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uti regular savings fund-growth-direct
UTI Regular Savings Fund-Growth-Direct

UTI Regular Savings Fund-Growth-Direct

  • High Risk
  • Allocation
  • Conservative Allocation
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NAV as on Apr 24, 2025
i
Price per unit of the scheme.
₹ 74.1189-0.02%1 Day Change
2.40%
Minimum Investment₹5000
Expense Ratio1.20%

FUND RATING

A holistic measure of the rank of a fund relative to its peers. Top funds receive a score of 5.
5
Scheme Rating
*Morningstar Rating Methodologyi
i

RISK-O-METER

Level of risk associated with a mutual fund to help investors make informed investment decisions
 

bt_logoFUND PERFORMANCE

As On Apr 24, 2025
Compare fund’s performance against category average across different time periods
1M3M6M1Y3Y5Y
5Out of 20 funds in the category
Category Avg Return
2.14%
Fund Return 2.40%
Low2.14%7.67%High
Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
For calculating Category Return & Scheme Ranking, only Growth & Direct schemes are considered.

bt_logoFUND COMPARISON

1M3M6M1Y3Y5Y
This Fund
UTI Regular Savings Fund-Growth-Direct
VS
Allocation: Conservative Allocation Average NAV
    Topper in Allocation: Conservative Allocation
    UTI Regular Savings Fund-Growth-Direct
    All Fund
    *For the other fund, rescaled NAVs are used
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    bt_logoRETURN CALCULATOR

    Check the return on your investment in the fund
    UTI Regular Savings Fund-Growth-Direct
    Investment Type
    Monthly Investment
    Time Period (yrs)
    Annual Return in %
    • Invested Amount
      ₹3,60,000
    • Return
      ₹67,156
    • Current Value
      ₹4,27,156

    bt_logoFUND SUMMARY

    Benchmark
    CRISIL Short Term Debt Hyb 75+25 TR INR
    Expense Ratio
    1.20%
    Category Avg Expense Ratio
    0.76%
    Minimum Investment (Lumpsum/SIP)
    ₹ 5000 /₹ 1500
    Lock In (Years)
    No Lock-in
    Fund Size
    ₹ 1,647.97 Cr(As on Mar, 2025)
    Inception Date
    Jan 01, 2013
    Turnover
    20.00 %
    Exit Load
    (A) Redemption / Switch out within 12 months from the date of allotment – (i) upto 10% of the allotted Units – NIL (ii) beyond 10% of the allotted Units - 1.00 % (B) Redemption / Switch out after 12 months from the date of allotment – NIL

    bt_logoABOUT THE FUND

    Objective: The primary objective of the scheme is to invest predominantly in debt and money market instruments and part of the portfolio into equity/equity related securities with a view to generating income and aim for capital appreciation. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.

    UTI Regular Savings Fund-Growth-Direct is an Allocation - Conservative Allocation fund. The fund was launched inJan 01, 2013. Its risk level is . The NAV of the fund as onApr 24, 2025 is ₹74.12. Its expense ratio is 1.20 %. The fund has an AUM of ₹1,647.97 Cr.The fund is managed byAmit Premchandani,Jaydeep Bhowal.
    The minimum initial investment is  ₹5000 in Lumpsum mode.

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    bt_logoFUND MANAGER

    Amit Premchandani
    Amit Premchandani
    i
    Lead Fund Manager.
    Jan 8, 2022 - Present
    • Fund Manager Rank8Out of 19
      i
      Rank measured on the basis of consistent alpha the fund manager delivered in the same category over a period of three years (factors only Direct plan, Growth option)
    • Schemes managed4
    • Total AUM₹ 15,004.92 Cr
    • Highest Return In 1 Yr338.99 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    UTI-Dividend Yield Fund -Growth-Direct
    ₹ 182.06
    1.52%
    3.74%
    Very High Risk
    ₹3,855.37Cr
    UTI Regular Savings Fund (Segregated - 17022020) - Direct Plan - Growth Option
    --
    ₹ 4.08
    297.23%
    -%
    High Risk
    ₹46.38Cr
    UTI Regular Savings Fund-Growth-Direct
    ₹ 74.12
    2.40%
    2.02%
    High Risk
    ₹1,647.97Cr
    UTI-Dividend Yield Fund -Growth-Direct
    Very High Risk
    • NAV₹ 182.06
    • Fund Size₹3,855.37Cr
    Fund Return1.52%
    Category Return3.74%
    UTI Regular Savings Fund (Segregated - 17022020) - Direct Plan - Growth Option
    High Risk--
    • NAV₹ 4.08
    • Fund Size₹46.38Cr
    Fund Return297.23%
    Category Return--
    UTI Regular Savings Fund-Growth-Direct
    High Risk
    • NAV₹ 74.12
    • Fund Size₹1,647.97Cr
    Fund Return2.40%
    Category Return2.02%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)
    Jaydeep Bhowal
    Jaydeep Bhowal
    i
    Lead Fund Manager.
    Apr 17, 2023 - Present
    • Schemes managed4
    • Total AUM₹ 10,140.22 Cr
    • Highest Return In 1 Yr12.74 %
    Other Funds
    • table
    • card
    1M
    3M
    6M
    1Y
    3Y
    5Y
    Fund NameMorningstar RatingNAVFund ReturnCategory ReturnRiskFund Size
    UTI Gilt Fund with 10 year Constant Duration Direct Growth
    --
    ₹ 12.79
    2.79%
    2.63%
    Moderate Risk
    ₹168.68Cr
    UTI Regular Savings Fund-Growth-Direct
    ₹ 74.12
    2.40%
    2.02%
    High Risk
    ₹1,647.97Cr
    UTI Multi Asset Fund Direct Growth Option
    ₹ 79.94
    3.26%
    -%
    Very High Risk
    ₹5,284.99Cr
    UTI Gilt Fund with 10 year Constant Duration Direct Growth
    Moderate Risk--
    • NAV₹ 12.79
    • Fund Size₹168.68Cr
    Fund Return2.79%
    Category Return2.63%
    UTI Regular Savings Fund-Growth-Direct
    High Risk
    • NAV₹ 74.12
    • Fund Size₹1,647.97Cr
    Fund Return2.40%
    Category Return2.02%
    UTI Multi Asset Fund Direct Growth Option
    Very High Risk
    • NAV₹ 79.94
    • Fund Size₹5,284.99Cr
    Fund Return3.26%
    Category Return--
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoDETAILED PORTFOLIO

    As on Mar, 2025
    EQUITY (23.52%)
    DEBT (73.32%)
    CASH (2.89%)
    Allocation by Market Cap
    Large Cap(16.32%)
    Mid Cap(3.88%)
    Small Cap(3.32%)
    Other Cap(0.27%)
    Industry Holdings
    • Banks Regional28.55%
    • Information Technology Services11.17%
    • Drug Manufacturers Specialty Generic6.12%
    • Auto Manufacturers5.80%
    • Oil Gas Refining Marketing4.29%
    • Telecom Services4.03%
    Stock Holdings
    • HDFC Bank Ltd2.33%
    • ICICI Bank Ltd1.51%
    • Infosys Ltd1.19%
    • Bharti Airtel Ltd0.95%
    • Kotak Mahindra Bank Ltd0.92%
    • Axis Bank Ltd0.90%

    bt_logoPERFORMANCE MEASURES

    Fund evaluation across critical parameters for better decision making. Study period is 3 years.
    • Consistency
      i
      It represents the consistency of a fund in beating its benchmark.
    • Downside Risk
      i
      Measured by Maximum Drawdown which shows the maximum loss from a peak to a nadir over a specified time period
    • Risk Adjusted Return
      i
      Risk adjusted return represents the return generated after factoring the risk taken to achieve it.
    • Volatility
      i
      Volatility represents the standard deviation of fund returns that is, how much the fund returns have deviated from the average.
    • Upside Capture Ratio
      i
      Fund performance relative to the index when the market is up. An upside capture ratio of >100 indicates better fund performance.
    • Downside Capture Ratio
      i
      Fund performance relative to the index when the market is down. A downside capture ratio of <100 indicates better fund performance.

    bt_logoHISTORICAL RISK MEASURES

    Statistical measures to evaluate mutual fund risk. All ratios are calculated for a three-year time duration.
    • Alpha: Excess return of the fund over benchmark
      i
      Any Alpha above zero is considered good. However, for comparison, a fund with a higher Alpha is considered better. Alpha is normally used in conjunction with Beta. If the Beta is high, it implies that the fund manager took a high risk to generate Alpha.
      1.32
      This Fund
      VS
      0.13
      Category Avg
    • R-Squared: How well the fund tracks benchmark
      i
      R-Squared measures the correlation of fund returns and its benchmark returns. It varies between 0 and 1. The metric, Beta makes no sense if R-Squared is equal to zero. Thus, both Beta and R-Squared should be used in conjunction. A fund with a high R-Squared and low Beta is considered a less risky fund.
      87.54
      This Fund
      VS
      75.34
      Category Avg
    • Beta: Risk of the fund in relation to benchmark
      i
      Beta >1 indicates that the fund is more volatile than its benchmark while Beta < 1 indicates that the fund is less volatile than its benchmark. The Beta of the benchmark is equal to 1.
      1.15
      This Fund
      VS
      1.00
      Category Avg
    • Sharpe Ratio: Risk adjusted return of the fund
      i
      Sharpe Ratio is a measure of return per unit of risk. A higher Sharpe ratio indicates better risk adjusted return given by the fund.
      0.69
      This Fund
      VS
      0.39
      Category Avg
    • Sortino Ratio: Return per unit of bad risk
      i
      A variation of Sharpe ratio, Sortino considers only the downside risk. Unlike Sharpe ratio which considers both good risk and bad risk, Sortino factors only the bad risk. A high Sortino ratio indicates better return for each unit of downside risk.
      1.18
      This Fund
      VS
      0.68
      Category Avg
    • Standard Devation: Volatility of the fund
      i
      Standard deviation is a measure of dispersion of fund returns from its average return. A fund with a higher Standard deviation is more volatile than a fund with a low standard deviation.
      4.31
      This Fund
      VS
      4.07
      Category Avg
    Benchmark used in calculation : S&P BSE 500 India TR INR

    bt_logoPEER ANALYSIS

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category ReturnRisk Fund Size
    Kotak Debt Hybrid Direct GrowthKotak Debt Hybrid Direct Growth
    ₹ 66.94
    2.68%
    2.02%
    Moderately High risk
    ₹ 3,017.08 Cr
    Sundaram Debt Oriented Hybrid Fund - Direct Plan - Growth OptionSundaram Debt Oriented Hybrid Fund - Direct Plan - Growth Option
    ₹ 32.62
    2.67%
    2.02%
    Moderately High risk
    ₹ 27.07 Cr
    HSBC Conservative Hybrid Fund Growth Direct PlanHSBC Conservative Hybrid Fund Growth Direct Plan
    ₹ 67.20
    2.66%
    2.02%
    Moderately High risk
    ₹ 145.73 Cr
    Bandhan Regular Savings Fund Direct Plan GrowthBandhan Regular Savings Fund Direct Plan Growth
    ₹ 35.51
    2.55%
    2.02%
    Moderately High risk
    ₹ 114.79 Cr
    UTI Regular Savings Fund-Growth-DirectUTI Regular Savings Fund-Growth-Direct
    ₹ 74.12
    2.40%
    2.02%
    High Risk
    ₹ 1,647.97 Cr
    HDFC Hybrid Debt Fund Direct Plan Growth OptionHDFC Hybrid Debt Fund Direct Plan Growth Option
    ₹ 86.86
    2.37%
    2.02%
    Moderately High risk
    ₹ 3,309.97 Cr
    Kotak Debt Hybrid Direct Growth
    Moderately High risk
    • NAV₹ 66.94
    • Fund Size₹ 3,017.08 Cr
    Fund Return2.68%
    Category Return2.02%
    Sundaram Debt Oriented Hybrid Fund - Direct Plan - Growth Option
    Moderately High risk
    • NAV₹ 32.62
    • Fund Size₹ 27.07 Cr
    Fund Return2.67%
    Category Return2.02%
    HSBC Conservative Hybrid Fund Growth Direct Plan
    Moderately High risk
    • NAV₹ 67.20
    • Fund Size₹ 145.73 Cr
    Fund Return2.66%
    Category Return2.02%
    Bandhan Regular Savings Fund Direct Plan Growth
    Moderately High risk
    • NAV₹ 35.51
    • Fund Size₹ 114.79 Cr
    Fund Return2.55%
    Category Return2.02%
    UTI Regular Savings Fund-Growth-Direct
    High Risk
    • NAV₹ 74.12
    • Fund Size₹ 1,647.97 Cr
    Fund Return2.40%
    Category Return2.02%
    HDFC Hybrid Debt Fund Direct Plan Growth Option
    Moderately High risk
    • NAV₹ 86.86
    • Fund Size₹ 3,309.97 Cr
    Fund Return2.37%
    Category Return2.02%
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoTOP FUNDS FROM THIS AMC

    1M
    3M
    6M
    1Y
    3Y
    5Y
    • card
    • table
    Fund NameMorningstar RatingNAV Fund Return Category Return Risk Fund Size (Cr)
    UTI Credit Risk Fund (Segregated - 17022020) - Direct Plan - Growth OptionUTI Credit Risk Fund (Segregated - 17022020) - Direct Plan - Growth Option
    --
    ₹ 2.69
    297.43%
    --
    Moderately High risk
    ₹ 47.82 Cr
    UTI Regular Savings Fund (Segregated - 17022020) - Direct Plan - Growth OptionUTI Regular Savings Fund (Segregated - 17022020) - Direct Plan - Growth Option
    --
    ₹ 4.08
    297.23%
    --
    High Risk
    ₹ 46.38 Cr
    UTI Dynamic Bond Fund (Segregated - 17022020) - Direct Plan - Growth OptionUTI Dynamic Bond Fund (Segregated - 17022020) - Direct Plan - Growth Option
    --
    ₹ 1.35
    297.20%
    --
    Low to Moderate Risk
    ₹ 6.82 Cr
    UTI Medium Term Fund (Segregated - 17022020) - Direct Plan - Growth OptionUTI Medium Term Fund (Segregated - 17022020) - Direct Plan - Growth Option
    --
    ₹ 0.37
    296.86%
    --
    Moderate Risk
    ₹ 1.36 Cr
    UTI Bond Fund (Segregated - 17022020) - Direct Plan - Growth OptionUTI Bond Fund (Segregated - 17022020) - Direct Plan - Growth Option
    --
    ₹ 7.35
    296.85%
    --
    Moderate Risk
    ₹ 16.78 Cr
    UTI Credit Risk Fund (Segregated - 13092019) - Direct Plan - Growth OptionUTI Credit Risk Fund (Segregated - 13092019) - Direct Plan - Growth Option
    --
    ₹ 0.58
    264.19%
    --
    Moderately High risk
    ₹ 30.86 Cr
    UTI Credit Risk Fund (Segregated - 17022020) - Direct Plan - Growth Option
    Moderately High risk--
    • NAV₹ 2.69
    • Fund Size₹ 47.82 Cr
    1 Month Return297.43%
    Category Return--
    UTI Regular Savings Fund (Segregated - 17022020) - Direct Plan - Growth Option
    High Risk--
    • NAV₹ 4.08
    • Fund Size₹ 46.38 Cr
    1 Month Return297.23%
    Category Return--
    UTI Dynamic Bond Fund (Segregated - 17022020) - Direct Plan - Growth Option
    Low to Moderate Risk--
    • NAV₹ 1.35
    • Fund Size₹ 6.82 Cr
    1 Month Return297.20%
    Category Return--
    UTI Medium Term Fund (Segregated - 17022020) - Direct Plan - Growth Option
    Moderate Risk--
    • NAV₹ 0.37
    • Fund Size₹ 1.36 Cr
    1 Month Return296.86%
    Category Return--
    UTI Bond Fund (Segregated - 17022020) - Direct Plan - Growth Option
    Moderate Risk--
    • NAV₹ 7.35
    • Fund Size₹ 16.78 Cr
    1 Month Return296.85%
    Category Return--
    UTI Credit Risk Fund (Segregated - 13092019) - Direct Plan - Growth Option
    Moderately High risk--
    • NAV₹ 0.58
    • Fund Size₹ 30.86 Cr
    1 Month Return264.19%
    Category Return--
    Returns <= 1 year are absolute and > 1 year are annualised (CAGR)

    bt_logoABOUT THE AMC

    company icon
    UTI Asset Management Co Ltd
    UTI Asset Management Co Ltd manages assets worth ₹ 3,12,382.97 crores. It’s current offering of mutual fund schemes includes 32 equity, 37 debt and 7 hybrid schemes.
    phone icon
    Phone
    +91-22-6678 6666
    mail icon
    Email
    pms_care@uti.co.in
    aum
    AUM
    ₹ 3,12,382.97 Cr (
    As on Mar 31, 2025
    )
    location
    Address
    PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051 Mumbai,400051

    bt_logoFAQ's

    What is the category of UTI Regular Savings Fund-Growth-Direct ?
    The category of UTI Regular Savings Fund-Growth-Direct is Allocation - Conservative Allocation
    What is the current NAV of UTI Regular Savings Fund-Growth-Direct ?
    The current NAV of UTI Regular Savings Fund-Growth-Direct as on Apr 24, 2025 is ₹74.12
    How safe is UTI Regular Savings Fund-Growth-Direct ?
    The risk level of UTI Regular Savings Fund-Growth-Direct is High.
    What are short term returns given by UTI Regular Savings Fund-Growth-Direct ?
    The return given by UTI Regular Savings Fund-Growth-Direct in 1 month is 2.40%, 3 months is 3.82%, 6 months is 3.39%, and 1 year is 12.48%
    What are the long term returns given by UTI Regular Savings Fund-Growth-Direct ?
    The return given by UTI Regular Savings Fund-Growth-Direct in 3 years is 10.69% and 5 years is 13.19%.
    What is the expense ratio of UTI Regular Savings Fund-Growth-Direct ?
    The expense ratio of UTI Regular Savings Fund-Growth-Direct is 1.20%
    What is the AUM of UTI Regular Savings Fund-Growth-Direct ?
    The assets under Management (AUM) of UTI Regular Savings Fund-Growth-Direct is Rs 1,647.97 crores.
    What is the minimum investment in UTI Regular Savings Fund-Growth-Direct ?
    The minimum Lumpsum investment in UTI Regular Savings Fund-Growth-Direct is ₹5,000.00 and the minimum SIP investment in UTI Regular Savings Fund-Growth-Direct is ₹1,500.00
    What is the asset allocation of UTI Regular Savings Fund-Growth-Direct?
    UTI Regular Savings Fund-Growth-Direct has an exposure of 23.52% in Equity, 73.32% in Debt and 2.89% in Cash & Money Market Securities

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