Top Story

A strong credit score (preferably 685 or above), steady income, and a clear debt record all work in your favour

Updated : Apr 14, 2025

Personal loan rejected? Here's what to do next and how to improve your chances

More often than not, loan denials stem from issues you can fix — be it a low CIBIL score, high debt, or missing paperwork. Knowing what went wrong and how to correct it can dramatically boost your approval odds the next time you apply

These updates demand prompt action — missing out could mean lost benefits or financial penalties.

Updated : Mar 31, 2025

April 1 deadline looms: From tax slabs, new pension rules to UPI shutdowns, here’s what changes for your money

Unveiled during the Union Budget 2025 by Finance Minister Nirmala Sitharaman and followed by a series of announcements, these changes are set to reshape your financial landscape in ways both big and small.

His remarks ignited a discussion on wealth creation, real estate, and financial mobility in India.

Updated : Feb 17, 2025

‘Phenomenal achievement’: Financial planner explains why being a dollar millionaire in India is rarer than elsewhere

“In that case, India might top the charts soon — real estate prices are skyrocketing, and in rural areas, large land holdings are passed down generations without ever being sold. Wealth here isn’t always liquid, but it’s definitely substantial!” one user commented.

Officials highlight several reforms undertaken to enhance claim settlement

Updated : Feb 6, 2025

EPFO processes record 5.08 crore claims worth Rs 2.05 lakh crore this fiscal

The auto-claim settlement, where the payment is credited to member accounts within three days doubled to 1.87 crore claims in the current financial year from 89.52 lakh auto claims processed during the whole of FY24.

AI-powered apps are reshaping personal finance

Updated : Jan 14, 2025

AI-powered apps redefine personalised money management

The AI-powered financial tools are reshaping personal finance by offering advanced features like consolidated account views, automated bill reminders, and detailed spending analyses.

The Ministry of Labour and Employment emphasized that DBT benefits will be available only to employees with activated UAN and Aadhaar-linked bank accounts.

Updated : Jan 12, 2025

Don’t lose your EPFO benefits: Link Aadhaar, activate UAN by this date

The ELI Scheme offers financial incentives for first-time employees, job creation in manufacturing, and employer support through Direct Benefit Transfer. To avail these benefits, employees must activate their UAN and link Aadhaar to their bank accounts.

To get a good return one should invest in the equity market.

Updated : Sep 28, 2024

I want to invest Rs 10 lakh. What is the best way to invest to get better returns?

As the market is always high and moving in one direction, small corrections may occur, but in the long run, the market is positive as the fundamentals of companies are strong.

Radhika Gupta, MD & CEO of Edelweiss Mutual Fund, voted for Dal-Chawal Investing", which meant sticking to disciplined, long-term investing.

Updated : Sep 27, 2024

80% of your portfolio should be 'Dal-Chawal': Radhika Gupta's investment mantra

Speaking at the India Today Conclave Mumbai 2024, Radhika Gupta, MD & CEO of Edelweiss Mutual Fund, said that a simple, core investment strategy can help investors ride out the market's ups and downs.

Some airline companies have introduced co-branded credit cards that offer exclusive benefits such as free air tickets, priority check-in, and additional baggage allowance.

Updated : Sep 25, 2024

How to get the most out of your co-branded credit card

Co-branded credit cards are designed to meet the diverse needs of customers by providing customised reward points and benefits that can be easily redeemed based on their preferences.

Under the newly introduced UPS, employees are assured a guaranteed pension amounting to 50% of their average basic pay.

Updated : Aug 27, 2024

Pension planning for government employees: UPS or NPS? The clock is ticking

Unified Pension Scheme (UPS), which will be applicable from 1 April 2025, is specifically designed for central government employees and comes as an alternative to the existing National Pension Scheme (NPS).

The robust gain in the asset base was also replicated in the growth of investors in equity mutual funds, with the number of folios closing at 13.3 crore, adding an investor base of over 3 crore.

Updated : Jul 28, 2024

Investment in equity MFs surge 5-fold to Rs 94,151 crore in June quarter, total AUM jumps 59%: AMFI data

Within the equity segment, sectoral or thematic category attracted Rs 46,731 crore during the quarter under review, followed by Multi-cap (Rs 10,077 crore), Flexicap (Rs 8,387 crore), Large & Midcaps (Rs 7,948 crore), Smallcap (Rs 7,197 crore) and Midcap (Rs 6,927 crore).

COMPANIES

NEWS