Tata Banking & Financial Services Fund Direct Growth

Very High Risk
Equity
Sector - Financial Services

NAV as on Jul 29, 2025

Price per unit of the scheme.

₹ 49.7735-0.22%1 Day Change

-4.09%

Minimum Investment₹5000

Expense Ratio0.56%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.

Scheme Rating

*Morningstar Rating Methodology i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions

FUND PERFORMANCE

As On Jan 01, 2023

Compare fund’s performance against category average across different time periods

No Data Found.

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

FUND COMPARISON

1M 3M 6M 1Y 3Y 5Y

This Fund

Tata Banking & Financial Services Fund Direct Growth

Equity: Sector - Financial Services Average NAV

Topper in Equity: Sector - Financial Services

Baroda BNP Paribas Banking and Financial Services Fund Direct Growth

All Fund

No Data Found.

*For the other fund, rescaled NAVs are used

RETURN CALCULATOR

Check the return on your investment in the fund

Tata Banking & Financial Services Fund Direct Growth

Investment Type

Monthly Investment

Time Period (yrs)

Annual Return in %

Invested Amount
₹0
Return
₹0

Current Value
₹0

FUND SUMMARY

Benchmark

IISL Nifty Financial Services TR INR

Expense Ratio

0.56%

Category Avg Expense Ratio

0.91%

Minimum Investment (Lumpsum/SIP)

₹ 5000 /₹ 1000

Lock In (Years)

No Lock-in

Fund Size

₹ 2,957.93 Cr(As on Jun, 2025)

Inception Date

Dec 28, 2015

Turnover

17.19 %

Exit Load

0.25% of the NAV, if redeemed/switched out before 30 days from the date of allotment. Units issued on reinvestment of IDCW shall not be subject to exit load.

Objective: The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in the Banking and Financial Services sector in India.

Tata Banking & Financial Services Fund Direct Growth is an Equity - Sector - Financial Services fund. The fund was launched inDec 28, 2015. Its risk level is . The NAV of the fund as onJul 29, 2025 is ₹49.77. Its expense ratio is 0.56 %. The fund has an AUM of ₹2,957.93 Cr.The fund is managed byAmey Sathe.
The minimum initial investment is ₹5000 in Lumpsum mode.

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FUND MANAGER

Amey Sathe

Lead Fund Manager.

Oct 14, 2021 - Present

Fund Manager Rank3Out of 14
i
Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
Schemes managed4
Total AUM₹ 15,592.46 Cr
Highest Return In 1 Yr13.38 %

Other Funds

table
card

Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size

Tata Equity P/E Fund Direct Plan Growth

₹ 390.88

-1.29%

-1.98%

Very High Risk

₹8,840.00Cr

Tata Banking & Financial Services Fund Direct Growth

₹ 49.77

-4.09%

-2.52%

Very High Risk

₹2,957.93Cr

Tata Young Citizens' Fund (After 7 years) Direct Plan Growth

₹ 68.34

-2.60%

Very High Risk

₹375.77Cr

Tata Equity P/E Fund Direct Plan Growth

Very High Risk

NAV₹ 390.88
Fund Size₹8,840.00Cr

Fund Return-1.29%

Category Return-1.98%

Tata Banking & Financial Services Fund Direct Growth

Very High Risk

NAV₹ 49.77
Fund Size₹2,957.93Cr

Fund Return-4.09%

Category Return-2.52%

Tata Young Citizens' Fund (After 7 years) Direct Plan Growth

Very High Risk

NAV₹ 68.34
Fund Size₹375.77Cr

Fund Return-2.60%

Category Return--

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

DETAILED PORTFOLIO

As on Jun, 2025

EQUITY (94.82%)

DEBT (-%)

CASH (5.18%)

Allocation by Market Cap

Large Cap(57.82%)

Mid Cap(15.07%)

Small Cap(21.52%)

Industry Holdings

Banks Regional65.49%
Specialty Finance11.89%
Credit Services8.20%
Insurance Life5.28%
Financial Conglomerates3.46%
Insurance Diversified2.74%

Stock Holdings

HDFC Bank Ltd21.65%
Axis Bank Ltd8.59%
Kotak Mahindra Bank Ltd8.41%
ICICI Bank Ltd8.14%
Bajaj Finserv Ltd3.27%
PNB Housing Finance Ltd2.81%

PERFORMANCE MEASURES

Fund evaluation across critical parameters for better decision making. Study period is 3 years.

Consistency
i
It represents the consistency of a fund in beating its benchmark.
Downside Risk
i
Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
Risk Adjusted Return
i
Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
Volatility
i
Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
Upside Capture Ratio
i
Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
Downside Capture Ratio
i
Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.

HISTORICAL RISK MEASURES

Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.

Alpha: Excess return of the fund over benchmark
i
Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
8.97
This Fund
VS
5.27
Category Avg
R-Squared: How well the fund tracks benchmark
i
R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
83.59
This Fund
VS
86.42
Category Avg

Beta: Risk of the fund in relation to benchmark
i
Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
0.90
This Fund
VS
0.95
Category Avg
Sharpe Ratio: Risk adjusted return of the fund
i
Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
1.38
This Fund
VS
1.08
Category Avg

Sortino Ratio: Return per unit of bad risk
i
A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
3.40
This Fund
VS
2.31
Category Avg
Standard Devation: Volatility of the fund
i
Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
14.01
This Fund
VS
15.01
Category Avg

Benchmark used in calculation : S&P BSE 500 India TR INR

PEER ANALYSIS

card
table

Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size

Quant BFSI Fund Direct Growth

₹ 18.25

2.10%

-2.52%

Very High Risk

₹ 642.08 Cr

LIC MF Banking & Financial Services Fund Direct Growth

₹ 23.76

-1.70%

-2.52%

Very High Risk

₹ 281.55 Cr

ICICI Prudential Banking and Financial Services Fund Direct Plan Growth

₹ 150.91

-2.01%

-2.52%

Very High Risk

₹ 10,087.50 Cr

Invesco India Financial Services Fund Direct Plan Growth

₹ 165.28

-2.17%

-2.52%

Very High Risk

₹ 1,455.76 Cr

Mirae Asset Banking and Financial Services Fund Direct Growth

₹ 22.12

-2.25%

-2.52%

Very High Risk

₹ 2,085.20 Cr

Taurus Banking & Financial Services Fund Direct Plan Growth Option

₹ 60.30

-2.55%

-2.52%

Very High Risk

₹ 12.30 Cr

Quant BFSI Fund Direct Growth

Very High Risk--

NAV₹ 18.25
Fund Size₹ 642.08 Cr

Fund Return2.10%

Category Return-2.52%

LIC MF Banking & Financial Services Fund Direct Growth

Very High Risk

NAV₹ 23.76
Fund Size₹ 281.55 Cr

Fund Return-1.70%

Category Return-2.52%

ICICI Prudential Banking and Financial Services Fund Direct Plan Growth

Very High Risk

NAV₹ 150.91
Fund Size₹ 10,087.50 Cr

Fund Return-2.01%

Category Return-2.52%

Invesco India Financial Services Fund Direct Plan Growth

Very High Risk

NAV₹ 165.28
Fund Size₹ 1,455.76 Cr

Fund Return-2.17%

Category Return-2.52%

Mirae Asset Banking and Financial Services Fund Direct Growth

Very High Risk--

NAV₹ 22.12
Fund Size₹ 2,085.20 Cr

Fund Return-2.25%

Category Return-2.52%

Taurus Banking & Financial Services Fund Direct Plan Growth Option

Very High Risk

NAV₹ 60.30
Fund Size₹ 12.30 Cr

Fund Return-2.55%

Category Return-2.52%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

TOP FUNDS FROM THIS AMC

card
table

Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)

Tata India Pharma & Healthcare Fund Direct Growth

₹ 36.34

4.56%

4.43%

Very High Risk

₹ 1,281.99 Cr

Tata Small Cap Fund Direct Growth

₹ 45.96

1.41%

-0.57%

Very High Risk

₹ 11,163.84 Cr

Tata India Consumer Fund Direct Growth

₹ 51.20

1.20%

Very High Risk

₹ 2,457.37 Cr

Tata Resources & Energy Fund Direct Growth

₹ 54.03

1.04%

Very High Risk

₹ 1,172.49 Cr

Tata Banking & PSU Debt Fund Direct Growth

₹ 13.49

0.70%

0.41%

Moderate Risk

₹ 213.01 Cr

Tata Corporate Bond Fund Direct Growth

₹ 12.74

0.70%

0.47%

Moderate Risk

₹ 3,990.28 Cr

Tata India Pharma & Healthcare Fund Direct Growth

Very High Risk--

NAV₹ 36.34
Fund Size₹ 1,281.99 Cr

1 Month Return4.56%

Category Return4.43%

Tata Small Cap Fund Direct Growth

Very High Risk

NAV₹ 45.96
Fund Size₹ 11,163.84 Cr

1 Month Return1.41%

Category Return-0.57%

Tata India Consumer Fund Direct Growth

Very High Risk--

NAV₹ 51.20
Fund Size₹ 2,457.37 Cr

1 Month Return1.20%

Category Return--

Tata Resources & Energy Fund Direct Growth

Very High Risk--

NAV₹ 54.03
Fund Size₹ 1,172.49 Cr

1 Month Return1.04%

Category Return--

Tata Banking & PSU Debt Fund Direct Growth

Moderate Risk

NAV₹ 13.49
Fund Size₹ 213.01 Cr

1 Month Return0.70%

Category Return0.41%

Tata Corporate Bond Fund Direct Growth

Moderate Risk--

NAV₹ 12.74
Fund Size₹ 3,990.28 Cr

1 Month Return0.70%

Category Return0.47%

Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

ABOUT THE AMC

Tata Asset Management Limited

Tata Asset Management Limited manages assets worth ₹ 2,07,269.15 crores. It’s current offering of mutual fund schemes includes 36 equity, 18 debt and 9 hybrid schemes.

Phone

+91 22 6657 8282

kiran@tataamc.com

AUM

₹ 2,07,269.15 Cr (

As on Jun 30, 2025

)

Address

Mafatlal Centre, 9th Floor, Mumbai,400 021

FAQ's

What is the category of Tata Banking & Financial Services Fund Direct Growth ?

The category of Tata Banking & Financial Services Fund Direct Growth is Equity - Sector - Financial Services

What is the current NAV of Tata Banking & Financial Services Fund Direct Growth ?

The current NAV of Tata Banking & Financial Services Fund Direct Growth as on Jul 29, 2025 is ₹49.77

How safe is Tata Banking & Financial Services Fund Direct Growth ?

The risk level of Tata Banking & Financial Services Fund Direct Growth is Very High.

What are short term returns given by Tata Banking & Financial Services Fund Direct Growth ?

The return given by Tata Banking & Financial Services Fund Direct Growth in 1 month is -4.09%, 3 months is 1.90%, 6 months is 15.84%, and 1 year is 13.38%

What are the long term returns given by Tata Banking & Financial Services Fund Direct Growth ?

The return given by Tata Banking & Financial Services Fund Direct Growth in 3 years is 21.64% and 5 years is 22.36%.

What is the expense ratio of Tata Banking & Financial Services Fund Direct Growth ?

The expense ratio of Tata Banking & Financial Services Fund Direct Growth is 0.56%

What is the AUM of Tata Banking & Financial Services Fund Direct Growth ?

The assets under Management (AUM) of Tata Banking & Financial Services Fund Direct Growth is Rs 2,957.93 crores.

What is the minimum investment in Tata Banking & Financial Services Fund Direct Growth ?

The minimum Lumpsum investment in Tata Banking & Financial Services Fund Direct Growth is ₹5,000.00 and the minimum SIP investment in Tata Banking & Financial Services Fund Direct Growth is ₹1,000.00

What is the asset allocation of Tata Banking & Financial Services Fund Direct Growth?

Tata Banking & Financial Services Fund Direct Growth has an exposure of 94.82% in Equity and 5.18% in Cash & Money Market Securities