DSP Banking & PSU Debt Fund Direct Daily Reinvestment of Income Dist cum Cap Wdrl

Low to Moderate Risk
Fixed Income
Banking and PSU

NAV as on Apr 22, 2025

Price per unit of the scheme.

₹ 10.17190.12%1 Day Change

2.29%

Minimum Investment₹100

Expense Ratio0.32%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.

Scheme Rating

*Morningstar Rating Methodology i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions

FUND PERFORMANCE

As On Jan 01, 2023

Compare fund’s performance against category average across different time periods

No Data Found.

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

FUND COMPARISON

1M 3M 6M 1Y 3Y 5Y

This Fund

DSP Banking & PSU Debt Fund Direct Daily Reinvestment of Income Dist cum Cap Wdrl

Fixed Income: Banking and PSU Average NAV

Topper in Fixed Income: Banking and PSU

All Fund

No Data Found.

*For the other fund, rescaled NAVs are used

RETURN CALCULATOR

Check the return on your investment in the fund

DSP Banking & PSU Debt Fund Direct Daily Reinvestment of Income Dist cum Cap Wdrl

Investment Type

Monthly Investment

Time Period (yrs)

Annual Return in %

Invested Amount
₹0
Return
₹0

Current Value
₹0

FUND SUMMARY

Benchmark

NIFTY Banking & PSU Debt TR INR

Expense Ratio

0.32%

Category Avg Expense Ratio

0.34%

Minimum Investment (Lumpsum/SIP)

₹ 100 /₹ 100

Lock In (Years)

No Lock-in

Fund Size

₹ 3,408.70 Cr(As on Mar, 2025)

Inception Date

Sep 14, 2013

Turnover

- %

Exit Load

Nil

Objective: The investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings.

DSP Banking & PSU Debt Fund Direct Daily Reinvestment of Income Dist cum Cap Wdrl is an Fixed Income - Banking and PSU fund. The fund was launched inSep 14, 2013. Its risk level is . The NAV of the fund as onApr 22, 2025 is ₹10.17. Its expense ratio is 0.32 %. The fund has an AUM of ₹3,408.70 Cr.The fund is managed byKaran Mundhra,Shantanu Godambe,Sandeep Yadav.
The minimum initial investment is ₹100 in Lumpsum mode.

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FUND MANAGER

Shantanu Godambe

Lead Fund Manager.

Jun 1, 2023 - Present

Fund Manager Rank45Out of 102
i
Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
Schemes managed15
Total AUM₹ 31,835.91 Cr
Highest Return In 1 Yr19.90 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

DSP Floater Fund Direct Growth

₹ 13.27

2.09%

1.55%

Low to Moderate Risk

₹536.68Cr

DSP Nifty SDL Plus G-Sec Sep 2027 50:50 Index Fund Direct Growth

₹ 11.96

1.48%

Moderate Risk

₹83.79Cr

DSP CRISIL SDL Plus G-Sec Apr 2033 50:50 Index Fund Direct Growth

₹ 12.42

2.80%

Moderate Risk

₹391.00Cr

DSP Floater Fund Direct Growth

Low to Moderate Risk--

NAV₹ 13.27
Fund Size₹536.68Cr

Fund Return2.09%

Category Return1.55%

DSP Nifty SDL Plus G-Sec Sep 2027 50:50 Index Fund Direct Growth

Moderate Risk--

NAV₹ 11.96
Fund Size₹83.79Cr

Fund Return1.48%

Category Return--

DSP CRISIL SDL Plus G-Sec Apr 2033 50:50 Index Fund Direct Growth

Moderate Risk--

NAV₹ 12.42
Fund Size₹391.00Cr

Fund Return2.80%

Category Return--

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

Karan Mundhra

Lead Fund Manager.

Jul 1, 2023 - Present

Schemes managed9
Total AUM₹ 38,145.84 Cr
Highest Return In 1 Yr10.73 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

DSP Bond Fund Direct Plan Growth

₹ 86.13

2.08%

1.26%

Moderate Risk

₹305.22Cr

DSP Savings Fund Direct Plan Growth

₹ 53.58

0.98%

0.89%

Low to Moderate Risk

₹4,324.79Cr

DSP Banking & PSU Debt Fund Direct Growth

₹ 24.81

2.31%

1.58%

Low to Moderate Risk

₹3,408.70Cr

DSP Bond Fund Direct Plan Growth

Moderate Risk

NAV₹ 86.13
Fund Size₹305.22Cr

Fund Return2.08%

Category Return1.26%

DSP Savings Fund Direct Plan Growth

Low to Moderate Risk

NAV₹ 53.58
Fund Size₹4,324.79Cr

Fund Return0.98%

Category Return0.89%

DSP Banking & PSU Debt Fund Direct Growth

Low to Moderate Risk

NAV₹ 24.81
Fund Size₹3,408.70Cr

Fund Return2.31%

Category Return1.58%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

Sandeep Yadav

Lead Fund Manager.

Aug 1, 2024 - Present

Schemes managed4
Total AUM₹ 9,539.29 Cr
Highest Return In 1 Yr13.58 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

DSP Short Term Fund Direct Plan Growth

₹ 50.07

1.82%

1.45%

Low to Moderate Risk

₹3,061.14Cr

DSP Government Securities Fund Direct Plan Growth

₹ 103.42

3.26%

2.54%

Low to Moderate Risk

₹1,565.83Cr

DSP Banking & PSU Debt Fund Direct Growth

₹ 24.81

2.31%

1.58%

Low to Moderate Risk

₹3,408.70Cr

DSP Short Term Fund Direct Plan Growth

Low to Moderate Risk

NAV₹ 50.07
Fund Size₹3,061.14Cr

Fund Return1.82%

Category Return1.45%

DSP Government Securities Fund Direct Plan Growth

Low to Moderate Risk

NAV₹ 103.42
Fund Size₹1,565.83Cr

Fund Return3.26%

Category Return2.54%

DSP Banking & PSU Debt Fund Direct Growth

Low to Moderate Risk

NAV₹ 24.81
Fund Size₹3,408.70Cr

Fund Return2.31%

Category Return1.58%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

DETAILED PORTFOLIO

As on Apr, 2025

EQUITY (-%)

DEBT (90.74%)

CASH (9.04%)

Allocation by Market Cap

Other Cap(0.23%)

Industry Holdings

No Data For Allocation

Stock Holdings

No Data For Allocation

PERFORMANCE MEASURES

Fund evaluation across critical parameters for better decision making. Study period is 3 years.

Consistency
i
It represents the consistency of a fund in beating its benchmark.
----
Downside Risk
i
Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
----
Risk Adjusted Return
i
Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
----
Volatility
i
Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
----
Upside Capture Ratio
i
Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
----
Downside Capture Ratio
i
Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.
----

HISTORICAL RISK MEASURES

Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.

Alpha: Excess return of the fund over benchmark
i
Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
0.03
This Fund
VS
-0.28
Category Avg
R-Squared: How well the fund tracks benchmark
i
R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
55.98
This Fund
VS
60.62
Category Avg

Beta: Risk of the fund in relation to benchmark
i
Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
0.95
This Fund
VS
0.88
Category Avg
Sharpe Ratio: Risk adjusted return of the fund
i
Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
0.05
This Fund
VS
-0.21
Category Avg

Sortino Ratio: Return per unit of bad risk
i
A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
0.08
This Fund
VS
-0.09
Category Avg
Standard Devation: Volatility of the fund
i
Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
1.38
This Fund
VS
1.58
Category Avg

Benchmark used in calculation : S&P BSE 500 India TR INR

PEER ANALYSIS

card
table

Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

TOP FUNDS FROM THIS AMC

card
table

Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

ABOUT THE AMC

DSP Asset Managers Private Limited

DSP Asset Managers Private Limited manages assets worth ₹ 12,525.84 crores. It’s current offering of mutual fund schemes includes 8 equity, 1 debt and schemes.

Phone

+91 18002084499

AUM

₹ 12,525.84 Cr (

As on Mar 31, 2025

)

Address

India ,

FAQ's

What is the category of DSP Banking & PSU Debt Fund Direct Daily Reinvestment of Income Dist cum Cap Wdrl ?

The category of DSP Banking & PSU Debt Fund Direct Daily Reinvestment of Income Dist cum Cap Wdrl is Fixed Income - Banking and PSU

What is the current NAV of DSP Banking & PSU Debt Fund Direct Daily Reinvestment of Income Dist cum Cap Wdrl ?

The current NAV of DSP Banking & PSU Debt Fund Direct Daily Reinvestment of Income Dist cum Cap Wdrl as on Apr 22, 2025 is ₹10.17

How safe is DSP Banking & PSU Debt Fund Direct Daily Reinvestment of Income Dist cum Cap Wdrl ?

The risk level of DSP Banking & PSU Debt Fund Direct Daily Reinvestment of Income Dist cum Cap Wdrl is Low to Moderate.

What are short term returns given by DSP Banking & PSU Debt Fund Direct Daily Reinvestment of Income Dist cum Cap Wdrl ?

The return given by DSP Banking & PSU Debt Fund Direct Daily Reinvestment of Income Dist cum Cap Wdrl in 1 month is 2.29%, 3 months is 3.49%, 6 months is 5.20%, and 1 year is 10.66%

What are the long term returns given by DSP Banking & PSU Debt Fund Direct Daily Reinvestment of Income Dist cum Cap Wdrl ?

The return given by DSP Banking & PSU Debt Fund Direct Daily Reinvestment of Income Dist cum Cap Wdrl in 3 years is 7.25% and 5 years is 6.12%.

What is the expense ratio of DSP Banking & PSU Debt Fund Direct Daily Reinvestment of Income Dist cum Cap Wdrl ?

The expense ratio of DSP Banking & PSU Debt Fund Direct Daily Reinvestment of Income Dist cum Cap Wdrl is 0.32%

What is the AUM of DSP Banking & PSU Debt Fund Direct Daily Reinvestment of Income Dist cum Cap Wdrl ?

The assets under Management (AUM) of DSP Banking & PSU Debt Fund Direct Daily Reinvestment of Income Dist cum Cap Wdrl is Rs 3,408.70 crores.

What is the minimum investment in DSP Banking & PSU Debt Fund Direct Daily Reinvestment of Income Dist cum Cap Wdrl ?

The minimum Lumpsum investment in DSP Banking & PSU Debt Fund Direct Daily Reinvestment of Income Dist cum Cap Wdrl is ₹100.00 and the minimum SIP investment in DSP Banking & PSU Debt Fund Direct Daily Reinvestment of Income Dist cum Cap Wdrl is ₹100.00

What is the asset allocation of DSP Banking & PSU Debt Fund Direct Daily Reinvestment of Income Dist cum Cap Wdrl?

DSP Banking & PSU Debt Fund Direct Daily Reinvestment of Income Dist cum Cap Wdrl has an exposure of 90.74% in Debt and 9.04% in Cash & Money Market Securities