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uti equity savings fund regular growth
UTI Equity Savings Fund Regular Growth

UTI Equity Savings Fund Regular Growth

  • Moderately High risk
  • Allocation
  • Equity Savings
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NAV as on Jul 16, 2025
i
Price per unit of the scheme.
₹ 18.30480.07%1 Day Change
0.49%
Minimum Investment₹5000
Expense Ratio1.50%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.
4
Scheme Rating
*Morningstar Rating Methodologyi
i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions
 

bt_logoFUND PERFORMANCE

As On Jan 01, 2023
Compare fund’s performance against category average across different time periods


No Data Found.
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

bt_logoFUND COMPARISON

1M3M6M1Y3Y5Y
This Fund
UTI Equity Savings Fund Regular Growth
VS
Allocation: Equity Savings Average NAV
    Topper in Allocation: Equity Savings
    Edelweiss Equity Savings Fund Direct Growth
    All Fund


    No Data Found.
    *For the other fund, rescaled NAVs are used
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    bt_logoRETURN CALCULATOR

    Check the return on your investment in the fund
    UTI Equity Savings Fund Regular Growth
    Investment Type
    Monthly Investment
    Time Period (yrs)
    Annual Return in %
    • Invested Amount
      ₹0
    • Return
      ₹0
    • Current Value
      ₹0

    bt_logoFUND SUMMARY

    Benchmark
    Crisil Equity Savings Index TR INR
    Expense Ratio
    1.50%
    Category Avg Expense Ratio
    0.73%
    Minimum Investment (Lumpsum/SIP)
    ₹ 5000 /₹ 1500
    Lock In (Years)
    No Lock-in
    Fund Size
    ₹ 686.87 Cr(As on May, 2025)
    Inception Date
    Aug 30, 2018
    Turnover
    388.00 %
    Exit Load
    Redemption / Switch out within 30 daysfrom the date of allotment 1.00%Redemption / Switch out after 30 daysfrom the date of allotment NIL

    bt_logoABOUT THE FUND

    Objective: The investment objective of the Scheme is to provide capital appreciation and income distribution to the investors using arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.

    UTI Equity Savings Fund Regular Growth is an Allocation - Equity Savings fund. The fund was launched inAug 30, 2018. Its risk level is . The NAV of the fund as onJul 16, 2025 is ₹18.30. Its expense ratio is 1.50 %. The fund has an AUM of ₹686.87 Cr.The fund is managed byV Srivatsa,Sunil Patil.
    The minimum initial investment is  ₹5000 in Lumpsum mode.

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    bt_logoFUND MANAGER

    V Srivatsa
    V Srivatsa
    i
    Lead Fund Manager.
    Aug 30, 2018 - Present
    • Schemes managed3
    • Total AUM₹ 11,484.53 Cr
    • Highest Return In 1 Yr6.45 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    UTI Hybrid Equity Fund-Growth - Direct
    ₹ 440.63
    1.71%
    1.49%
    Very High Risk
    ₹6,254.02Cr
    UTI Equity Savings Fund Direct Growth
    ₹ 19.47
    0.57%
    0.93%
    Moderately High risk
    ₹686.87Cr
    UTI Core Equity Fund-Growth Option - Direct
    ₹ 195.68
    2.52%
    1.87%
    Very High Risk
    ₹4,543.64Cr
    UTI Hybrid Equity Fund-Growth - Direct
    Very High Risk
    • NAV₹ 440.63
    • Fund Size₹6,254.02Cr
    Fund Return1.71%
    Category Return1.49%
    UTI Equity Savings Fund Direct Growth
    Moderately High risk
    • NAV₹ 19.47
    • Fund Size₹686.87Cr
    Fund Return0.57%
    Category Return0.93%
    UTI Core Equity Fund-Growth Option - Direct
    Very High Risk
    • NAV₹ 195.68
    • Fund Size₹4,543.64Cr
    Fund Return2.52%
    Category Return1.87%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Sunil Patil
    Sunil Patil
    i
    Lead Fund Manager.
    Aug 30, 2018 - Present
    • Schemes managed11
    • Total AUM₹ 14,060.41 Cr
    • Highest Return In 1 Yr10.53 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    UTI CRISIL SDL Maturity April 2033 Index Fund Direct Growth
    --
    ₹ 12.55
    0.28%
    -%
    Moderate Risk
    ₹351.52Cr
    UTI Hybrid Equity Fund-Growth - Direct
    ₹ 440.63
    1.71%
    1.49%
    Very High Risk
    ₹6,254.02Cr
    UTI Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund Direct Growth
    --
    ₹ 12.00
    0.48%
    -%
    Low to Moderate Risk
    ₹175.25Cr
    UTI CRISIL SDL Maturity April 2033 Index Fund Direct Growth
    Moderate Risk--
    • NAV₹ 12.55
    • Fund Size₹351.52Cr
    Fund Return0.28%
    Category Return--
    UTI Hybrid Equity Fund-Growth - Direct
    Very High Risk
    • NAV₹ 440.63
    • Fund Size₹6,254.02Cr
    Fund Return1.71%
    Category Return1.49%
    UTI Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund Direct Growth
    Low to Moderate Risk--
    • NAV₹ 12.00
    • Fund Size₹175.25Cr
    Fund Return0.48%
    Category Return--
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoDETAILED PORTFOLIO

    As on Jun, 2025
    EQUITY (33.32%)
    DEBT (25.32%)
    CASH (41.36%)
    Allocation by Market Cap
    Large Cap(33.19%)
    Mid Cap(0.59%)
    Industry Holdings
    • Banks Regional29.20%
    • Auto Manufacturers11.81%
    • Information Technology Services10.87%
    • Building Materials6.08%
    • Oil Gas Refining Marketing6.07%
    • Telecom Services5.31%
    Stock Holdings
    • HDFC Bank Ltd5.62%
    • Grasim Industries Ltd4.03%
    • Infosys Ltd4.00%
    • Kotak Mahindra Bank Ltd3.97%
    • Mahindra & Mahindra Ltd3.77%
    • Axis Bank Ltd3.63%

    bt_logoPERFORMANCE MEASURES

    Fund evaluation across critical parameters for better decision making. Study period is 3 years.
    • Consistency
      i
      It represents the consistency of a fund in beating its benchmark.
      ----
    • Downside Risk
      i
      Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
      ----
    • Risk Adjusted Return
      i
      Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
      ----
    • Volatility
      i
      Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
      ----
    • Upside Capture Ratio
      i
      Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
      ----
    • Downside Capture Ratio
      i
      Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.
      ----

    bt_logoHISTORICAL RISK MEASURES

    Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.
    • Alpha: Excess return of the fund over benchmark
      i
      Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
      --
      This Fund
      VS
      --
      Category Avg
    • R-Squared: How well the fund tracks benchmark
      i
      R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
      --
      This Fund
      VS
      --
      Category Avg
    • Beta: Risk of the fund in relation to benchmark
      i
      Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
      --
      This Fund
      VS
      --
      Category Avg
    • Sharpe Ratio: Risk adjusted return of the fund
      i
      Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
      1.22
      This Fund
      VS
      0.96
      Category Avg
    • Sortino Ratio: Return per unit of bad risk
      i
      A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
      2.24
      This Fund
      VS
      1.68
      Category Avg
    • Standard Devation: Volatility of the fund
      i
      Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
      4.43
      This Fund
      VS
      4.65
      Category Avg
    Benchmark used in calculation : S&P BSE 500 India TR INR

    bt_logoPEER ANALYSIS

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size
    Edelweiss Equity Savings Fund Regular GrowthEdelweiss Equity Savings Fund Regular Growth
    ₹ 25.30
    1.82%
    0.93%
    Moderate Risk
    ₹ 638.93 Cr
    HSBC Equity Savings GrowthHSBC Equity Savings Growth
    ₹ 32.99
    1.53%
    0.93%
    Moderately High risk
    ₹ 654.98 Cr
    Kotak Equity Savings Fund Regular GrowthKotak Equity Savings Fund Regular Growth
    ₹ 26.21
    1.43%
    0.93%
    Moderately High risk
    ₹ 8,254.19 Cr
    SBI Equity Savings Regular GrowthSBI Equity Savings Regular Growth
    ₹ 24.22
    1.39%
    0.93%
    High Risk
    ₹ 5,430.84 Cr
    Mirae Asset Equity Savings Fund Regular GrowthMirae Asset Equity Savings Fund Regular Growth
    ₹ 20.40
    1.36%
    0.93%
    Moderately High risk
    ₹ 1,442.49 Cr
    Invesco India Equity Savings Fund Regular GrowthInvesco India Equity Savings Fund Regular Growth
    ₹ 17.11
    1.17%
    0.93%
    Moderately High risk
    ₹ 414.32 Cr
    Edelweiss Equity Savings Fund Regular Growth
    Moderate Risk
    • NAV₹ 25.30
    • Fund Size₹ 638.93 Cr
    Fund Return1.82%
    Category Return0.93%
    HSBC Equity Savings Growth
    Moderately High risk
    • NAV₹ 32.99
    • Fund Size₹ 654.98 Cr
    Fund Return1.53%
    Category Return0.93%
    Kotak Equity Savings Fund Regular Growth
    Moderately High risk
    • NAV₹ 26.21
    • Fund Size₹ 8,254.19 Cr
    Fund Return1.43%
    Category Return0.93%
    SBI Equity Savings Regular Growth
    High Risk
    • NAV₹ 24.22
    • Fund Size₹ 5,430.84 Cr
    Fund Return1.39%
    Category Return0.93%
    Mirae Asset Equity Savings Fund Regular Growth
    Moderately High risk
    • NAV₹ 20.40
    • Fund Size₹ 1,442.49 Cr
    Fund Return1.36%
    Category Return0.93%
    Invesco India Equity Savings Fund Regular Growth
    Moderately High risk
    • NAV₹ 17.11
    • Fund Size₹ 414.32 Cr
    Fund Return1.17%
    Category Return0.93%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoTOP FUNDS FROM THIS AMC

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)
    UTI Credit Risk Fund (Segregated - 17022020) - Direct Plan - Growth OptionUTI Credit Risk Fund (Segregated - 17022020) - Direct Plan - Growth Option
    --
    ₹ 2.69
    297.43%
    --
    Moderately High risk
    ₹ 47.82 Cr
    UTI Regular Savings Fund (Segregated - 17022020) - Direct Plan - Growth OptionUTI Regular Savings Fund (Segregated - 17022020) - Direct Plan - Growth Option
    --
    ₹ 4.08
    297.23%
    --
    High Risk
    ₹ 46.38 Cr
    UTI Dynamic Bond Fund (Segregated - 17022020) - Direct Plan - Growth OptionUTI Dynamic Bond Fund (Segregated - 17022020) - Direct Plan - Growth Option
    --
    ₹ 1.35
    297.20%
    --
    Low to Moderate Risk
    ₹ 6.82 Cr
    UTI Medium Term Fund (Segregated - 17022020) - Direct Plan - Growth OptionUTI Medium Term Fund (Segregated - 17022020) - Direct Plan - Growth Option
    --
    ₹ 0.37
    296.86%
    --
    Moderate Risk
    ₹ 1.36 Cr
    UTI Bond Fund (Segregated - 17022020) - Direct Plan - Growth OptionUTI Bond Fund (Segregated - 17022020) - Direct Plan - Growth Option
    --
    ₹ 7.35
    296.85%
    --
    Moderate Risk
    ₹ 16.78 Cr
    UTI Credit Risk Fund (Segregated - 13092019) - Direct Plan - Growth OptionUTI Credit Risk Fund (Segregated - 13092019) - Direct Plan - Growth Option
    --
    ₹ 0.58
    264.19%
    --
    Moderately High risk
    ₹ 30.86 Cr
    UTI Credit Risk Fund (Segregated - 17022020) - Direct Plan - Growth Option
    Moderately High risk--
    • NAV₹ 2.69
    • Fund Size₹ 47.82 Cr
    1 Month Return297.43%
    Category Return--
    UTI Regular Savings Fund (Segregated - 17022020) - Direct Plan - Growth Option
    High Risk--
    • NAV₹ 4.08
    • Fund Size₹ 46.38 Cr
    1 Month Return297.23%
    Category Return--
    UTI Dynamic Bond Fund (Segregated - 17022020) - Direct Plan - Growth Option
    Low to Moderate Risk--
    • NAV₹ 1.35
    • Fund Size₹ 6.82 Cr
    1 Month Return297.20%
    Category Return--
    UTI Medium Term Fund (Segregated - 17022020) - Direct Plan - Growth Option
    Moderate Risk--
    • NAV₹ 0.37
    • Fund Size₹ 1.36 Cr
    1 Month Return296.86%
    Category Return--
    UTI Bond Fund (Segregated - 17022020) - Direct Plan - Growth Option
    Moderate Risk--
    • NAV₹ 7.35
    • Fund Size₹ 16.78 Cr
    1 Month Return296.85%
    Category Return--
    UTI Credit Risk Fund (Segregated - 13092019) - Direct Plan - Growth Option
    Moderately High risk--
    • NAV₹ 0.58
    • Fund Size₹ 30.86 Cr
    1 Month Return264.19%
    Category Return--
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoABOUT THE AMC

    company icon
    UTI Asset Management Co Ltd
    UTI Asset Management Co Ltd manages assets worth ₹ 3,32,771.40 crores. It’s current offering of mutual fund schemes includes 33 equity, 37 debt and 7 hybrid schemes.
    phone icon
    Phone
    +91-22-6678 6666
    mail icon
    Email
    pms_care@uti.co.in
    aum
    AUM
    ₹ 3,32,771.40 Cr (
    As on May 31, 2025
    )
    location
    Address
    PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051 Mumbai,400051

    bt_logoFAQ's

    What is the category of UTI Equity Savings Fund Regular Growth ?
    The category of UTI Equity Savings Fund Regular Growth is Allocation - Equity Savings
    What is the current NAV of UTI Equity Savings Fund Regular Growth ?
    The current NAV of UTI Equity Savings Fund Regular Growth as on Jul 16, 2025 is ₹18.30
    How safe is UTI Equity Savings Fund Regular Growth ?
    The risk level of UTI Equity Savings Fund Regular Growth is Moderately High.
    What are short term returns given by UTI Equity Savings Fund Regular Growth ?
    The return given by UTI Equity Savings Fund Regular Growth in 1 month is 0.49%, 3 months is 2.69%, 6 months is 4.60%, and 1 year is 5.38%
    What are the long term returns given by UTI Equity Savings Fund Regular Growth ?
    The return given by UTI Equity Savings Fund Regular Growth in 3 years is 12.06% and 5 years is 12.38%.
    What is the expense ratio of UTI Equity Savings Fund Regular Growth ?
    The expense ratio of UTI Equity Savings Fund Regular Growth is 1.50%
    What is the AUM of UTI Equity Savings Fund Regular Growth ?
    The assets under Management (AUM) of UTI Equity Savings Fund Regular Growth is Rs 686.87 crores.
    What is the minimum investment in UTI Equity Savings Fund Regular Growth ?
    The minimum Lumpsum investment in UTI Equity Savings Fund Regular Growth is ₹5,000.00 and the minimum SIP investment in UTI Equity Savings Fund Regular Growth is ₹1,500.00
    What is the asset allocation of UTI Equity Savings Fund Regular Growth?
    UTI Equity Savings Fund Regular Growth has an exposure of 33.32% in Equity, 25.32% in Debt and 41.36% in Cash & Money Market Securities

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