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lic mf government securities fund direct plan growth option
LIC MF Government Securities Fund Direct Plan Growth Option

LIC MF Government Securities Fund Direct Plan Growth Option

  • Moderate Risk
  • Fixed Income
  • Government Bond
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NAV as on Aug 12, 2025
i
Price per unit of the scheme.
₹ 64.7347-0.29%1 Day Change
-1.70%
Minimum Investment₹10000
Expense Ratio0.76%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.
4
Scheme Rating
*Morningstar Rating Methodologyi
i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions
 

bt_logoFUND PERFORMANCE

As On Aug 12, 2025
Compare fund’s performance against category average across different time periods
1M3M6M1Y3Y5Y
20Out of 25 funds in the category
Category Avg Return
-1.32%
Fund Return -1.70%
Low-2.07%1.24%4.56%High
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

bt_logoFUND COMPARISON

1M3M6M1Y3Y5Y
This Fund
LIC MF Government Securities Fund Direct Plan Growth Option
VS
Fixed Income: Government Bond Average NAV
    Topper in Fixed Income: Government Bond
    Motilal Oswal 5 Year G-Sec Fund of Fund Direct Growth
    All Fund
    *For the other fund, rescaled NAVs are used
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    bt_logoRETURN CALCULATOR

    Check the return on your investment in the fund
    LIC MF Government Securities Fund Direct Plan Growth Option
    Investment Type
    Monthly Investment
    Time Period (yrs)
    Annual Return in %
    • Invested Amount
      ₹3,60,000
    • Return
      ₹34,833
    • Current Value
      ₹3,94,833

    bt_logoFUND SUMMARY

    Benchmark
    NIFTY All Duration G-Sec TR INR
    Expense Ratio
    0.76%
    Category Avg Expense Ratio
    0.48%
    Minimum Investment (Lumpsum/SIP)
    ₹ 10000 /₹ 1000
    Lock In (Years)
    No Lock-in
    Fund Size
    ₹ 85.09 Cr(As on Jun, 2025)
    Inception Date
    Jan 01, 2013
    Turnover
    - %
    Exit Load
    0.25% if exit within 30 days from the date of allotment of units.

    bt_logoABOUT THE FUND

    Objective: The primary objective of the scheme is to generate credit risk free and reasonable returns for its investors through investments in sovereign securities issued by the central and /or state Government and /or any security unconditionally guaranteed by the central/ state government for repayment of Principal and interest and/or reverse repos in such securities as and when permitted by RBI. However, there is no assurance that the investment objective of the Schemes will be realized.

    LIC MF Government Securities Fund Direct Plan Growth Option is an Fixed Income - Government Bond fund. The fund was launched inJan 01, 2013. Its risk level is . The NAV of the fund as onAug 12, 2025 is ₹64.73. Its expense ratio is 0.76 %. The fund has an AUM of ₹85.09 Cr.The fund is managed byMarzban Irani,Sanjay Pawar,Pratik Shroff.
    The minimum initial investment is  ₹10000 in Lumpsum mode.

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    bt_logoFUND MANAGER

    Marzban Irani
    Marzban Irani
    i
    Lead Fund Manager.
    Aug 10, 2016 - Present
    • Fund Manager Rank12Out of 23
      i
      Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
    • Schemes managed5
    • Total AUM₹ 2,305.29 Cr
    • Highest Return In 1 Yr9.12 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    LIC MF Short Term Debt Fund Direct Growth
    ₹ 15.71
    0.21%
    0.23%
    Low to Moderate Risk
    ₹160.19Cr
    LIC MF Bond Fund-Direct Plan Growth Option
    ₹ 78.36
    -0.38%
    -0.54%
    Moderate Risk
    ₹201.69Cr
    LIC MF Banking & PSU Debt Fund Direct Plan Growth Option
    ₹ 37.89
    0.20%
    0.15%
    Moderate Risk
    ₹1,837.80Cr
    LIC MF Short Term Debt Fund Direct Growth
    Low to Moderate Risk
    • NAV₹ 15.71
    • Fund Size₹160.19Cr
    Fund Return0.21%
    Category Return0.23%
    LIC MF Bond Fund-Direct Plan Growth Option
    Moderate Risk
    • NAV₹ 78.36
    • Fund Size₹201.69Cr
    Fund Return-0.38%
    Category Return-0.54%
    LIC MF Banking & PSU Debt Fund Direct Plan Growth Option
    Moderate Risk
    • NAV₹ 37.89
    • Fund Size₹1,837.80Cr
    Fund Return0.20%
    Category Return0.15%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Sanjay Pawar
    Sanjay Pawar
    i
    Lead Fund Manager.
    Jan 1, 2022 - Present
    • Schemes managed10
    • Total AUM₹ 53,000.94 Cr
    • Highest Return In 1 Yr9.12 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct
    --
    ₹ 39.82
    -3.88%
    -1.61%
    Very High Risk
    ₹497.66Cr
    LIC MF Short Term Debt Fund Direct Growth
    ₹ 15.71
    0.21%
    0.23%
    Low to Moderate Risk
    ₹160.19Cr
    Aditya Birla Sun Life Liquid Direct Plan Growth
    --
    ₹ 428.70
    0.47%
    0.40%
    Moderate Risk
    ₹49,485.72Cr
    LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct
    Very High Risk--
    • NAV₹ 39.82
    • Fund Size₹497.66Cr
    Fund Return-3.88%
    Category Return-1.61%
    LIC MF Short Term Debt Fund Direct Growth
    Low to Moderate Risk
    • NAV₹ 15.71
    • Fund Size₹160.19Cr
    Fund Return0.21%
    Category Return0.23%
    Aditya Birla Sun Life Liquid Direct Plan Growth
    Moderate Risk--
    • NAV₹ 428.70
    • Fund Size₹49,485.72Cr
    Fund Return0.47%
    Category Return0.40%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Pratik Shroff
    Pratik Shroff
    i
    Lead Fund Manager.
    Sep 26, 2023 - Present
    • Schemes managed10
    • Total AUM₹ 3,535.73 Cr
    • Highest Return In 1 Yr9.12 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    LIC MF Childrens Gift Fund Direct Plan
    ₹ 35.42
    -3.63%
    -%
    Very High Risk
    ₹15.85Cr
    IDBI Equity Savings Growth Option Direct
    ₹ 31.08
    -0.72%
    -0.23%
    Moderately High risk
    ₹20.52Cr
    LIC MF Debt Hybrid Fund Direct Plan Growth Option
    ₹ 90.13
    -1.68%
    -0.70%
    Moderately High risk
    ₹51.40Cr
    LIC MF Childrens Gift Fund Direct Plan
    Very High Risk
    • NAV₹ 35.42
    • Fund Size₹15.85Cr
    Fund Return-3.63%
    Category Return--
    IDBI Equity Savings Growth Option Direct
    Moderately High risk
    • NAV₹ 31.08
    • Fund Size₹20.52Cr
    Fund Return-0.72%
    Category Return-0.23%
    LIC MF Debt Hybrid Fund Direct Plan Growth Option
    Moderately High risk
    • NAV₹ 90.13
    • Fund Size₹51.40Cr
    Fund Return-1.68%
    Category Return-0.70%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoDETAILED PORTFOLIO

    As on Jul, 2025
    EQUITY (-%)
    DEBT (88.60%)
    CASH (11.40%)
    Allocation by Market Cap

    No Data For Allocation

    Industry Holdings
    No Data For Allocation
    Stock Holdings
    No Data For Allocation

    bt_logoPERFORMANCE MEASURES

    Fund evaluation across critical parameters for better decision making. Study period is 3 years.
    • Consistency
      i
      It represents the consistency of a fund in beating its benchmark.
    • Downside Risk
      i
      Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
    • Risk Adjusted Return
      i
      Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
    • Volatility
      i
      Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
    • Upside Capture Ratio
      i
      Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
    • Downside Capture Ratio
      i
      Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.

    bt_logoHISTORICAL RISK MEASURES

    Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.
    • Alpha: Excess return of the fund over benchmark
      i
      Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
      -1.20
      This Fund
      VS
      -0.61
      Category Avg
    • R-Squared: How well the fund tracks benchmark
      i
      R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
      61.17
      This Fund
      VS
      58.12
      Category Avg
    • Beta: Risk of the fund in relation to benchmark
      i
      Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
      1.28
      This Fund
      VS
      1.09
      Category Avg
    • Sharpe Ratio: Risk adjusted return of the fund
      i
      Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
      0.21
      This Fund
      VS
      0.40
      Category Avg
    • Sortino Ratio: Return per unit of bad risk
      i
      A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
      0.32
      This Fund
      VS
      0.69
      Category Avg
    • Standard Devation: Volatility of the fund
      i
      Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
      2.96
      This Fund
      VS
      2.79
      Category Avg
    Benchmark used in calculation : S&P BSE 500 India TR INR

    bt_logoPEER ANALYSIS

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size
    Quant Gilt Fund Direct GrowthQuant Gilt Fund Direct Growth
    --
    ₹ 12.07
    0.49%
    -1.05%
    Moderate Risk
    ₹ 135.77 Cr
    Motilal Oswal 5 Year G-Sec Fund of Fund Direct GrowthMotilal Oswal 5 Year G-Sec Fund of Fund Direct Growth
    --
    ₹ 12.71
    0.28%
    -1.05%
    Moderate Risk
    ₹ 37.98 Cr
    ICICI Prudential Gilt Fund Direct Plan GrowthICICI Prudential Gilt Fund Direct Plan Growth
    ₹ 110.88
    -0.69%
    -1.05%
    Moderate Risk
    ₹ 7,275.51 Cr
    DSP Government Securities Fund Direct Plan GrowthDSP Government Securities Fund Direct Plan Growth
    ₹ 101.36
    -1.04%
    -1.05%
    Low to Moderate Risk
    ₹ 1,852.40 Cr
    SBI Magnum Gilt Fund Direct GrowthSBI Magnum Gilt Fund Direct Growth
    ₹ 69.41
    -1.09%
    -1.05%
    Low to Moderate Risk
    ₹ 12,148.74 Cr
    Baroda BNP Paribas Gilt Fund Direct Growth OptionBaroda BNP Paribas Gilt Fund Direct Growth Option
    ₹ 46.72
    -1.10%
    -1.05%
    Moderate Risk
    ₹ 1,644.62 Cr
    Quant Gilt Fund Direct Growth
    Moderate Risk--
    • NAV₹ 12.07
    • Fund Size₹ 135.77 Cr
    Fund Return0.49%
    Category Return-1.05%
    Motilal Oswal 5 Year G-Sec Fund of Fund Direct Growth
    Moderate Risk--
    • NAV₹ 12.71
    • Fund Size₹ 37.98 Cr
    Fund Return0.28%
    Category Return-1.05%
    ICICI Prudential Gilt Fund Direct Plan Growth
    Moderate Risk
    • NAV₹ 110.88
    • Fund Size₹ 7,275.51 Cr
    Fund Return-0.69%
    Category Return-1.05%
    DSP Government Securities Fund Direct Plan Growth
    Low to Moderate Risk
    • NAV₹ 101.36
    • Fund Size₹ 1,852.40 Cr
    Fund Return-1.04%
    Category Return-1.05%
    SBI Magnum Gilt Fund Direct Growth
    Low to Moderate Risk
    • NAV₹ 69.41
    • Fund Size₹ 12,148.74 Cr
    Fund Return-1.09%
    Category Return-1.05%
    Baroda BNP Paribas Gilt Fund Direct Growth Option
    Moderate Risk
    • NAV₹ 46.72
    • Fund Size₹ 1,644.62 Cr
    Fund Return-1.10%
    Category Return-1.05%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoTOP FUNDS FROM THIS AMC

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)
    LIC MF Money Market Fund Direct GrowthLIC MF Money Market Fund Direct Growth
    --
    ₹ 1,215.10
    0.50%
    0.40%
    Low Risk
    ₹ 1,451.48 Cr
    LIC MF Ultra Short Term Fund Direct GrowthLIC MF Ultra Short Term Fund Direct Growth
    ₹ 1,361.32
    0.49%
    0.43%
    Low Risk
    ₹ 290.29 Cr
    LIC MF Savings Fund Direct Plan Growth OptionLIC MF Savings Fund Direct Plan Growth Option
    ₹ 43.27
    0.48%
    0.43%
    Low to Moderate Risk
    ₹ 1,688.82 Cr
    LIC MF Liquid Fund-Direct Plan-Growth OptionLIC MF Liquid Fund-Direct Plan-Growth Option
    --
    ₹ 4,819.64
    0.47%
    0.40%
    Low to Moderate Risk
    ₹ 10,376.53 Cr
    LIC MF Arbitrage Direct Plan GrowthLIC MF Arbitrage Direct Plan Growth
    --
    ₹ 14.54
    0.47%
    0.43%
    Low Risk
    ₹ 121.01 Cr
    LIC MF Overnight Fund Direct GrowthLIC MF Overnight Fund Direct Growth
    --
    ₹ 1,350.69
    0.45%
    --
    Low to Moderate Risk
    ₹ 452.59 Cr
    LIC MF Money Market Fund Direct Growth
    Low Risk--
    • NAV₹ 1,215.10
    • Fund Size₹ 1,451.48 Cr
    1 Month Return0.50%
    Category Return0.40%
    LIC MF Ultra Short Term Fund Direct Growth
    Low Risk
    • NAV₹ 1,361.32
    • Fund Size₹ 290.29 Cr
    1 Month Return0.49%
    Category Return0.43%
    LIC MF Savings Fund Direct Plan Growth Option
    Low to Moderate Risk
    • NAV₹ 43.27
    • Fund Size₹ 1,688.82 Cr
    1 Month Return0.48%
    Category Return0.43%
    LIC MF Liquid Fund-Direct Plan-Growth Option
    Low to Moderate Risk--
    • NAV₹ 4,819.64
    • Fund Size₹ 10,376.53 Cr
    1 Month Return0.47%
    Category Return0.40%
    LIC MF Arbitrage Direct Plan Growth
    Low Risk--
    • NAV₹ 14.54
    • Fund Size₹ 121.01 Cr
    1 Month Return0.47%
    Category Return0.43%
    LIC MF Overnight Fund Direct Growth
    Low to Moderate Risk--
    • NAV₹ 1,350.69
    • Fund Size₹ 452.59 Cr
    1 Month Return0.45%
    Category Return--
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoABOUT THE AMC

    company icon
    LIC Mutual Fund Asset Management Limited
    LIC Mutual Fund Asset Management Limited manages assets worth ₹ 35,805.02 crores. It’s current offering of mutual fund schemes includes 10 equity, 7 debt and 6 hybrid schemes.
    phone icon
    Phone
    +91 022-66016000
    mail icon
    Email
    cs.co@licmf.com
    aum
    AUM
    ₹ 35,805.02 Cr (
    As on Jun 30, 2025
    )
    location
    Address
    4th Floor, Industrial Assurance Building, Mumbai,400 020

    bt_logoFAQ's

    What is the category of LIC MF Government Securities Fund Direct Plan Growth Option ?
    The category of LIC MF Government Securities Fund Direct Plan Growth Option is Fixed Income - Government Bond
    What is the current NAV of LIC MF Government Securities Fund Direct Plan Growth Option ?
    The current NAV of LIC MF Government Securities Fund Direct Plan Growth Option as on Aug 12, 2025 is ₹64.73
    How safe is LIC MF Government Securities Fund Direct Plan Growth Option ?
    The risk level of LIC MF Government Securities Fund Direct Plan Growth Option is Moderate.
    What are short term returns given by LIC MF Government Securities Fund Direct Plan Growth Option ?
    The return given by LIC MF Government Securities Fund Direct Plan Growth Option in 1 month is -1.70%, 3 months is -2.07%, 6 months is 1.59%, and 1 year is 5.17%
    What are the long term returns given by LIC MF Government Securities Fund Direct Plan Growth Option ?
    The return given by LIC MF Government Securities Fund Direct Plan Growth Option in 3 years is 6.70% and 5 years is 5.25%.
    What is the expense ratio of LIC MF Government Securities Fund Direct Plan Growth Option ?
    The expense ratio of LIC MF Government Securities Fund Direct Plan Growth Option is 0.76%
    What is the AUM of LIC MF Government Securities Fund Direct Plan Growth Option ?
    The assets under Management (AUM) of LIC MF Government Securities Fund Direct Plan Growth Option is Rs 85.09 crores.
    What is the minimum investment in LIC MF Government Securities Fund Direct Plan Growth Option ?
    The minimum Lumpsum investment in LIC MF Government Securities Fund Direct Plan Growth Option is ₹10,000.00 and the minimum SIP investment in LIC MF Government Securities Fund Direct Plan Growth Option is ₹1,000.00
    What is the asset allocation of LIC MF Government Securities Fund Direct Plan Growth Option?
    LIC MF Government Securities Fund Direct Plan Growth Option has an exposure of 88.60% in Debt and 11.40% in Cash & Money Market Securities

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