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icici prudential banking and financial services fund direct plan payout of inc dist cum cap wdrl
ICICI Prudential Banking and Financial Services Fund Direct Plan Payout of Inc Dist cum Cap Wdrl

ICICI Prudential Banking and Financial Services Fund Direct Plan Payout of Inc Dist cum Cap Wdrl

  • Very High Risk
  • Equity
  • Sector - Financial Services
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NAV as on Sep 17, 2025
i
Price per unit of the scheme.
₹ 74.90000.15%1 Day Change
0.56%
Minimum Investment₹5000
Expense Ratio1.07%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.
3
Scheme Rating
*Morningstar Rating Methodologyi
i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions
 

bt_logoFUND PERFORMANCE

As On Sep 17, 2025
Compare fund’s performance against category average across different time periods
1M3M6M1Y3Y5Y
34Out of 38 funds in the category
Category Avg Return
1.15%
Fund Return 0.56%
Low0.44%High
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

bt_logoFUND COMPARISON

1M3M6M1Y3Y5Y
This Fund
ICICI Prudential Banking and Financial Services Fund Direct Plan Payout of Inc Dist cum Cap Wdrl
VS
Equity: Sector - Financial Services Average NAV
    Topper in Equity: Sector - Financial Services
    SBI Banking & Financial Services Direct Growth
    All Fund


    No Data Found.
    *For the other fund, rescaled NAVs are used
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    bt_logoRETURN CALCULATOR

    Check the return on your investment in the fund
    ICICI Prudential Banking and Financial Services Fund Direct Plan Payout of Inc Dist cum Cap Wdrl
    Investment Type
    Monthly Investment
    Time Period (yrs)
    Annual Return in %
    • Invested Amount
      ₹0
    • Return
      ₹0
    • Current Value
      ₹0

    bt_logoFUND SUMMARY

    Benchmark
    IISL Nifty Financial Services TR INR
    Expense Ratio
    1.07%
    Category Avg Expense Ratio
    0.91%
    Minimum Investment (Lumpsum/SIP)
    ₹ 5000 /₹ 100
    Lock In (Years)
    No Lock-in
    Fund Size
    ₹ 9,930.21 Cr(As on Jul, 2025)
    Inception Date
    Jan 01, 2013
    Turnover
    42.00 %
    Exit Load
    1% of applicable Net Asset Value - If units purchased or switched in from another scheme of the Fund are redeemed or switched out within 15 days from the date of allotment. Nil - If units purchased or switched in from another scheme of the Fund are redeemed or switched out after 15 days from the date of allotment

    bt_logoABOUT THE FUND

    Objective: To generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.

    ICICI Prudential Banking and Financial Services Fund Direct Plan Payout of Inc Dist cum Cap Wdrl is an Equity - Sector - Financial Services fund. The fund was launched inJan 01, 2013. Its risk level is . The NAV of the fund as onSep 17, 2025 is ₹74.90. Its expense ratio is 1.07 %. The fund has an AUM of ₹9,930.21 Cr.The fund is managed byRoshan Chutkey,Sharmila D’mello.
    The minimum initial investment is  ₹5000 in Lumpsum mode.

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    bt_logoFUND MANAGER

    Roshan Chutkey
    Roshan Chutkey
    i
    Lead Fund Manager.
    Jan 29, 2018 - Present
    • Fund Manager Rank23Out of 32
      i
      Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
    • Schemes managed5
    • Total AUM₹ 44,697.82 Cr
    • Highest Return In 1 Yr7.74 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    ICICI Prudential Quant Fund Direct Growth
    --
    ₹ 23.88
    3.42%
    -%
    Very High Risk
    ₹135.55Cr
    ICICI Prudential Banking and Financial Services Fund Direct Plan Growth
    ₹ 150.86
    0.57%
    0.77%
    Very High Risk
    ₹9,930.21Cr
    ICICI Prudential India Opportunities Fund Direct Growth
    --
    ₹ 39.54
    3.00%
    -%
    Very High Risk
    ₹29,718.06Cr
    ICICI Prudential Quant Fund Direct Growth
    Very High Risk--
    • NAV₹ 23.88
    • Fund Size₹135.55Cr
    Fund Return3.42%
    Category Return--
    ICICI Prudential Banking and Financial Services Fund Direct Plan Growth
    Very High Risk
    • NAV₹ 150.86
    • Fund Size₹9,930.21Cr
    Fund Return0.57%
    Category Return0.77%
    ICICI Prudential India Opportunities Fund Direct Growth
    Very High Risk--
    • NAV₹ 39.54
    • Fund Size₹29,718.06Cr
    Fund Return3.00%
    Category Return--
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Sharmila D’mello
    Sharmila D’mello
    i
    Lead Fund Manager.
    Jun 30, 2022 - Present
    • Schemes managed50
    • Total AUM₹ 5,91,662.18 Cr
    • Highest Return In 1 Yr36.12 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    ICICI Prudential Housing Opportunities Fund Direct Growth
    --
    ₹ 18.23
    2.13%
    -%
    Very High Risk
    ₹2,360.57Cr
    ICICI Prudential Equity Savings Fund Direct Growth
    ₹ 24.53
    1.07%
    1.34%
    Low to Moderate Risk
    ₹15,301.77Cr
    ICICI Prudential Business Cycle Fund Direct Growth
    --
    ₹ 26.58
    3.46%
    -%
    Very High Risk
    ₹13,479.13Cr
    ICICI Prudential Housing Opportunities Fund Direct Growth
    Very High Risk--
    • NAV₹ 18.23
    • Fund Size₹2,360.57Cr
    Fund Return2.13%
    Category Return--
    ICICI Prudential Equity Savings Fund Direct Growth
    Low to Moderate Risk
    • NAV₹ 24.53
    • Fund Size₹15,301.77Cr
    Fund Return1.07%
    Category Return1.34%
    ICICI Prudential Business Cycle Fund Direct Growth
    Very High Risk--
    • NAV₹ 26.58
    • Fund Size₹13,479.13Cr
    Fund Return3.46%
    Category Return--
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoDETAILED PORTFOLIO

    As on Aug, 2025
    EQUITY (96.77%)
    DEBT (-%)
    CASH (3.23%)
    Allocation by Market Cap
    Large Cap(72.14%)
    Mid Cap(11.51%)
    Small Cap(12.25%)
    Industry Holdings
    • Banks Regional68.79%
    • Insurance Life12.59%
    • Credit Services4.60%
    • Insurance Diversified4.04%
    • Specialty Finance3.44%
    • Asset Management2.04%
    Stock Holdings
    • ICICI Bank Ltd20.52%
    • HDFC Bank Ltd19.02%
    • Axis Bank Ltd8.15%
    • State Bank of India7.86%
    • SBI Life Insurance Co Ltd5.39%
    • Kotak Mahindra Bank Ltd4.77%

    bt_logoPERFORMANCE MEASURES

    Fund evaluation across critical parameters for better decision making. Study period is 3 years.
    • Consistency
      i
      It represents the consistency of a fund in beating its benchmark.
      ----
    • Downside Risk
      i
      Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
      ----
    • Risk Adjusted Return
      i
      Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
      ----
    • Volatility
      i
      Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
      ----
    • Upside Capture Ratio
      i
      Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
      ----
    • Downside Capture Ratio
      i
      Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.
      ----

    bt_logoHISTORICAL RISK MEASURES

    Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.
    • Alpha: Excess return of the fund over benchmark
      i
      Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
      4.95
      This Fund
      VS
      4.55
      Category Avg
    • R-Squared: How well the fund tracks benchmark
      i
      R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
      82.37
      This Fund
      VS
      84.42
      Category Avg
    • Beta: Risk of the fund in relation to benchmark
      i
      Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
      0.78
      This Fund
      VS
      0.94
      Category Avg
    • Sharpe Ratio: Risk adjusted return of the fund
      i
      Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
      0.69
      This Fund
      VS
      0.56
      Category Avg
    • Sortino Ratio: Return per unit of bad risk
      i
      A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
      1.25
      This Fund
      VS
      1.01
      Category Avg
    • Standard Devation: Volatility of the fund
      i
      Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
      11.35
      This Fund
      VS
      13.83
      Category Avg
    Benchmark used in calculation : S&P BSE 500 India TR INR

    bt_logoPEER ANALYSIS

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size
    IDBI Banking Financial Services Fund Direct Reinvestment of Income Distribution cum Cap wdrlIDBI Banking Financial Services Fund Direct Reinvestment of Income Distribution cum Cap wdrl
    ₹ 16.29
    8.35%
    6.35%
    Very High Risk
    ₹ 86.62 Cr
    IDBI Banking Financial Services Fund Direct Payout of Income Distribution cum Cap wdrlIDBI Banking Financial Services Fund Direct Payout of Income Distribution cum Cap wdrl
    ₹ 16.29
    4.71%
    --
    Very High Risk
    ₹ 86.62 Cr
    Quant BFSI Direct Payout Inc Dist cum Cap WdrlQuant BFSI Direct Payout Inc Dist cum Cap Wdrl
    --
    ₹ 18.61
    3.09%
    0.77%
    Very High Risk
    ₹ 646.88 Cr
    Ouant BFSI Direct Reinvestment Inc Dist cum Cap WdrlOuant BFSI Direct Reinvestment Inc Dist cum Cap Wdrl
    --
    ₹ 18.61
    3.09%
    0.77%
    Very High Risk
    ₹ 646.88 Cr
    LIC MF Banking & Financial Services Fund Direct Payout of Income Distribution cum Cap WdrlLIC MF Banking & Financial Services Fund Direct Payout of Income Distribution cum Cap Wdrl
    ₹ 23.58
    1.77%
    0.77%
    Very High Risk
    ₹ 275.43 Cr
    LIC MF Banking & Financial Services Fund Direct Reinvestment of Income Distribution cum Cap WdrlLIC MF Banking & Financial Services Fund Direct Reinvestment of Income Distribution cum Cap Wdrl
    ₹ 23.58
    1.77%
    0.77%
    Very High Risk
    ₹ 275.43 Cr
    IDBI Banking Financial Services Fund Direct Reinvestment of Income Distribution cum Cap wdrl
    Very High Risk
    • NAV₹ 16.29
    • Fund Size₹ 86.62 Cr
    Fund Return8.35%
    Category Return6.35%
    IDBI Banking Financial Services Fund Direct Payout of Income Distribution cum Cap wdrl
    Very High Risk
    • NAV₹ 16.29
    • Fund Size₹ 86.62 Cr
    Fund Return4.71%
    Category Return--
    Quant BFSI Direct Payout Inc Dist cum Cap Wdrl
    Very High Risk--
    • NAV₹ 18.61
    • Fund Size₹ 646.88 Cr
    Fund Return3.09%
    Category Return0.77%
    Ouant BFSI Direct Reinvestment Inc Dist cum Cap Wdrl
    Very High Risk--
    • NAV₹ 18.61
    • Fund Size₹ 646.88 Cr
    Fund Return3.09%
    Category Return0.77%
    LIC MF Banking & Financial Services Fund Direct Payout of Income Distribution cum Cap Wdrl
    Very High Risk
    • NAV₹ 23.58
    • Fund Size₹ 275.43 Cr
    Fund Return1.77%
    Category Return0.77%
    LIC MF Banking & Financial Services Fund Direct Reinvestment of Income Distribution cum Cap Wdrl
    Very High Risk
    • NAV₹ 23.58
    • Fund Size₹ 275.43 Cr
    Fund Return1.77%
    Category Return0.77%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoTOP FUNDS FROM THIS AMC

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)
    ICICI Prudential Nifty Auto Index Fund Direct GrowthICICI Prudential Nifty Auto Index Fund Direct Growth
    --
    ₹ 21.93
    13.18%
    --
    Very High Risk
    ₹ 145.37 Cr
    ICICI Prudential Tranporstation and Logistics Fund Direct GrowthICICI Prudential Tranporstation and Logistics Fund Direct Growth
    --
    ₹ 21.71
    10.88%
    --
    Very High Risk
    ₹ 3,162.27 Cr
    ICICI Prudential Strategic Metal and Energy Equity FoF Direct GrowthICICI Prudential Strategic Metal and Energy Equity FoF Direct Growth
    --
    ₹ 20.75
    10.33%
    --
    Very High Risk
    ₹ 94.66 Cr
    ICICI Prudential Silver ETF Fund of Fund Direct GrowthICICI Prudential Silver ETF Fund of Fund Direct Growth
    --
    ₹ 19.68
    9.80%
    9.40%
    Very High Risk
    ₹ 1,834.84 Cr
    ICICI Prudential Regular Gold Savings Fund(FOF) Direct Plan GrowthICICI Prudential Regular Gold Savings Fund(FOF) Direct Plan Growth
    --
    ₹ 35.29
    9.78%
    9.40%
    High Risk
    ₹ 2,384.06 Cr
    ICICI Prudential Flexicap Fund Direct GrowthICICI Prudential Flexicap Fund Direct Growth
    --
    ₹ 20.72
    7.30%
    3.78%
    Very High Risk
    ₹ 17,969.75 Cr
    ICICI Prudential Nifty Auto Index Fund Direct Growth
    Very High Risk--
    • NAV₹ 21.93
    • Fund Size₹ 145.37 Cr
    1 Month Return13.18%
    Category Return--
    ICICI Prudential Tranporstation and Logistics Fund Direct Growth
    Very High Risk--
    • NAV₹ 21.71
    • Fund Size₹ 3,162.27 Cr
    1 Month Return10.88%
    Category Return--
    ICICI Prudential Strategic Metal and Energy Equity FoF Direct Growth
    Very High Risk--
    • NAV₹ 20.75
    • Fund Size₹ 94.66 Cr
    1 Month Return10.33%
    Category Return--
    ICICI Prudential Silver ETF Fund of Fund Direct Growth
    Very High Risk--
    • NAV₹ 19.68
    • Fund Size₹ 1,834.84 Cr
    1 Month Return9.80%
    Category Return9.40%
    ICICI Prudential Regular Gold Savings Fund(FOF) Direct Plan Growth
    High Risk--
    • NAV₹ 35.29
    • Fund Size₹ 2,384.06 Cr
    1 Month Return9.78%
    Category Return9.40%
    ICICI Prudential Flexicap Fund Direct Growth
    Very High Risk--
    • NAV₹ 20.72
    • Fund Size₹ 17,969.75 Cr
    1 Month Return7.30%
    Category Return3.78%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoABOUT THE AMC

    company icon
    ICICI Prudential Asset Management Company Limited
    ICICI Prudential Asset Management Company Limited manages assets worth ₹ 10,42,116.50 crores. It’s current offering of mutual fund schemes includes 60 equity, 63 debt and 22 hybrid schemes.
    phone icon
    Phone
    +91 22 26428000
    mail icon
    Email
    enquiry@icicipruamc.com
    aum
    AUM
    ₹ 10,42,116.50 Cr (
    As on Jul 31, 2025
    )
    location
    Address
    3rd Floor, Hallmark Business Plaza, Mumbai,400 051

    bt_logoFAQ's

    What is the category of ICICI Prudential Banking and Financial Services Fund Direct Plan Payout of Inc Dist cum Cap Wdrl ?
    The category of ICICI Prudential Banking and Financial Services Fund Direct Plan Payout of Inc Dist cum Cap Wdrl is Equity - Sector - Financial Services
    What is the current NAV of ICICI Prudential Banking and Financial Services Fund Direct Plan Payout of Inc Dist cum Cap Wdrl ?
    The current NAV of ICICI Prudential Banking and Financial Services Fund Direct Plan Payout of Inc Dist cum Cap Wdrl as on Sep 17, 2025 is ₹74.90
    How safe is ICICI Prudential Banking and Financial Services Fund Direct Plan Payout of Inc Dist cum Cap Wdrl ?
    The risk level of ICICI Prudential Banking and Financial Services Fund Direct Plan Payout of Inc Dist cum Cap Wdrl is Very High.
    What are short term returns given by ICICI Prudential Banking and Financial Services Fund Direct Plan Payout of Inc Dist cum Cap Wdrl ?
    The return given by ICICI Prudential Banking and Financial Services Fund Direct Plan Payout of Inc Dist cum Cap Wdrl in 1 month is 0.56%, 3 months is 0.63%, 6 months is 15.89%, and 1 year is 6.06%
    What are the long term returns given by ICICI Prudential Banking and Financial Services Fund Direct Plan Payout of Inc Dist cum Cap Wdrl ?
    The return given by ICICI Prudential Banking and Financial Services Fund Direct Plan Payout of Inc Dist cum Cap Wdrl in 3 years is 15.18% and 5 years is 21.45%.
    What is the expense ratio of ICICI Prudential Banking and Financial Services Fund Direct Plan Payout of Inc Dist cum Cap Wdrl ?
    The expense ratio of ICICI Prudential Banking and Financial Services Fund Direct Plan Payout of Inc Dist cum Cap Wdrl is 1.07%
    What is the AUM of ICICI Prudential Banking and Financial Services Fund Direct Plan Payout of Inc Dist cum Cap Wdrl ?
    The assets under Management (AUM) of ICICI Prudential Banking and Financial Services Fund Direct Plan Payout of Inc Dist cum Cap Wdrl is Rs 9,930.21 crores.
    What is the minimum investment in ICICI Prudential Banking and Financial Services Fund Direct Plan Payout of Inc Dist cum Cap Wdrl ?
    The minimum Lumpsum investment in ICICI Prudential Banking and Financial Services Fund Direct Plan Payout of Inc Dist cum Cap Wdrl is ₹5,000.00 and the minimum SIP investment in ICICI Prudential Banking and Financial Services Fund Direct Plan Payout of Inc Dist cum Cap Wdrl is ₹100.00
    What is the asset allocation of ICICI Prudential Banking and Financial Services Fund Direct Plan Payout of Inc Dist cum Cap Wdrl?
    ICICI Prudential Banking and Financial Services Fund Direct Plan Payout of Inc Dist cum Cap Wdrl has an exposure of 96.77% in Equity and 3.23% in Cash & Money Market Securities

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