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bank of india flexi cap fund direct growth
Bank of India Flexi Cap Fund Direct Growth

Bank of India Flexi Cap Fund Direct Growth

  • Very High Risk
  • Equity
  • Flexi Cap
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NAV as on Jul 25, 2025
i
Price per unit of the scheme.
₹ 37.0900-1.59%1 Day Change
-0.32%
Minimum Investment₹5000
Expense Ratio0.99%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.
5
Scheme Rating
*Morningstar Rating Methodologyi
i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions
 

bt_logoFUND PERFORMANCE

As On Jul 25, 2025
Compare fund’s performance against category average across different time periods
1M3M6M1Y3Y5Y
13Out of 35 funds in the category
Category Avg Return
-0.42%
Fund Return -0.32%
Low-2.52%7.7%17.93%High
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

bt_logoFUND COMPARISON

1M3M6M1Y3Y5Y
This Fund
Bank of India Flexi Cap Fund Direct Growth
VS
Equity: Flexi Cap Average NAV
    Topper in Equity: Flexi Cap
    Parag Parikh Flexi Cap Direct Growth
    All Fund
    *For the other fund, rescaled NAVs are used
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    bt_logoRETURN CALCULATOR

    Check the return on your investment in the fund
    Bank of India Flexi Cap Fund Direct Growth
    Investment Type
    Monthly Investment
    Time Period (yrs)
    Annual Return in %
    • Invested Amount
      ₹3,60,000
    • Return
      ₹1,27,272
    • Current Value
      ₹4,87,272

    bt_logoFUND SUMMARY

    Benchmark
    S&P BSE 500 India TR INR
    Expense Ratio
    0.99%
    Category Avg Expense Ratio
    0.77%
    Minimum Investment (Lumpsum/SIP)
    ₹ 5000 /₹ 1000
    Lock In (Years)
    No Lock-in
    Fund Size
    ₹ 2,208.92 Cr(As on Jun, 2025)
    Inception Date
    Jun 29, 2020
    Turnover
    56.00 %
    Exit Load
    For redemption/switch out of initial units allotted within 3 monthsfrom the date of allotment :1% Exit LoadAny redemption/switch out from the date of allotment of units after3 months: NIL

    bt_logoABOUT THE FUND

    Objective: The investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity-related securities across various market capitalisation. However, there can be no assurance that the investment objectives of the Scheme will be realized.

    Bank of India Flexi Cap Fund Direct Growth is an Equity - Flexi Cap fund. The fund was launched inJun 29, 2020. Its risk level is . The NAV of the fund as onJul 25, 2025 is ₹37.09. Its expense ratio is 0.99 %. The fund has an AUM of ₹2,208.92 Cr.The fund is managed byAlok Singh.
    The minimum initial investment is  ₹5000 in Lumpsum mode.

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    bt_logoFUND MANAGER

    Alok Singh
    Alok Singh
    i
    Lead Fund Manager.
    Jun 29, 2020 - Present
    • Fund Manager Rank7Out of 28
      i
      Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
    • Schemes managed4
    • Total AUM₹ 3,634.96 Cr
    • Highest Return In 1 Yr6.46 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Bank of India Credit Risk Fund Direct Growth
    ₹ 12.55
    0.48%
    0.57%
    Moderately High risk
    ₹107.00Cr
    Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth
    ₹ 41.50
    -0.38%
    -0.36%
    Very High Risk
    ₹1,249.57Cr
    Bank of India Conservative Hybrid Fund Direct Growth
    ₹ 36.63
    -0.02%
    0.17%
    Moderately High risk
    ₹69.47Cr
    Bank of India Credit Risk Fund Direct Growth
    Moderately High risk
    • NAV₹ 12.55
    • Fund Size₹107.00Cr
    Fund Return0.48%
    Category Return0.57%
    Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth
    Very High Risk
    • NAV₹ 41.50
    • Fund Size₹1,249.57Cr
    Fund Return-0.38%
    Category Return-0.36%
    Bank of India Conservative Hybrid Fund Direct Growth
    Moderately High risk
    • NAV₹ 36.63
    • Fund Size₹69.47Cr
    Fund Return-0.02%
    Category Return0.17%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoDETAILED PORTFOLIO

    As on Jun, 2025
    EQUITY (96.15%)
    DEBT (0.13%)
    CASH (3.72%)
    Allocation by Market Cap
    Large Cap(44.66%)
    Mid Cap(20.05%)
    Small Cap(27.45%)
    Industry Holdings
    • Banks Regional16.13%
    • Steel6.42%
    • Aerospace Defense6.30%
    • Credit Services5.37%
    • Industrial Metals Minerals4.65%
    • Information Technology Services4.37%
    Stock Holdings
    • State Bank of India4.87%
    • Vedanta Ltd4.47%
    • Coforge Ltd4.20%
    • Lloyds Metals & Energy Ltd4.17%
    • HDFC Bank Ltd3.81%
    • Hindustan Aeronautics Ltd Ordinary Shares3.75%

    bt_logoPERFORMANCE MEASURES

    Fund evaluation across critical parameters for better decision making. Study period is 3 years.
    • Consistency
      i
      It represents the consistency of a fund in beating its benchmark.
    • Downside Risk
      i
      Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
    • Risk Adjusted Return
      i
      Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
    • Volatility
      i
      Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
    • Upside Capture Ratio
      i
      Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
    • Downside Capture Ratio
      i
      Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.

    bt_logoHISTORICAL RISK MEASURES

    Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.
    • Alpha: Excess return of the fund over benchmark
      i
      Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
      4.74
      This Fund
      VS
      1.48
      Category Avg
    • R-Squared: How well the fund tracks benchmark
      i
      R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
      80.65
      This Fund
      VS
      87.19
      Category Avg
    • Beta: Risk of the fund in relation to benchmark
      i
      Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
      1.12
      This Fund
      VS
      0.93
      Category Avg
    • Sharpe Ratio: Risk adjusted return of the fund
      i
      Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
      1.18
      This Fund
      VS
      1.07
      Category Avg
    • Sortino Ratio: Return per unit of bad risk
      i
      A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
      2.06
      This Fund
      VS
      1.86
      Category Avg
    • Standard Devation: Volatility of the fund
      i
      Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
      17.54
      This Fund
      VS
      14.05
      Category Avg
    Benchmark used in calculation : S&P BSE 500 India TR INR

    bt_logoPEER ANALYSIS

    1M
    3M
    6M
    1Y
    3Y
    5Y
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    • table
    Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size
    LIC MF Flexi Cap Fund Direct Plan Growth OptionLIC MF Flexi Cap Fund Direct Plan Growth Option
    ₹ 107.19
    1.03%
    -0.57%
    Very High Risk
    ₹ 1,020.58 Cr
    Invesco India Flexi Cap Fund Direct GrowthInvesco India Flexi Cap Fund Direct Growth
    --
    ₹ 20.14
    0.65%
    -0.57%
    Very High Risk
    ₹ 3,266.88 Cr
    Sundaram Flexi Cap Fund Direct GrowthSundaram Flexi Cap Fund Direct Growth
    --
    ₹ 15.50
    0.65%
    -0.57%
    Very High Risk
    ₹ 2,107.86 Cr
    ICICI Prudential Flexicap Fund Direct GrowthICICI Prudential Flexicap Fund Direct Growth
    --
    ₹ 19.48
    0.46%
    -0.57%
    Very High Risk
    ₹ 17,945.86 Cr
    360 ONE Flexicap Fund Direct Growth360 ONE Flexicap Fund Direct Growth
    --
    ₹ 15.58
    0.44%
    -0.57%
    Very High Risk
    ₹ 1,878.29 Cr
    Axis Flexi Cap Fund Direct GrowthAxis Flexi Cap Fund Direct Growth
    ₹ 29.70
    0.41%
    -0.57%
    Very High Risk
    ₹ 13,316.50 Cr
    LIC MF Flexi Cap Fund Direct Plan Growth Option
    Very High Risk
    • NAV₹ 107.19
    • Fund Size₹ 1,020.58 Cr
    Fund Return1.03%
    Category Return-0.57%
    Invesco India Flexi Cap Fund Direct Growth
    Very High Risk--
    • NAV₹ 20.14
    • Fund Size₹ 3,266.88 Cr
    Fund Return0.65%
    Category Return-0.57%
    Sundaram Flexi Cap Fund Direct Growth
    Very High Risk--
    • NAV₹ 15.50
    • Fund Size₹ 2,107.86 Cr
    Fund Return0.65%
    Category Return-0.57%
    ICICI Prudential Flexicap Fund Direct Growth
    Very High Risk--
    • NAV₹ 19.48
    • Fund Size₹ 17,945.86 Cr
    Fund Return0.46%
    Category Return-0.57%
    360 ONE Flexicap Fund Direct Growth
    Very High Risk--
    • NAV₹ 15.58
    • Fund Size₹ 1,878.29 Cr
    Fund Return0.44%
    Category Return-0.57%
    Axis Flexi Cap Fund Direct Growth
    Very High Risk
    • NAV₹ 29.70
    • Fund Size₹ 13,316.50 Cr
    Fund Return0.41%
    Category Return-0.57%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoTOP FUNDS FROM THIS AMC

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)
    Bank of India Small Cap Fund Direct GrowthBank of India Small Cap Fund Direct Growth
    ₹ 52.68
    1.54%
    0.36%
    Very High Risk
    ₹ 1,907.82 Cr
    Bank of India Manufacturing & Infra Direct Plan GrowthBank of India Manufacturing & Infra Direct Plan Growth
    ₹ 66.39
    0.77%
    -0.95%
    Very High Risk
    ₹ 606.65 Cr
    Bank of India Short Term Income Fund Direct Plan GrowthBank of India Short Term Income Fund Direct Plan Growth
    ₹ 29.30
    0.60%
    0.60%
    Moderate Risk
    ₹ 164.77 Cr
    Bank of India Ultra Short Duration Fund Direct Plan GrowthBank of India Ultra Short Duration Fund Direct Plan Growth
    ₹ 3,289.33
    0.56%
    0.46%
    Low to Moderate Risk
    ₹ 152.79 Cr
    Bank of India Arbitrage Fund Direct GrowthBank of India Arbitrage Fund Direct Growth
    --
    ₹ 14.45
    0.56%
    0.57%
    Low Risk
    ₹ 43.43 Cr
    Bank of India Liquid Fund Direct Plan GrowthBank of India Liquid Fund Direct Plan Growth
    --
    ₹ 3,050.30
    0.50%
    0.42%
    Moderate Risk
    ₹ 2,087.84 Cr
    Bank of India Small Cap Fund Direct Growth
    Very High Risk
    • NAV₹ 52.68
    • Fund Size₹ 1,907.82 Cr
    1 Month Return1.54%
    Category Return0.36%
    Bank of India Manufacturing & Infra Direct Plan Growth
    Very High Risk
    • NAV₹ 66.39
    • Fund Size₹ 606.65 Cr
    1 Month Return0.77%
    Category Return-0.95%
    Bank of India Short Term Income Fund Direct Plan Growth
    Moderate Risk
    • NAV₹ 29.30
    • Fund Size₹ 164.77 Cr
    1 Month Return0.60%
    Category Return0.60%
    Bank of India Ultra Short Duration Fund Direct Plan Growth
    Low to Moderate Risk
    • NAV₹ 3,289.33
    • Fund Size₹ 152.79 Cr
    1 Month Return0.56%
    Category Return0.46%
    Bank of India Arbitrage Fund Direct Growth
    Low Risk--
    • NAV₹ 14.45
    • Fund Size₹ 43.43 Cr
    1 Month Return0.56%
    Category Return0.57%
    Bank of India Liquid Fund Direct Plan Growth
    Moderate Risk--
    • NAV₹ 3,050.30
    • Fund Size₹ 2,087.84 Cr
    1 Month Return0.50%
    Category Return0.42%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoABOUT THE AMC

    company icon
    Bank of India Investment Managers Private Limited
    Bank of India Investment Managers Private Limited manages assets worth ₹ 13,182.75 crores. It’s current offering of mutual fund schemes includes 11 equity, 4 debt and 4 hybrid schemes.
    phone icon
    Phone
    +91 22 40479000
    mail icon
    Email
    service@boimf.in
    aum
    AUM
    ₹ 13,182.75 Cr (
    As on Jun 30, 2025
    )
    location
    Address
    B/204, Tower 1, Peninsula Corporate Park, Mumbai,400 013

    bt_logoFAQ's

    What is the category of Bank of India Flexi Cap Fund Direct Growth ?
    The category of Bank of India Flexi Cap Fund Direct Growth is Equity - Flexi Cap
    What is the current NAV of Bank of India Flexi Cap Fund Direct Growth ?
    The current NAV of Bank of India Flexi Cap Fund Direct Growth as on Jul 25, 2025 is ₹37.09
    How safe is Bank of India Flexi Cap Fund Direct Growth ?
    The risk level of Bank of India Flexi Cap Fund Direct Growth is Very High.
    What are short term returns given by Bank of India Flexi Cap Fund Direct Growth ?
    The return given by Bank of India Flexi Cap Fund Direct Growth in 1 month is -0.32%, 3 months is 8.51%, 6 months is 6.28%, and 1 year is -2.52%
    What are the long term returns given by Bank of India Flexi Cap Fund Direct Growth ?
    The return given by Bank of India Flexi Cap Fund Direct Growth in 3 years is 25.11% and 5 years is 28.15%.
    What is the expense ratio of Bank of India Flexi Cap Fund Direct Growth ?
    The expense ratio of Bank of India Flexi Cap Fund Direct Growth is 0.99%
    What is the AUM of Bank of India Flexi Cap Fund Direct Growth ?
    The assets under Management (AUM) of Bank of India Flexi Cap Fund Direct Growth is Rs 2,208.92 crores.
    What is the minimum investment in Bank of India Flexi Cap Fund Direct Growth ?
    The minimum Lumpsum investment in Bank of India Flexi Cap Fund Direct Growth is ₹5,000.00 and the minimum SIP investment in Bank of India Flexi Cap Fund Direct Growth is ₹1,000.00
    What is the asset allocation of Bank of India Flexi Cap Fund Direct Growth?
    Bank of India Flexi Cap Fund Direct Growth has an exposure of 96.15% in Equity, 0.13% in Debt and 3.72% in Cash & Money Market Securities

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