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nippon india retirement fund - wealth creation scheme - regular growth
Nippon India Retirement Fund - Wealth Creation Scheme - Regular Growth

Nippon India Retirement Fund - Wealth Creation Scheme - Regular Growth

  • Very High Risk
  • Allocation
  • Retirement
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NAV as on Jul 4, 2025
i
Price per unit of the scheme.
29.04380.52%1 Day Change
3.12%
Minimum Investment₹500
Expense Ratio1.99%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.
2
Scheme Rating

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions
 

bt_logoFUND PERFORMANCE

As On Jul 04, 2025
Compare fund’s performance against category average across different time periods
4Out of 25 funds in the category
Category Avg Return
2.79%
Fund Return 3.12%
Low0.17%High
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

bt_logoFUND COMPARISON

This Fund
Nippon India Retirement Fund - Wealth Creation Scheme - Regular Growth
VS
Allocation: Retirement Average NAV
    Topper in Allocation: Retirement
    All Fund


    No Data Found.
    *For the other fund, rescaled NAVs are used
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    bt_logoRETURN CALCULATOR

    Check the return on your investment in the fund
    Nippon India Retirement Fund - Wealth Creation Scheme - Regular Growth
    Investment Type
    Monthly Investment
    Time Period (yrs)
    Annual Return in %
    • Invested Amount
      0
    • Return
      0
    • Current Value
      0

    bt_logoFUND MANAGER

    Sanjay Doshi
    Sanjay Doshi
    i
    Lead Fund Manager.
    Jul 1, 2020 - Present
    • Fund Manager Rank--Out of 0
      i
      Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
    • Schemes managed4
    • Total AUM47,599.30 Cr
    • Highest Return In 1 Yr7.31 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    --
    ₹ 382.53
    2.94%
    -%
    Very High Risk
    7,416.88Cr
    ₹ 23.09
    -0.68%
    -%
    Moderately High risk
    156.73Cr
    ₹ 4,594.83
    3.03%
    3.42%
    Very High Risk
    36,836.07Cr
    Nippon India Power & Infra Fund - Direct Plan - Growth
    Very High Risk--
    • NAV₹ 382.53
    • Fund Size7,416.88Cr
    Fund Return2.94%
    Category Return--
    Nippon India Retirement Fund - Income Generation Scheme - Direct Growth
    Moderately High risk
    • NAV₹ 23.09
    • Fund Size156.73Cr
    Fund Return-0.68%
    Category Return--
    Nippon India Growth Fund - Direct Plan - Growth
    Very High Risk
    • NAV₹ 4,594.83
    • Fund Size36,836.07Cr
    Fund Return3.03%
    Category Return3.42%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Kinjal Desai
    Kinjal Desai
    i
    Lead Fund Manager.
    May 25, 2018 - Present
    • Fund Manager Rank--Out of 0
      i
      Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
    • Schemes managed52
    • Total AUM4,18,449.98 Cr
    • Highest Return In 1 Yr340.03 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    ₹ 194.35
    3.97%
    3.87%
    Very High Risk
    63,006.73Cr
    ₹ 38.65
    0.76%
    0.40%
    High Risk
    1,017.30Cr
    --
    ₹ 582.05
    3.72%
    4.84%
    Very High Risk
    8,352.16Cr
    Nippon India Small Cap Fund - Direct Plan - Growth Plan
    Very High Risk
    • NAV₹ 194.35
    • Fund Size63,006.73Cr
    Fund Return3.97%
    Category Return3.87%
    Nippon India Credit Risk Fund Direct Plan Growth Option
    High Risk
    • NAV₹ 38.65
    • Fund Size1,017.30Cr
    Fund Return0.76%
    Category Return0.40%
    Nippon India Pharma Fund - Direct Plan - Growth Plan
    Very High Risk--
    • NAV₹ 582.05
    • Fund Size8,352.16Cr
    Fund Return3.72%
    Category Return4.84%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Pranay Sinha
    Pranay Sinha
    i
    Lead Fund Manager.
    Mar 31, 2021 - Present
    • Schemes managed7
    • Total AUM28,310.54 Cr
    • Highest Return In 1 Yr10.61 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    --
    ₹ 18.29
    -1.71%
    -1.68%
    Moderate Risk
    10,268.54Cr
    ₹ 42.96
    -1.27%
    -0.87%
    Moderate Risk
    2,068.13Cr
    ₹ 23.09
    -0.68%
    -%
    Moderately High risk
    156.73Cr
    Nippon India Nivesh Lakshya Fund - Direct Plan - Growth
    Moderate Risk--
    • NAV₹ 18.29
    • Fund Size10,268.54Cr
    Fund Return-1.71%
    Category Return-1.68%
    Nippon India Gilt Securities Fund - Direct Plan Growth Plan - Growth
    Moderate Risk
    • NAV₹ 42.96
    • Fund Size2,068.13Cr
    Fund Return-1.27%
    Category Return-0.87%
    Nippon India Retirement Fund - Income Generation Scheme - Direct Growth
    Moderately High risk
    • NAV₹ 23.09
    • Fund Size156.73Cr
    Fund Return-0.68%
    Category Return--
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Akshay Sharma
    Akshay Sharma
    i
    Lead Fund Manager.
    Dec 1, 2022 - Present
    • Schemes managed51
    • Total AUM4,18,443.82 Cr
    • Highest Return In 1 Yr340.03 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    --
    ₹ 582.05
    3.72%
    4.84%
    Very High Risk
    8,352.16Cr
    ₹ 194.35
    3.97%
    3.87%
    Very High Risk
    63,006.73Cr
    ₹ 200.65
    1.82%
    2.04%
    High Risk
    9,190.17Cr
    Nippon India Pharma Fund - Direct Plan - Growth Plan
    Very High Risk--
    • NAV₹ 582.05
    • Fund Size8,352.16Cr
    Fund Return3.72%
    Category Return4.84%
    Nippon India Small Cap Fund - Direct Plan - Growth Plan
    Very High Risk
    • NAV₹ 194.35
    • Fund Size63,006.73Cr
    Fund Return3.97%
    Category Return3.87%
    Nippon India Balanced Advantage Fund Direct Growth Plan
    High Risk
    • NAV₹ 200.65
    • Fund Size9,190.17Cr
    Fund Return1.82%
    Category Return2.04%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Ashutosh Bhargava
    Ashutosh Bhargava
    i
    Lead Fund Manager.
    Apr 8, 2024 - Present
    • Schemes managed15
    • Total AUM1,20,740.94 Cr
    • Highest Return In 1 Yr126.02 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    ₹ 78.23
    4.00%
    -%
    Very High Risk
    97.14Cr
    ₹ 200.65
    1.82%
    2.04%
    High Risk
    9,190.17Cr
    --
    ₹ 22.61
    1.67%
    -%
    Very High Risk
    597.94Cr
    Nippon India Quant Fund - Direct Plan - Growth Plan
    Very High Risk
    • NAV₹ 78.23
    • Fund Size97.14Cr
    Fund Return4.00%
    Category Return--
    Nippon India Balanced Advantage Fund Direct Growth Plan
    High Risk
    • NAV₹ 200.65
    • Fund Size9,190.17Cr
    Fund Return1.82%
    Category Return2.04%
    Nippon India Asset Allocator FoF Direct Growth
    Very High Risk--
    • NAV₹ 22.61
    • Fund Size597.94Cr
    Fund Return1.67%
    Category Return--
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoDETAILED PORTFOLIO

    As on May, 2025
    EQUITY (99.23%)
    DEBT (-%)
    CASH (0.77%)
    Allocation by Market Cap
    Large Cap(73.63%)
    Mid Cap(12.89%)
    Small Cap(12.71%)
    Industry Holdings
    • Banks Regional23.45%
    • Information Technology Services6.51%
    • Oil Gas Refining Marketing6.35%
    • Credit Services5.08%
    • Engineering Construction4.35%
    • Drug Manufacturers Specialty Generic4.30%
    Stock Holdings
    • ICICI Bank Ltd8.45%
    • HDFC Bank Ltd7.32%
    • Reliance Industries Ltd4.90%
    • Infosys Ltd3.67%
    • Larsen & Toubro Ltd3.46%
    • State Bank of India3.44%

    bt_logoPERFORMANCE MEASURES

    Fund evaluation across critical parameters for better decision making. Study period is 3 years.
    • Consistency
      i
      It represents the consistency of a fund in beating its benchmark.
      ----
    • Downside Risk
      i
      Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
      ----
    • Risk Adjusted Return
      i
      Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
      ----
    • Volatility
      i
      Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
      ----
    • Upside Capture Ratio
      i
      Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
      ----
    • Downside Capture Ratio
      i
      Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.
      ----

    bt_logoHISTORICAL RISK MEASURES

    Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.
    • Alpha: Excess return of the fund over benchmark
      i
      Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
      --
      This Fund
      VS
      --
      Category Avg
    • R-Squared: How well the fund tracks benchmark
      i
      R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
      --
      This Fund
      VS
      --
      Category Avg
    • Beta: Risk of the fund in relation to benchmark
      i
      Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
      --
      This Fund
      VS
      --
      Category Avg
    • Sharpe Ratio: Risk adjusted return of the fund
      i
      Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
      1.09
      This Fund
      VS
      --
      Category Avg
    • Sortino Ratio: Return per unit of bad risk
      i
      A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
      1.85
      This Fund
      VS
      --
      Category Avg
    • Standard Devation: Volatility of the fund
      i
      Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
      13.92
      This Fund
      VS
      --
      Category Avg
    Benchmark used in calculation : S&P BSE 500 India TR INR

    bt_logoPEER ANALYSIS

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size
    --
    ₹ 33.26
    6.09%
    --
    Very High Risk
    ₹ 1,214.21 Cr
    --
    ₹ 15.83
    4.01%
    --
    Very High Risk
    ₹ 160.70 Cr
    --
    ₹ 20.10
    3.03%
    --
    Very High Risk
    ₹ 403.73 Cr
    --
    ₹ 20.35
    2.95%
    --
    Very High Risk
    ₹ 2,893.95 Cr
    ICICI Prudential Retirement Fund Pure Equity Plan Regular Growth
    Very High Risk--
    • NAV₹ 33.26
    • Fund Size₹ 1,214.21 Cr
    Fund Return6.09%
    Category Return--
    ICICI Prudential Retirement Fund Hybrid Aggressive Plan Regular Growth
    Very High Risk--
    • NAV₹ 26.37
    • Fund Size₹ 831.23 Cr
    Fund Return5.48%
    Category Return--
    Union Retirement Fund Regular Growth
    Very High Risk--
    • NAV₹ 15.83
    • Fund Size₹ 160.70 Cr
    Fund Return4.01%
    Category Return--
    Nippon India Retirement Fund - Wealth Creation Scheme - Regular Growth
    Very High Risk
    • NAV₹ 29.04
    • Fund Size₹ 3,189.62 Cr
    Fund Return3.12%
    Category Return--
    Aditya Birla Sun Life Retirement Fund - The 30s Pln Regular Growth
    Very High Risk--
    • NAV₹ 20.10
    • Fund Size₹ 403.73 Cr
    Fund Return3.03%
    Category Return--
    SBI Retirement Benefit Fund - Aggressive Plan Regular Growth
    Very High Risk--
    • NAV₹ 20.35
    • Fund Size₹ 2,893.95 Cr
    Fund Return2.95%
    Category Return--
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoTOP FUNDS FROM THIS AMC

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)
    Nippon India Credit Risk Fund Segregated Portfolio 1 Direct Growth
    High Risk--
    • NAV₹ 0.53
    • Fund Size₹ 23.68 Cr
    1 Month Return298.36%
    Category Return--
    Nippon India Strategic Debt Fund Segregated Portfolio 1 Direct Growth
    Very High Risk--
    • NAV₹ 0.19
    • Fund Size₹ 6.16 Cr
    1 Month Return297.89%
    Category Return--
    Nippon India Equity Savings Segregated Portfolio 1 Direct Plan Growth Plan Growth Option
    Moderate Risk--
    • NAV₹ 0.68
    • Fund Size₹ 25.81 Cr
    1 Month Return126.02%
    Category Return--
    Nippon India Equity Savings Segregated Portfolio 1 Direct Plan Growth Plan Bonus Option
    Moderate Risk--
    • NAV₹ 0.68
    • Fund Size₹ 25.81 Cr
    1 Month Return126.02%
    Category Return--
    Nippon India Equity Hybrid Fund Segregated Portfolio 1 Direct Plan Growth Plan
    Very High Risk--
    • NAV₹ 0.13
    • Fund Size₹ 9.33 Cr
    1 Month Return125.99%
    Category Return--
    Nippon India Taiwan Equity Fund Direct Growth
    Very High Risk--
    • NAV₹ 14.04
    • Fund Size₹ 326.67 Cr
    1 Month Return13.37%
    Category Return--
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoABOUT THE AMC

    company icon
    Nippon Life India Asset Management Ltd
    Nippon Life India Asset Management Ltd manages assets worth ₹ 6,26,475.15 crores. It’s current offering of mutual fund schemes includes 33 equity, 78 debt and 13 hybrid schemes.
    phone icon
    Phone
    022-6808 7000/18602660111
    mail icon
    Email
    customercare@nipponindiaim.in
    aum
    AUM
    6,26,475.15 Cr (
    As on May 31, 2025
    )
    location
    Address
    4th Floor, Tower A, Peninsula Business Park, Mumbai,400 013

    bt_logoFAQ's

    What is the category of Nippon India Retirement Fund - Wealth Creation Scheme - Regular Growth ?
    The category of Nippon India Retirement Fund - Wealth Creation Scheme - Regular Growth is Allocation - Retirement
    What is the current NAV of Nippon India Retirement Fund - Wealth Creation Scheme - Regular Growth ?
    The current NAV of Nippon India Retirement Fund - Wealth Creation Scheme - Regular Growth as on Jul 04, 2025 is ₹29.04
    How safe is Nippon India Retirement Fund - Wealth Creation Scheme - Regular Growth ?
    The risk level of Nippon India Retirement Fund - Wealth Creation Scheme - Regular Growth is Very High.
    What are short term returns given by Nippon India Retirement Fund - Wealth Creation Scheme - Regular Growth ?
    The return given by Nippon India Retirement Fund - Wealth Creation Scheme - Regular Growth in 1 month is 3.12%, 3 months is 11.87%, 6 months is 0.17%, and 1 year is 0.85%
    What are the long term returns given by Nippon India Retirement Fund - Wealth Creation Scheme - Regular Growth ?
    The return given by Nippon India Retirement Fund - Wealth Creation Scheme - Regular Growth in 3 years is 22.69% and 5 years is 22.37%.
    What is the expense ratio of Nippon India Retirement Fund - Wealth Creation Scheme - Regular Growth ?
    The expense ratio of Nippon India Retirement Fund - Wealth Creation Scheme - Regular Growth is 1.99%
    What is the AUM of Nippon India Retirement Fund - Wealth Creation Scheme - Regular Growth ?
    The assets under Management (AUM) of Nippon India Retirement Fund - Wealth Creation Scheme - Regular Growth is Rs 3,189.62 crores.
    What is the minimum investment in Nippon India Retirement Fund - Wealth Creation Scheme - Regular Growth ?
    The minimum Lumpsum investment in Nippon India Retirement Fund - Wealth Creation Scheme - Regular Growth is ₹500.00 and the minimum SIP investment in Nippon India Retirement Fund - Wealth Creation Scheme - Regular Growth is ₹1,500.00
    What is the asset allocation of Nippon India Retirement Fund - Wealth Creation Scheme - Regular Growth?
    Nippon India Retirement Fund - Wealth Creation Scheme - Regular Growth has an exposure of 99.23% in Equity and 0.77% in Cash & Money Market Securities