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bandhan financial services fund direct idcw payout
Bandhan Financial Services Fund Direct IDCW Payout

Bandhan Financial Services Fund Direct IDCW Payout

  • Very High Risk
  • Equity
  • Sector - Financial Services
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NAV as on Feb 6, 2026
i
Price per unit of the scheme.
₹ 14.8120-0.01%1 Day Change
-1.85%
Minimum Investment₹1000
Expense Ratio--

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.
*Morningstar Rating Methodologyi
i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions
 

bt_logoFUND PERFORMANCE

As On Jan 01, 2023
Compare fund’s performance against category average across different time periods


No Data Found.
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

bt_logoFUND COMPARISON

1M3M6M1Y3Y5Y
This Fund
Bandhan Financial Services Fund Direct IDCW Payout
VS
Equity: Sector - Financial Services Average NAV
    Topper in Equity: Sector - Financial Services
    All Fund


    No Data Found.
    *For the other fund, rescaled NAVs are used
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    bt_logoRETURN CALCULATOR

    Check the return on your investment in the fund
    Bandhan Financial Services Fund Direct IDCW Payout
    Investment Type
    Monthly Investment
    Time Period (yrs)
    Annual Return in %
    • Invested Amount
      ₹0
    • Return
      ₹0
    • Current Value
      ₹0

    bt_logoFUND SUMMARY

    Benchmark
    IISL Nifty Financial Services TR INR
    Expense Ratio
    -%
    Category Avg Expense Ratio
    0.91%
    Minimum Investment (Lumpsum/SIP)
    ₹ 1000 /₹ 100
    Lock In (Years)
    No Lock-in
    Fund Size
    ₹ 1,140.99 Cr(As on Dec, 2025)
    Inception Date
    Jul 31, 2023
    Turnover
    - %
    Exit Load
    If redeemed/switched outon/within 30 days from thedate of allotment - 0.5% of theapplicable NAV. If redeemed/switched outafter 30 days from the date ofallotment - Nil.

    bt_logoABOUT THE FUND

    Objective: The Scheme seeks to generate long-term capital appreciation by investing predominantly in equity and equity related instruments of companies engaged in financial services.

    Bandhan Financial Services Fund Direct IDCW Payout is an Equity - Sector - Financial Services fund. The fund was launched inJul 31, 2023. Its risk level is . The NAV of the fund as onFeb 06, 2026 is ₹14.81. Its expense ratio is - %. The fund has an AUM of ₹1,140.99 Cr.The fund is managed byRitika Behera,Gaurav Satra,Sumit Agrawal,Harshvardhan Agarwal,Harshal Joshi,Ritu Modi.
    The minimum initial investment is  ₹1000 in Lumpsum mode.

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    bt_logoFUND MANAGER

    Sumit Agrawal
    Sumit Agrawal
    i
    Lead Fund Manager.
    Jul 31, 2023 - Present
    • Fund Manager Rank--Out of 32
      i
      Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
    • Schemes managed5
    • Total AUM₹ 7,677.09 Cr
    • Highest Return In 1 Yr16.32 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Bandhan Regular Savings Fund Direct Plan Growth
    ₹ 36.69
    -0.64%
    -0.41%
    Moderately High risk
    ₹102.32Cr
    Bandhan Focused Equity Fund - Direct Plan - Growth
    ₹ 102.75
    -2.53%
    -2.87%
    Very High Risk
    ₹2,059.19Cr
    Bandhan Balanced Advantage Direct Growth
    ₹ 28.70
    -1.56%
    -1.38%
    Very High Risk
    ₹2,323.73Cr
    Bandhan Regular Savings Fund Direct Plan Growth
    Moderately High risk
    • NAV₹ 36.69
    • Fund Size₹102.32Cr
    Fund Return-0.64%
    Category Return-0.41%
    Bandhan Focused Equity Fund - Direct Plan - Growth
    Very High Risk
    • NAV₹ 102.75
    • Fund Size₹2,059.19Cr
    Fund Return-2.53%
    Category Return-2.87%
    Bandhan Balanced Advantage Direct Growth
    Very High Risk
    • NAV₹ 28.70
    • Fund Size₹2,323.73Cr
    Fund Return-1.56%
    Category Return-1.38%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Ritika Behera
    Ritika Behera
    i
    Lead Fund Manager.
    Oct 7, 2023 - Present
    • Schemes managed18
    • Total AUM₹ 84,064.26 Cr
    • Highest Return In 1 Yr22.43 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Bandhan Tax Advantage (ELSS) Fund - Direct Plan - Growth
    ₹ 180.41
    -1.74%
    -2.62%
    Very High Risk
    ₹7,333.38Cr
    Bandhan Sterling Value Fund Direct Plan Growth
    ₹ 170.72
    -2.06%
    -1.53%
    Very High Risk
    ₹10,439.66Cr
    Bandhan Emerging Businesses Fund Direct Growth
    ₹ 50.02
    -3.38%
    -3.75%
    Very High Risk
    ₹18,990.28Cr
    Bandhan Tax Advantage (ELSS) Fund - Direct Plan - Growth
    Very High Risk
    • NAV₹ 180.41
    • Fund Size₹7,333.38Cr
    Fund Return-1.74%
    Category Return-2.62%
    Bandhan Sterling Value Fund Direct Plan Growth
    Very High Risk
    • NAV₹ 170.72
    • Fund Size₹10,439.66Cr
    Fund Return-2.06%
    Category Return-1.53%
    Bandhan Emerging Businesses Fund Direct Growth
    Very High Risk
    • NAV₹ 50.02
    • Fund Size₹18,990.28Cr
    Fund Return-3.38%
    Category Return-3.75%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Gaurav Satra
    Gaurav Satra
    i
    Lead Fund Manager.
    Jun 7, 2024 - Present
    • Schemes managed18
    • Total AUM₹ 84,064.26 Cr
    • Highest Return In 1 Yr22.43 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Bandhan Regular Savings Fund Direct Plan Growth
    ₹ 36.69
    -0.64%
    -0.41%
    Moderately High risk
    ₹102.32Cr
    Bandhan Hybrid Equity Fund Direct Plan Growth
    ₹ 30.57
    -1.06%
    -1.76%
    Very High Risk
    ₹1,575.75Cr
    Bandhan US Equity Fund of Fund Direct Growth
    --
    ₹ 18.44
    -3.90%
    -%
    Very High Risk
    ₹361.42Cr
    Bandhan Regular Savings Fund Direct Plan Growth
    Moderately High risk
    • NAV₹ 36.69
    • Fund Size₹102.32Cr
    Fund Return-0.64%
    Category Return-0.41%
    Bandhan Hybrid Equity Fund Direct Plan Growth
    Very High Risk
    • NAV₹ 30.57
    • Fund Size₹1,575.75Cr
    Fund Return-1.06%
    Category Return-1.76%
    Bandhan US Equity Fund of Fund Direct Growth
    Very High Risk--
    • NAV₹ 18.44
    • Fund Size₹361.42Cr
    Fund Return-3.90%
    Category Return--
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Harshvardhan Agarwal
    Harshvardhan Agarwal
    i
    Lead Fund Manager.
    Jun 7, 2024 - Present
    • Schemes managed1
    • Total AUM₹ 1,140.99 Cr
    • Highest Return In 1 Yr16.32 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Bandhan Financial Services Fund Direct Growth
    --
    ₹ 15.90
    -1.85%
    -0.63%
    Very High Risk
    ₹1,140.99Cr
    Bandhan Financial Services Fund Direct Growth
    Very High Risk--
    • NAV₹ 15.90
    • Fund Size₹1,140.99Cr
    Fund Return-1.85%
    Category Return-0.63%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Harshal Joshi
    Harshal Joshi
    i
    Lead Fund Manager.
    Jul 31, 2023 - Present
    • Schemes managed18
    • Total AUM₹ 52,273.07 Cr
    • Highest Return In 1 Yr22.43 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Bandhan Crisil IBX 90:10 SDL Plus Glit April 2032 Index Fund Direct Growth
    --
    ₹ 12.76
    0.57%
    -%
    Moderate Risk
    ₹419.89Cr
    Bandhan Equity Savings Fund Direct Plan Growth
    ₹ 35.61
    -0.28%
    -0.31%
    Low to Moderate Risk
    ₹375.14Cr
    Bandhan Government Securities Fund - Constant Maturity Direct - Growth
    ₹ 47.59
    0.07%
    -0.21%
    Moderate Risk
    ₹339.51Cr
    Bandhan Crisil IBX 90:10 SDL Plus Glit April 2032 Index Fund Direct Growth
    Moderate Risk--
    • NAV₹ 12.76
    • Fund Size₹419.89Cr
    Fund Return0.57%
    Category Return--
    Bandhan Equity Savings Fund Direct Plan Growth
    Low to Moderate Risk
    • NAV₹ 35.61
    • Fund Size₹375.14Cr
    Fund Return-0.28%
    Category Return-0.31%
    Bandhan Government Securities Fund - Constant Maturity Direct - Growth
    Moderate Risk
    • NAV₹ 47.59
    • Fund Size₹339.51Cr
    Fund Return0.07%
    Category Return-0.21%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Ritu Modi
    Ritu Modi
    i
    Lead Fund Manager.
    Dec 2, 2024 - Present
    • Schemes managed2
    • Total AUM₹ 3,110.01 Cr
    • Highest Return In 1 Yr16.32 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Bandhan Midcap Fund Direct Growth
    --
    ₹ 17.87
    -2.23%
    -2.59%
    Very High Risk
    ₹1,969.02Cr
    Bandhan Financial Services Fund Direct Growth
    --
    ₹ 15.90
    -1.85%
    -0.63%
    Very High Risk
    ₹1,140.99Cr
    Bandhan Midcap Fund Direct Growth
    Very High Risk--
    • NAV₹ 17.87
    • Fund Size₹1,969.02Cr
    Fund Return-2.23%
    Category Return-2.59%
    Bandhan Financial Services Fund Direct Growth
    Very High Risk--
    • NAV₹ 15.90
    • Fund Size₹1,140.99Cr
    Fund Return-1.85%
    Category Return-0.63%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoDETAILED PORTFOLIO

    As on Dec, 2025
    EQUITY (97.87%)
    DEBT (-%)
    CASH (2.13%)
    Allocation by Market Cap
    Large Cap(60.73%)
    Mid Cap(17.92%)
    Small Cap(19.22%)
    Industry Holdings
    • Banks Regional54.37%
    • Credit Services14.92%
    • Insurance Life6.98%
    • Specialty Finance6.39%
    • Asset Management5.36%
    • Software Infrastructure3.61%
    Stock Holdings
    • HDFC Bank Ltd18.80%
    • ICICI Bank Ltd14.24%
    • Axis Bank Ltd4.98%
    • Kotak Mahindra Bank Ltd4.35%
    • Bajaj Finance Ltd3.70%
    • One97 Communications Ltd2.45%

    bt_logoPERFORMANCE MEASURES

    Fund evaluation across critical parameters for better decision making. Study period is 3 years.
    • Consistency
      i
      It represents the consistency of a fund in beating its benchmark.
      ----
    • Downside Risk
      i
      Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
      ----
    • Risk Adjusted Return
      i
      Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
      ----
    • Volatility
      i
      Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
      ----
    • Upside Capture Ratio
      i
      Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
      ----
    • Downside Capture Ratio
      i
      Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.
      ----

    bt_logoHISTORICAL RISK MEASURES

    Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.
    • Alpha: Excess return of the fund over benchmark
      i
      Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
      --
      This Fund
      VS
      0.57
      Category Avg
    • R-Squared: How well the fund tracks benchmark
      i
      R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
      --
      This Fund
      VS
      77.87
      Category Avg
    • Beta: Risk of the fund in relation to benchmark
      i
      Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
      --
      This Fund
      VS
      0.98
      Category Avg
    • Sharpe Ratio: Risk adjusted return of the fund
      i
      Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
      --
      This Fund
      VS
      0.76
      Category Avg
    • Sortino Ratio: Return per unit of bad risk
      i
      A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
      --
      This Fund
      VS
      1.46
      Category Avg
    • Standard Devation: Volatility of the fund
      i
      Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
      --
      This Fund
      VS
      14.22
      Category Avg
    Benchmark used in calculation : S&P BSE 500 India TR INR

    bt_logoPEER ANALYSIS

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoTOP FUNDS FROM THIS AMC

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoABOUT THE AMC

    company icon
    Bandhan Asset Management Company Limited
    Bandhan Asset Management Company Limited manages assets worth ₹ 1,95,187.19 crores. It’s current offering of mutual fund schemes includes 34 equity, 28 debt and 11 hybrid schemes.
    phone icon
    Phone
    022-66289999
    mail icon
    Email
    investormf@bandhanamc.com
    aum
    AUM
    ₹ 1,95,187.19 Cr (
    As on Dec 31, 2025
    )
    location
    Address
    6th Floor, 841, One World Center Mumbai,400013

    bt_logoFAQ's

    What is the category of Bandhan Financial Services Fund Direct IDCW Payout ?
    The category of Bandhan Financial Services Fund Direct IDCW Payout is Equity - Sector - Financial Services
    What is the current NAV of Bandhan Financial Services Fund Direct IDCW Payout ?
    The current NAV of Bandhan Financial Services Fund Direct IDCW Payout as on Feb 06, 2026 is ₹14.81
    How safe is Bandhan Financial Services Fund Direct IDCW Payout ?
    The risk level of Bandhan Financial Services Fund Direct IDCW Payout is Very High.
    What are short term returns given by Bandhan Financial Services Fund Direct IDCW Payout ?
    The return given by Bandhan Financial Services Fund Direct IDCW Payout in 1 month is -1.85%, 3 months is 2.04%, 6 months is 6.89%, and 1 year is 15.76%
    What are the long term returns given by Bandhan Financial Services Fund Direct IDCW Payout ?
    The return given by Bandhan Financial Services Fund Direct IDCW Payout in 3 years is -- and 5 years is --.
    What is the expense ratio of Bandhan Financial Services Fund Direct IDCW Payout ?
    The expense ratio of Bandhan Financial Services Fund Direct IDCW Payout is --
    What is the AUM of Bandhan Financial Services Fund Direct IDCW Payout ?
    The assets under Management (AUM) of Bandhan Financial Services Fund Direct IDCW Payout is Rs 1,140.99 crores.
    What is the minimum investment in Bandhan Financial Services Fund Direct IDCW Payout ?
    The minimum Lumpsum investment in Bandhan Financial Services Fund Direct IDCW Payout is ₹1,000.00 and the minimum SIP investment in Bandhan Financial Services Fund Direct IDCW Payout is ₹100.00
    What is the asset allocation of Bandhan Financial Services Fund Direct IDCW Payout?
    Bandhan Financial Services Fund Direct IDCW Payout has an exposure of 97.87% in Equity and 2.13% in Cash & Money Market Securities

    bt_logoCALCULATORS

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