSU Debt Fund Regular Payout Inc Dist cum Cap Wdrl is Rs 35.98 crores.
    What is the minimum investment in ITI Banking & PSU Debt Fund Regular Payout Inc Dist cum Cap Wdrl ?
    The minimum Lumpsum investment in ITI Banking & PSU Debt Fund Regular Payout Inc Dist cum Cap Wdrl is ₹5,000.00 and the minimum SIP investment in ITI Banking & PSU Debt Fund Regular Payout Inc Dist cum Cap Wdrl is ₹1,000.00
    What is the asset allocation of ITI Banking & PSU Debt Fund Regular Payout Inc Dist cum Cap Wdrl?
    ITI Banking & PSU Debt Fund Regular Payout Inc Dist cum Cap Wdrl has an exposure of 73.96% in Debt and 25.79% in Cash & Money Market Securities

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