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Mutual Funds
UTI Banking and Financial Services Fund-Direct Growth Option

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UTI Banking and Financial Services Fund-Direct Growth Option

UTI Banking and Financial Services Fund-Direct Growth Option

  • Very High Risk
  • Equity
  • Sector - Financial Services
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NAV as on Mar 21, 2025
i
Price per unit of the scheme.
₹ 196.9585 1.30% 1 Day Change
5.83%
Minimum Investment ₹5000
Expense Ratio 1.34%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.
3
Scheme Rating
*Morningstar Rating Methodologyi

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions
 

FUND PERFORMANCE

(As On --)
Compare fund’s performance against category average across different time periods
1M 3M 6M 1Y 3Y 5Y
-- Out of -- funds in the category
Category Avg Return
--
Fund Return
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

FUND COMPARISON

This Fund
UTI Banking and Financial Services Fund-Direct Growth Option
VS
Equity: Sector - Financial Services Average NAV
Topper in Equity: Sector - Financial Services
All Fund
*For the other fund, rescaled NAVs are used
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RETURN CALCULATOR

Check the return on your investment in the fund
UTI Banking and Financial Services Fund-Direct Growth Option
Investment Type
MONTHLY SIP ONE -TIME
Monthly Investment
Time Period (yrs)
Annual Return in %
  • Invested Amount
    ₹0
  • Return
    ₹0
  • Current Value
    ₹0

FUND SUMMARY

Benchmark
IISL Nifty Financial Services TR INR
Expense Ratio
1.34 %
Category Avg Expense Ratio
0.92%
Minimum Investment (Lumpsum/SIP)
₹5000/₹1500
Lock In (Years)
No Lock-in
Fund Size
₹ 1,106.91 Cr(As on Feb, 2025)
Inception Date
Jan 1, 2013
Turnover
26.00 %
Exit Load
Exit Load (As % of NAV) less than 30 days - 1% and equal to or greater than 30 days - Nil

ABOUT THE FUND

Objective: The objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies/institutions engaged in the banking and financial services activities. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.

UTI Banking and Financial Services Fund-Direct Growth Option is an Equity - Sector - Financial Services fund. The fund was launched in Jan 1, 2013. Its risk level is Very High. The NAV of the fund as on Mar 21, 2025 is ₹196.96. Its expense ratio is 1.34 %. The fund has an AUM of ₹1,106.91 Cr.The fund is managed by Preethi S. The minimum initial investment is ₹5000 in Lumpsum mode.

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FUND MANAGER

Preethi S
i
Lead Fund Manager.
May 2, 2022- Present
  • Fund Manager Rank 10 Out of 14
    i
    Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
  • Schemes managed 1
  • Total AUM ₹ 1,106.91 Cr
  • Highest Return In 1 Yr 16.80 %
Other Funds
  • table
  • card
1M 3M 6M 1Y 3Y 5Y
Fund Name Morningstar Rating NAV Fund Return Category Return Risk Fund Size (Cr)
UTI Banking and Financial Services Fund-Direct Growth Option UTI Banking and Financial Services Fund-Direct Growth Option
₹196.96
5.83%
1.72%
Very High Risk
₹1,106.91Cr
Fund Name Morningstar Rating NAV Fund Return Category Return Risk Fund Size (Cr)
UTI Banking and Financial Services Fund-Direct Growth Option UTI Banking and Financial Services Fund-Direct Growth Option
₹196.96
1.66%
-2.36%
Very High Risk
₹1,106.91Cr
Fund Name Morningstar Rating NAV Fund Return Category Return Risk Fund Size (Cr)
UTI Banking and Financial Services Fund-Direct Growth Option UTI Banking and Financial Services Fund-Direct Growth Option
₹196.96
-3.77%
-7.90%
Very High Risk
₹1,106.91Cr
Fund Name Morningstar Rating NAV Fund Return Category Return Risk Fund Size (Cr)
UTI Banking and Financial Services Fund-Direct Growth Option UTI Banking and Financial Services Fund-Direct Growth Option
₹196.96
16.80%
8.71%
Very High Risk
₹1,106.91Cr
Fund Name Morningstar Rating NAV Fund Return Category Return Risk Fund Size (Cr)
UTI Banking and Financial Services Fund-Direct Growth Option UTI Banking and Financial Services Fund-Direct Growth Option
₹196.96
17.35%
14.86%
Very High Risk
₹1,106.91Cr
Fund Name Morningstar Rating NAV Fund Return Category Return Risk Fund Size (Cr)
UTI Banking and Financial Services Fund-Direct Growth Option UTI Banking and Financial Services Fund-Direct Growth Option
₹196.96
23.31%
22.09%
Very High Risk
₹1,106.91Cr
1M 3M 6M 1Y 3Y 5Y
UTI Banking and Financial Services Fund-Direct Growth Option UTI Banking and Financial Services Fund-Direct Growth Option
Very High Risk
  • NAV ₹196.96
  • Fund Size ₹1,106.91Cr
Fund Return 5.83%
Category Return 1.72%
UTI Banking and Financial Services Fund-Direct Growth Option UTI Banking and Financial Services Fund-Direct Growth Option
Very High Risk
  • NAV ₹196.96
  • Fund Size ₹1,106.91Cr
Fund Return 1.66%
Category Return -2.36%
UTI Banking and Financial Services Fund-Direct Growth Option UTI Banking and Financial Services Fund-Direct Growth Option
Very High Risk
  • NAV ₹196.96
  • Fund Size ₹1,106.91Cr
Fund Return -3.77%
Category Return -7.90%
UTI Banking and Financial Services Fund-Direct Growth Option UTI Banking and Financial Services Fund-Direct Growth Option
Very High Risk
  • NAV ₹196.96
  • Fund Size ₹1,106.91Cr
Fund Return 16.80%
Category Return 8.71%
UTI Banking and Financial Services Fund-Direct Growth Option UTI Banking and Financial Services Fund-Direct Growth Option
Very High Risk
  • NAV ₹196.96
  • Fund Size ₹1,106.91Cr
Fund Return 17.35%
Category Return 14.86%
UTI Banking and Financial Services Fund-Direct Growth Option UTI Banking and Financial Services Fund-Direct Growth Option
Very High Risk
  • NAV ₹196.96
  • Fund Size ₹1,106.91Cr
Fund Return 23.31%
Category Return 22.09%
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

DETAILED PORTFOLIO

As on Feb 2025
EQUITY (95.46%)
DEBT (0.00%)
CASH (4.54%)
Allocation by Market Cap

PERFORMANCE MEASURES

Fund evaluation across critical parameters for better decision making. Study period is 3 years.
  • Consistency
    i
    It represents the consistency of a fund in beating its benchmark.
  • Downside Risk
    i
    Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
  • Risk Adjusted Return
    i
    Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
  • Volatility
    i
    Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
  • Upside Capture Ratio
    i
    Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
  • Downside Capture Ratio
    i
    Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.

HISTORICAL RISK MEASURES

Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.
  • Alpha: Excess return of the fund over benchmark
    i
    Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
    4.82
    This Fund
    VS
    3.88
    Category Avg
  • Beta: Risk of the fund in relation to benchmark
    i
    Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
    0.92
    This Fund
    VS
    0.98
    Category Avg
  • Sortino Ratio: Return per unit of bad risk
    i
    A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
    1.17
    This Fund
    VS
    0.91
    Category Avg
  • R-Squared: How well the fund tracks benchmark
    i
    R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
    83.30
    This Fund
    VS
    86.92
    Category Avg
  • Sharpe Ratio: Risk adjusted return of the fund
    i
    Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
    0.59
    This Fund
    VS
    0.48
    Category Avg
  • Standard Devation: Volatility of the fund
    i
    Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
    14.26
    This Fund
    VS
    15.23
    Category Avg
Benchmark used in calculation : BSE BANKEX INR

PEER ANALYSIS

1M 3M 6M 1Y 3Y 5Y
  • table
  • card
Fund Name Morningstar Rating NAV Fund Return Category Return Risk Fund Size (Cr)
Mirae Asset Banking and Financial Services Fund Direct Growth Mirae Asset Banking and Financial Services Fund Direct Growth
--
₹19.84
6.50%
1.72%
Very High Risk
₹1,681.43 Cr
ITI Banking and Financial Services Fund Direct Growth ITI Banking and Financial Services Fund Direct Growth
--
₹14.79
6.26%
1.72%
Very High Risk
₹259.84 Cr
Kotak Banking & Financial Services Fund Direct Growth Kotak Banking & Financial Services Fund Direct Growth
--
₹14.56
5.87%
1.72%
Very High Risk
₹1,007.47 Cr
UTI Banking and Financial Services Fund-Direct Growth Option UTI Banking and Financial Services Fund-Direct Growth Option
₹196.96
5.83%
1.72%
Very High Risk
₹1,106.91 Cr
Baroda BNP Paribas Banking and Financial Services Fund Direct Growth Baroda BNP Paribas Banking and Financial Services Fund Direct Growth
₹48.89
5.38%
1.72%
Very High Risk
₹210.53 Cr
Aditya Birla Sun Life Banking & Financial Services Direct Growth Aditya Birla Sun Life Banking & Financial Services Direct Growth
₹61.62
5.35%
1.72%
Very High Risk
₹3,010.61 Cr
Mirae Asset Banking and Financial Services Fund Direct Growth Mirae Asset Banking and Financial Services Fund Direct Growth
VERY HIGH RISK --
  • NAV ₹19.84
  • Fund Size ₹1,681.43 Cr
Fund Return 6.50%
Category Return 1.72%
ITI Banking and Financial Services Fund Direct Growth ITI Banking and Financial Services Fund Direct Growth
VERY HIGH RISK --
  • NAV ₹14.79
  • Fund Size ₹259.84 Cr
Fund Return 6.26%
Category Return 1.72%
Kotak Banking & Financial Services Fund Direct Growth Kotak Banking & Financial Services Fund Direct Growth
VERY HIGH RISK --
  • NAV ₹14.56
  • Fund Size ₹1,007.47 Cr
Fund Return 5.87%
Category Return 1.72%
UTI Banking and Financial Services Fund-Direct Growth Option UTI Banking and Financial Services Fund-Direct Growth Option
VERY HIGH RISK
  • NAV ₹196.96
  • Fund Size ₹1,106.91 Cr
Fund Return 5.83%
Category Return 1.72%
Baroda BNP Paribas Banking and Financial Services Fund Direct Growth Baroda BNP Paribas Banking and Financial Services Fund Direct Growth
VERY HIGH RISK
  • NAV ₹48.89
  • Fund Size ₹210.53 Cr
Fund Return 5.38%
Category Return 1.72%
Aditya Birla Sun Life Banking & Financial Services Direct Growth Aditya Birla Sun Life Banking & Financial Services Direct Growth
VERY HIGH RISK
  • NAV ₹61.62
  • Fund Size ₹3,010.61 Cr
Fund Return 5.35%
Category Return 1.72%
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

Top funds from this amc

1M 3M 6M 1Y 3Y 5Y
  • table
  • card
Fund Name Morningstar Rating NAV Fund Return Category Return Risk Fund Size (Cr)
UTI Credit Risk Fund (Segregated - 17022020) - Direct Plan - Growth Option UTI Credit Risk Fund (Segregated - 17022020) - Direct Plan - Growth Option
MODERATELY HIGH RISK --
  • NAV ₹2.69
  • Fund Size ₹47.82 Cr
Fund Return 297.43%
Category Return --
UTI Regular Savings Fund (Segregated - 17022020) - Direct Plan - Growth Option UTI Regular Savings Fund (Segregated - 17022020) - Direct Plan - Growth Option
HIGH RISK --
  • NAV ₹4.08
  • Fund Size ₹46.38 Cr
Fund Return 297.23%
Category Return --
UTI Dynamic Bond Fund (Segregated - 17022020) - Direct Plan - Growth Option UTI Dynamic Bond Fund (Segregated - 17022020) - Direct Plan - Growth Option
LOW TO MODERATE RISK --
  • NAV ₹1.35
  • Fund Size ₹6.82 Cr
Fund Return 297.20%
Category Return --
UTI Medium Term Fund (Segregated - 17022020) - Direct Plan - Growth Option UTI Medium Term Fund (Segregated - 17022020) - Direct Plan - Growth Option
MODERATE RISK --
  • NAV ₹0.37
  • Fund Size ₹1.36 Cr
Fund Return 296.86%
Category Return --
UTI Bond Fund (Segregated - 17022020) - Direct Plan - Growth Option UTI Bond Fund (Segregated - 17022020) - Direct Plan - Growth Option
MODERATE RISK --
  • NAV ₹7.35
  • Fund Size ₹16.78 Cr
Fund Return 296.85%
Category Return --
UTI Credit Risk Fund (Segregated - 13092019) - Direct Plan - Growth Option UTI Credit Risk Fund (Segregated - 13092019) - Direct Plan - Growth Option
MODERATELY HIGH RISK --
  • NAV ₹0.58
  • Fund Size ₹30.86 Cr
Fund Return 264.19%
Category Return --
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

ABOUT THE AMC

UTI Asset Management Co Ltd
UTI Asset Management Co Ltd manages assets worth ₹ 3,04,941.71 crores. It’s current offering of mutual fund schemes includes 32 equity, 37 debt and 7 hybrid schemes.
Phone
+91-22-6678 6666
Email
pms_care@uti.co.in
AUM
₹ 3,04,941.71 Cr (
As on Feb 2025
)
Address
PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051 ,Mumbai ,400051

FAQ’S

What is the category of UTI Banking and Financial Services Fund-Direct Growth Option ?
The category of UTI Banking and Financial Services Fund-Direct Growth Option is Equity - Sector - Financial Services
What is the current NAV of UTI Banking and Financial Services Fund-Direct Growth Option ?
The current NAV of UTI Banking and Financial Services Fund-Direct Growth Option (as on Mar 21, 2025) is ₹ 196.96
How safe is UTI Banking and Financial Services Fund-Direct Growth Option?
The risk level of UTI Banking and Financial Services Fund-Direct Growth Option is Very High .
What are short term returns given by UTI Banking and Financial Services Fund-Direct Growth Option?
The return given by UTI Banking and Financial Services Fund-Direct Growth Option in 1 month is 5.83%, 3 months is 1.66%, 6 months is -3.77%, and 1 year is 16.80%.
What are the long term returns given by UTI Banking and Financial Services Fund-Direct Growth Option?
The return given by UTI Banking and Financial Services Fund-Direct Growth Option in 3 years is 17.35% and 5 years is 23.31%.
What is the expense ratio of UTI Banking and Financial Services Fund-Direct Growth Option?
The expense ratio of UTI Banking and Financial Services Fund-Direct Growth Option is 1.34 %
What is the AUM of UTI Banking and Financial Services Fund-Direct Growth Option
The assets under Management (AUM) of UTI Banking and Financial Services Fund-Direct Growth Option is Rs 1,106.91 crores.
What is the minimum investment in UTI Banking and Financial Services Fund-Direct Growth Option?
The minimum Lumpsum investment in UTI Banking and Financial Services Fund-Direct Growth Option is ₹5000 and the minimum SIP investment in UTI Banking and Financial Services Fund-Direct Growth Option is ₹1500
What is the asset allocation of UTI Banking and Financial Services Fund-Direct Growth Option?
The UTI Banking and Financial Services Fund-Direct Growth Option has an exposure of 95.46% in Equity, and 4.54% in Cash & Money Market Securities

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