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bank of india small cap fund direct growth
Bank of India Small Cap Fund Direct Growth

Bank of India Small Cap Fund Direct Growth

  • Very High Risk
  • Equity
  • Small-Cap
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NAV as on Apr 23, 2025
i
Price per unit of the scheme.
₹ 49.20000.22%1 Day Change
3.93%
Minimum Investment₹5000
Expense Ratio0.94%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.
4
Scheme Rating
*Morningstar Rating Methodologyi
i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions
 

bt_logoFUND PERFORMANCE

As On Jan 01, 2023
Compare fund’s performance against category average across different time periods


No Data Found.
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

bt_logoFUND COMPARISON

1M3M6M1Y3Y5Y
This Fund
Bank of India Small Cap Fund Direct Growth
VS
Equity: Small-Cap Average NAV
    Topper in Equity: Small-Cap
    Bandhan Emerging Businesses Fund Direct Growth
    All Fund


    No Data Found.
    *For the other fund, rescaled NAVs are used
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    bt_logoRETURN CALCULATOR

    Check the return on your investment in the fund
    Bank of India Small Cap Fund Direct Growth
    Investment Type
    Monthly Investment
    Time Period (yrs)
    Annual Return in %
    • Invested Amount
      ₹0
    • Return
      ₹0
    • Current Value
      ₹0

    bt_logoFUND SUMMARY

    Benchmark
    IISL Nifty Smallcap 250 TR INR
    Expense Ratio
    0.94%
    Category Avg Expense Ratio
    0.68%
    Minimum Investment (Lumpsum/SIP)
    ₹ 5000 /₹ 1000
    Lock In (Years)
    No Lock-in
    Fund Size
    ₹ 1,574.18 Cr(As on Mar, 2025)
    Inception Date
    Dec 19, 2018
    Turnover
    36.00 %
    Exit Load
    a) For redemption/switch out upto 10% of the initial units allotted within 1 year from the date of allotment NIL b) Any redemption/switch out in excess of the above mentioned limit would be subject to an exit load of 1%, if the units are redeemed/switched out within 1 year from the date of allotment of units. c) If the units are redeemed/switched out after 1 year from the date of allotment of units NIL

    bt_logoABOUT THE FUND

    Objective: The investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity-related securities of small cap companies. However, there can be no assurance that the investment objectives of the Scheme will be realized.

    Bank of India Small Cap Fund Direct Growth is an Equity - Small-Cap fund. The fund was launched inDec 19, 2018. Its risk level is . The NAV of the fund as onApr 23, 2025 is ₹49.20. Its expense ratio is 0.94 %. The fund has an AUM of ₹1,574.18 Cr.The fund is managed byDhruv Bhatia,Alok Singh.
    The minimum initial investment is  ₹5000 in Lumpsum mode.

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    bt_logoFUND MANAGER

    Dhruv Bhatia
    Dhruv Bhatia
    i
    Lead Fund Manager.
    Apr 27, 2022 - Present
    • Fund Manager Rank22Out of 23
      i
      Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
    • Schemes managed4
    • Total AUM₹ 14,456.27 Cr
    • Highest Return In 1 Yr20.46 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Bank of India Bluechip Fund Direct Growth
    --
    ₹ 15.97
    3.90%
    4.11%
    Very High Risk
    ₹184.13Cr
    Bank of India Small Cap Fund Direct Growth
    ₹ 49.20
    3.93%
    3.61%
    Very High Risk
    ₹1,574.18Cr
    Edelweiss Mid Cap Fund Direct Plan Growth Option
    ₹ 109.55
    4.93%
    4.00%
    Very High Risk
    ₹8,633.85Cr
    Bank of India Bluechip Fund Direct Growth
    Very High Risk--
    • NAV₹ 15.97
    • Fund Size₹184.13Cr
    Fund Return3.90%
    Category Return4.11%
    Bank of India Small Cap Fund Direct Growth
    Very High Risk
    • NAV₹ 49.20
    • Fund Size₹1,574.18Cr
    Fund Return3.93%
    Category Return3.61%
    Edelweiss Mid Cap Fund Direct Plan Growth Option
    Very High Risk
    • NAV₹ 109.55
    • Fund Size₹8,633.85Cr
    Fund Return4.93%
    Category Return4.00%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Alok Singh
    Alok Singh
    i
    Lead Fund Manager.
    Oct 1, 2024 - Present
    • Schemes managed6
    • Total AUM₹ 3,768.62 Cr
    • Highest Return In 1 Yr10.07 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Bank of India Balanced Advantage Direct Growth
    ₹ 25.98
    3.01%
    2.24%
    Very High Risk
    ₹132.04Cr
    Bank of India Tax Advantage Fund Direct Plan Growth
    ₹ 178.32
    2.65%
    3.80%
    Very High Risk
    ₹1,319.59Cr
    Bank of India Arbitrage Fund Direct Growth
    --
    ₹ 14.24
    0.76%
    0.46%
    Low Risk
    ₹43.72Cr
    Bank of India Balanced Advantage Direct Growth
    Very High Risk
    • NAV₹ 25.98
    • Fund Size₹132.04Cr
    Fund Return3.01%
    Category Return2.24%
    Bank of India Tax Advantage Fund Direct Plan Growth
    Very High Risk
    • NAV₹ 178.32
    • Fund Size₹1,319.59Cr
    Fund Return2.65%
    Category Return3.80%
    Bank of India Arbitrage Fund Direct Growth
    Low Risk--
    • NAV₹ 14.24
    • Fund Size₹43.72Cr
    Fund Return0.76%
    Category Return0.46%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoDETAILED PORTFOLIO

    As on Mar, 2025
    EQUITY (97.40%)
    DEBT (0.18%)
    CASH (2.42%)
    Allocation by Market Cap
    Large Cap(4.08%)
    Mid Cap(12.98%)
    Small Cap(78.18%)
    Industry Holdings
    • Specialty Chemicals8.34%
    • Diversified Industrials7.71%
    • Credit Services6.73%
    • Drug Manufacturers Specialty Generic6.63%
    • Electrical Equipment Parts6.26%
    • Steel5.87%
    Stock Holdings
    • Lloyds Metals & Energy Ltd3.48%
    • Ami Organics Ltd2.91%
    • Vijaya Diagnostic Centre Ltd2.64%
    • PG Electroplast Ltd2.56%
    • Housing & Urban Development Corp Ltd2.53%
    • Radico Khaitan Ltd2.53%

    bt_logoPERFORMANCE MEASURES

    Fund evaluation across critical parameters for better decision making. Study period is 3 years.
    • Consistency
      i
      It represents the consistency of a fund in beating its benchmark.
    • Downside Risk
      i
      Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
    • Risk Adjusted Return
      i
      Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
    • Volatility
      i
      Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
    • Upside Capture Ratio
      i
      Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
    • Downside Capture Ratio
      i
      Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.

    bt_logoHISTORICAL RISK MEASURES

    Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.
    • Alpha: Excess return of the fund over benchmark
      i
      Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
      0.73
      This Fund
      VS
      0.36
      Category Avg
    • R-Squared: How well the fund tracks benchmark
      i
      R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
      89.82
      This Fund
      VS
      89.89
      Category Avg
    • Beta: Risk of the fund in relation to benchmark
      i
      Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
      0.88
      This Fund
      VS
      0.82
      Category Avg
    • Sharpe Ratio: Risk adjusted return of the fund
      i
      Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
      0.66
      This Fund
      VS
      0.64
      Category Avg
    • Sortino Ratio: Return per unit of bad risk
      i
      A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
      1.04
      This Fund
      VS
      1.01
      Category Avg
    • Standard Devation: Volatility of the fund
      i
      Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
      18.62
      This Fund
      VS
      17.43
      Category Avg
    Benchmark used in calculation : S&P BSE 500 India TR INR

    bt_logoPEER ANALYSIS

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size
    Sundaram Small Cap Fund - Direct Plan - Growth OptionSundaram Small Cap Fund - Direct Plan - Growth Option
    ₹ 263.21
    6.08%
    3.61%
    Very High Risk
    ₹ 2,955.26 Cr
    Franklin India Smaller Companies Fund Direct GrowthFranklin India Smaller Companies Fund Direct Growth
    ₹ 182.71
    5.96%
    3.61%
    Very High Risk
    ₹ 11,969.61 Cr
    Invesco India Smallcap Fund Direct GrowthInvesco India Smallcap Fund Direct Growth
    ₹ 42.83
    5.18%
    3.61%
    Very High Risk
    ₹ 5,884.64 Cr
    Edelweiss Small Cap Fund Direct GrowthEdelweiss Small Cap Fund Direct Growth
    ₹ 44.98
    4.81%
    3.61%
    Very High Risk
    ₹ 4,064.12 Cr
    HDFC Small Cap Fund-Direct Growth OptionHDFC Small Cap Fund-Direct Growth Option
    ₹ 143.21
    4.76%
    3.61%
    Very High Risk
    ₹ 30,223.46 Cr
    Aditya Birla Sun Life Small Cap Fund Direct Plan GrowthAditya Birla Sun Life Small Cap Fund Direct Plan Growth
    ₹ 90.05
    4.71%
    3.61%
    Very High Risk
    ₹ 4,416.28 Cr
    Sundaram Small Cap Fund - Direct Plan - Growth Option
    Very High Risk
    • NAV₹ 263.21
    • Fund Size₹ 2,955.26 Cr
    Fund Return6.08%
    Category Return3.61%
    Franklin India Smaller Companies Fund Direct Growth
    Very High Risk
    • NAV₹ 182.71
    • Fund Size₹ 11,969.61 Cr
    Fund Return5.96%
    Category Return3.61%
    Invesco India Smallcap Fund Direct Growth
    Very High Risk
    • NAV₹ 42.83
    • Fund Size₹ 5,884.64 Cr
    Fund Return5.18%
    Category Return3.61%
    Edelweiss Small Cap Fund Direct Growth
    Very High Risk
    • NAV₹ 44.98
    • Fund Size₹ 4,064.12 Cr
    Fund Return4.81%
    Category Return3.61%
    HDFC Small Cap Fund-Direct Growth Option
    Very High Risk
    • NAV₹ 143.21
    • Fund Size₹ 30,223.46 Cr
    Fund Return4.76%
    Category Return3.61%
    Aditya Birla Sun Life Small Cap Fund Direct Plan Growth
    Very High Risk
    • NAV₹ 90.05
    • Fund Size₹ 4,416.28 Cr
    Fund Return4.71%
    Category Return3.61%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoTOP FUNDS FROM THIS AMC

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)
    Bank of India Business Cycle Fund Direct GrowthBank of India Business Cycle Fund Direct Growth
    --
    ₹ 9.01
    5.38%
    --
    Very High Risk
    ₹ 514.97 Cr
    Bank of India Small Cap Fund Direct GrowthBank of India Small Cap Fund Direct Growth
    ₹ 49.20
    3.93%
    3.61%
    Very High Risk
    ₹ 1,574.18 Cr
    Bank of India Bluechip Fund Direct GrowthBank of India Bluechip Fund Direct Growth
    --
    ₹ 15.97
    3.90%
    4.11%
    Very High Risk
    ₹ 184.13 Cr
    Bank of India Large & Mid Cap Equity Fund Direct Plan GrowthBank of India Large & Mid Cap Equity Fund Direct Plan Growth
    ₹ 95.54
    3.76%
    3.42%
    Very High Risk
    ₹ 362.39 Cr
    Bank of India Multi Cap Fund Direct GrowthBank of India Multi Cap Fund Direct Growth
    --
    ₹ 17.13
    3.25%
    4.19%
    Very High Risk
    ₹ 778.03 Cr
    Bank of India Balanced Advantage Direct GrowthBank of India Balanced Advantage Direct Growth
    ₹ 25.98
    3.01%
    2.24%
    Very High Risk
    ₹ 132.04 Cr
    Bank of India Business Cycle Fund Direct Growth
    Very High Risk--
    • NAV₹ 9.01
    • Fund Size₹ 514.97 Cr
    1 Month Return5.38%
    Category Return--
    Bank of India Small Cap Fund Direct Growth
    Very High Risk
    • NAV₹ 49.20
    • Fund Size₹ 1,574.18 Cr
    1 Month Return3.93%
    Category Return3.61%
    Bank of India Bluechip Fund Direct Growth
    Very High Risk--
    • NAV₹ 15.97
    • Fund Size₹ 184.13 Cr
    1 Month Return3.90%
    Category Return4.11%
    Bank of India Large & Mid Cap Equity Fund Direct Plan Growth
    Very High Risk
    • NAV₹ 95.54
    • Fund Size₹ 362.39 Cr
    1 Month Return3.76%
    Category Return3.42%
    Bank of India Multi Cap Fund Direct Growth
    Very High Risk--
    • NAV₹ 17.13
    • Fund Size₹ 778.03 Cr
    1 Month Return3.25%
    Category Return4.19%
    Bank of India Balanced Advantage Direct Growth
    Very High Risk
    • NAV₹ 25.98
    • Fund Size₹ 132.04 Cr
    1 Month Return3.01%
    Category Return2.24%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoABOUT THE AMC

    company icon
    Bank of India Investment Managers Private Limited
    Bank of India Investment Managers Private Limited manages assets worth ₹ 11,343.44 crores. It’s current offering of mutual fund schemes includes 11 equity, 4 debt and 4 hybrid schemes.
    phone icon
    Phone
    +91 22 40479000
    mail icon
    Email
    service@boimf.in
    aum
    AUM
    ₹ 11,343.44 Cr (
    As on Mar 31, 2025
    )
    location
    Address
    B/204, Tower 1, Peninsula Corporate Park, Mumbai,400 013

    bt_logoFAQ's

    What is the category of Bank of India Small Cap Fund Direct Growth ?
    The category of Bank of India Small Cap Fund Direct Growth is Equity - Small-Cap
    What is the current NAV of Bank of India Small Cap Fund Direct Growth ?
    The current NAV of Bank of India Small Cap Fund Direct Growth as on Apr 23, 2025 is ₹49.20
    How safe is Bank of India Small Cap Fund Direct Growth ?
    The risk level of Bank of India Small Cap Fund Direct Growth is Very High.
    What are short term returns given by Bank of India Small Cap Fund Direct Growth ?
    The return given by Bank of India Small Cap Fund Direct Growth in 1 month is 3.93%, 3 months is -0.45%, 6 months is -7.66%, and 1 year is 10.07%
    What are the long term returns given by Bank of India Small Cap Fund Direct Growth ?
    The return given by Bank of India Small Cap Fund Direct Growth in 3 years is 21.13% and 5 years is 37.26%.
    What is the expense ratio of Bank of India Small Cap Fund Direct Growth ?
    The expense ratio of Bank of India Small Cap Fund Direct Growth is 0.94%
    What is the AUM of Bank of India Small Cap Fund Direct Growth ?
    The assets under Management (AUM) of Bank of India Small Cap Fund Direct Growth is Rs 1,574.18 crores.
    What is the minimum investment in Bank of India Small Cap Fund Direct Growth ?
    The minimum Lumpsum investment in Bank of India Small Cap Fund Direct Growth is ₹5,000.00 and the minimum SIP investment in Bank of India Small Cap Fund Direct Growth is ₹1,000.00
    What is the asset allocation of Bank of India Small Cap Fund Direct Growth?
    Bank of India Small Cap Fund Direct Growth has an exposure of 97.40% in Equity, 0.18% in Debt and 2.42% in Cash & Money Market Securities

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