Kotak Liquid Fund Growth Direct

Moderate Risk
Money Market
Liquid

NAV as on Jul 6, 2025

Price per unit of the scheme.

₹ 5,334.27700.02%1 Day Change

0.49%

Minimum Investment₹100

Expense Ratio0.20%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.

*Morningstar Rating Methodology i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions

FUND PERFORMANCE

As On Jan 01, 2023

Compare fund’s performance against category average across different time periods

No Data Found.

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

FUND COMPARISON

1M 3M 6M 1Y 3Y 5Y

This Fund

Kotak Liquid Fund Growth Direct

Money Market: Liquid Average NAV

Topper in Money Market: Liquid

All Fund

No Data Found.

*For the other fund, rescaled NAVs are used

RETURN CALCULATOR

Check the return on your investment in the fund

Kotak Liquid Fund Growth Direct

Investment Type

Monthly Investment

Time Period (yrs)

Annual Return in %

Invested Amount
₹0
Return
₹0

Current Value
₹0

FUND SUMMARY

Benchmark

Nifty Liquid TR INR

Expense Ratio

0.20%

Category Avg Expense Ratio

0.18%

Minimum Investment (Lumpsum/SIP)

₹ 100 /₹

Lock In (Years)

No Lock-in

Fund Size

₹ 40,480.29 Cr(As on May, 2025)

Inception Date

Jan 01, 2013

Turnover

- %

Exit Load

For Exits within 1 day from date of allotment of units: 0.0070%; Exits within 2 days from date of allotment of units: 0.0065%; Exits within 3 days from date of allotment of units: 0.0060%; Exits within 4 days from date of allotment of units: 0.0055%; Exits within 5 days from date of allotment of units: 0.0050%; Exits within 6 days from date of allotment of units: 0.0045%; Exits beyond 7 days from date of allotment of units: NIL.

ABOUT THE FUND

Objective: The investment objective of the Scheme is to provide reasonable returns and high level of liquidity by investing in debt instruments such as bonds, debentures and Government Securities; and money market instruments such as treasury bills, commercial paper, certificate of deposit, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets. The Scheme may invest in call money/term money market in terms of RBI guidelines in this respect. Subject to the maximum amount permitted from time to time, the Scheme may invest in offshore securities in the manner allowed by SEBI/RBI, provided such investments are in conformity with the investment objective of the Scheme and the prevailing guidelines and Regulations. To reduce the risk of the portfolio, the Scheme may also use various derivative and hedging products from time to time, in the manner permitted by SEBI.

Kotak Liquid Fund Growth Direct is an Money Market - Liquid fund. The fund was launched inJan 01, 2013. Its risk level is . The NAV of the fund as onJul 06, 2025 is ₹5,334.28. Its expense ratio is 0.20 %. The fund has an AUM of ₹40,480.29 Cr.The fund is managed byDeepak Agrawal,Palha Khanna,Sunil Pandey.
The minimum initial investment is ₹100 in Lumpsum mode.

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FUND MANAGER

Deepak Agrawal

Lead Fund Manager.

Jul 11, 2007 - Present

Fund Manager Rank22Out of 40
i
Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
Schemes managed12
Total AUM₹ 1,55,937.80 Cr
Highest Return In 1 Yr10.80 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

Kotak Banking and PSU Debt Direct Growth

₹ 68.56

0.18%

0.12%

Moderate Risk

₹6,212.89Cr

Kotak Dynamic Bond Direct Growth

₹ 40.98

-0.61%

-0.72%

Moderate Risk

₹2,882.64Cr

Kotak Bond Short Term Plan Direct Growth

₹ 57.73

0.33%

0.34%

Low to Moderate Risk

₹17,540.57Cr

Kotak Banking and PSU Debt Direct Growth

Moderate Risk

NAV₹ 68.56
Fund Size₹6,212.89Cr

Fund Return0.18%

Category Return0.12%

Kotak Dynamic Bond Direct Growth

Moderate Risk

NAV₹ 40.98
Fund Size₹2,882.64Cr

Fund Return-0.61%

Category Return-0.72%

Kotak Bond Short Term Plan Direct Growth

Low to Moderate Risk

NAV₹ 57.73
Fund Size₹17,540.57Cr

Fund Return0.33%

Category Return0.34%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

Palha Khanna

Lead Fund Manager.

Jul 3, 2023 - Present

Schemes managed16
Total AUM₹ 1,68,934.24 Cr
Highest Return In 1 Yr10.80 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

Kotak Banking and PSU Debt Direct Growth

₹ 68.56

0.18%

0.12%

Moderate Risk

₹6,212.89Cr

Kotak Dynamic Bond Direct Growth

₹ 40.98

-0.61%

-0.72%

Moderate Risk

₹2,882.64Cr

Kotak Bond Short Term Plan Direct Growth

₹ 57.73

0.33%

0.34%

Low to Moderate Risk

₹17,540.57Cr

Kotak Banking and PSU Debt Direct Growth

Moderate Risk

NAV₹ 68.56
Fund Size₹6,212.89Cr

Fund Return0.18%

Category Return0.12%

Kotak Dynamic Bond Direct Growth

Moderate Risk

NAV₹ 40.98
Fund Size₹2,882.64Cr

Fund Return-0.61%

Category Return-0.72%

Kotak Bond Short Term Plan Direct Growth

Low to Moderate Risk

NAV₹ 57.73
Fund Size₹17,540.57Cr

Fund Return0.33%

Category Return0.34%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

Sunil Pandey

Lead Fund Manager.

Jun 1, 2025 - Present

Schemes managed2
Total AUM₹ 46,740.82 Cr
Highest Return In 1 Yr7.26 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

Kotak Overnight Direct Growth

₹ 1,382.64

0.43%

Low Risk

₹6,260.53Cr

Kotak Liquid Fund Growth Direct

₹ 5,334.28

0.49%

0.47%

Moderate Risk

₹40,480.29Cr

Kotak Overnight Direct Growth

Low Risk--

NAV₹ 1,382.64
Fund Size₹6,260.53Cr

Fund Return0.43%

Category Return--

Kotak Liquid Fund Growth Direct

Moderate Risk--

NAV₹ 5,334.28
Fund Size₹40,480.29Cr

Fund Return0.49%

Category Return0.47%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

DETAILED PORTFOLIO

As on Jun, 2025

EQUITY (-%)

DEBT (-%)

CASH (99.79%)

Allocation by Market Cap

Other Cap(0.21%)

Industry Holdings

No Data For Allocation

Stock Holdings

No Data For Allocation

PERFORMANCE MEASURES

Fund evaluation across critical parameters for better decision making. Study period is 3 years.

Consistency
i
It represents the consistency of a fund in beating its benchmark.
Downside Risk
i
Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
----
Risk Adjusted Return
i
Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
Volatility
i
Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
Upside Capture Ratio
i
Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
Downside Capture Ratio
i
Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.
----

HISTORICAL RISK MEASURES

Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.

Alpha: Excess return of the fund over benchmark
i
Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
-0.13
This Fund
VS
-0.35
Category Avg
R-Squared: How well the fund tracks benchmark
i
R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
74.95
This Fund
VS
38.90
Category Avg

Beta: Risk of the fund in relation to benchmark
i
Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
1.58
This Fund
VS
1.32
Category Avg
Sharpe Ratio: Risk adjusted return of the fund
i
Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
2.06
This Fund
VS
-1.21
Category Avg

Sortino Ratio: Return per unit of bad risk
i
A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
6.08
This Fund
VS
5.04
Category Avg
Standard Devation: Volatility of the fund
i
Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
0.22
This Fund
VS
0.42
Category Avg

Benchmark used in calculation : S&P BSE 500 India TR INR

PEER ANALYSIS

card
table

Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

TOP FUNDS FROM THIS AMC

card
table

Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

ABOUT THE AMC

Kotak Mahindra Asset Management Co Ltd

Kotak Mahindra Asset Management Co Ltd manages assets worth ₹ 5,38,849.96 crores. It’s current offering of mutual fund schemes includes 46 equity, 55 debt and 7 hybrid schemes.