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kotak credit risk fund direct growth
Kotak Credit Risk Fund Direct Growth

Kotak Credit Risk Fund Direct Growth

  • High Risk
  • Fixed Income
  • Credit Risk
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NAV as on Jul 29, 2025
i
Price per unit of the scheme.
33.46820.02%1 Day Change
0.93%
Minimum Investment₹100
Expense Ratio0.74%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.
4
Scheme Rating

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions
 

bt_logoFUND PERFORMANCE

As On Jul 29, 2025
Compare fund’s performance against category average across different time periods
3Out of 14 funds in the category
Category Avg Return
0.80%
Fund Return 0.93%
Low0.8%High
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

bt_logoFUND COMPARISON

*For the other fund, rescaled NAVs are used
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bt_logoRETURN CALCULATOR

Check the return on your investment in the fund
Kotak Credit Risk Fund Direct Growth
Investment Type
Monthly Investment
Time Period (yrs)
Annual Return in %
  • Invested Amount
    3,60,000
  • Return
    49,652
  • Current Value
    4,09,652

bt_logoFUND MANAGER

Deepak Agrawal
Deepak Agrawal
i
Lead Fund Manager.
May 11, 2010 - Present
  • Fund Manager Rank12Out of 14
    i
    Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
  • Schemes managed12
  • Total AUM1,52,592.49 Cr
  • Highest Return In 1 Yr10.33 %
Other Funds
  • table
  • card
1M
3M
6M
1Y
3Y
5Y
Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
₹ 68.75
0.61%
0.43%
Moderate Risk
6,183.28Cr
₹ 41.09
0.71%
0.35%
Moderate Risk
2,866.90Cr
₹ 57.93
0.63%
0.51%
Low to Moderate Risk
17,676.41Cr
Kotak Banking and PSU Debt Direct Growth
Moderate Risk
  • NAV₹ 68.75
  • Fund Size6,183.28Cr
Fund Return0.61%
Category Return0.43%
Kotak Dynamic Bond Direct Growth
Moderate Risk
  • NAV₹ 41.09
  • Fund Size2,866.90Cr
Fund Return0.71%
Category Return0.35%
Kotak Bond Short Term Plan Direct Growth
Low to Moderate Risk
  • NAV₹ 57.93
  • Fund Size17,676.41Cr
Fund Return0.63%
Category Return0.51%
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
sunit garg
sunit garg
i
Lead Fund Manager.
Nov 1, 2022 - Present
  • Schemes managed3
  • Total AUM15,545.24 Cr
  • Highest Return In 1 Yr10.33 %
Other Funds
  • table
  • card
1M
3M
6M
1Y
3Y
5Y
Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
₹ 25.51
0.72%
0.60%
Moderately High risk
1,900.68Cr
₹ 33.47
0.93%
0.51%
High Risk
700.95Cr
₹ 3,675.03
0.67%
0.45%
Moderate Risk
12,943.62Cr
Kotak Medium Term Direct Growth
Moderately High risk
  • NAV₹ 25.51
  • Fund Size1,900.68Cr
Fund Return0.72%
Category Return0.60%
Kotak Credit Risk Fund Direct Growth
High Risk
  • NAV₹ 33.47
  • Fund Size700.95Cr
Fund Return0.93%
Category Return0.51%
Kotak Low Duration Fund- Direct Plan- Growth Option
Moderate Risk
  • NAV₹ 3,675.03
  • Fund Size12,943.62Cr
Fund Return0.67%
Category Return0.45%
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
Palha Khanna
Palha Khanna
i
Lead Fund Manager.
Jul 3, 2023 - Present
  • Schemes managed16
  • Total AUM1,65,440.27 Cr
  • Highest Return In 1 Yr10.33 %
Other Funds
  • table
  • card
1M
3M
6M
1Y
3Y
5Y
Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
₹ 68.75
0.61%
0.43%
Moderate Risk
6,183.28Cr
₹ 41.09
0.71%
0.35%
Moderate Risk
2,866.90Cr
₹ 57.93
0.63%
0.51%
Low to Moderate Risk
17,676.41Cr
Kotak Banking and PSU Debt Direct Growth
Moderate Risk
  • NAV₹ 68.75
  • Fund Size6,183.28Cr
Fund Return0.61%
Category Return0.43%
Kotak Dynamic Bond Direct Growth
Moderate Risk
  • NAV₹ 41.09
  • Fund Size2,866.90Cr
Fund Return0.71%
Category Return0.35%
Kotak Bond Short Term Plan Direct Growth
Low to Moderate Risk
  • NAV₹ 57.93
  • Fund Size17,676.41Cr
Fund Return0.63%
Category Return0.51%
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

bt_logoDETAILED PORTFOLIO

As on Jul, 2025
EQUITY (5.99%)
DEBT (78.17%)
CASH (11.82%)
Allocation by Market Cap
Other Cap(4.02%)
Industry Holdings
  • R E I T Office100.00%
Stock Holdings
  • Embassy Office Parks REIT3.56%
  • Brookfield India Real Estate Trust2.43%

bt_logoPERFORMANCE MEASURES

Fund evaluation across critical parameters for better decision making. Study period is 3 years.
  • Consistency
    i
    It represents the consistency of a fund in beating its benchmark.
  • Downside Risk
    i
    Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
  • Risk Adjusted Return
    i
    Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
  • Volatility
    i
    Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
  • Upside Capture Ratio
    i
    Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
  • Downside Capture Ratio
    i
    Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.

bt_logoHISTORICAL RISK MEASURES

Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.
  • Alpha: Excess return of the fund over benchmark
    i
    Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
    0.21
    This Fund
    VS
    0.89
    Category Avg
  • R-Squared: How well the fund tracks benchmark
    i
    R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
    43.67
    This Fund
    VS
    44.61
    Category Avg
  • Beta: Risk of the fund in relation to benchmark
    i
    Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
    1.14
    This Fund
    VS
    1.17
    Category Avg
  • Sharpe Ratio: Risk adjusted return of the fund
    i
    Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
    0.99
    This Fund
    VS
    1.01
    Category Avg
  • Sortino Ratio: Return per unit of bad risk
    i
    A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
    1.72
    This Fund
    VS
    4.91
    Category Avg
  • Standard Devation: Volatility of the fund
    i
    Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
    1.38
    This Fund
    VS
    2.61
    Category Avg
Benchmark used in calculation : S&P BSE 500 India TR INR

bt_logoPEER ANALYSIS

1M
3M
6M
1Y
3Y
5Y
  • card
  • table
Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size
₹ 38.95
1.08%
0.51%
High Risk
₹ 1,018.01 Cr
₹ 24.76
1.04%
0.51%
Moderately High risk
₹ 1,004.46 Cr
₹ 33.47
0.93%
0.51%
High Risk
₹ 700.95 Cr
₹ 26.22
0.82%
0.51%
Moderately High risk
₹ 7,085.89 Cr
₹ 19.45
0.78%
0.51%
Moderately High risk
₹ 282.43 Cr
₹ 49.69
0.77%
0.51%
Moderately High risk
₹ 2,235.76 Cr
Nippon India Credit Risk Fund Direct Plan Growth Option
High Risk
  • NAV₹ 38.95
  • Fund Size₹ 1,018.01 Cr
Fund Return1.08%
Category Return0.51%
Aditya Birla Sun Life Credit Risk Fund Direct Plan Growth
Moderately High risk
  • NAV₹ 24.76
  • Fund Size₹ 1,004.46 Cr
Fund Return1.04%
Category Return0.51%
Kotak Credit Risk Fund Direct Growth
High Risk
  • NAV₹ 33.47
  • Fund Size₹ 700.95 Cr
Fund Return0.93%
Category Return0.51%
HDFC Credit Risk Debt Fund Direct Plan Growth Option
Moderately High risk
  • NAV₹ 26.22
  • Fund Size₹ 7,085.89 Cr
Fund Return0.82%
Category Return0.51%
UTI Credit Risk Fund Direct Plan Growth Option
Moderately High risk
  • NAV₹ 19.45
  • Fund Size₹ 282.43 Cr
Fund Return0.78%
Category Return0.51%
SBI Credit Risk Fund Direct Plan Growth
Moderately High risk
  • NAV₹ 49.69
  • Fund Size₹ 2,235.76 Cr
Fund Return0.77%
Category Return0.51%
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

bt_logoTOP FUNDS FROM THIS AMC

1M
3M
6M
1Y
3Y
5Y
  • card
  • table
Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)
--
₹ 15.33
7.80%
4.57%
Very High Risk
₹ 138.62 Cr
--
₹ 11.91
4.97%
--
Very High Risk
₹ 507.88 Cr
--
₹ 20.59
4.83%
--
Very High Risk
₹ 3,344.42 Cr
--
₹ 28.49
3.25%
--
Very High Risk
₹ 99.67 Cr
--
₹ 11.05
2.56%
--
Very High Risk
₹ 78.98 Cr
--
₹ 39.95
2.53%
4.57%
Moderately High risk
₹ 3,155.45 Cr
Kotak Silver ETF Fund of Fund Direct Growth
Very High Risk--
  • NAV₹ 15.33
  • Fund Size₹ 138.62 Cr
1 Month Return7.80%
Category Return4.57%
Kotak Global Innovation Fund of Fund Direct Growth
Very High Risk--
  • NAV₹ 11.91
  • Fund Size₹ 507.88 Cr
1 Month Return4.97%
Category Return--
Kotak NASDAQ 100 Fund of Fund Direct Growth
Very High Risk--
  • NAV₹ 20.59
  • Fund Size₹ 3,344.42 Cr
1 Month Return4.83%
Category Return--
Kotak Global Emerging Market Fund - Growth - Direct
Very High Risk--
  • NAV₹ 28.49
  • Fund Size₹ 99.67 Cr
1 Month Return3.25%
Category Return--
Kotak International REIT FOF Direct Growth
Very High Risk--
  • NAV₹ 11.05
  • Fund Size₹ 78.98 Cr
1 Month Return2.56%
Category Return--
Kotak Gold Fund Growth - Direct
Moderately High risk--
  • NAV₹ 39.95
  • Fund Size₹ 3,155.45 Cr
1 Month Return2.53%
Category Return4.57%
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

bt_logoABOUT THE AMC

company icon
Kotak Mahindra Asset Management Co Ltd
Kotak Mahindra Asset Management Co Ltd manages assets worth ₹ 5,52,093.72 crores. It’s current offering of mutual fund schemes includes 48 equity, 55 debt and 7 hybrid schemes.
phone icon
Phone
+91 22 61152100
mail icon
Email
fundaccops@kotakmutual.com
aum
AUM
5,52,093.72 Cr (
As on Jun 30, 2025
)
location
Address
2nd Floor, 12-BKC, Plot No C-12 Mumbai,400 051

bt_logoFAQ's

What is the category of Kotak Credit Risk Fund Direct Growth ?
The category of Kotak Credit Risk Fund Direct Growth is Fixed Income - Credit Risk
What is the current NAV of Kotak Credit Risk Fund Direct Growth ?
The current NAV of Kotak Credit Risk Fund Direct Growth as on Jul 29, 2025 is ₹33.47
How safe is Kotak Credit Risk Fund Direct Growth ?
The risk level of Kotak Credit Risk Fund Direct Growth is High.
What are short term returns given by Kotak Credit Risk Fund Direct Growth ?
The return given by Kotak Credit Risk Fund Direct Growth in 1 month is 0.93%, 3 months is 2.74%, 6 months is 5.68%, and 1 year is 8.88%
What are the long term returns given by Kotak Credit Risk Fund Direct Growth ?
The return given by Kotak Credit Risk Fund Direct Growth in 3 years is 8.20% and 5 years is 6.87%.
What is the expense ratio of Kotak Credit Risk Fund Direct Growth ?
The expense ratio of Kotak Credit Risk Fund Direct Growth is 0.74%
What is the AUM of Kotak Credit Risk Fund Direct Growth ?
The assets under Management (AUM) of Kotak Credit Risk Fund Direct Growth is Rs 700.95 crores.
What is the minimum investment in Kotak Credit Risk Fund Direct Growth ?
The minimum Lumpsum investment in Kotak Credit Risk Fund Direct Growth is ₹100.00 and the minimum SIP investment in Kotak Credit Risk Fund Direct Growth is ₹100.00
What is the asset allocation of Kotak Credit Risk Fund Direct Growth?
Kotak Credit Risk Fund Direct Growth has an exposure of 5.99% in Equity, 78.17% in Debt and 11.82% in Cash & Money Market Securities