Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth

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Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth

Very High Risk
Allocation
Aggressive Allocation

NAV as on Feb 28, 2025

Price per unit of the scheme.

₹ 35.0500 -1.32% 1 Day Change

-9.15%

Minimum Investment ₹5000

Expense Ratio 1.54%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.

Scheme Rating

*Morningstar Rating Methodology i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions

FUND PERFORMANCE

(As On --)

Compare fund’s performance against category average across different time periods

1M 3M 6M 1Y 3Y 5Y

-- Out of -- funds in the category

Category Avg Return
--

Fund Return

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

FUND COMPARISON

1M 3M 6M 1Y 3Y 5Y

This Fund

Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth

Allocation: Aggressive Allocation Average NAV

Topper in Allocation: Aggressive Allocation

Motilal Oswal Equity Hybrid Fund Direct Growth

All Fund

*For the other fund, rescaled NAVs are used

RETURN CALCULATOR

Check the return on your investment in the fund

Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth

Investment Type

MONTHLY SIP ONE -TIME

Monthly Investment

Time Period (yrs)

Annual Return in %

Invested Amount

₹0
Return

₹0

Current Value

₹0

FUND SUMMARY

Benchmark

CRISIL Short Term Bond TR INR

Expense Ratio

1.54 %

Category Avg Expense Ratio

1.07%

Minimum Investment (Lumpsum/SIP)

₹5000/₹1000

Lock In (Years)

No Lock-in

Fund Size

₹ 1,051.92 Cr(As on Jan, 2025)

Inception Date

Jul 20, 2016

Turnover

141.00 %

Exit Load

For redemption/switch out of initial units allotted within 3 months from the date of allotment :1% Exit Load Any redemption/switch out from the date of allotment of units after 3 months: NIL

Objective: The scheme's objective is to provide capital appreciation and income distribution to investors from a portfolio constituting of mid and small cap equity and equity related securities as well as fixed income securities. However there can be no assurance that the income can be generated, regular or otherwise, or the investment objectives of the Scheme will be realized.

Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth is an Allocation - Aggressive Allocation fund. The fund was launched in Jul 20, 2016. Its risk level is Very High. The NAV of the fund as on Feb 28, 2025 is ₹35.05. Its expense ratio is 1.54 %. The fund has an AUM of ₹1,051.92 Cr.The fund is managed by Alok Singh. The minimum initial investment is ₹5000 in Lumpsum mode.

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FUND MANAGER

Alok Singh

Lead Fund Manager.

Feb 16, 2017- Present

Fund Manager Rank 13 Out of 30
i
Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
Schemes managed 4
Total AUM ₹ 3,220.76 Cr
Highest Return In 1 Yr 5.30 %

Other Funds

table
card

1M 3M 6M 1Y 3Y 5Y

Fund Name Morningstar Rating NAV Fund Return Category Return Risk Fund Size (Cr)

Bank of India Credit Risk Fund Direct Growth

₹12.17

0.45%

1.06%

Moderately High risk

₹113.57Cr

Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth

₹35.05

-9.15%

-2.54%

Very High Risk

₹1,051.92Cr

Bank of India Conservative Hybrid Fund Direct Growth

₹34.35

-2.37%

0.75%

Moderately High risk

₹64.23Cr

Fund Name Morningstar Rating NAV Fund Return Category Return Risk Fund Size (Cr)

Bank of India Credit Risk Fund Direct Growth

₹12.17

1.24%

2.10%

Moderately High risk

₹113.57Cr

Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth

₹35.05

-15.85%

-8.30%

Very High Risk

₹1,051.92Cr

Bank of India Conservative Hybrid Fund Direct Growth

₹34.35

-3.20%

-1.69%

Moderately High risk

₹64.23Cr

Fund Name Morningstar Rating NAV Fund Return Category Return Risk Fund Size (Cr)

Bank of India Credit Risk Fund Direct Growth

₹12.17

2.68%

4.07%

Moderately High risk

₹113.57Cr

Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth

₹35.05

-18.39%

-9.81%

Very High Risk

₹1,051.92Cr

Bank of India Conservative Hybrid Fund Direct Growth

₹34.35

-3.08%

-1.00%

Moderately High risk

₹64.23Cr

Fund Name Morningstar Rating NAV Fund Return Category Return Risk Fund Size (Cr)

Bank of India Credit Risk Fund Direct Growth

₹12.17

5.30%

8.26%

Moderately High risk

₹113.57Cr

Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth

₹35.05

0.03%

4.10%

Very High Risk

₹1,051.92Cr

Bank of India Conservative Hybrid Fund Direct Growth

₹34.35

1.59%

6.05%

Moderately High risk

₹64.23Cr

Fund Name Morningstar Rating NAV Fund Return Category Return Risk Fund Size (Cr)

Bank of India Credit Risk Fund Direct Growth

₹12.17

37.59%

9.38%

Moderately High risk

₹113.57Cr

Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth

₹35.05

14.98%

12.62%

Very High Risk

₹1,051.92Cr

Bank of India Conservative Hybrid Fund Direct Growth

₹34.35

12.97%

8.22%

Moderately High risk

₹64.23Cr

Fund Name Morningstar Rating NAV Fund Return Category Return Risk Fund Size (Cr)

Bank of India Credit Risk Fund Direct Growth

₹12.17

9.89%

6.97%

Moderately High risk

₹113.57Cr

Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth

₹35.05

21.57%

15.04%

Very High Risk

₹1,051.92Cr

Bank of India Conservative Hybrid Fund Direct Growth

₹34.35

11.46%

8.54%

Moderately High risk

₹64.23Cr

1M 3M 6M 1Y 3Y 5Y

Bank of India Credit Risk Fund Direct Growth

Moderately High risk

NAV ₹12.17
Fund Size ₹113.57Cr

Fund Return 0.45%

Category Return 1.06%

Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth

Very High Risk

NAV ₹35.05
Fund Size ₹1,051.92Cr

Fund Return -9.15%

Category Return -2.54%

Bank of India Conservative Hybrid Fund Direct Growth

Moderately High risk

NAV ₹34.35
Fund Size ₹64.23Cr

Fund Return -2.37%

Category Return 0.75%

Bank of India Credit Risk Fund Direct Growth

Moderately High risk

NAV ₹12.17
Fund Size ₹113.57Cr

Fund Return 1.24%

Category Return 2.10%

Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth

Very High Risk

NAV ₹35.05
Fund Size ₹1,051.92Cr

Fund Return -15.85%

Category Return -8.30%

Bank of India Conservative Hybrid Fund Direct Growth

Moderately High risk

NAV ₹34.35
Fund Size ₹64.23Cr

Fund Return -3.20%

Category Return -1.69%

Bank of India Credit Risk Fund Direct Growth

Moderately High risk

NAV ₹12.17
Fund Size ₹113.57Cr

Fund Return 2.68%

Category Return 4.07%

Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth

Very High Risk

NAV ₹35.05
Fund Size ₹1,051.92Cr

Fund Return -18.39%

Category Return -9.81%

Bank of India Conservative Hybrid Fund Direct Growth

Moderately High risk

NAV ₹34.35
Fund Size ₹64.23Cr

Fund Return -3.08%

Category Return -1.00%

Bank of India Credit Risk Fund Direct Growth

Moderately High risk

NAV ₹12.17
Fund Size ₹113.57Cr

Fund Return 5.30%

Category Return 8.26%

Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth

Very High Risk

NAV ₹35.05
Fund Size ₹1,051.92Cr

Fund Return 0.03%

Category Return 4.10%

Bank of India Conservative Hybrid Fund Direct Growth

Moderately High risk

NAV ₹34.35
Fund Size ₹64.23Cr

Fund Return 1.59%

Category Return 6.05%

Bank of India Credit Risk Fund Direct Growth

Moderately High risk

NAV ₹12.17
Fund Size ₹113.57Cr

Fund Return 37.59%

Category Return 9.38%

Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth

Very High Risk

NAV ₹35.05
Fund Size ₹1,051.92Cr

Fund Return 14.98%

Category Return 12.62%

Bank of India Conservative Hybrid Fund Direct Growth

Moderately High risk

NAV ₹34.35
Fund Size ₹64.23Cr

Fund Return 12.97%

Category Return 8.22%

Bank of India Credit Risk Fund Direct Growth

Moderately High risk

NAV ₹12.17
Fund Size ₹113.57Cr

Fund Return 9.89%

Category Return 6.97%

Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth

Very High Risk

NAV ₹35.05
Fund Size ₹1,051.92Cr

Fund Return 21.57%

Category Return 15.04%

Bank of India Conservative Hybrid Fund Direct Growth

Moderately High risk

NAV ₹34.35
Fund Size ₹64.23Cr

Fund Return 11.46%

Category Return 8.54%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

DETAILED PORTFOLIO

As on Jan 2025

EQUITY (74.18%)

DEBT (14.45%)

CASH (11.37%)

Allocation by Market Cap

PERFORMANCE MEASURES

Fund evaluation across critical parameters for better decision making. Study period is 3 years.

Consistency
i
It represents the consistency of a fund in beating its benchmark.
Downside Risk
i
Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
Risk Adjusted Return
i
Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
Volatility
i
Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
Upside Capture Ratio
i
Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
Downside Capture Ratio
i
Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.

HISTORICAL RISK MEASURES

Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.

Alpha: Excess return of the fund over benchmark
i
Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.

3.42

This Fund

VS

1.04

Category Avg
Beta: Risk of the fund in relation to benchmark
i
Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.

1.24

This Fund

VS

1.05

Category Avg
Sortino Ratio: Return per unit of bad risk
i
A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.

1.05

This Fund

VS

1.05

Category Avg
R-Squared: How well the fund tracks benchmark
i
R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.

61.73

This Fund

VS

87.17

Category Avg
Sharpe Ratio: Risk adjusted return of the fund
i
Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.

0.68

This Fund

VS

0.62

Category Avg
Standard Devation: Volatility of the fund
i
Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.

14.50

This Fund

VS

10.42

Category Avg

Benchmark used in calculation : CRISIL Hybrid 35+65 - Agg TR INR

PEER ANALYSIS

1M 3M 6M 1Y 3Y 5Y

table
card

Fund Name Morningstar Rating NAV Fund Return Category Return Risk Fund Size (Cr)

Motilal Oswal Equity Hybrid Fund Direct Growth

₹19.65

1.22%

1.07%

Very High Risk

₹428.38 Cr

PGIM India Hybrid Equity Fund Direct Plan Growth

₹141.19

-1.22%

-2.54%

Very High Risk

₹207.15 Cr

SBI Equity Hybrid Fund Direct Growth

₹291.75

-3.61%

-2.54%

Very High Risk

₹71,142.58 Cr

ICICI Prudential Equity & Debt Fund Direct Plan Growth

₹384.88

-3.75%

-2.54%

Very High Risk

₹39,769.96 Cr

DSP Equity & Bond Fund Direct Plan Growth

₹360.58

-3.81%

-2.54%

Very High Risk

₹10,137.49 Cr

Franklin India Equity Hybrid Fund Direct Growth

₹277.67

-4.74%

-2.54%

Very High Risk

₹2,031.12 Cr

Motilal Oswal Equity Hybrid Fund Direct Growth

VERY HIGH RISK

NAV ₹19.65
Fund Size ₹428.38 Cr

Fund Return 1.22%

Category Return 1.07%

PGIM India Hybrid Equity Fund Direct Plan Growth

VERY HIGH RISK

NAV ₹141.19
Fund Size ₹207.15 Cr

Fund Return -1.22%

Category Return -2.54%

SBI Equity Hybrid Fund Direct Growth

VERY HIGH RISK

NAV ₹291.75
Fund Size ₹71,142.58 Cr

Fund Return -3.61%

Category Return -2.54%

ICICI Prudential Equity & Debt Fund Direct Plan Growth

VERY HIGH RISK

NAV ₹384.88
Fund Size ₹39,769.96 Cr

Fund Return -3.75%

Category Return -2.54%

DSP Equity & Bond Fund Direct Plan Growth

VERY HIGH RISK

NAV ₹360.58
Fund Size ₹10,137.49 Cr

Fund Return -3.81%

Category Return -2.54%

Franklin India Equity Hybrid Fund Direct Growth

VERY HIGH RISK

NAV ₹277.67
Fund Size ₹2,031.12 Cr

Fund Return -4.74%

Category Return -2.54%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

Top funds from this amc

1M 3M 6M 1Y 3Y 5Y

table
card

Fund Name Morningstar Rating NAV Fund Return Category Return Risk Fund Size (Cr)

Bank of India Liquid Fund Direct Plan Growth

₹2,968.06

0.55%

0.46%

Moderate Risk

₹1,724.83 Cr

Bank of India Ultra Short Duration Fund Direct Plan Growth

₹3,186.94

0.54%

0.46%

Low to Moderate Risk

₹162.21 Cr

Bank of India Overnight Fund Direct Growth

₹1,288.74

0.49%

Low Risk

₹138.92 Cr

Bank of India Arbitrage Fund Direct Growth

₹14.08

0.48%

0.28%

Low Risk

₹43.60 Cr

Bank of India Credit Risk Fund Direct Growth

₹12.17

0.45%

1.06%

Moderately High risk

₹113.57 Cr

Bank of India Short Term Income Fund Direct Plan Growth

₹28.16

0.44%

0.43%

Moderate Risk

₹102.16 Cr

Bank of India Liquid Fund Direct Plan Growth

MODERATE RISK --

NAV ₹2,968.06
Fund Size ₹1,724.83 Cr

Fund Return 0.55%

Category Return 0.46%

Bank of India Ultra Short Duration Fund Direct Plan Growth

LOW TO MODERATE RISK

NAV ₹3,186.94
Fund Size ₹162.21 Cr

Fund Return 0.54%

Category Return 0.46%

Bank of India Overnight Fund Direct Growth

LOW RISK --

NAV ₹1,288.74
Fund Size ₹138.92 Cr

Fund Return 0.49%

Category Return --

Bank of India Arbitrage Fund Direct Growth

LOW RISK --

NAV ₹14.08
Fund Size ₹43.60 Cr

Fund Return 0.48%

Category Return 0.28%

Bank of India Credit Risk Fund Direct Growth

MODERATELY HIGH RISK

NAV ₹12.17
Fund Size ₹113.57 Cr

Fund Return 0.45%

Category Return 1.06%

Bank of India Short Term Income Fund Direct Plan Growth

MODERATE RISK

NAV ₹28.16
Fund Size ₹102.16 Cr

Fund Return 0.44%

Category Return 0.43%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

ABOUT THE AMC

Bank of India Investment Managers Private Limited

Bank of India Investment Managers Private Limited manages assets worth ₹ 11,499.37 crores. It’s current offering of mutual fund schemes includes 11 equity, 4 debt and 4 hybrid schemes.

Phone

+91 22 40479000

service@boimf.in

AUM

₹ 11,499.37 Cr (

As on Jan 2025

)

Address

B/204, Tower 1, Peninsula Corporate Park, ,Mumbai ,400 013

FAQ’S

What is the category of Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth ?

The category of Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth is Allocation - Aggressive Allocation

What is the current NAV of Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth ?

The current NAV of Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth (as on Feb 28, 2025) is ₹ 35.05

How safe is Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth?

The risk level of Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth is Very High .

What are short term returns given by Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth?

The return given by Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth in 1 month is -9.15%, 3 months is -15.85%, 6 months is -18.39%, and 1 year is 0.03%.

What are the long term returns given by Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth?

The return given by Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth in 3 years is 14.98% and 5 years is 21.57%.

What is the expense ratio of Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth?

The expense ratio of Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth is 1.54 %

What is the AUM of Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth

The assets under Management (AUM) of Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth is Rs 1,051.92 crores.

What is the minimum investment in Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth?

The minimum Lumpsum investment in Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth is ₹5000 and the minimum SIP investment in Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth is ₹1000

What is the asset allocation of Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth?

The Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth has an exposure of 74.18% in Equity, 14.45% in Debt and 11.37% in Cash & Money Market Securities

COMPANIES

INDICES ANALYSIS

AMCs

MUTUAL FUNDS

NEWS

Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth

FUND RATING

RISK-O-METER

FUND PERFORMANCE

FUND COMPARISON

RETURN CALCULATOR

FUND SUMMARY

ABOUT THE FUND

FUND MANAGER

DETAILED PORTFOLIO

PERFORMANCE MEASURES

HISTORICAL RISK MEASURES

PEER ANALYSIS

Top funds from this amc

ABOUT THE AMC

FAQ’S

CALCULATORS

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