UTI Banking & PSU Debt Fund Regular Plan Annual Payout Inc Dist cum Cap Wdrl Option

Moderate Risk
Fixed Income
Banking and PSU

NAV as on Sep 11, 2024

Price per unit of the scheme.

₹ 12.60390.01%1 Day Change

0.62%

Minimum Investment₹20000

Expense Ratio0.56%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.

Scheme Rating

*Morningstar Rating Methodology i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions

FUND PERFORMANCE

As On Jan 01, 2023

Compare fund’s performance against category average across different time periods

No Data Found.

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

FUND COMPARISON

1M 3M 6M 1Y 3Y 5Y

This Fund

UTI Banking & PSU Debt Fund Regular Plan Annual Payout Inc Dist cum Cap Wdrl Option

Fixed Income: Banking and PSU Average NAV

Topper in Fixed Income: Banking and PSU

Edelweiss Banking and PSU Debt Fund Direct Plan Growth

All Fund

No Data Found.

*For the other fund, rescaled NAVs are used

RETURN CALCULATOR

Check the return on your investment in the fund

UTI Banking & PSU Debt Fund Regular Plan Annual Payout Inc Dist cum Cap Wdrl Option

Investment Type

Monthly Investment

Time Period (yrs)

Annual Return in %

Invested Amount
₹0
Return
₹0

Current Value
₹0

FUND SUMMARY

Benchmark

CRISIL Banking and PSU Debt TR INR

Expense Ratio

0.56%

Category Avg Expense Ratio

0.34%

Minimum Investment (Lumpsum/SIP)

₹ 20000 /₹ 1500

Lock In (Years)

No Lock-in

Fund Size

₹ 841.00 Cr(As on Jul, 2024)

Inception Date

Nov 07, 2016

Turnover

- %

Exit Load

NIL

Objective: The investment objective of the scheme is to generate reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities issued by Banks, Public Sector Undertakings (PSUs), Public Financial Institutions (PFIs) and Municipal Bonds. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

UTI Banking & PSU Debt Fund Regular Plan Annual Payout Inc Dist cum Cap Wdrl Option is an Fixed Income - Banking and PSU fund. The fund was launched inNov 07, 2016. Its risk level is . The NAV of the fund as onSep 11, 2024 is ₹12.60. Its expense ratio is 0.56 %. The fund has an AUM of ₹841.00 Cr.The fund is managed byAnurag Mittal.
The minimum initial investment is ₹20000 in Lumpsum mode.

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FUND MANAGER

Anurag Mittal

Lead Fund Manager.

Dec 1, 2021 - Present

Fund Manager Rank4Out of 102
i
Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
Schemes managed8
Total AUM₹ 38,311.22 Cr
Highest Return In 1 Yr10.65 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

UTI Gilt Fund with 10 year Constant Duration Direct Growth

₹ 12.87

0.21%

0.18%

Moderate Risk

₹175.56Cr

UTI - Treasury Advantage Fund - Direct Plan - Growth Option

₹ 3,620.34

0.45%

0.36%

Low to Moderate Risk

₹3,344.76Cr

UTI Banking & PSU Debt Fund Direct Plan Growth

₹ 22.44

0.22%

0.01%

Moderate Risk

₹799.59Cr

UTI Gilt Fund with 10 year Constant Duration Direct Growth

Moderate Risk--

NAV₹ 12.87
Fund Size₹175.56Cr

Fund Return0.21%

Category Return0.18%

UTI - Treasury Advantage Fund - Direct Plan - Growth Option

Low to Moderate Risk

NAV₹ 3,620.34
Fund Size₹3,344.76Cr

Fund Return0.45%

Category Return0.36%

UTI Banking & PSU Debt Fund Direct Plan Growth

Moderate Risk

NAV₹ 22.44
Fund Size₹799.59Cr

Fund Return0.22%

Category Return0.01%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

DETAILED PORTFOLIO

As on Aug, 2024

EQUITY (-%)

DEBT (95.72%)

CASH (3.99%)

Allocation by Market Cap

Other Cap(0.29%)

Industry Holdings

Stock Holdings

No Data For Allocation

PERFORMANCE MEASURES

Fund evaluation across critical parameters for better decision making. Study period is 3 years.

Consistency
i
It represents the consistency of a fund in beating its benchmark.
----
Downside Risk
i
Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
----
Risk Adjusted Return
i
Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
----
Volatility
i
Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
----
Upside Capture Ratio
i
Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
----
Downside Capture Ratio
i
Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.
----

HISTORICAL RISK MEASURES

Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.

Alpha: Excess return of the fund over benchmark
i
Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
--
This Fund
VS
-0.60
Category Avg
R-Squared: How well the fund tracks benchmark
i
R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
--
This Fund
VS
60.17
Category Avg

Beta: Risk of the fund in relation to benchmark
i
Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
--
This Fund
VS
0.81
Category Avg
Sharpe Ratio: Risk adjusted return of the fund
i
Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
--
This Fund
VS
-0.52
Category Avg

Sortino Ratio: Return per unit of bad risk
i
A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
--
This Fund
VS
-0.45
Category Avg
Standard Devation: Volatility of the fund
i
Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
3.23
This Fund
VS
1.50
Category Avg

Benchmark used in calculation : S&P BSE 500 India TR INR

PEER ANALYSIS

card
table

Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

TOP FUNDS FROM THIS AMC

card
table

Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)

UTI Credit Risk Fund (Segregated - 17022020) - Direct Plan - Growth Option

₹ 2.69

297.43%

Moderately High risk

₹ 47.82 Cr

UTI Regular Savings Fund (Segregated - 17022020) - Direct Plan - Growth Option

₹ 4.08

297.23%

High Risk

₹ 46.38 Cr

UTI Dynamic Bond Fund (Segregated - 17022020) - Direct Plan - Growth Option

₹ 1.35

297.20%

Low to Moderate Risk

₹ 6.82 Cr

UTI Medium Term Fund (Segregated - 17022020) - Direct Plan - Growth Option

₹ 0.37

296.86%

Moderate Risk

₹ 1.36 Cr

UTI Bond Fund (Segregated - 17022020) - Direct Plan - Growth Option

₹ 7.35

296.85%

Moderate Risk

₹ 16.78 Cr

UTI Credit Risk Fund (Segregated - 13092019) - Direct Plan - Growth Option

₹ 0.58

264.19%

Moderately High risk

₹ 30.86 Cr

UTI Credit Risk Fund (Segregated - 17022020) - Direct Plan - Growth Option

Moderately High risk--

NAV₹ 2.69
Fund Size₹ 47.82 Cr

1 Month Return297.43%

Category Return--

UTI Regular Savings Fund (Segregated - 17022020) - Direct Plan - Growth Option

High Risk--

NAV₹ 4.08
Fund Size₹ 46.38 Cr

1 Month Return297.23%

Category Return--

UTI Dynamic Bond Fund (Segregated - 17022020) - Direct Plan - Growth Option

Low to Moderate Risk--

NAV₹ 1.35
Fund Size₹ 6.82 Cr

1 Month Return297.20%

Category Return--

UTI Medium Term Fund (Segregated - 17022020) - Direct Plan - Growth Option

Moderate Risk--

NAV₹ 0.37
Fund Size₹ 1.36 Cr

1 Month Return296.86%

Category Return--

UTI Bond Fund (Segregated - 17022020) - Direct Plan - Growth Option

Moderate Risk--

NAV₹ 7.35
Fund Size₹ 16.78 Cr

1 Month Return296.85%

Category Return--

UTI Credit Risk Fund (Segregated - 13092019) - Direct Plan - Growth Option

Moderately High risk--

NAV₹ 0.58
Fund Size₹ 30.86 Cr

1 Month Return264.19%

Category Return--

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

ABOUT THE AMC

UTI Asset Management Co Ltd

UTI Asset Management Co Ltd manages assets worth ₹ 2,25,087.47 crores. It’s current offering of mutual fund schemes includes 33 equity, 37 debt and 7 hybrid schemes.

Phone

+91-22-6678 6666

AUM

₹ 2,25,087.47 Cr (

As on May 31, 2025

)

Address

PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051 Mumbai,400051

FAQ's

What is the category of UTI Banking & PSU Debt Fund Regular Plan Annual Payout Inc Dist cum Cap Wdrl Option ?

The category of UTI Banking & PSU Debt Fund Regular Plan Annual Payout Inc Dist cum Cap Wdrl Option is Fixed Income - Banking and PSU

What is the current NAV of UTI Banking & PSU Debt Fund Regular Plan Annual Payout Inc Dist cum Cap Wdrl Option ?

The current NAV of UTI Banking & PSU Debt Fund Regular Plan Annual Payout Inc Dist cum Cap Wdrl Option as on Sep 11, 2024 is ₹12.60

How safe is UTI Banking & PSU Debt Fund Regular Plan Annual Payout Inc Dist cum Cap Wdrl Option ?

The risk level of UTI Banking & PSU Debt Fund Regular Plan Annual Payout Inc Dist cum Cap Wdrl Option is Moderate.

What are short term returns given by UTI Banking & PSU Debt Fund Regular Plan Annual Payout Inc Dist cum Cap Wdrl Option ?

The return given by UTI Banking & PSU Debt Fund Regular Plan Annual Payout Inc Dist cum Cap Wdrl Option in 1 month is 0.62%, 3 months is 2.12%, 6 months is 3.56%, and 1 year is 7.31%

What are the long term returns given by UTI Banking & PSU Debt Fund Regular Plan Annual Payout Inc Dist cum Cap Wdrl Option ?

The return given by UTI Banking & PSU Debt Fund Regular Plan Annual Payout Inc Dist cum Cap Wdrl Option in 3 years is 7.54% and 5 years is 6.79%.

What is the expense ratio of UTI Banking & PSU Debt Fund Regular Plan Annual Payout Inc Dist cum Cap Wdrl Option ?

The expense ratio of UTI Banking & PSU Debt Fund Regular Plan Annual Payout Inc Dist cum Cap Wdrl Option is 0.56%

What is the AUM of UTI Banking & PSU Debt Fund Regular Plan Annual Payout Inc Dist cum Cap Wdrl Option ?

The assets under Management (AUM) of UTI Banking & PSU Debt Fund Regular Plan Annual Payout Inc Dist cum Cap Wdrl Option is Rs 841.00 crores.

What is the minimum investment in UTI Banking & PSU Debt Fund Regular Plan Annual Payout Inc Dist cum Cap Wdrl Option ?

The minimum Lumpsum investment in UTI Banking & PSU Debt Fund Regular Plan Annual Payout Inc Dist cum Cap Wdrl Option is ₹20,000.00 and the minimum SIP investment in UTI Banking & PSU Debt Fund Regular Plan Annual Payout Inc Dist cum Cap Wdrl Option is ₹1,500.00

What is the asset allocation of UTI Banking & PSU Debt Fund Regular Plan Annual Payout Inc Dist cum Cap Wdrl Option?

UTI Banking & PSU Debt Fund Regular Plan Annual Payout Inc Dist cum Cap Wdrl Option has an exposure of 95.72% in Debt and 3.99% in Cash & Money Market Securities