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nj balanced advantage fund regular growth
NJ Balanced Advantage Fund Regular Growth

NJ Balanced Advantage Fund Regular Growth

  • Low Risk
  • Allocation
  • Dynamic Asset Allocation
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NAV as on Jul 10, 2025
i
Price per unit of the scheme.
₹ 13.7200-0.15%1 Day Change
1.03%
Minimum Investment₹500
Expense Ratio1.87%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.
*Morningstar Rating Methodologyi
i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions
 

bt_logoFUND PERFORMANCE

As On Jan 01, 2023
Compare fund’s performance against category average across different time periods


No Data Found.
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

bt_logoFUND COMPARISON

1M3M6M1Y3Y5Y
This Fund
NJ Balanced Advantage Fund Regular Growth
VS
Allocation: Dynamic Asset Allocation Average NAV
    Topper in Allocation: Dynamic Asset Allocation
    WhiteOak Capital Balanced Advantage Fund Direct Growth
    All Fund


    No Data Found.
    *For the other fund, rescaled NAVs are used
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    bt_logoRETURN CALCULATOR

    Check the return on your investment in the fund
    NJ Balanced Advantage Fund Regular Growth
    Investment Type
    Monthly Investment
    Time Period (yrs)
    Annual Return in %
    • Invested Amount
      ₹0
    • Return
      ₹0
    • Current Value
      ₹0

    bt_logoFUND SUMMARY

    Benchmark
    Nifty 50 Hybrid Composite Debt 50:50
    Expense Ratio
    1.87%
    Category Avg Expense Ratio
    0.76%
    Minimum Investment (Lumpsum/SIP)
    ₹ 500 /₹ 500
    Lock In (Years)
    No Lock-in
    Fund Size
    ₹ 3,789.16 Cr(As on May, 2025)
    Inception Date
    Oct 29, 2021
    Turnover
    27.00 %
    Exit Load
    NIL Exit load – for 5% of the units upto completion of 30 days The “First In First Out (FIFO)” logic will be applied while selecting the units for redemption. All units redeemed /switched-out in excess of the 5% load free units will be subject to the below mentioned exit load. 1.00% - if Units are redeemed/switched-out on or before 30 days from the date of allotment , Nil - if redeemed after 30 days from the date of allotment.

    bt_logoABOUT THE FUND

    Objective: The investment objective of the Scheme is to generate capital appreciation by dynamically allocating its assets between equity and specified debt securities. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.

    NJ Balanced Advantage Fund Regular Growth is an Allocation - Dynamic Asset Allocation fund. The fund was launched inOct 29, 2021. Its risk level is . The NAV of the fund as onJul 10, 2025 is ₹13.72. Its expense ratio is 1.87 %. The fund has an AUM of ₹3,789.16 Cr.The fund is managed byViral Shah,Vishal Ashar,Dhaval Patel.
    The minimum initial investment is  ₹500 in Lumpsum mode.

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    bt_logoFUND MANAGER

    Viral Shah
    Viral Shah
    i
    Lead Fund Manager.
    Oct 20, 2022 - Present
    • Schemes managed4
    • Total AUM₹ 4,543.00 Cr
    • Highest Return In 1 Yr6.74 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    NJ ELSS Tax Saver Scheme Direct Growth
    --
    ₹ 15.55
    3.39%
    0.80%
    Very High Risk
    ₹270.86Cr
    NJ Overnight Fund Direct Growth
    --
    ₹ 1,200.86
    0.43%
    -%
    Low Risk
    ₹222.74Cr
    NJ Balanced Advantage Fund Direct Growth
    --
    ₹ 14.39
    1.12%
    0.74%
    Low Risk
    ₹3,789.16Cr
    NJ ELSS Tax Saver Scheme Direct Growth
    Very High Risk--
    • NAV₹ 15.55
    • Fund Size₹270.86Cr
    Fund Return3.39%
    Category Return0.80%
    NJ Overnight Fund Direct Growth
    Low Risk--
    • NAV₹ 1,200.86
    • Fund Size₹222.74Cr
    Fund Return0.43%
    Category Return--
    NJ Balanced Advantage Fund Direct Growth
    Low Risk--
    • NAV₹ 14.39
    • Fund Size₹3,789.16Cr
    Fund Return1.12%
    Category Return0.74%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Vishal Ashar
    Vishal Ashar
    i
    Lead Fund Manager.
    Mar 8, 2023 - Present
    • Schemes managed2
    • Total AUM₹ 4,049.39 Cr
    • Highest Return In 1 Yr6.74 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    NJ Arbitrage Fund Direct Growth
    --
    ₹ 12.25
    0.49%
    0.52%
    Low Risk
    ₹260.24Cr
    NJ Balanced Advantage Fund Direct Growth
    --
    ₹ 14.39
    1.12%
    0.74%
    Low Risk
    ₹3,789.16Cr
    NJ Arbitrage Fund Direct Growth
    Low Risk--
    • NAV₹ 12.25
    • Fund Size₹260.24Cr
    Fund Return0.49%
    Category Return0.52%
    NJ Balanced Advantage Fund Direct Growth
    Low Risk--
    • NAV₹ 14.39
    • Fund Size₹3,789.16Cr
    Fund Return1.12%
    Category Return0.74%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Dhaval Patel
    Dhaval Patel
    i
    Lead Fund Manager.
    Mar 8, 2023 - Present
    • Schemes managed4
    • Total AUM₹ 4,543.00 Cr
    • Highest Return In 1 Yr6.74 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    NJ ELSS Tax Saver Scheme Direct Growth
    --
    ₹ 15.55
    3.39%
    0.80%
    Very High Risk
    ₹270.86Cr
    NJ Overnight Fund Direct Growth
    --
    ₹ 1,200.86
    0.43%
    -%
    Low Risk
    ₹222.74Cr
    NJ Arbitrage Fund Direct Growth
    --
    ₹ 12.25
    0.49%
    0.52%
    Low Risk
    ₹260.24Cr
    NJ ELSS Tax Saver Scheme Direct Growth
    Very High Risk--
    • NAV₹ 15.55
    • Fund Size₹270.86Cr
    Fund Return3.39%
    Category Return0.80%
    NJ Overnight Fund Direct Growth
    Low Risk--
    • NAV₹ 1,200.86
    • Fund Size₹222.74Cr
    Fund Return0.43%
    Category Return--
    NJ Arbitrage Fund Direct Growth
    Low Risk--
    • NAV₹ 12.25
    • Fund Size₹260.24Cr
    Fund Return0.49%
    Category Return0.52%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoDETAILED PORTFOLIO

    As on May, 2025
    EQUITY (66.62%)
    DEBT (6.64%)
    CASH (26.74%)
    Allocation by Market Cap
    Large Cap(42.25%)
    Mid Cap(16.77%)
    Small Cap(9.75%)
    Industry Holdings
    • Oil Gas Refining Marketing12.90%
    • Drug Manufacturers Specialty Generic12.67%
    • Information Technology Services12.65%
    • Auto Manufacturers9.66%
    • Household Personal Products7.43%
    • Asset Management7.13%
    Stock Holdings
    • Future on Reliance Industries Ltd9.26%
    • Reliance Industries Ltd9.21%
    • HDFC Asset Management Co Ltd4.24%
    • HCL Technologies Ltd4.18%
    • Coal India Ltd3.64%
    • Bajaj Auto Ltd3.29%

    bt_logoPERFORMANCE MEASURES

    Fund evaluation across critical parameters for better decision making. Study period is 3 years.
    • Consistency
      i
      It represents the consistency of a fund in beating its benchmark.
      ----
    • Downside Risk
      i
      Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
      ----
    • Risk Adjusted Return
      i
      Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
      ----
    • Volatility
      i
      Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
      ----
    • Upside Capture Ratio
      i
      Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
      ----
    • Downside Capture Ratio
      i
      Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.
      ----

    bt_logoHISTORICAL RISK MEASURES

    Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.
    • Alpha: Excess return of the fund over benchmark
      i
      Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
      --
      This Fund
      VS
      --
      Category Avg
    • R-Squared: How well the fund tracks benchmark
      i
      R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
      --
      This Fund
      VS
      --
      Category Avg
    • Beta: Risk of the fund in relation to benchmark
      i
      Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
      --
      This Fund
      VS
      --
      Category Avg
    • Sharpe Ratio: Risk adjusted return of the fund
      i
      Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
      0.84
      This Fund
      VS
      1.02
      Category Avg
    • Sortino Ratio: Return per unit of bad risk
      i
      A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
      1.34
      This Fund
      VS
      1.81
      Category Avg
    • Standard Devation: Volatility of the fund
      i
      Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
      8.79
      This Fund
      VS
      8.12
      Category Avg
    Benchmark used in calculation : S&P BSE 500 India TR INR

    bt_logoPEER ANALYSIS

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size
    Motilal Oswal Balance Advantage Fund Regular Plan Growth OptionMotilal Oswal Balance Advantage Fund Regular Plan Growth Option
    ₹ 19.73
    3.45%
    0.74%
    Very High Risk
    ₹ 923.18 Cr
    Union Balanced Advantage Fund Regular GrowthUnion Balanced Advantage Fund Regular Growth
    ₹ 20.35
    1.24%
    0.74%
    Moderately High risk
    ₹ 1,383.05 Cr
    WhiteOak Capital Balanced Advantage Fund Regular GrowthWhiteOak Capital Balanced Advantage Fund Regular Growth
    --
    ₹ 14.39
    1.10%
    0.74%
    Very High Risk
    ₹ 1,566.31 Cr
    NJ Balanced Advantage Fund Regular GrowthNJ Balanced Advantage Fund Regular Growth
    --
    ₹ 13.72
    1.03%
    0.74%
    Low Risk
    ₹ 3,789.16 Cr
    Mahindra Manulife Balanced Advantage Fund Regular GrowthMahindra Manulife Balanced Advantage Fund Regular Growth
    --
    ₹ 14.62
    1.02%
    0.74%
    Very High Risk
    ₹ 905.31 Cr
    Baroda BNP Paribas Balanced Advantage Fund Regular GrowthBaroda BNP Paribas Balanced Advantage Fund Regular Growth
    ₹ 24.74
    1.00%
    0.74%
    Very High Risk
    ₹ 4,304.22 Cr
    Motilal Oswal Balance Advantage Fund Regular Plan Growth Option
    Very High Risk
    • NAV₹ 19.73
    • Fund Size₹ 923.18 Cr
    Fund Return3.45%
    Category Return0.74%
    Union Balanced Advantage Fund Regular Growth
    Moderately High risk
    • NAV₹ 20.35
    • Fund Size₹ 1,383.05 Cr
    Fund Return1.24%
    Category Return0.74%
    WhiteOak Capital Balanced Advantage Fund Regular Growth
    Very High Risk--
    • NAV₹ 14.39
    • Fund Size₹ 1,566.31 Cr
    Fund Return1.10%
    Category Return0.74%
    NJ Balanced Advantage Fund Regular Growth
    Low Risk--
    • NAV₹ 13.72
    • Fund Size₹ 3,789.16 Cr
    Fund Return1.03%
    Category Return0.74%
    Mahindra Manulife Balanced Advantage Fund Regular Growth
    Very High Risk--
    • NAV₹ 14.62
    • Fund Size₹ 905.31 Cr
    Fund Return1.02%
    Category Return0.74%
    Baroda BNP Paribas Balanced Advantage Fund Regular Growth
    Very High Risk
    • NAV₹ 24.74
    • Fund Size₹ 4,304.22 Cr
    Fund Return1.00%
    Category Return0.74%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoTOP FUNDS FROM THIS AMC

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)
    NJ ELSS Tax Saver Scheme Direct GrowthNJ ELSS Tax Saver Scheme Direct Growth
    --
    ₹ 15.55
    3.39%
    0.80%
    Very High Risk
    ₹ 270.86 Cr
    NJ Balanced Advantage Fund Direct GrowthNJ Balanced Advantage Fund Direct Growth
    --
    ₹ 14.39
    1.12%
    0.74%
    Low Risk
    ₹ 3,789.16 Cr
    NJ Arbitrage Fund Direct GrowthNJ Arbitrage Fund Direct Growth
    --
    ₹ 12.25
    0.49%
    0.52%
    Low Risk
    ₹ 260.24 Cr
    NJ Overnight Fund Direct GrowthNJ Overnight Fund Direct Growth
    --
    ₹ 1,200.86
    0.43%
    --
    Low Risk
    ₹ 222.74 Cr
    NJ ELSS Tax Saver Scheme Direct Growth
    Very High Risk--
    • NAV₹ 15.55
    • Fund Size₹ 270.86 Cr
    1 Month Return3.39%
    Category Return0.80%
    NJ Balanced Advantage Fund Direct Growth
    Low Risk--
    • NAV₹ 14.39
    • Fund Size₹ 3,789.16 Cr
    1 Month Return1.12%
    Category Return0.74%
    NJ Arbitrage Fund Direct Growth
    Low Risk--
    • NAV₹ 12.25
    • Fund Size₹ 260.24 Cr
    1 Month Return0.49%
    Category Return0.52%
    NJ Overnight Fund Direct Growth
    Low Risk--
    • NAV₹ 1,200.86
    • Fund Size₹ 222.74 Cr
    1 Month Return0.43%
    Category Return--
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoABOUT THE AMC

    company icon
    NJ Asset Management Private Limited
    NJ Asset Management Private Limited manages assets worth ₹ 6,793.50 crores. It’s current offering of mutual fund schemes includes 2 equity, 1 hybrid schemes.
    phone icon
    Phone
    022 68940000
    mail icon
    Email
    complianceamc@njgroup.in
    aum
    AUM
    ₹ 6,793.50 Cr (
    As on May 31, 2025
    )
    location
    Address
    Unit No. 101A, 1st Floor Mumbai,400051

    bt_logoFAQ's

    What is the category of NJ Balanced Advantage Fund Regular Growth ?
    The category of NJ Balanced Advantage Fund Regular Growth is Allocation - Dynamic Asset Allocation
    What is the current NAV of NJ Balanced Advantage Fund Regular Growth ?
    The current NAV of NJ Balanced Advantage Fund Regular Growth as on Jul 10, 2025 is ₹13.72
    How safe is NJ Balanced Advantage Fund Regular Growth ?
    The risk level of NJ Balanced Advantage Fund Regular Growth is Low.
    What are short term returns given by NJ Balanced Advantage Fund Regular Growth ?
    The return given by NJ Balanced Advantage Fund Regular Growth in 1 month is 1.03%, 3 months is 9.67%, 6 months is 2.93%, and 1 year is -1.01%
    What are the long term returns given by NJ Balanced Advantage Fund Regular Growth ?
    The return given by NJ Balanced Advantage Fund Regular Growth in 3 years is 13.84% and 5 years is --.
    What is the expense ratio of NJ Balanced Advantage Fund Regular Growth ?
    The expense ratio of NJ Balanced Advantage Fund Regular Growth is 1.87%
    What is the AUM of NJ Balanced Advantage Fund Regular Growth ?
    The assets under Management (AUM) of NJ Balanced Advantage Fund Regular Growth is Rs 3,789.16 crores.
    What is the minimum investment in NJ Balanced Advantage Fund Regular Growth ?
    The minimum Lumpsum investment in NJ Balanced Advantage Fund Regular Growth is ₹500.00 and the minimum SIP investment in NJ Balanced Advantage Fund Regular Growth is ₹500.00
    What is the asset allocation of NJ Balanced Advantage Fund Regular Growth?
    NJ Balanced Advantage Fund Regular Growth has an exposure of 66.62% in Equity, 6.64% in Debt and 26.74% in Cash & Money Market Securities

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