Kotak Equity Savings Fund Regular Growth

Moderately High risk
Allocation
Equity Savings

NAV as on Jul 25, 2025

Price per unit of the scheme.

₹ 26.0367-0.58%1 Day Change

0.18%

Minimum Investment₹100

Expense Ratio2.02%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.

Scheme Rating

*Morningstar Rating Methodology i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions

FUND PERFORMANCE

As On Jan 01, 2023

Compare fund’s performance against category average across different time periods

No Data Found.

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

FUND COMPARISON

1M 3M 6M 1Y 3Y 5Y

This Fund

Kotak Equity Savings Fund Regular Growth

Allocation: Equity Savings Average NAV

Topper in Allocation: Equity Savings

All Fund

No Data Found.

*For the other fund, rescaled NAVs are used

RETURN CALCULATOR

Check the return on your investment in the fund

Kotak Equity Savings Fund Regular Growth

Investment Type

Monthly Investment

Time Period (yrs)

Annual Return in %

Invested Amount
₹0
Return
₹0

Current Value
₹0

FUND SUMMARY

Benchmark

NIFTY Equity Savings TR INR

Expense Ratio

2.02%

Category Avg Expense Ratio

0.72%

Minimum Investment (Lumpsum/SIP)

₹ 100 /₹ 100

Lock In (Years)

No Lock-in

Fund Size

₹ 8,444.38 Cr(As on Jun, 2025)

Inception Date

Oct 13, 2014

Turnover

496.10 %

Exit Load

For redemption / switch out of upto 8% of the initial investment amount (limit) purchased or switched in within 90 days from the date of allotment Nil. If units redeemed or switched out are in excess of the limit within 90 days from the date of allotment 1%. If units are redeemed or switched out on or after 90 days year from the date of allotment NIL. Any exit load charged (net off Service Tax, if any) shall be credited back to the Scheme. Units issued on reinvestment of IDCW shall not be subject to entry and exit load.

ABOUT THE FUND

Objective: The investment objective of the scheme is to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and enhance returns with a moderate exposure in equity & equity related instruments.There is no assurance or guarantee that the investment objective of the scheme will be achieved.

Kotak Equity Savings Fund Regular Growth is an Allocation - Equity Savings fund. The fund was launched inOct 13, 2014. Its risk level is . The NAV of the fund as onJul 25, 2025 is ₹26.04. Its expense ratio is 2.02 %. The fund has an AUM of ₹8,444.38 Cr.The fund is managed byAbhishek Bisen,Arjun Khanna,Hiten Shah,Devender Singhal.
The minimum initial investment is ₹100 in Lumpsum mode.

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FUND MANAGER

Devender Singhal

Lead Fund Manager.

Apr 1, 2021 - Present

Schemes managed11
Total AUM₹ 34,831.01 Cr
Highest Return In 1 Yr19.03 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

Kotak Nifty 200 Momentum 30 Index Fund Direct Growth

₹ 14.61

-3.48%

Very High Risk

₹483.88Cr

Kotak Multi Asset Allocator Fund of Fund - Dynamic Direct Growth

₹ 251.28

-0.30%

Very High Risk

₹1,859.89Cr

Kotak Debt Hybrid Direct Growth

₹ 67.61

0.36%

0.17%

Moderately High risk

₹3,134.41Cr

Kotak Nifty 200 Momentum 30 Index Fund Direct Growth

Very High Risk--

NAV₹ 14.61
Fund Size₹483.88Cr

Fund Return-3.48%

Category Return--

Kotak Multi Asset Allocator Fund of Fund - Dynamic Direct Growth

Very High Risk--

NAV₹ 251.28
Fund Size₹1,859.89Cr

Fund Return-0.30%

Category Return--

Kotak Debt Hybrid Direct Growth

Moderately High risk

NAV₹ 67.61
Fund Size₹3,134.41Cr

Fund Return0.36%

Category Return0.17%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

Abhishek Bisen

Lead Fund Manager.

Oct 13, 2014 - Present

Schemes managed33
Total AUM₹ 1,25,422.70 Cr
Highest Return In 1 Yr40.71 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

Kotak Nifty SDL Apr 2027 Top 12 Equal Weight Index Fund Direct Growth

₹ 12.43

0.47%

Moderate Risk

₹7,671.25Cr

Kotak All Weather Debt Fund of Funds Direct Growth

₹ 12.44

0.60%

Moderate Risk

₹3,835.26Cr

Kotak Banking & Financial Services Fund Direct Growth

₹ 16.02

-0.47%

-0.23%

Very High Risk

₹1,269.14Cr

Kotak Nifty SDL Apr 2027 Top 12 Equal Weight Index Fund Direct Growth

Moderate Risk--

NAV₹ 12.43
Fund Size₹7,671.25Cr

Fund Return0.47%

Category Return--

Kotak All Weather Debt Fund of Funds Direct Growth

Moderate Risk--

NAV₹ 12.44
Fund Size₹3,835.26Cr

Fund Return0.60%

Category Return--

Kotak Banking & Financial Services Fund Direct Growth

Very High Risk--

NAV₹ 16.02
Fund Size₹1,269.14Cr

Fund Return-0.47%

Category Return-0.23%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

Arjun Khanna

Lead Fund Manager.

Apr 30, 2022 - Present

Schemes managed21
Total AUM₹ 2,42,298.31 Cr
Highest Return In 1 Yr26.23 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

Kotak Small Cap Direct Growth

₹ 310.61

0.35%

0.36%

Very High Risk

₹18,031.02Cr

Kotak Equity Hybrid Direct Growth

₹ 73.34

0.58%

-0.36%

Very High Risk

₹7,808.18Cr

Kotak Banking & Financial Services Fund Direct Growth

₹ 16.02

-0.47%

-0.23%

Very High Risk

₹1,269.14Cr

Kotak Small Cap Direct Growth

Very High Risk

NAV₹ 310.61
Fund Size₹18,031.02Cr

Fund Return0.35%

Category Return0.36%

Kotak Equity Hybrid Direct Growth

Very High Risk

NAV₹ 73.34
Fund Size₹7,808.18Cr

Fund Return0.58%

Category Return-0.36%

Kotak Banking & Financial Services Fund Direct Growth

Very High Risk--

NAV₹ 16.02
Fund Size₹1,269.14Cr

Fund Return-0.47%

Category Return-0.23%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

Hiten Shah

Lead Fund Manager.

Oct 3, 2019 - Present

Schemes managed3
Total AUM₹ 96,045.65 Cr
Highest Return In 1 Yr7.59 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

Kotak Equity Arbitrage Fund Direct Growth

₹ 40.24

0.62%

0.57%

Low Risk

₹69,923.77Cr

Kotak Balanced Advantage Fund Direct Growth

₹ 22.26

-0.36%

-0.10%

Moderately High risk

₹17,677.50Cr

Kotak Equity Savings Fund Direct Growth

₹ 28.60

0.27%

0.18%

Moderately High risk

₹8,444.38Cr

Kotak Equity Arbitrage Fund Direct Growth

Low Risk--

NAV₹ 40.24
Fund Size₹69,923.77Cr

Fund Return0.62%

Category Return0.57%

Kotak Balanced Advantage Fund Direct Growth

Moderately High risk

NAV₹ 22.26
Fund Size₹17,677.50Cr

Fund Return-0.36%

Category Return-0.10%

Kotak Equity Savings Fund Direct Growth

Moderately High risk

NAV₹ 28.60
Fund Size₹8,444.38Cr

Fund Return0.27%

Category Return0.18%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

DETAILED PORTFOLIO

As on Jun, 2025

EQUITY (36.44%)

DEBT (13.56%)

CASH (49.15%)

Allocation by Market Cap

Large Cap(25.93%)

Mid Cap(8.19%)

Small Cap(5.97%)

Other Cap(0.85%)

Industry Holdings

Telecom Services18.14%
Banks Regional13.19%
Auto Manufacturers8.69%
Credit Services7.08%
Oil Gas Refining Marketing5.27%
Internet Retail5.11%

Stock Holdings

Bharti Airtel Ltd5.93%
Indus Towers Ltd Ordinary Shares5.62%
Bharti Airtel Ltd-JUL20254.06%
Indus Towers Ltd.-JUL20253.51%
State Bank of India2.81%
Reliance Industries Ltd2.77%

PERFORMANCE MEASURES

Fund evaluation across critical parameters for better decision making. Study period is 3 years.

Consistency
i
It represents the consistency of a fund in beating its benchmark.
----
Downside Risk
i
Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
----
Risk Adjusted Return
i
Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
----
Volatility
i
Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
----
Upside Capture Ratio
i
Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
----
Downside Capture Ratio
i
Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.
----

HISTORICAL RISK MEASURES

Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.

Alpha: Excess return of the fund over benchmark
i
Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
--
This Fund
VS
--
Category Avg
R-Squared: How well the fund tracks benchmark
i
R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
--
This Fund
VS
--
Category Avg

Beta: Risk of the fund in relation to benchmark
i
Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
--
This Fund
VS
--
Category Avg
Sharpe Ratio: Risk adjusted return of the fund
i
Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
1.09
This Fund
VS
0.96
Category Avg

Sortino Ratio: Return per unit of bad risk
i
A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
1.70
This Fund
VS
1.68
Category Avg
Standard Devation: Volatility of the fund
i
Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
5.05
This Fund
VS
4.65
Category Avg

Benchmark used in calculation : S&P BSE 500 India TR INR

PEER ANALYSIS

card
table

Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

TOP FUNDS FROM THIS AMC

card
table

Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

ABOUT THE AMC

Kotak Mahindra Asset Management Co Ltd

Kotak Mahindra Asset Management Co Ltd manages assets worth ₹ 5,52,093.72 crores. It’s current offering of mutual fund schemes includes 47 equity, 55 debt and 7 hybrid schemes.

Phone

+91 22 61152100

fundaccops@kotakmutual.com

AUM

₹ 5,52,093.72 Cr (

As on Jun 30, 2025

)

Address

2nd Floor, 12-BKC, Plot No C-12 Mumbai,400 051

FAQ's

What is the category of Kotak Equity Savings Fund Regular Growth ?

The category of Kotak Equity Savings Fund Regular Growth is Allocation - Equity Savings

What is the current NAV of Kotak Equity Savings Fund Regular Growth ?

The current NAV of Kotak Equity Savings Fund Regular Growth as on Jul 25, 2025 is ₹26.04

How safe is Kotak Equity Savings Fund Regular Growth ?

The risk level of Kotak Equity Savings Fund Regular Growth is Moderately High.

What are short term returns given by Kotak Equity Savings Fund Regular Growth ?

The return given by Kotak Equity Savings Fund Regular Growth in 1 month is 0.18%, 3 months is 2.81%, 6 months is 4.53%, and 1 year is 4.60%

What are the long term returns given by Kotak Equity Savings Fund Regular Growth ?

The return given by Kotak Equity Savings Fund Regular Growth in 3 years is 11.85% and 5 years is 11.49%.

What is the expense ratio of Kotak Equity Savings Fund Regular Growth ?

The expense ratio of Kotak Equity Savings Fund Regular Growth is 2.02%

What is the AUM of Kotak Equity Savings Fund Regular Growth ?

The assets under Management (AUM) of Kotak Equity Savings Fund Regular Growth is Rs 8,444.38 crores.

What is the minimum investment in Kotak Equity Savings Fund Regular Growth ?

The minimum Lumpsum investment in Kotak Equity Savings Fund Regular Growth is ₹100.00 and the minimum SIP investment in Kotak Equity Savings Fund Regular Growth is ₹100.00

What is the asset allocation of Kotak Equity Savings Fund Regular Growth?

Kotak Equity Savings Fund Regular Growth has an exposure of 36.44% in Equity, 13.56% in Debt and 49.15% in Cash & Money Market Securities