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tata banking & financial services fund direct payout of income distribution cum capital wtdrwl
Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl

Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl

  • Very High Risk
  • Equity
  • Sector - Financial Services
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NAV as on Oct 20, 2025
i
Price per unit of the scheme.
₹ 52.13670.99%1 Day Change
4.51%
Minimum Investment₹5000
Expense Ratio0.56%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.
4
Scheme Rating
*Morningstar Rating Methodologyi
i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions
 

bt_logoFUND PERFORMANCE

As On Jan 01, 2023
Compare fund’s performance against category average across different time periods


No Data Found.
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

bt_logoFUND COMPARISON

1M3M6M1Y3Y5Y
This Fund
Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl
VS
Equity: Sector - Financial Services Average NAV
    Topper in Equity: Sector - Financial Services
    SBI Banking & Financial Services Direct Growth
    All Fund


    No Data Found.
    *For the other fund, rescaled NAVs are used
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    bt_logoRETURN CALCULATOR

    Check the return on your investment in the fund
    Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl
    Investment Type
    Monthly Investment
    Time Period (yrs)
    Annual Return in %
    • Invested Amount
      ₹3,60,000
    • Return
      ₹1,14,943
    • Current Value
      ₹4,74,943

    bt_logoFUND SUMMARY

    Benchmark
    IISL Nifty Financial Services TR INR
    Expense Ratio
    0.56%
    Category Avg Expense Ratio
    0.91%
    Minimum Investment (Lumpsum/SIP)
    ₹ 5000 /₹ 1000
    Lock In (Years)
    No Lock-in
    Fund Size
    ₹ 2,917.07 Cr(As on Sep, 2025)
    Inception Date
    Dec 28, 2015
    Turnover
    17.19 %
    Exit Load
    0.25% of the NAV, if redeemed/switched out before 30 days from the date of allotment. Units issued on reinvestment of IDCW shall not be subject to exit load.

    bt_logoABOUT THE FUND

    Objective: The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in the Banking and Financial Services sector in India.

    Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl is an Equity - Sector - Financial Services fund. The fund was launched inDec 28, 2015. Its risk level is . The NAV of the fund as onOct 20, 2025 is ₹52.14. Its expense ratio is 0.56 %. The fund has an AUM of ₹2,917.07 Cr.The fund is managed byAmey Sathe.
    The minimum initial investment is  ₹5000 in Lumpsum mode.

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    bt_logoFUND MANAGER

    Amey Sathe
    Amey Sathe
    i
    Lead Fund Manager.
    Oct 14, 2021 - Present
    • Fund Manager Rank8Out of 32
      i
      Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
    • Schemes managed4
    • Total AUM₹ 15,278.28 Cr
    • Highest Return In 1 Yr13.09 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    Tata Equity P/E Fund Direct Plan Growth
    ₹ 403.67
    1.95%
    0.68%
    Very High Risk
    ₹8,529.97Cr
    Tata Banking & Financial Services Fund Direct Growth
    ₹ 52.14
    4.51%
    4.34%
    Very High Risk
    ₹2,917.07Cr
    Tata Young Citizens' Fund (After 7 years) Direct Plan Growth
    ₹ 68.48
    0.16%
    -%
    Very High Risk
    ₹354.84Cr
    Tata Equity P/E Fund Direct Plan Growth
    Very High Risk
    • NAV₹ 403.67
    • Fund Size₹8,529.97Cr
    Fund Return1.95%
    Category Return0.68%
    Tata Banking & Financial Services Fund Direct Growth
    Very High Risk
    • NAV₹ 52.14
    • Fund Size₹2,917.07Cr
    Fund Return4.51%
    Category Return4.34%
    Tata Young Citizens' Fund (After 7 years) Direct Plan Growth
    Very High Risk
    • NAV₹ 68.48
    • Fund Size₹354.84Cr
    Fund Return0.16%
    Category Return--
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoDETAILED PORTFOLIO

    As on Sep, 2025
    EQUITY (96.84%)
    DEBT (-%)
    CASH (3.16%)
    Allocation by Market Cap
    Large Cap(57.52%)
    Mid Cap(17.88%)
    Small Cap(20.41%)
    Industry Holdings
    • Banks Regional61.29%
    • Specialty Finance10.62%
    • Credit Services10.60%
    • Insurance Life6.76%
    • Insurance Diversified4.18%
    • Financial Conglomerates3.34%
    Stock Holdings
    • HDFC Bank Ltd18.91%
    • ICICI Bank Ltd8.78%
    • Axis Bank Ltd8.42%
    • Kotak Mahindra Bank Ltd8.20%
    • Bajaj Finserv Ltd3.23%
    • State Bank of India2.96%

    bt_logoPERFORMANCE MEASURES

    Fund evaluation across critical parameters for better decision making. Study period is 3 years.
    • Consistency
      i
      It represents the consistency of a fund in beating its benchmark.
      ----
    • Downside Risk
      i
      Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
      ----
    • Risk Adjusted Return
      i
      Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
      ----
    • Volatility
      i
      Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
      ----
    • Upside Capture Ratio
      i
      Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
      ----
    • Downside Capture Ratio
      i
      Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.
      ----

    bt_logoHISTORICAL RISK MEASURES

    Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.
    • Alpha: Excess return of the fund over benchmark
      i
      Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
      7.58
      This Fund
      VS
      4.68
      Category Avg
    • R-Squared: How well the fund tracks benchmark
      i
      R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
      80.06
      This Fund
      VS
      84.18
      Category Avg
    • Beta: Risk of the fund in relation to benchmark
      i
      Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
      0.90
      This Fund
      VS
      0.94
      Category Avg
    • Sharpe Ratio: Risk adjusted return of the fund
      i
      Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
      0.95
      This Fund
      VS
      0.68
      Category Avg
    • Sortino Ratio: Return per unit of bad risk
      i
      A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
      1.92
      This Fund
      VS
      1.26
      Category Avg
    • Standard Devation: Volatility of the fund
      i
      Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
      13.01
      This Fund
      VS
      13.69
      Category Avg
    Benchmark used in calculation : S&P BSE 500 India TR INR

    bt_logoPEER ANALYSIS

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size
    IDBI Banking Financial Services Fund Direct Reinvestment of Income Distribution cum Cap wdrlIDBI Banking Financial Services Fund Direct Reinvestment of Income Distribution cum Cap wdrl
    ₹ 16.29
    8.35%
    6.35%
    Very High Risk
    ₹ 86.62 Cr
    ITI Banking and Financial Services Fund Direct Payout Inc Dist cum Cap WdrlITI Banking and Financial Services Fund Direct Payout Inc Dist cum Cap Wdrl
    --
    ₹ 16.98
    5.33%
    4.34%
    Very High Risk
    ₹ 301.88 Cr
    ITI Banking and Financial Services Fund Direct Reinvestment Inc Dist cum Cap WdrlITI Banking and Financial Services Fund Direct Reinvestment Inc Dist cum Cap Wdrl
    --
    ₹ 16.98
    5.33%
    4.34%
    Very High Risk
    ₹ 301.88 Cr
    LIC MF Banking & Financial Services Fund Direct Payout of Income Distribution cum Cap WdrlLIC MF Banking & Financial Services Fund Direct Payout of Income Distribution cum Cap Wdrl
    ₹ 24.67
    4.75%
    4.34%
    Very High Risk
    ₹ 270.59 Cr
    LIC MF Banking & Financial Services Fund Direct Reinvestment of Income Distribution cum Cap WdrlLIC MF Banking & Financial Services Fund Direct Reinvestment of Income Distribution cum Cap Wdrl
    ₹ 24.67
    4.75%
    4.34%
    Very High Risk
    ₹ 270.59 Cr
    IDBI Banking Financial Services Fund Direct Payout of Income Distribution cum Cap wdrlIDBI Banking Financial Services Fund Direct Payout of Income Distribution cum Cap wdrl
    ₹ 16.29
    4.71%
    --
    Very High Risk
    ₹ 86.62 Cr
    IDBI Banking Financial Services Fund Direct Reinvestment of Income Distribution cum Cap wdrl
    Very High Risk
    • NAV₹ 16.29
    • Fund Size₹ 86.62 Cr
    Fund Return8.35%
    Category Return6.35%
    ITI Banking and Financial Services Fund Direct Payout Inc Dist cum Cap Wdrl
    Very High Risk--
    • NAV₹ 16.98
    • Fund Size₹ 301.88 Cr
    Fund Return5.33%
    Category Return4.34%
    ITI Banking and Financial Services Fund Direct Reinvestment Inc Dist cum Cap Wdrl
    Very High Risk--
    • NAV₹ 16.98
    • Fund Size₹ 301.88 Cr
    Fund Return5.33%
    Category Return4.34%
    LIC MF Banking & Financial Services Fund Direct Payout of Income Distribution cum Cap Wdrl
    Very High Risk
    • NAV₹ 24.67
    • Fund Size₹ 270.59 Cr
    Fund Return4.75%
    Category Return4.34%
    LIC MF Banking & Financial Services Fund Direct Reinvestment of Income Distribution cum Cap Wdrl
    Very High Risk
    • NAV₹ 24.67
    • Fund Size₹ 270.59 Cr
    Fund Return4.75%
    Category Return4.34%
    IDBI Banking Financial Services Fund Direct Payout of Income Distribution cum Cap wdrl
    Very High Risk
    • NAV₹ 16.29
    • Fund Size₹ 86.62 Cr
    Fund Return4.71%
    Category Return--
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoTOP FUNDS FROM THIS AMC

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)
    Tata Banking & Financial Services Fund Direct GrowthTata Banking & Financial Services Fund Direct Growth
    ₹ 52.14
    4.51%
    4.34%
    Very High Risk
    ₹ 2,917.07 Cr
    Tata Multi Asset Opportunities Fund Direct GrowthTata Multi Asset Opportunities Fund Direct Growth
    --
    ₹ 27.36
    3.67%
    --
    Very High Risk
    ₹ 4,277.55 Cr
    Tata Dividend Yield Fund Direct GrowthTata Dividend Yield Fund Direct Growth
    --
    ₹ 20.14
    2.16%
    0.76%
    Very High Risk
    ₹ 962.16 Cr
    Tata S&P BSE Sensex Index Fund Direct PlanTata S&P BSE Sensex Index Fund Direct Plan
    ₹ 224.47
    2.12%
    --
    Very High Risk
    ₹ 393.09 Cr
    Tata Nifty 50 Index Fund Direct PlanTata Nifty 50 Index Fund Direct Plan
    ₹ 174.52
    2.05%
    --
    Very High Risk
    ₹ 1,322.31 Cr
    Tata Equity P/E Fund Direct Plan GrowthTata Equity P/E Fund Direct Plan Growth
    ₹ 403.67
    1.95%
    0.68%
    Very High Risk
    ₹ 8,529.97 Cr
    Tata Banking & Financial Services Fund Direct Growth
    Very High Risk
    • NAV₹ 52.14
    • Fund Size₹ 2,917.07 Cr
    1 Month Return4.51%
    Category Return4.34%
    Tata Multi Asset Opportunities Fund Direct Growth
    Very High Risk--
    • NAV₹ 27.36
    • Fund Size₹ 4,277.55 Cr
    1 Month Return3.67%
    Category Return--
    Tata Dividend Yield Fund Direct Growth
    Very High Risk--
    • NAV₹ 20.14
    • Fund Size₹ 962.16 Cr
    1 Month Return2.16%
    Category Return0.76%
    Tata S&P BSE Sensex Index Fund Direct Plan
    Very High Risk
    • NAV₹ 224.47
    • Fund Size₹ 393.09 Cr
    1 Month Return2.12%
    Category Return--
    Tata Nifty 50 Index Fund Direct Plan
    Very High Risk
    • NAV₹ 174.52
    • Fund Size₹ 1,322.31 Cr
    1 Month Return2.05%
    Category Return--
    Tata Equity P/E Fund Direct Plan Growth
    Very High Risk
    • NAV₹ 403.67
    • Fund Size₹ 8,529.97 Cr
    1 Month Return1.95%
    Category Return0.68%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoABOUT THE AMC

    company icon
    Tata Asset Management Limited
    Tata Asset Management Limited manages assets worth ₹ 2,12,090.58 crores. It’s current offering of mutual fund schemes includes 37 equity, 18 debt and 9 hybrid schemes.
    phone icon
    Phone
    +91 22 6657 8282
    mail icon
    Email
    kiran@tataamc.com
    aum
    AUM
    ₹ 2,12,090.58 Cr (
    As on Sep 30, 2025
    )
    location
    Address
    Mafatlal Centre, 9th Floor, Mumbai,400 021

    bt_logoFAQ's

    What is the category of Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl ?
    The category of Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl is Equity - Sector - Financial Services
    What is the current NAV of Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl ?
    The current NAV of Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl as on Oct 20, 2025 is ₹52.14
    How safe is Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl ?
    The risk level of Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl is Very High.
    What are short term returns given by Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl ?
    The return given by Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl in 1 month is 4.51%, 3 months is 2.75%, 6 months is 8.48%, and 1 year is 13.09%
    What are the long term returns given by Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl ?
    The return given by Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl in 3 years is 20.48% and 5 years is 21.72%.
    What is the expense ratio of Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl ?
    The expense ratio of Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl is 0.56%
    What is the AUM of Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl ?
    The assets under Management (AUM) of Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl is Rs 2,917.07 crores.
    What is the minimum investment in Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl ?
    The minimum Lumpsum investment in Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl is ₹5,000.00 and the minimum SIP investment in Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl is ₹1,000.00
    What is the asset allocation of Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl?
    Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl has an exposure of 96.84% in Equity and 3.16% in Cash & Money Market Securities

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