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pgim india gilt fund direct plan growth
PGIM India Gilt Fund Direct Plan Growth

PGIM India Gilt Fund Direct Plan Growth

  • Low to Moderate Risk
  • Fixed Income
  • Government Bond
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NAV as on Dec 24, 2025
i
Price per unit of the scheme.
₹ 32.85940.53%1 Day Change
0.13%
Minimum Investment₹5000
Expense Ratio0.44%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.
4
Scheme Rating
*Morningstar Rating Methodologyi
i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions
 

bt_logoFUND PERFORMANCE

As On Jan 01, 2023
Compare fund’s performance against category average across different time periods


No Data Found.
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

bt_logoFUND COMPARISON

1M3M6M1Y3Y5Y
This Fund
PGIM India Gilt Fund Direct Plan Growth
VS
Fixed Income: Government Bond Average NAV
    Topper in Fixed Income: Government Bond
    All Fund


    No Data Found.
    *For the other fund, rescaled NAVs are used
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    bt_logoRETURN CALCULATOR

    Check the return on your investment in the fund
    PGIM India Gilt Fund Direct Plan Growth
    Investment Type
    Monthly Investment
    Time Period (yrs)
    Annual Return in %
    • Invested Amount
      ₹0
    • Return
      ₹0
    • Current Value
      ₹0

    bt_logoFUND SUMMARY

    Benchmark
    CRISIL Dynamic Gilt TR INR
    Expense Ratio
    0.44%
    Category Avg Expense Ratio
    0.49%
    Minimum Investment (Lumpsum/SIP)
    ₹ 5000 /₹ 1000
    Lock In (Years)
    No Lock-in
    Fund Size
    ₹ 105.01 Cr(As on Nov, 2025)
    Inception Date
    Jan 01, 2013
    Turnover
    - %
    Exit Load
    Nil

    bt_logoABOUT THE FUND

    Objective: To seek to generate reasonable returns by investing in Central/State Government securities of various maturities.

    PGIM India Gilt Fund Direct Plan Growth is an Fixed Income - Government Bond fund. The fund was launched inJan 01, 2013. Its risk level is . The NAV of the fund as onDec 24, 2025 is ₹32.86. Its expense ratio is 0.44 %. The fund has an AUM of ₹105.01 Cr.The fund is managed byBhupesh Kalyani,Puneet Pal.
    The minimum initial investment is  ₹5000 in Lumpsum mode.

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    bt_logoFUND MANAGER

    Puneet Pal
    Puneet Pal
    i
    Lead Fund Manager.
    Dec 13, 2017 - Present
    • Fund Manager Rank16Out of 24
      i
      Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
    • Schemes managed19
    • Total AUM₹ 22,536.31 Cr
    • Highest Return In 1 Yr8.26 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    PGIM India Overnight Fund Direct Growth
    --
    ₹ 1,370.88
    0.44%
    -%
    Low Risk
    ₹132.43Cr
    PGIM India Credit Risk Fund Segregated Plan 1 Direct Plan Growth
    --
    --
    -%
    -%
    Low to Moderate Risk
    ₹0.00Cr
    PGIM India Balanced Advantage Fund Direct Growth
    --
    ₹ 16.97
    0.12%
    0.53%
    Very High Risk
    ₹948.61Cr
    PGIM India Overnight Fund Direct Growth
    Low Risk--
    • NAV₹ 1,370.88
    • Fund Size₹132.43Cr
    Fund Return0.44%
    Category Return--
    PGIM India Credit Risk Fund Segregated Plan 1 Direct Plan Growth
    Low to Moderate Risk--
    • NAV--
    • Fund Size₹0.00Cr
    Fund Return--
    Category Return--
    PGIM India Balanced Advantage Fund Direct Growth
    Very High Risk--
    • NAV₹ 16.97
    • Fund Size₹948.61Cr
    Fund Return0.12%
    Category Return0.53%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Bhupesh Kalyani
    Bhupesh Kalyani
    i
    Lead Fund Manager.
    Sep 13, 2022 - Present
    • Schemes managed13
    • Total AUM₹ 3,066.17 Cr
    • Highest Return In 1 Yr9.24 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    PGIM India Overnight Fund Direct Growth
    --
    ₹ 1,370.88
    0.44%
    -%
    Low Risk
    ₹132.43Cr
    PGIM India Large Cap Fund Direct Plan Growth
    ₹ 419.05
    0.76%
    0.78%
    Very High Risk
    ₹604.89Cr
    PGIM India CRISIL IBX Gilt Index - Apr 2028 Fund Direct Growth
    --
    ₹ 12.48
    0.50%
    -%
    Moderate Risk
    ₹24.94Cr
    PGIM India Overnight Fund Direct Growth
    Low Risk--
    • NAV₹ 1,370.88
    • Fund Size₹132.43Cr
    Fund Return0.44%
    Category Return--
    PGIM India Large Cap Fund Direct Plan Growth
    Very High Risk
    • NAV₹ 419.05
    • Fund Size₹604.89Cr
    Fund Return0.76%
    Category Return0.78%
    PGIM India CRISIL IBX Gilt Index - Apr 2028 Fund Direct Growth
    Moderate Risk--
    • NAV₹ 12.48
    • Fund Size₹24.94Cr
    Fund Return0.50%
    Category Return--
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoDETAILED PORTFOLIO

    As on Nov, 2025
    EQUITY (-%)
    DEBT (85.78%)
    CASH (14.22%)
    Allocation by Market Cap

    No Data For Allocation

    Industry Holdings
    No Data For Allocation
    Stock Holdings
    No Data For Allocation

    bt_logoPERFORMANCE MEASURES

    Fund evaluation across critical parameters for better decision making. Study period is 3 years.
    • Consistency
      i
      It represents the consistency of a fund in beating its benchmark.
    • Downside Risk
      i
      Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
    • Risk Adjusted Return
      i
      Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
    • Volatility
      i
      Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
    • Upside Capture Ratio
      i
      Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
    • Downside Capture Ratio
      i
      Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.

    bt_logoHISTORICAL RISK MEASURES

    Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.
    • Alpha: Excess return of the fund over benchmark
      i
      Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
      -0.53
      This Fund
      VS
      -0.89
      Category Avg
    • R-Squared: How well the fund tracks benchmark
      i
      R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
      93.53
      This Fund
      VS
      76.67
      Category Avg
    • Beta: Risk of the fund in relation to benchmark
      i
      Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
      1.02
      This Fund
      VS
      0.94
      Category Avg
    • Sharpe Ratio: Risk adjusted return of the fund
      i
      Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
      0.27
      This Fund
      VS
      0.17
      Category Avg
    • Sortino Ratio: Return per unit of bad risk
      i
      A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
      0.39
      This Fund
      VS
      0.31
      Category Avg
    • Standard Devation: Volatility of the fund
      i
      Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
      2.93
      This Fund
      VS
      3.10
      Category Avg
    Benchmark used in calculation : S&P BSE 500 India TR INR

    bt_logoPEER ANALYSIS

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoTOP FUNDS FROM THIS AMC

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoABOUT THE AMC

    company icon
    PGIM India Asset Management Private Limited
    PGIM India Asset Management Private Limited manages assets worth ₹ 28,157.98 crores. It’s current offering of mutual fund schemes includes 12 equity, 14 debt and 5 hybrid schemes.
    phone icon
    Phone
    +91 22 61593000
    mail icon
    Email
    care@pgimindia.co.in
    aum
    AUM
    ₹ 28,157.98 Cr (
    As on Nov 30, 2025
    )
    location
    Address
    Nirlon House, 2nd Floor, Mumbai,400 030

    bt_logoFAQ's

    What is the category of PGIM India Gilt Fund Direct Plan Growth ?
    The category of PGIM India Gilt Fund Direct Plan Growth is Fixed Income - Government Bond
    What is the current NAV of PGIM India Gilt Fund Direct Plan Growth ?
    The current NAV of PGIM India Gilt Fund Direct Plan Growth as on Dec 24, 2025 is ₹32.86
    How safe is PGIM India Gilt Fund Direct Plan Growth ?
    The risk level of PGIM India Gilt Fund Direct Plan Growth is Low to Moderate.
    What are short term returns given by PGIM India Gilt Fund Direct Plan Growth ?
    The return given by PGIM India Gilt Fund Direct Plan Growth in 1 month is 0.13%, 3 months is 0.52%, 6 months is 0.25%, and 1 year is 5.06%
    What are the long term returns given by PGIM India Gilt Fund Direct Plan Growth ?
    The return given by PGIM India Gilt Fund Direct Plan Growth in 3 years is 7.53% and 5 years is 5.94%.
    What is the expense ratio of PGIM India Gilt Fund Direct Plan Growth ?
    The expense ratio of PGIM India Gilt Fund Direct Plan Growth is 0.44%
    What is the AUM of PGIM India Gilt Fund Direct Plan Growth ?
    The assets under Management (AUM) of PGIM India Gilt Fund Direct Plan Growth is Rs 105.01 crores.
    What is the minimum investment in PGIM India Gilt Fund Direct Plan Growth ?
    The minimum Lumpsum investment in PGIM India Gilt Fund Direct Plan Growth is ₹5,000.00 and the minimum SIP investment in PGIM India Gilt Fund Direct Plan Growth is ₹1,000.00
    What is the asset allocation of PGIM India Gilt Fund Direct Plan Growth?
    PGIM India Gilt Fund Direct Plan Growth has an exposure of 85.78% in Debt and 14.22% in Cash & Money Market Securities

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