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mutual funds
union value discovery fund direct payout of income distribution cum capital withdrawal
Union Value Discovery Fund Direct Payout of Income Distribution cum capital withdrawal

Union Value Discovery Fund Direct Payout of Income Distribution cum capital withdrawal

  • Very High Risk
  • Equity
  • Value
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NAV as on Feb 6, 2026
i
Price per unit of the scheme.
₹ 30.7000-0.20%1 Day Change
-2.10%
Minimum Investment₹1000
Expense Ratio1.51%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.
3
Scheme Rating
*Morningstar Rating Methodologyi
i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions
 

bt_logoFUND PERFORMANCE

As On Jan 01, 2023
Compare fund’s performance against category average across different time periods


No Data Found.
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

bt_logoFUND COMPARISON

1M3M6M1Y3Y5Y
This Fund
Union Value Discovery Fund Direct Payout of Income Distribution cum capital withdrawal
VS
Equity: Value Average NAV
    Topper in Equity: Value
    All Fund


    No Data Found.
    *For the other fund, rescaled NAVs are used
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    bt_logoRETURN CALCULATOR

    Check the return on your investment in the fund
    Union Value Discovery Fund Direct Payout of Income Distribution cum capital withdrawal
    Investment Type
    Monthly Investment
    Time Period (yrs)
    Annual Return in %
    • Invested Amount
      ₹0
    • Return
      ₹0
    • Current Value
      ₹0

    bt_logoFUND SUMMARY

    Benchmark
    S&P BSE 500 India TR INR
    Expense Ratio
    1.51%
    Category Avg Expense Ratio
    1.04%
    Minimum Investment (Lumpsum/SIP)
    ₹ 1000 /₹ 1000
    Lock In (Years)
    No Lock-in
    Fund Size
    ₹ 370.70 Cr(As on Dec, 2025)
    Inception Date
    Dec 05, 2018
    Turnover
    65.00 %
    Exit Load
    1% if units are redeemed or switched out on or before completion of 15 days from the date of allotment. Nil thereafter (w.e.f. June 01, 2020).

    bt_logoABOUT THE FUND

    Objective: The investment objective of the scheme is to seek to generate long term capital appreciation by investing substantially in a portfolio of equity and equity related securities of companies which are undervalued (or are trading below their intrinsic value).

    Union Value Discovery Fund Direct Payout of Income Distribution cum capital withdrawal is an Equity - Value fund. The fund was launched inDec 05, 2018. Its risk level is . The NAV of the fund as onFeb 06, 2026 is ₹30.70. Its expense ratio is 1.51 %. The fund has an AUM of ₹370.70 Cr.The fund is managed byHardick Bora,Sanjay Bembalkar,Gaurav Chopra,Vinod Malviya.
    The minimum initial investment is  ₹1000 in Lumpsum mode.

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    bt_logoFUND MANAGER

    Sanjay Bembalkar
    Sanjay Bembalkar
    i
    Lead Fund Manager.
    Jun 7, 2021 - Present
    • Fund Manager Rank17Out of 46
      i
      Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
    • Schemes managed13
    • Total AUM₹ 12,649.57 Cr
    • Highest Return In 1 Yr13.12 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Union Multicap Fund Direct Growth
    --
    ₹ 16.64
    -2.58%
    -2.71%
    Very High Risk
    ₹1,338.22Cr
    Union Value Discovery Fund Direct Growth
    ₹ 30.70
    -2.10%
    -1.53%
    Very High Risk
    ₹370.70Cr
    Union Largecap Fund Direct Growth
    ₹ 25.35
    -1.52%
    -2.01%
    Very High Risk
    ₹471.36Cr
    Union Multicap Fund Direct Growth
    Very High Risk--
    • NAV₹ 16.64
    • Fund Size₹1,338.22Cr
    Fund Return-2.58%
    Category Return-2.71%
    Union Value Discovery Fund Direct Growth
    Very High Risk
    • NAV₹ 30.70
    • Fund Size₹370.70Cr
    Fund Return-2.10%
    Category Return-1.53%
    Union Largecap Fund Direct Growth
    Very High Risk
    • NAV₹ 25.35
    • Fund Size₹471.36Cr
    Fund Return-1.52%
    Category Return-2.01%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Vinod Malviya
    Vinod Malviya
    i
    Lead Fund Manager.
    Nov 1, 2024 - Present
    • Fund Manager Rank17Out of 46
      i
      Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
    • Schemes managed8
    • Total AUM₹ 6,403.78 Cr
    • Highest Return In 1 Yr11.27 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Union Largecap Fund Direct Growth
    ₹ 25.35
    -1.52%
    -2.01%
    Very High Risk
    ₹471.36Cr
    Union Large & Midcap Fund Direct Growth
    ₹ 27.72
    -2.29%
    -2.72%
    Very High Risk
    ₹949.08Cr
    Union Value Discovery Fund Direct Growth
    ₹ 30.70
    -2.10%
    -1.53%
    Very High Risk
    ₹370.70Cr
    Union Largecap Fund Direct Growth
    Very High Risk
    • NAV₹ 25.35
    • Fund Size₹471.36Cr
    Fund Return-1.52%
    Category Return-2.01%
    Union Large & Midcap Fund Direct Growth
    Very High Risk
    • NAV₹ 27.72
    • Fund Size₹949.08Cr
    Fund Return-2.29%
    Category Return-2.72%
    Union Value Discovery Fund Direct Growth
    Very High Risk
    • NAV₹ 30.70
    • Fund Size₹370.70Cr
    Fund Return-2.10%
    Category Return-1.53%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Hardick Bora
    Hardick Bora
    i
    Lead Fund Manager.
    Jan 25, 2023 - Present
    • Schemes managed13
    • Total AUM₹ 12,649.57 Cr
    • Highest Return In 1 Yr13.12 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Union Multicap Fund Direct Growth
    --
    ₹ 16.64
    -2.58%
    -2.71%
    Very High Risk
    ₹1,338.22Cr
    Union Value Discovery Fund Direct Growth
    ₹ 30.70
    -2.10%
    -1.53%
    Very High Risk
    ₹370.70Cr
    Union Largecap Fund Direct Growth
    ₹ 25.35
    -1.52%
    -2.01%
    Very High Risk
    ₹471.36Cr
    Union Multicap Fund Direct Growth
    Very High Risk--
    • NAV₹ 16.64
    • Fund Size₹1,338.22Cr
    Fund Return-2.58%
    Category Return-2.71%
    Union Value Discovery Fund Direct Growth
    Very High Risk
    • NAV₹ 30.70
    • Fund Size₹370.70Cr
    Fund Return-2.10%
    Category Return-1.53%
    Union Largecap Fund Direct Growth
    Very High Risk
    • NAV₹ 25.35
    • Fund Size₹471.36Cr
    Fund Return-1.52%
    Category Return-2.01%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Gaurav Chopra
    Gaurav Chopra
    i
    Lead Fund Manager.
    Nov 1, 2024 - Present
    • Schemes managed5
    • Total AUM₹ 5,278.27 Cr
    • Highest Return In 1 Yr13.12 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Union Midcap Fund Direct Growth
    ₹ 51.92
    -2.42%
    -2.59%
    Very High Risk
    ₹1,638.06Cr
    Union Value Discovery Fund Direct Growth
    ₹ 30.70
    -2.10%
    -1.53%
    Very High Risk
    ₹370.70Cr
    Union Balanced Advantage Fund Direct Growth
    ₹ 22.33
    -0.71%
    -1.38%
    Moderately High risk
    ₹1,347.19Cr
    Union Midcap Fund Direct Growth
    Very High Risk
    • NAV₹ 51.92
    • Fund Size₹1,638.06Cr
    Fund Return-2.42%
    Category Return-2.59%
    Union Value Discovery Fund Direct Growth
    Very High Risk
    • NAV₹ 30.70
    • Fund Size₹370.70Cr
    Fund Return-2.10%
    Category Return-1.53%
    Union Balanced Advantage Fund Direct Growth
    Moderately High risk
    • NAV₹ 22.33
    • Fund Size₹1,347.19Cr
    Fund Return-0.71%
    Category Return-1.38%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoDETAILED PORTFOLIO

    As on Dec, 2025
    EQUITY (97.78%)
    DEBT (0.08%)
    CASH (2.15%)
    Allocation by Market Cap
    Large Cap(57.95%)
    Mid Cap(20.57%)
    Small Cap(19.26%)
    Industry Holdings
    • Banks Regional22.35%
    • Information Technology Services8.74%
    • Oil Gas Refining Marketing5.93%
    • Telecom Services5.49%
    • Auto Manufacturers5.41%
    • Auto Parts4.56%
    Stock Holdings
    • HDFC Bank Ltd7.06%
    • Reliance Industries Ltd5.17%
    • Bharti Airtel Ltd3.78%
    • Shriram Finance Ltd3.22%
    • State Bank of India3.22%
    • Larsen & Toubro Ltd3.16%

    bt_logoPERFORMANCE MEASURES

    Fund evaluation across critical parameters for better decision making. Study period is 3 years.
    • Consistency
      i
      It represents the consistency of a fund in beating its benchmark.
      ----
    • Downside Risk
      i
      Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
      ----
    • Risk Adjusted Return
      i
      Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
      ----
    • Volatility
      i
      Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
      ----
    • Upside Capture Ratio
      i
      Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
      ----
    • Downside Capture Ratio
      i
      Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.
      ----

    bt_logoHISTORICAL RISK MEASURES

    Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.
    • Alpha: Excess return of the fund over benchmark
      i
      Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
      3.28
      This Fund
      VS
      2.84
      Category Avg
    • R-Squared: How well the fund tracks benchmark
      i
      R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
      90.01
      This Fund
      VS
      86.43
      Category Avg
    • Beta: Risk of the fund in relation to benchmark
      i
      Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
      0.91
      This Fund
      VS
      0.97
      Category Avg
    • Sharpe Ratio: Risk adjusted return of the fund
      i
      Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
      0.98
      This Fund
      VS
      0.91
      Category Avg
    • Sortino Ratio: Return per unit of bad risk
      i
      A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
      1.71
      This Fund
      VS
      1.58
      Category Avg
    • Standard Devation: Volatility of the fund
      i
      Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
      12.35
      This Fund
      VS
      13.48
      Category Avg
    Benchmark used in calculation : S&P BSE 500 India TR INR

    bt_logoPEER ANALYSIS

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoTOP FUNDS FROM THIS AMC

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoABOUT THE AMC

    company icon
    Union Asset Management Co. Pvt. Ltd.
    Union Asset Management Co. Pvt. Ltd. manages assets worth ₹ 26,686.25 crores. It’s current offering of mutual fund schemes includes 13 equity, 8 debt and 10 hybrid schemes.
    phone icon
    Phone
    +91 022 67483333
    mail icon
    Email
    investorcare@unionmf.com
    aum
    AUM
    ₹ 26,686.25 Cr (
    As on Dec 31, 2025
    )
    location
    Address
    Unit 802, 8th Floor, Tower ‘A’, Mumbai,400013

    bt_logoFAQ's

    What is the category of Union Value Discovery Fund Direct Payout of Income Distribution cum capital withdrawal ?
    The category of Union Value Discovery Fund Direct Payout of Income Distribution cum capital withdrawal is Equity - Value
    What is the current NAV of Union Value Discovery Fund Direct Payout of Income Distribution cum capital withdrawal ?
    The current NAV of Union Value Discovery Fund Direct Payout of Income Distribution cum capital withdrawal as on Feb 06, 2026 is ₹30.70
    How safe is Union Value Discovery Fund Direct Payout of Income Distribution cum capital withdrawal ?
    The risk level of Union Value Discovery Fund Direct Payout of Income Distribution cum capital withdrawal is Very High.
    What are short term returns given by Union Value Discovery Fund Direct Payout of Income Distribution cum capital withdrawal ?
    The return given by Union Value Discovery Fund Direct Payout of Income Distribution cum capital withdrawal in 1 month is -2.10%, 3 months is 0.16%, 6 months is 4.35%, and 1 year is 11.27%
    What are the long term returns given by Union Value Discovery Fund Direct Payout of Income Distribution cum capital withdrawal ?
    The return given by Union Value Discovery Fund Direct Payout of Income Distribution cum capital withdrawal in 3 years is 19.46% and 5 years is 17.12%.
    What is the expense ratio of Union Value Discovery Fund Direct Payout of Income Distribution cum capital withdrawal ?
    The expense ratio of Union Value Discovery Fund Direct Payout of Income Distribution cum capital withdrawal is 1.51%
    What is the AUM of Union Value Discovery Fund Direct Payout of Income Distribution cum capital withdrawal ?
    The assets under Management (AUM) of Union Value Discovery Fund Direct Payout of Income Distribution cum capital withdrawal is Rs 370.70 crores.
    What is the minimum investment in Union Value Discovery Fund Direct Payout of Income Distribution cum capital withdrawal ?
    The minimum Lumpsum investment in Union Value Discovery Fund Direct Payout of Income Distribution cum capital withdrawal is ₹1,000.00 and the minimum SIP investment in Union Value Discovery Fund Direct Payout of Income Distribution cum capital withdrawal is ₹1,000.00
    What is the asset allocation of Union Value Discovery Fund Direct Payout of Income Distribution cum capital withdrawal?
    Union Value Discovery Fund Direct Payout of Income Distribution cum capital withdrawal has an exposure of 97.78% in Equity, 0.08% in Debt and 2.15% in Cash & Money Market Securities

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