Did You Know

A consumer can apply for the subsidy through either discom-tendered projects or the National Portal of India

Updated : Jun 12, 2024

8 things you should know before setting up Rooftop Solar (RTS) Panels

If you plan to instal rooftop solar panels for a residential household, you can apply for a subsidy under the PM Surya Ghar Muft Bijli Yojana.

A CIBIL score is a 3-digit number ranging from 300-900, which measures your credit and repayment history as calculated by the CIBIL credit bureau.

Updated : Apr 20, 2024

No PAN card? Don't worry. Here's how you can check CIBIL score without one

Knowing a CIBIL credit score without a PAN card is possible. The Credit Information Companies (Regulation) Act of 2005 empowers every individual to access their credit score report, irrespective of whether they hold a PAN card

Communicating openly and honestly with your lender about your financial situation is essential.

Updated : Jun 6, 2023

Unable to pay home loan EMIs? Here’s what you can do

Approach the lender as they may be willing to negotiate revised loan terms that could involve extending tenure or reducing EMI.

You need to apply for a RuPay credit card with a bank that offers this feature on UPI.

Updated : Jun 5, 2023

You can use India’s own credit card through UPI; here’s how

You must have a RuPay credit card to use this facility. You can get it either from banks or fintech start-ups

Exceeding your credit limit can have a negative impact on your credit score.

Updated : Jun 5, 2023

Here’s why you shouldn’t purchase beyond your credit card limit

Doing so can affect your credit score and hurt ability to access credit in the future; besides, the issuer can also levy charges.

New age fintech companies are providing 'Marry Now Pay Later' as the new option to couples and families who do not wish to use all of their savings for wedding expenses

Updated : Mar 17, 2023

Worried about wedding expenses? You can now opt for 'Marry Now, Pay Later' on zero interest rate

New age fintech companies are providing 'Marry Now Pay Later' as the new option to couples and families who do not wish to use all of their savings for wedding expenses

The decision to choose between a trust and a will depends on what is the intention

Updated : Oct 22, 2022

Will vs Trust: Which is the better option for your succession planning?

hile a Will is the official document —with details of all the assets of the testator (person whose Will it is)—that specifies how their belongings will be distributed after their death, the creation of Trusts is the alternative method of asset transfer.

Updated : Oct 12, 2022

SBI home loan book crosses Rs 6 trn-mark; launches festival discounts

Alok Kumar Choudhary, managing director-retail banking & operations, said the interest rate for new loan buyers and loan takeovers starts at 8.40 per cent and top-up loans begin at 8.80 per cent.

It is important to know that the transactions on your credit card do not form part of your credit report.

Updated : Aug 7, 2022

4 things that are not mentioned in your credit report; find out here

Do you know that not all financial transactions are part of your credit report. Here are 4 such transactions that are not shown in your credit report.

There are two types of digital BNPL players in the market -- payment finance and transaction finance.

Updated : Jan 15, 2022

What happens when you miss your BNPL payment?

While the BNPL industry is expected to grow in India, it is important to note the risks that come from hidden costs, lack of disclosures and transparency.

Experts advise investors to invest at least 15 per cent of money in gold.

Updated : Oct 23, 2021

Digital gold: Make your portfolio glitter this Diwali

While buying physical gold is not hassle-free because of concerns like the purity of gold and high making charges, digital gold has become popular due to the ease in buying and storing.

ICU requirement also reduced from 9.4% in unvaccinated to 5% in vaccinated

Updated : Jul 13, 2021

Here’s how much a vaccine can reduce your COVID-19 medical bills

Those who had completed two doses of vaccine, saw a reduction in the average length of stay (ALOS) by a mean of 2.1 days, ICU requirement by 66 per cent and a reduction of approximately 81 per cent in mortality

Updated : Apr 17, 2020

BT Insight: Things to keep in mind before buying a health insurance policy

A health insurance plan helps people manage this risk to a great extent. However, even though a health plan provides you a comprehensive cover against fatal diseases and accidents, scope of coverage has some limitation and preconditions

You must pay your advance tax including Tax Deducted at Source (TDS) before March 31 to avoid interest penalty

Updated : Mar 20, 2020

ITR filing to linking Aadhar with PAN: Eight tasks you must do before March 31

If you have still not calculated your taxable income and total tax liability for the financial year against your investments, you should immediately do it to avoid paying higher taxes

Updated : Mar 9, 2020

'Buy Now Pay Later' sounds enticing, but should you go for it?

'Buy Now Pay Later' option works like a credit card minus a physical card. BNPL firms partner with merchants that give you BNPL payment option at the point of sale. So, you can also call them 'check-out lending platforms'

Many insurance companies have also clarified to their policyholders about the coverage of the disease either by personal communication or through media

Updated : Mar 6, 2020

Coronavirus: Should you depend on your traditional health insurance?

To address the concerns of the policyholders and to bring clarity on the coverage of corona virus, the insurance regulator IRDA has come up with guidelines for the insurance companies

Dos and don'ts of borrowing from a fintech platform if you're a young millennial

Updated : Mar 4, 2020

Mistakes young borrowers should avoid on fintech platforms

If you are a young millennial considering a fintech loan or already have it, you must understand nuances of credit score and how to maintain a decent credit score

Updated : Oct 15, 2019

Now you can update your EPF nominee details online

One of the most important savings that most of private sector employees have is statutory saving done in EPF

Updated : Oct 3, 2019

Repo-linked loans: Your credit score is now key to fix your home loan EMIs

Credit score will be a key determinant for charging a higher or lower interest rate over the benchmark external lending rate under the RBI-mandated repo-linked interest rate mechanism

Updated : Sep 24, 2019

Yet to receive your tax refund? This is what you should do

More than three weeks have passed for those who filed ITR closer to August 31. So, now is the good time for all taxpayers to check if they have received the refund